Charming 2-3BR/2BA coastal cottage with tranquil water views of Black Walnut Cove and the Choptank River - ideal for easy full-time living or a relaxed weekend retreat. Beautiful hardwood floors run throughout, complementing the home’s warm, welcoming character and comfortable scale. The living room, anchored by a wood-burning fireplace, offers a cozy gathering space, while the kitchen is thoughtfully designed with a large center island, wet bar, and French door access to a beautiful screened porch overlooking the cove - perfect for morning coffee, quiet afternoons, or casual evening entertaining. The primary suite is a peaceful retreat, featuring an ensuite bath, walk-in closet, and convenient laundry cubby. An adjoining second bedroom offers flexibility as a private office, sitting room, or additional sleeping space. A third bedroom and full hall bath provide comfortable accommodation for guests. Additional highlights include a garden shed and a fully conditioned “she shed” with heat and AC, currently used as an art studio – a versatile space for hobbies or creative pursuits. Numerous improvements include a new roof, Pella architectural windows, encapsulated crawlspace, 3-zone Mitsubishi mini-split system, reverse-osmosis water filtration, and more. This thoughtfully updated cottage offers the best of Eastern Shore living with a relaxed, waterside feel.
The Village Residential District provides for low- or moderate-density residential use. Limited new infill residential development is directed to this district, so that the environment and natural resources of nearby rural areas are protected and preserved. These districts may have public water and/or sewer service; however, these services should not be the basis for new development inconsistent with the established scale or character of the Village.
Permitted uses
Include but are not limited to:
Agriculture
Gas station
Housing-Group
Housing-Single unit
Fire house
Police station
Post office
Park & open space
Property details
Parking
Parking Information
# of Attached Garage Spaces: 1
Garage Features: Garage - Front Entry, Garage Door Opener
# of Total Garage and Parking Spaces: 3
Has Garage
# of Garage Spaces: 1
Driveway - # of Spaces: 2
Private
Attached Garage, Driveway
Interior
Bedroom Information
# of Bedrooms On Main Level: 2
Bathroom Information
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full): 2
Interior Information
Appliances: Dryer - Front Loading, Oven/Range - Gas, Refrigerator, Washer - Front Loading, Water Heater
Door Features: French
Flooring Type: Hardwood, Tile/Brick
Interior Features: Bathroom - Walk-In Shower, Built-Ins, CeilngFan(s), Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Eat-In, Kitchen - Island, Pantry, Master Bath(s), Recessed Lighting, Walk-in Closet(s), Wet/Dry Bar, Wood Floors
Living Area Sq.Ft. Source: Assessor
Wall & Ceiling Types: Plaster Walls
Room Information
Living Room, Master Bedroom, Bedroom 2, Kitchen, Foyer, Laundry, Office, Master Bathroom, Full Bath, Screened Porch
Laundry Type: Main Floor, Dryer In Unit, Washer In Unit
Fireplace Information
Has Fireplace
# of Fireplaces: 1
Brick, Wood
Basement Information
Basement: No
Exterior
Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 0
Improvement Assessed Value: $112,600
Ownership Interest: Fee Simple
Property Condition: Very Good
Year Built Source: Assessor
Building Information
Construction Materials: Frame
Foundation Details: Crawl Space
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Deck(s), Screened, Patio(s), Porch(es)
Roof: Asphalt
Structure Type: Detached
Window Features: Storm
Other Structures: Shed, Garage(s), Office/Studio
Exterior Information
Exterior Lighting, Outbuilding(s)
Lot Information
Lot Features: Front Yard, Landscaping, Open, Rear Yard, SideYard(s)
Has Water View
Tidal Water: No
Land Information
Land Assessed Value: $154,000
Above Grade Information
Finished Sq.Ft.: 1,260
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $2,269
Tax Assessed Value: $254,133
Tax Year: 2025
Tax Annual Amount: $2,269
Assessments Information
Year Assessed: 2026
Utilities
Utilities Information
Broadband
Cooling Type: Ceiling Fan(s), Ductless/Mini-Split
Cooling Fuel: Electric
120/240V
Heat Pump(s)
Heating Fuel: Oil
Hot Water: Oil
Sewer Septic: Septic Exists
Above Ground, (C) Other
Water Source: Well
Location
School Information
School District Name: TALBOT COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: From Route 50, take Easton Bypass (Rt 322). Turn onto Saint Michaels Road (Rt 33) and follow to Tilghman Island. Cross Knapp's Narrows Bridge and continue on Tilghman Island Road. Turn left onto Fairbank Road. House is on right.
Road Responsibility: City/County
Waterfrontage Information
Water Oriented
Water Body Type: Cove
Water Body Name: BLACK WALNUT COVE
Public facts
Beds: —
Baths: 1.0
Sq. Ft.: 1,260
Stories: 1.0
Lot Size: 0.72 acres
Style: Single Family Residential
Year Built: 1959
Year Renovated: —
County: Talbot County
APN: 05 175232
Home facts updated by county records on Aug 26, 2026
Around this home
Schools
Tilghman Elementary School
Public PreK-5 • Assigned • 1.8mi
2/10
St. Michaels Middle/High School
Public 6-12 • Assigned • 9.2mi
6/10
Provided by GreatSchools
Climate risks
8/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 104° expected this year, 16 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
4/10 Air Factor
4 unhealthy days expected this year, 5 days in 30 years
Provided by First Street
Historical weather
Tilghman, MD • 21671
Average low and high temperatures (°F)
38
27
42
31
57
43
66
52
72
60
82
70
87
75
80
69
77
66
68
56
58
47
44
34
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
96/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Tilghman. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.7 hrs
6.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$533,000 – $645,000
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