From the moment you step into this custom built home, endless water views will greet you. Open and spacious, with cathedral ceilings in the great room, the rooms are light-filled and airy. Bask in the sun on the 54' deck, or have lunch on the screened porch - so beautiful. There is a large primary suite on the first floor with updated bath as well as one upstairs, so take your pick. The great room features a wood-burning fireplace and built-ins, hardwood floors, and lots of waterside glass. The kitchen is open and has a breakfast area plus a large dining area at the end. The owners have made many recent improvements, including: the replacement of both zones of heating and air conditioning; crawlspace encapsulation with sump pumps, French drains and a dehumidifier; new flooring in the primary suite and laundry room; new hot water heater; updated powder room with wainscotting and nautical wallpaper. The lot has been extensively landscaped for privacy and has a large pavered parking area. A breezeway connects the house to the oversized three-car garage with a workbench and an interior staircase to a heated/cooled office above. The shoreline is rip rapped and the house is in the preferred Flood Zone X . Good elevation, flood insurance not mandatory! Just up the road is the Tilghman on Chesapeake marina, club house and community pool. Boat slips are rented on a seasonal basis and accommodate yachts up to 50' . They are offered at a discounted rate to community residents. Kayak storage is free for residents. This is a fantastic boating and fishing location. Tilghman is loaded with maritime history and has several nice restaurants to choose from. There are many quiet country roads to bike around. The perfect retreat! More information about Tilghman on Chesapeake and the marina i on their website. HOA documents are also available there. Annual fees are $800 for common area maintenance and $1495 for the use of the clubhouse, pool, kayak storage.
Single-familyProperty Type
1991Year Built
0.67 acresLot Size
$522Est. Price/Sq.Ft.
3 car garageParking
Listed by Debra Crouch• Benson & Mangold, LLC
•410-745-0415 (broker)
•info@bensonandmangold.com (broker)
Bought with Unrepresented Unrepresented• Unrepresented
Eastern Shore Resort Style Living! This private home in Tilghman on Chesapeake community offers marina, club house, pool, and docking. Custom Built 1 owner home with attention to detail with striking sunrise views. Three bedroom/ 3.5 baths, 2 primary suites on first and second floors. Open floor concept with screened waterside porch and massive new trek deck. Oversized fully paved driveway and 3 car garage with a second floor finished office. Professional landscaping, enjoy the view of your resident Osprey nest.
Public Records
Nov 20, 1991
Sold
$540,000
$201/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$8,083 (+17.5%)
2025
$6,878 (+5.2%)
2024
$6,536 (+9.9%)
$328,000 + $430,200
$758,200
2023
$5,950 (+12.3%)
2022
$5,299 (+2.4%)
2021
$5,173 (+3.5%)
$328,500 + $344,600
$673,100
2020
$5,000 (−1.4%)
$328,500 + $344,600
$673,100
2019
$5,071 (+3.4%)
$328,500 + $344,600
$673,100
2018
$4,902 (+5.2%)
$328,600 + $354,000
$682,600
2017
$4,661 (−12.0%)
$328,600 + $354,000
$682,600
2015
$5,297 (−13.0%)
$469,000 + $360,100
$829,100
2014
$6,090 (+3.5%)
$563,100 + $412,800
$975,900
2013
$5,885 (+7.7%)
2012
$5,465 (−15.6%)
2011
$6,473 (+10.3%)
2010
$5,870 (+8.1%)
2009
$5,431
Tax history for 21501 Island Club Rd
Year
Property tax
Land + Additions
Assessment*
2026
$8,083 (+17.5%)
2025
$6,878 (+5.2%)
2024
$6,536 (+9.9%)
$328,000 + $430,200
$758,200
2023
$5,950 (+12.3%)
2022
$5,299 (+2.4%)
2021
$5,173 (+3.5%)
$328,500 + $344,600
$673,100
2020
$5,000 (−1.4%)
$328,500 + $344,600
$673,100
2019
$5,071 (+3.4%)
$328,500 + $344,600
$673,100
2018
$4,902 (+5.2%)
$328,600 + $354,000
$682,600
2017
$4,661 (−12.0%)
$328,600 + $354,000
$682,600
2015
$5,297 (−13.0%)
$469,000 + $360,100
$829,100
2014
$6,090 (+3.5%)
$563,100 + $412,800
$975,900
2013
$5,885 (+7.7%)
2012
$5,465 (−15.6%)
2011
$6,473 (+10.3%)
2010
$5,870 (+8.1%)
2009
$5,431
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
3.5
Stories
2
Lot width
—
Lot depth
—
Lot size
0.66 Acres
Year renovated
—
Sq. Ft.
2,683
Year built
1991
Style
Single Family Residential
County
Talbot County
APN
05 193516
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
VM
Village Mixed District
The Village Mixed District provides for low- or moderate-intensity residential and commercial uses. This district may contain a mixture of residential, commercial, and maritime/agricultural service uses. The commercial and service uses serve residents of the village and nearby areas, and may include heritage tourism uses to attract visitors. Limited new development is directed to this district so that the environment and natural resources of nearby rural areas are protected and preserved. These districts may have public water and/or sewer service with relatively smaller lots and higher densities than surrounding rural areas.
Permitted uses
Include but are not limited to:
Gas station
Bank
Day care facility
General retail
Restaurant
Housing-Group
Housing-Single unit
Office
Fire house
Police station
Property details
Parking
Parking Information
# of Detached Garage Spaces: 3
Garage Features: Additional Storage Area, Garage - Front Entry, Oversized
# of Total Garage and Parking Spaces: 3
Has Garage
# of Garage Spaces: 3
Paved Parking
Detached Garage
Interior
Virtual Tour
Bedroom Information
# of Bedrooms On 1st Upper Level: 2
# of Bedrooms On Main Level: 1
Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On All Upper Levels: 2
# of Bathrooms (Half): 1
# of Bathrooms (Full): 3
Interior Information
Appliances: Built-In Microwave, Cooktop - Down Draft, Dishwasher, Dryer - Electric, Dryer - Front Loading, Icemaker, Oven - Wall, Refrigerator, Washer, Water Heater
Lot Features: Front Yard, Landscaping, Level, Premium, Rear Yard, Rip-Rapped, SideYard(s)
Navigable Water
Has Water View
Water Frontage In Feet: 125
Tidal Water: Yes
Land Information
Land Assessed Value: $328,500
Above Grade Information
Finished Sq.Ft.: 2,683
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
Agricultural Tax Due: No
County Tax: $5,173
Tax Assessed Value: $673,100
Tax Year: 2021
Tax Annual Amount: $5,173
Assessments Information
Year Assessed: 2022
Lease Information
Lease Considered: No
Utilities
Utilities Information
Central Air
Cooling Type: Central A/C, Heat Pump(s)
Cooling Fuel: Electric
200+ Amp Service
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: Public Sewer
Water Source: Private, Well
Location
Homeowners Association Information
HOA/Condo/Coop Fee Includes: Common Area Maintenance, Pool(s)
HOA/Condo/Coop Amenities: Boat Slip, Club House, Common Grounds, Community Center, Marina/Marina Club, Meeting Room, Party Room, Picnic Area, Pier/Dock, Pool - Outdoor, Security, Water/Lake Privileges
HOA Fee: $191.25
HOA Fee Frequency: Annually
School Information
Elementary School: TILGHMAN
Middle Or Junior School: ST. MICHAELS
High School: ST. MICHAELS
School District Name: TALBOT COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
Middle School Source: Listing Agent
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: Route 33 to Tilghman. Turn left on Island Club Rd. Property is on the right.
Location Type: Creek
Waterfrontage Information
Water Access Features: Fishing Allowed, Canoe/Kayak, Private Access, Swimming Allowed
Water Access
Rip-Rap
On Waterfront
Water Oriented
Water Body Type: River
Water Body Name: Harris Creek
Public facts
Beds: —
Baths: 3.5
Sq. Ft.: 2,683
Stories: 2.0
Lot Size: 0.66 acres
Style: Single Family Residential
Year Built: 1991
Year Renovated: —
County: Talbot County
APN: 05 193516
Home facts updated by county records on Aug 26, 2026
Around this home
Schools
Tilghman Elementary School
Public PreK-5 • Assigned • 0.5mi
2/10
St. Michaels Middle/High School
Public 6-12 • Assigned • 8.0mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
5/10 Flood Factor
Estimated 19-29% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 105° expected this year, 15 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
4/10 Air Factor
4 unhealthy days expected this year, 5 days in 30 years
Provided by First Street
Historical weather
Tilghman, MD • 21671
Average low and high temperatures (°F)
38
27
42
31
57
43
66
52
72
60
82
70
87
75
80
69
77
66
68
56
58
47
44
34
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.3 hours in
June and 4.8 hours in December, which is comparable to the
U.S. average for solar exposure.
9.3 hrs
4.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.33M – $1.61M
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