Check out this beautiful home located on Smallwood Lake! Enjoy endless fun in or on the water along with a spectacular view of the lake from the massive deck. This property offers plenty of space for whatever you plan to do with its double lot! Smallwood lake is an all sports lake that's about 7 minutes from the city of Gladwin. The property has a shed, carport, and garage. Seller will be working on moving items out throughout the sale of the property. Occupancy will be negotiable. The outdoor swing and the table on the deck will come with the property.
Check out this beautiful home located on Smallwood Lake! Enjoy endless fun in or on the water along with a spectacular view of the lake from the massive deck. This property offers plenty of space for whatever you plan to do with its double lot! Smallwood lake is an all sports lake that's about 7 minutes from the city of Gladwin. The property has a shed, carport, and garage. Seller will be working on moving items out throughout the sale of the property. Occupancy will be negotiable. The outdoor swing and the table on the deck will come with the property.
Year
Property tax
Land + Additions
Assessment*
2025
$1,762 (+8.7%)
2024
$1,621 (+214.6%)
2023
$515 (−65.0%)
2022
$1,471 (+26.3%)
2021
$1,165 (+3.1%)
2020
$1,129 (−11.8%)
2019
$1,280 (+1.9%)
2018
$1,257 (+3.2%)
2017
$1,218 (+1.3%)
2016
$1,202 (+2.0%)
2015
$1,179 (−4.0%)
2014
$1,228 (+1.5%)
2013
$1,210
Tax history for 946 Rivers Terrace Rd
Year
Property tax
Land + Additions
Assessment*
2025
$1,762 (+8.7%)
2024
$1,621 (+214.6%)
2023
$515 (−65.0%)
2022
$1,471 (+26.3%)
2021
$1,165 (+3.1%)
2020
$1,129 (−11.8%)
2019
$1,280 (+1.9%)
2018
$1,257 (+3.2%)
2017
$1,218 (+1.3%)
2016
$1,202 (+2.0%)
2015
$1,179 (−4.0%)
2014
$1,228 (+1.5%)
2013
$1,210
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Water Features: All Sports Lake, Lake Frontage, Water View, Waterfront
Frontage Type: Water
Lake Name: Smallwood Lake
Property Information
Pet Restrictions: No Restrictions
Out Buildings: Shed, Other (OtherStructures), Garage(s)
Property Type: Residential
Structure Style: 1 Story
Year Built: 1971
Below Grade Sq. Ft.: 0
Below Grade Sq. Ft. (Finished): 0
Lot Information
SHORELINE: Vegetation
SITE/LOT FEATURES: Rural, Wooded
VIEW: River View
Lot Size: 119,184,127,250
Zoning: Residential
Land Information
Land Contract: No
Acreage: 0.58
Roads: Gravel, City/County
Frontage: 127
Financial
Tax/Assessments Information
Taxable Value Year: 2023
Taxable Value: $45,225
Total Tax Amount: $1,474
Summer Tax Year: 2023
Summer Tax Amount: $515
Winter Tax Year: 2023
Winter Tax Amount: $959
Has Assessments
Assessments Amount: $257.52
Utilities
Utility Information
SUPPLEMENTAL HEAT: Wood
UTILITIES: Cable Connected
Heat/Fuel Type: LP/Propane Gas
Water Heater: Electric
Water: Private Well
Cooling System: Ceiling Fan(S), Wall/Window A/C
Heating System: Forced Air
Sewer Septic: Septic
Location
Unit 5 Information
Living Room Dimensions: L=1000
School Information
School District: Gladwin Community Schools
School District: Gladwin Community Schools
Address Information
Street Designation: Road
Location Details
Directions: From Gladwin, E M-61 to M-30, M-30 N to Old M-30, Old M-30 S to Rivers Rd, Rivers Rd E to Rivers Terrace Rd, Rivers Terrace Rd N to Destination
Municipality: Hay Twp
Mail City: Gladwin
Subdivision: yes
Municipality: Hay Twp
Area (Municipality): Hay Twp (26011)
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 0.28 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Gladwin County
APN: 110-273-000-050-10
Home facts updated by county records on Aug 7, 2026
Other
Listing Information
Originating MLS: Clare Gladwin Board of REALTORS
No
Around this home
Schools
Gladwin Elementary School
Public PreK-2 • Assigned • 6.8mi
Gladwin Junior High School
Public 6-8 • Assigned • 6.8mi
6/10
Gladwin High School
Public 9-12 • Assigned • 6.9mi
9/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 96° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Gladwin, MI • 48624-0000
Average low and high temperatures (°F)
26
13
32
16
47
27
58
36
65
44
79
56
83
61
80
57
76
52
64
41
46
33
33
21
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 2.3 hours in December, placing it below the
U.S. average for solar exposure.
9.6 hrs
2.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$168,000 – $203,000
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