Located along the shores of the Flat River on a .7 acre lot sloping to the water's edge with 25' of riverfront is this 3 bedroom, 1.5 bath walkout ranch home. The features of this 1976 built residence consists of: 1120 main floor finished area with 3 bedrooms, spacious front living room, oak kitchen with eating area and sliders to multi-level covered rear deck plus partially finished walkout level with office or possible 4th bedroom and option for a family and rec area. Additional amenities: patio off the walkout slider door, 2 car attached garage, central air, all public utilities, roof shingles replaced 8 years ago and an updated furnace in 2011. All this plus the enjoyment of the slow moving and relatively shallow waters of the Flat River which provides great family summertime fun!
Single-familyProperty Type
1976Year Built
0.73 acresLot Size
$265Est. Price/Sq.Ft.
2 car garageParking
Listed by Spencer Geisen• RE/MAX Brokers Plus - I
Bought with Lisa Coe• Five Star Real Estate (Ionia)
Located along the shores of the Flat River on a . 7 acre lot sloping to the water's edge with 25' of riverfront is this 3 bedroom, 1.5 bath walkout ranch home. The features of this 1976 built residence consists of: 1120 main floor finished area with 3 bedrooms, spacious front living room, oak kitchen with eating area and sliders to multi-level covered rear deck plus partially finished walkout level with office or possible 4th bedroom and option for a family and rec area. Additional amenities: patio off the walkout slider door, 2 car attached garage, central air, all public utilities, roof shingles replaced 8 years ago and an updated furnace in 2011. All this plus the enjoyment of the slow moving and relatively shallow waters of the Flat River which provides great family summertime fun!
Year
Property tax
Land + Additions
Assessment*
2025
$2,551 (+2.6%)
2024
$2,487 (+4.3%)
2023
$2,385 (+5.0%)
2022
$2,272 (+2.8%)
2021
$2,210 (+0.4%)
2020
$2,202 (+1.2%)
2019
$2,175 (+0.6%)
2018
$2,162 (+7.2%)
2017
$2,017 (+0.9%)
2016
$1,999 (+20.7%)
2015
$1,656 (−2.2%)
2014
$1,694
Tax history for 870 Water St
Year
Property tax
Land + Additions
Assessment*
2025
$2,551 (+2.6%)
2024
$2,487 (+4.3%)
2023
$2,385 (+5.0%)
2022
$2,272 (+2.8%)
2021
$2,210 (+0.4%)
2020
$2,202 (+1.2%)
2019
$2,175 (+0.6%)
2018
$2,162 (+7.2%)
2017
$2,017 (+0.9%)
2016
$1,999 (+20.7%)
2015
$1,656 (−2.2%)
2014
$1,694
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
1.5
Stories
1
Lot width
85 ft.
Lot depth
370 ft.
Lot size
0.72 Acres
Year renovated
—
Sq. Ft.
960
Year built
1976
Style
Single Family Residential
County
Ionia County
APN
402-190-000-020-00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 17, 2026.
Property details
Parking
Parking Information
Parking Features: Attached, Paved
Garage Information
Garage Spaces: 2
Has Garage
Attached Garage
Interior
Bathroom Information
# of Full Bathrooms: 1
# of Half Bathrooms: 1
Heating & Cooling
Has Heating
Has Cooling
Heating: Forced Air, Natural Gas
Interior Features
Interior Features: Ceiling Fans, Ceramic Floor, Garage Door Opener, Laminate Floor, Water Softener/Owned, Eat-in Kitchen
# of Rooms Total: 7
Appliances: Dishwasher, Microwave
Window Features: Screens, Window Treatments
Room Information
Basement: Walk Out, Full
Room 1 Information
Room Type: Kitchen
Room 2 Information
Room Type: Living Room
Room 3 Information
Room Type: Laundry
Room 4 Information
Room Type: Primary Bedroom
Room 5 Information
Room Type: Primary Bathroom
Room 6 Information
Room Type: Bedroom 2
Room 7 Information
Room Type: Bedroom 3
Room 8 Information
Room Type: Den
Exterior
Building Information
Architectural Style: Ranch
Exterior Features
Year Built: 1976
Land Information
Road Surface Type: Paved
Lot Information
Lot Size Acres: 0.73
Lot Size Area: 0.73
Lot Size Units: Acres
Other Structures: Shed(s)
Is Waterfront
Water Body Name: Flat River
Waterfront Features: Private Frontage
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Water Source: Public
Living Area: 1220.0
Financial
Tax Information
Tax Year: 2014
Tax Annual Amount: $1,689
Tax Assessed Value: $39,319
Utilities
Utility Information
Sewer: Public Sewer
Utilities: Telephone Line, Cable Connected, Natural Gas Connected
Location
School Information
High School District: Belding
Location Information
Directions: M44 east of M91 to Water St., north to property.
Public facts
Beds: 3
Baths: 1.5
Sq. Ft.: 960
Stories: 1.0
Lot Size: 0.72 acres
Style: Single Family Residential
Year Built: 1976
Year Renovated: —
County: Ionia County
APN: 402-190-000-020-00
Home facts updated by county records on Jul 17, 2026
Other
Documents & Disclosures
Documents Available: Listing Contract, Survey, Change Form, Other
Around this home
Schools
Woodview Elementary School
Public 3-5 • Assigned • 0.6mi
7/10
Belding Middle School
Public 6-8 • Assigned • 0.8mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
2/10 Heat Factor
7 days above 98° expected this year, 15 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Belding, MI • 48809
Average low and high temperatures (°F)
27
15
34
18
50
30
60
39
67
46
79
59
83
64
80
59
77
54
65
44
47
35
34
23
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 2.2 hours in December, placing it below the
U.S. average for solar exposure.
9.6 hrs
2.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$307,000 – $372,000
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