12660 Spencer Rd is a 1,940 square foot house on a 12.41 acre lot with 3 bedrooms and 2 bathrooms. Based on Redfin's Hemlock data, we estimate the home's value is $342,195.
Single-familyProperty Type
1975Year Built
12.41 acresLot Size
$176Est. Price/Sq.Ft.
Source:Public Records
Redfin Estimate
$342,195
$5,000 since September
Recently sold homes
Estimate history
Homes for sale
This home's estimate is 8.8% higher than the average sale price ($315K) of 6 comparable homes.
As the MLS and public records start to fill up, we'll list the details here.
Year
Property tax
Land + Additions
Assessment*
2025
$3,250 (+8.8%)
2024
$2,986 (+12.3%)
2023
$2,659 (+5.4%)
2022
$2,521 (+9.6%)
2021
$2,300 (+1.8%)
2020
$2,258 (+4.4%)
2019
$2,163 (+3.0%)
2018
$2,099 (+8.5%)
2017
$1,935 (+1.2%)
2016
$1,913 (−2.6%)
2015
$1,964 (+5.9%)
2014
$1,855
Tax history for 12660 Spencer Rd
Year
Property tax
Land + Additions
Assessment*
2025
$3,250 (+8.8%)
2024
$2,986 (+12.3%)
2023
$2,659 (+5.4%)
2022
$2,521 (+9.6%)
2021
$2,300 (+1.8%)
2020
$2,258 (+4.4%)
2019
$2,163 (+3.0%)
2018
$2,099 (+8.5%)
2017
$1,935 (+1.2%)
2016
$1,913 (−2.6%)
2015
$1,964 (+5.9%)
2014
$1,855
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Property details
Interior
Basement Information
Basement Type: Crawl-Space
Bathroom Information
# of Full Baths: 2
Heating & Cooling
Heating Fuel Type: Gas
Heating Type: Forced Air
Room Information
# of Rooms: 6
Exterior
Exterior Information
Exterior Wall: Wood Siding
Property Information
Living Sq. Ft: 1,940
Ground Floor Sq. Ft: 1,368
Building Sq. Ft: 1,940
# of Stories: 1.5
Stories Type: 1 1/2
Legal Description: BEG AT A POINT ON E&W 1/4 LINE 1520.29 FT ELY FROM W1/4 CORN OF SEC 18 TH N 654.52 FT TH N89DEG 12MIN 09 SECONDS W 138.52 FT TH N654.52 FT TO N1/8 LINE TH S89DEG 14MIN 47 SEC E 615 FT TH S03DEG 19MIN 46 SECONDS W 977.59 FT TH N89DEG 09MIN 30 SECONDS W 379.71 FT TH S 333 FT TO E&W 1/4 LINE TH W ON SAID LINE 40 FT TO POB 12.45 ACRES SEC 18 T11N R3E
Parking & Garage Information
# of Parking Spaces: 4
Lot Information
# of Buildings: 1
Land Sq. Ft: 540,536
Municipality Name: SWAN CREEK TOWNSHIP
Acres: 12.409
County Use Description: RESIDENTIAL IMPROVED
State Use Description: RESIDENTIAL
Financial
Assessor Information
Assessment Year: 2026
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,940
Stories: 1.5
Lot Size: 12.41 acres
Style: Single Family Residential
Year Built: 1975
Year Renovated: —
County: Saginaw County
APN: 26-11-3-18-2002-002
Home facts updated by county records on Sep 18, 2026
Around this home
Schools
St. Charles Elementary School
Public PreK-6 • Assigned • 4.3mi
7/10
St. Charles Community High School
Public 7-12 • Assigned • 4.4mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 98° expected this year, 13 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Hemlock, MI • 48626
Average low and high temperatures (°F)
27
14
33
18
49
29
60
38
67
46
80
58
85
63
81
58
76
52
66
43
48
34
34
22
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 2.4 hours in December, placing it below the
U.S. average for solar exposure.
9.6 hrs
2.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$326,000 – $394,000
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