CHESAPEAKE COTTAGE WITH QUAINT COZY BEACHY VIBE AT THE VERY END OF TILGHMAN ISLAND FOR YOUR FAMILY WEEKENDS. SUNRISE VIEWS ON THE WATERSIDE AND SUNSET VIEWS AT THE FRONT OF THE HOUSE, THERE IS NEVER A SHORTAGE OF SUMMER BREEZES TO ENJOY LAZY SUMMER DAYS PICKING CRABS OUTSIDE. THIS CHARMING THREE BEDROOM COTTAGE HAS 2 ADDITIONAL BUILDINGS ( 12X20 AND 9X19 ) FOR STORAGE OF KAYAKS, OUTDOOR GAMES , BIKES. OR TURN ONE OF THEM INTO A COVERED SITTING AREA DURING SUMMER RAINS.
Single-familyProperty Type
1976Year Built
0.35 acresLot Size
$495Est. Price/Sq.Ft.
2 spacesParking
Listed by Cornelia C Heckenbach• Long & Foster Real Estate, Inc.
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$63,662
Est. take-home
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Est. cash available
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Market trends in 21671, MD
Last updated October 2026
Buyer's Market
Seller's Market
Buyer's market
Sale-to-list price
94.5%
+5.0% MoM
Median sale price
$455K
$325K MoM
Avg. days on market
70d
12 days MoM
Recently sold homes
5
1 MoM
Provided by Redfin
Sale history for 4897 Black Walnut Point Rd
Date
Event
Price
BRIGHT MLS #MDTA2010740
Jun 20, 2025
Sold
$547,000
$518/sq ft
May 21, 2025
Contingent
—
May 12, 2025
Listed
$547,000
$518/sq ft
BRIGHT MLS #MDTA2007476
Jun 6, 2024
Listing Removed
—
May 20, 2024
Price Changed
$625,000
$592/sq ft
Apr 6, 2024
Listed
$680,000
$644/sq ft
BRIGHT MLS #MDTA2003140
Sep 23, 2022
Sold
$420,000
$398/sq ft
Sep 16, 2022
Pending
—
Aug 13, 2022
Contingent
—
Jul 16, 2022
Price Changed
$479,000
$454/sq ft
Jun 3, 2022
Listed
$599,900
$568/sq ft
+35
Welcome to your wonderful waterfront retreat! Perfectly sited on waterfront lot in historic Tilghman Island, this picturesque cottage will delight with expansive views. Wait until you see the gorgeous sunrises from this Eastern Shore Rancher. This home features an open kitchen/dining area with wide water views over the cove and out to the Choptank River. Including 3 Bedrooms, 1.5 baths and Luxury Vinyl Plank floors throughout. Private dock with 2+/- MLW, riprap, boat launch and 85’ of shoreline. The sunroom offers stunning views to enjoy birds and wildlife right in your own backyard. Freshly painted. Two sheds. The area amenities are excellent with waterfront dining, fishing, and marinas. Just a short drive to St. Michaels!
BRIGHT MLS #MDTA139658
Dec 18, 2020
Sold
$293,000
$277/sq ft
Dec 12, 2020
Pending
—
Nov 25, 2020
Contingent
—
Oct 24, 2020
Listed
$299,000
$283/sq ft
Public Records
Oct 26, 2020
Sold
$230,000
$218/sq ft
Public Records
Oct 5, 1990
Sold
$165,000
$156/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$2,823 (+11.7%)
2025
$2,527 (+4.3%)
2024
$2,424 (+8.6%)
$142,300 + $129,700
$272,000
2023
$2,233 (+10.8%)
2022
$2,015 (+2.4%)
2021
$1,969 (+3.3%)
$142,300 + $106,100
$248,400
2020
$1,905 (−2.1%)
$142,300 + $106,100
$248,400
2019
$1,947 (+3.3%)
$142,300 + $106,100
$248,400
2018
$1,884 (+5.0%)
$149,700 + $104,300
$254,000
2017
$1,794 (+1.2%)
$149,700 + $104,300
$254,000
2015
$1,773 (−13.1%)
$166,300 + $101,900
$268,200
2014
$2,039 (+3.4%)
$228,300 + $88,900
$317,200
2013
$1,973 (+9.2%)
2012
$1,806 (−16.3%)
2011
$2,157 (+11.8%)
2010
$1,931 (+11.9%)
2009
$1,726
Tax history for 4897 Black Walnut Point Rd
Year
Property tax
Land + Additions
Assessment*
2026
$2,823 (+11.7%)
2025
$2,527 (+4.3%)
2024
$2,424 (+8.6%)
$142,300 + $129,700
$272,000
2023
$2,233 (+10.8%)
2022
$2,015 (+2.4%)
2021
$1,969 (+3.3%)
$142,300 + $106,100
$248,400
2020
$1,905 (−2.1%)
$142,300 + $106,100
$248,400
2019
$1,947 (+3.3%)
$142,300 + $106,100
$248,400
2018
$1,884 (+5.0%)
$149,700 + $104,300
$254,000
2017
$1,794 (+1.2%)
$149,700 + $104,300
$254,000
2015
$1,773 (−13.1%)
$166,300 + $101,900
$268,200
2014
$2,039 (+3.4%)
$228,300 + $88,900
$317,200
2013
$1,973 (+9.2%)
2012
$1,806 (−16.3%)
2011
$2,157 (+11.8%)
2010
$1,931 (+11.9%)
2009
$1,726
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
0.35 Acres
Year renovated
—
Sq. Ft.
1,056
Year built
1976
Style
Single Family Residential
County
Talbot County
APN
05 187435
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
VR
Village Residential District
The Village Residential District provides for low- or moderate-density residential use. Limited new infill residential development is directed to this district, so that the environment and natural resources of nearby rural areas are protected and preserved. These districts may have public water and/or sewer service; however, these services should not be the basis for new development inconsistent with the established scale or character of the Village.
Permitted uses
Include but are not limited to:
Agriculture
Gas station
Housing-Group
Housing-Single unit
Fire house
Police station
Post office
Park & open space
Property details
Parking
Parking Information
# of Total Garage and Parking Spaces: 2
Driveway - # of Spaces: 2
Driveway
Interior
Virtual Tour
Bedroom Information
# of Bedrooms On Main Level: 3
Bathroom Information
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full): 2
Interior Information
Flooring Type: Ceramic Tile, Luxury Vinyl Plank
Living Area Sq.Ft. Source: Assessor
Wall & Ceiling Types: Dry Wall
Room Information
Living Room, Dining Room, Kitchen, Sun/Florida Room
Laundry Type: Main Floor
Basement Information
Basement: No
Exterior
Property Information
Total Below Grade Sq. Ft.: 0
Improvement Assessed Value: $129,700
Ownership Interest: Fee Simple
Property Condition: Very Good
Year Built Source: Assessor
Building Information
Construction Materials: Aluminum Siding
Foundation Details: Crawl Space
Other Structures: Above Grade, Below Grade
Structure Type: Detached
Other Structures: Barn, Storage Barn/Shed
Building Not Winterized
Exterior Information
Outbuilding(s)
Lot Information
Navigable Water
Has Water View
Water Frontage In Feet: 80
Tidal Water: Yes
Land Information
Land Assessed Value: $142,300
Dock Information
Dock Type and Features: Material - Treated Lumber
Dock/Slip Conveyance: Deeded
# of Docks: 1
Dock/Slip Conveys: Yes
Above Grade Information
Finished Sq.Ft.: 1,056
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $2,385
Tax Assessed Value: $272,000
Tax Year: 2024
Tax Annual Amount: $2,385
Assessments Information
Year Assessed: 2025
Lease Information
Lease Considered: No
Utilities
Utilities Information
Cooling Type: Ceiling Fan(s), Window Unit(s)
Cooling Fuel: Electric
Baseboard - Electric
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: Public Sewer
Water Source: Well
Municipal Trash: No
Location
School Information
Elementary School: CALL SCHOOL BOARD
Middle Or Junior School: CALL SCHOOL BOARD
High School: CALL SCHOOL BOARD
School District Name: TALBOT COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
Middle School Source: Listing Agent
High School Source: Listing Agent
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: Rt 33 towards TILGHMAN, DRIVE TO END, PROPERTY ON LEFT SIGN POSTED
Mean Low Water Feet: 2
Waterfrontage Information
Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed
Water Access
Private Dock Site
On Waterfront
Water Oriented
Water Body Type: Creek
Water Body Name: BLACK WALNUT COVE
Public facts
Beds: —
Baths: 2.0
Sq. Ft.: 1,056
Stories: 1.0
Lot Size: 0.35 acres
Style: Single Family Residential
Year Built: 1976
Year Renovated: —
County: Talbot County
APN: 05 187435
Home facts updated by county records on Aug 26, 2026
Around this home
Schools
K - 12
Preschool & daycare
Tilghman Elementary School
Public PreK-5 • Assigned • 1.9mi
2/10
St. Michaels Middle/High School
Public 6-12 • Assigned • 9.4mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 104° expected this year, 15 days in 30 years
7/10 Wind Factor
79% chance of strong winds in next 30 years
4/10 Air Factor
4 unhealthy days expected this year, 5 days in 30 years
Provided by First Street
Historical weather
Tilghman, MD • 21671
Average low and high temperatures (°F)
38
27
42
31
57
43
66
52
72
60
82
70
87
75
80
69
77
66
66
55
58
47
44
34
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.3 hours in
June and 4.8 hours in December, which is comparable to the
U.S. average for solar exposure.
9.3 hrs
4.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$497,000 – $602,000
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