SMALLWOOD LAKE - Totally remodeled year-round home or northern cottage! This 3BR/1.5BA home has new metal roof, updated heating & electric, new fireplace, and new vinyl plank flooring throughout. Nicely wooded lot with 60' of frontage on Smallwood Lake, with lake levels scheduled to return in 2024. Master bedroom ensuite has half-bath and walk-in closet with washer & dryer hookup. Large 2-car garage is insulated and has concrete floor. Large deck on lakeside with gorgeous view. Cost effective heating offers three options: propane wall furnace, electric, and wood fireplace. Add some solar panels and be totally self-sufficient! Propane tank & garden shed stay. As turn-key as it gets - schedule your appointment today! $165,000
SMALLWOOD LAKE - Totally remodeled year-round home or northern cottage! This 3BR/1.5BA home has new metal roof, updated heating & electric, new fireplace, and new vinyl plank flooring throughout. Nicely wooded lot with 60' of frontage on Smallwood Lake, with lake levels scheduled to return in 2024. Master bedroom ensuite has half-bath and walk-in closet with washer & dryer hookup. Large 2-car garage is insulated and has concrete floor. Large deck on lakeside with gorgeous view. Cost effective heating offers three options: propane wall furnace, electric, and wood fireplace. Add some solar panels and be totally self-sufficient! Propane tank & garden shed stay. As turn-key as it gets - schedule your appointment today! $165,000
MiRealSource-MiMLS #1141408
Mar 28, 2015
Listing Removed
—
Mar 28, 2014
Listed
$115,900
$138/sq ft
MiRealSource-MiMLS #41018574
Mar 28, 2015
Listing Removed
—
Mar 28, 2014
Listed
$115,900
$138/sq ft
REALCOMP #77001141408
Mar 28, 2015
Listing Removed
—
Mar 28, 2014
Listed
$115,900
$138/sq ft
MiRealSource-MiMLS #41011756
Oct 15, 2013
Listing Removed
—
May 4, 2009
Listed
$125,000
$149/sq ft
MiRealSource-MiMLS #41008012
Oct 1, 2008
Listing Removed
—
Mar 31, 2007
Listed
$139,900
$167/sq ft
Public Records
Jul 7, 2006
Sold
$129,900
$155/sq ft
MiRealSource-MiMLS #41006469
Mar 12, 2006
Listed
$149,900
$178/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,679 (−41.2%)
2024
$2,855 (+76.7%)
2023
$1,615 (−35.6%)
2022
$2,508 (+15.2%)
2021
$2,177 (+2.4%)
2020
$2,126 (−5.6%)
2019
$2,252 (+1.7%)
2018
$2,214 (+3.1%)
2017
$2,148 (+1.2%)
2016
$2,122 (+1.5%)
2015
$2,091 (−2.9%)
2014
$2,153 (+1.5%)
2013
$2,120
Tax history for 964 Rivers Ter
Year
Property tax
Land + Additions
Assessment*
2025
$1,679 (−41.2%)
2024
$2,855 (+76.7%)
2023
$1,615 (−35.6%)
2022
$2,508 (+15.2%)
2021
$2,177 (+2.4%)
2020
$2,126 (−5.6%)
2019
$2,252 (+1.7%)
2018
$2,214 (+3.1%)
2017
$2,148 (+1.2%)
2016
$2,122 (+1.5%)
2015
$2,091 (−2.9%)
2014
$2,153 (+1.5%)
2013
$2,120
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
—
Baths
—
Stories
—
Lot width
60 ft.
Lot depth
190 ft.
Lot size
0.26 Acres
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Gladwin County
APN
110-273-000-049-00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
# of Parking Spaces in Garage: 2
Garage Type: Detached Garage, Electric In Garage, Gar Door Opener
Interior
Interior Features
# of Rooms (Total): 7
Interior Features: Walk-In Closet
Appliances: Range/Oven, Refrigerator
Has Fireplace
Fireplace Features: Livingroom Fireplace
Bedroom Information
Bedroom 1 Level: Main
Bedroom 1 Dimensions: 10 x 9
Bedroom 1 Floor Covering: Vinyl
Bedroom 1 Floor Covering: Vinyl
Bedroom 2 Level: Main
Bedroom 2 Dimensions: 10 x 8
Bedroom 2 Floor Covering: Vinyl
Bedroom 3 Level: Main
Bedroom 3 Dimensions: W=8
Bedroom 3 Floor Covering: Vinyl
Bathroom Information
# of Lavatories: 1
# of Bathrooms (Full): 1
# of Baths/Lavatories (Total): 2
Bathroom 1 Information
Lavatory 1 Width: 5
Lavatory 1 Length: 4
Lavatory 1 Level: Main
Lavatory 1 Floor Covering: Vinyl
Bathroom 1 Floor Covering: Vinyl
Bathroom 1 Level: Main
Bathroom 1 Length: 10
Bathroom 1 Width: 5
Dining/Kitchen Information
Kitchen Floor Covering: Vinyl
Kitchen Level: Main
Kitchen Dimension: 10 x 11
Library/Den/Living Room Information
Living Room Floor Covering: Vinyl
Living Room Level: Main
Living Room Dimensions: 15 x 12
Exterior
Exterior Features
Exterior Construction: Vinyl Siding
Exterior Features: Deck
Foundation Type: Crawl
Property Features
On Waterfront
Water Features: All Sports Lake, Waterfront
Frontage Type: Water
Lake Name: Smallwood Lake
Property Information
Out Buildings: Shed
Property Type: Residential
Structure Style: 1 Story
Year Built: 1978
Below Grade Sq. Ft.: 0
Below Grade Sq. Ft. (Finished): 0
Lot Information
Lot Size: 6,019,060,189
Zoning: Residential
Land Information
Land Contract: No
Acreage: 0.26
Roads: City/County, Gravel
Frontage: 60
Financial
Tax/Assessments Information
Taxable Value: $47,923
Total Tax Year: 2021
Total Tax Amount: $2,176
Summer Tax Year: 2021
Summer Tax Amount: $1,421
Winter Tax Year: 2021
Winter Tax Amount: $755
Utilities
Utility Information
Heat/Fuel Type: Electric, LP/Propane Gas
Water Heater: Electric
Water: Private Well
Heating System: Wall Heat, Electric Heat
Sewer Septic: Septic
Location
Unit 5 Information
Living Room Dimensions: L=840
School Information
School District: Gladwin Community Schools
School District: Gladwin Community Schools
Location Details
Municipality: Hay Twp
Mail City: Gladwin
Subdivision: Rivers Sub
Municipality: Hay Twp
Area (Municipality): Hay Twp (26011)
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 0.26 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Gladwin County
APN: 110-273-000-049-00
Home facts updated by county records on Aug 7, 2026
Other
Listing Information
Originating MLS: Clare Gladwin Board of REALTORS
Around this home
Schools
Gladwin Elementary School
Public PreK-2 • Assigned • 6.8mi
Gladwin Junior High School
Public 6-8 • Assigned • 6.8mi
6/10
Gladwin High School
Public 9-12 • Assigned • 6.9mi
9/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 96° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Gladwin, MI • 48624
Average low and high temperatures (°F)
26
13
32
16
47
27
58
36
65
44
79
56
83
61
80
57
76
52
64
41
46
33
33
21
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 2.3 hours in December, placing it below the
U.S. average for solar exposure.
9.6 hrs
2.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$185,000 – $224,000
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