Custom Riverfront Ranch on the Kawkawlin River! Enjoy peaceful waterfront living in this custom-built ranch home located on the beautiful Kawkawlin River in Bay City. This 1-bedroom, 1-bath home offers nearly 1,200 sq ft of open-concept living space, featuring tall pitched ceilings, large windows with stunning river views, and rich wood details throughout. From the warm wood ceilings and cabinetry to the exterior finishes, this home exudes rustic charm and character. The spacious layout offers an easy flow between the kitchen, dining, and living areas—perfect for entertaining or relaxing by the water. Step outside onto the expansive wooden deck that extends all the way to the river’s edge, ideal for enjoying morning coffee, evening sunsets, or peaceful views year-round. A two-car garage provides ample storage and parking, and the property’s location is a boater’s dream—just a short ride to the mouth of the Bay! While the home could use some updating, its solid craftsmanship and unbeatable setting offer endless potential to create your perfect riverfront retreat. Homes like this don’t last long—schedule your showing today and experience the charm of riverfront living! Home is an Estate.
Single-familyProperty Type
6,969 sq ftLot Size
$195Est. Price/Sq.Ft.
2 car garageParking
Listed by Calyb Shaw• Berkshire Hathaway HomeServices, Bay City
Custom Riverfront Ranch on the Kawkawlin River! Enjoy peaceful waterfront living in this custom-built ranch home located on the beautiful Kawkawlin River in Bay City. This 1-bedroom, 1-bath home offers nearly 1,200 sq ft of open-concept living space, featuring tall pitched ceilings, large windows with stunning river views, and rich wood details throughout. From the warm wood ceilings and cabinetry to the exterior finishes, this home exudes rustic charm and character. The spacious layout offers an easy flow between the kitchen, dining, and living areas—perfect for entertaining or relaxing by the water. Step outside onto the expansive wooden deck that extends all the way to the river’s edge, ideal for enjoying morning coffee, evening sunsets, or peaceful views year-round. A two-car garage provides ample storage and parking, and the property’s location is a boater’s dream—just a short ride to the mouth of the Bay! While the home could use some updating, its solid craftsmanship and unbeatable setting offer endless potential to create your perfect riverfront retreat. Homes like this don’t last long—schedule your showing today and experience the charm of riverfront living! Home is an Estate.
Year
Property tax
Land + Additions
Assessment*
2025
$2,636 (+3.1%)
2024
$2,557 (+10.2%)
2023
$2,319 (+5.8%)
2022
$2,192 (+9.0%)
2021
$2,011 (+0.3%)
2020
$2,004 (+1.8%)
2019
$1,968 (+4.9%)
2018
$1,876 (+6.3%)
2017
$1,765 (−0.4%)
2016
$1,772 (+3.0%)
2014
$1,721
Tax history for 421 River Rd
Year
Property tax
Land + Additions
Assessment*
2025
$2,636 (+3.1%)
2024
$2,557 (+10.2%)
2023
$2,319 (+5.8%)
2022
$2,192 (+9.0%)
2021
$2,011 (+0.3%)
2020
$2,004 (+1.8%)
2019
$1,968 (+4.9%)
2018
$1,876 (+6.3%)
2017
$1,765 (−0.4%)
2016
$1,772 (+3.0%)
2014
$1,721
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
1
Baths
1
Stories
—
Lot width
40 ft.
Lot depth
175 ft.
Lot size
6,970 Sq. Ft.
Year renovated
—
Sq. Ft.
1,185
Year built
—
Style
Single Family Residential
County
Bay County
APN
010-L10-000-771-00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jun 2, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
# of Parking Spaces in Garage: 2
Garage Type: Detached Garage
Interior
Interior Features
# of Rooms (Total): 6
Bedroom Information
Bedroom 1 Level: Main
Bedroom 1 Dimensions: 10 x 14
Bedroom 1 Floor Covering: Carpet
Bedroom 1 Floor Covering: Carpet
Bathroom Information
# of Bathrooms (Full): 1
# of Baths/Lavatories (Total): 1
Bathroom 1 Information
Bathroom 1 Floor Covering: Ceramic
Bathroom 1 Level: Main
Bathroom 1 Length: 9
Bathroom 1 Width: 8
Dining/Kitchen Information
Dining Room Floor Covering: Carpet
Kitchen Floor Covering: Wood
Kitchen Level: Main
Kitchen Dimension: 10 x 12
Dining Room Level: Main
Dining Room Dimension: 11 x 12
Library/Den/Living Room Information
Living Room Floor Covering: Carpet
Living Room Level: Main
Living Room Dimensions: 22 x 21
Laundry/Basement Information
Basement : Has Basement
Basement Type: Mi Basement
Exterior
Exterior Features
Exterior Construction: Wood
Foundation Type: Basement
Property Features
Frontage Type: Road
Lake Name: Kawkawlin River
Property Information
Property Type: Residential
Structure Style: 1 Story
Year Built: 0
Below Grade Sq. Ft.: 1185
Below Grade Sq. Ft. (Finished): 0
Lot Information
Lot Size: 40,175
Land Information
Land Contract: No
Acreage: 0.16
Frontage: 40
Financial
Tax/Assessments Information
Taxable Value Year: 2025
Taxable Value: $64,750
Total Tax Amount: $2,622.31
Summer Tax Year: 2025
Summer Tax Amount: $1,418.59
Winter Tax Year: 2024
Winter Tax Amount: $1,203.72
Utilities
Utility Information
Heat/Fuel Type: Natural Gas
Water: Public Water
Cooling System: Central A/C
Heating System: Boiler
Sewer Septic: Public Sanitary
Location
Unit 5 Information
Living Room Dimensions: L=1185
School Information
School District: Bay City School District
School District: Bay City School District
Address Information
Street Designation: Road
Location Details
Municipality Type: Township
Municipality: Bangor Twp
Mail City: Bay City
Subdivision: Lagoon Beach
Municipality: Bangor Twp
Area (Municipality): Bangor Twp (09001)
Public facts
Beds: 1
Baths: 1.0
Sq. Ft.: 1,185
Stories: —
Lot Size: 6,970 square feet
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Bay County
APN: 010-L10-000-771-00
Home facts updated by county records on Jun 2, 2026
Other
Listing Information
Originating MLS: Bay County REALTOR Association
No
Around this home
Schools
Bangor Central School
Public PreK-5 • Assigned • 0.9mi
4/10
Christa McAuliffe Middle School
Public 6-8 • Assigned • 2.9mi
5/10
John Glenn High School
Public 9-12 • Assigned • 2.9mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
2/10 Heat Factor
7 days above 96° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Bay City, MI • 48706
Average low and high temperatures (°F)
27
15
32
18
47
29
58
39
66
47
79
60
84
65
80
60
77
55
65
45
47
35
33
22
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 2.3 hours in December, placing it below the
U.S. average for solar exposure.
9.6 hrs
2.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$220,000 – $266,000
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