Great Ranch home features 3 bedroom, 2 full bathrooms. Master bedroom w/ private full bath, updated kitchen-counter tops and flooring 2021. Livingroom w/ natural fireplace, 2 car attached, heated garage, POLE BARN built 1994 w/ cement floor, electric & water. Crawl space w/ cement floor. Deck to enjoy the wildlife, have a bon fire, or sit by your very own POND! Updates include: New roof 2020, master bath 2019, main bath 2020, second bedroom-new flooring, paint & lighting. Sump pump 2018, newer septic, freshly painted throughout. Features- Public water, septic, forced air heat/Natural gas, central air! St. Charles Schools. Your family will enjoy this over 4 ACRES of land to roam! (NO showings till after 6pm Mon-Fri)
Single-familyProperty Type
1977Year Built
4.43 acresLot Size
$234Est. Price/Sq.Ft.
2 car garageParking
Listed by Melissa Riselay• Real Estate One Great Lakes Bay
Bought with Melissa Riselay• Real Estate One Great Lakes Bay
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Earn from this home
Refinance
$0
Est. cash available
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Rent
$2,113/mo
Redfin rental estimate
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Market trends in 48626, MI
Last updated August 2026
Buyer's Market
Seller's Market
Seller's market
Sale-to-List Price
101.8%
+0.6% MoM
Median sale price
$297K
$15K MoM
Avg. days on market
29d
1 days MoM
Recently sold homes
14
0 MoM
Provided by Redfin
Sale history for 12795 Spencer
Date
Event
Price
MiRealSource-MiMLS #50037459
May 4, 2021
Sold
$172,000
$154/sq ft
May 4, 2021
Sold
$172,000
$154/sq ft
Mar 29, 2021
Pending
—
Mar 28, 2021
Listed
$172,000
$154/sq ft
Mar 28, 2021
Listed
$172,000
$154/sq ft
Great Ranch home features 3 bedroom, 2 full bathrooms. Master bedroom w/ private full bath, updated kitchen-counter tops and flooring 2021. Livingroom w/ natural fireplace, 2 car attached, heated garage, POLE BARN built 1994 w/ cement floor, electric & water. Crawl space w/ cement floor. Deck to enjoy the wildlife, have a bon fire, or sit by your very own POND! Updates include: New roof 2020, master bath 2019, main bath 2020, second bedroom-new flooring, paint & lighting. Sump pump 2018, newer septic, freshly painted throughout. Features- Public water, septic, forced air heat/Natural gas, central air! St. Charles Schools. Your family will enjoy this over 4 ACRES of land to roam! (NO showings till after 6pm Mon-Fri)
REALCOMP #61050037459
May 4, 2021
Sold
$172,000
$154/sq ft
Mar 29, 2021
Pending
—
Mar 28, 2021
Listed
$172,000
$154/sq ft
MiRealSource-MiMLS #30828853
May 18, 2018
Sold
$124,000
$111/sq ft
May 18, 2018
Sold
$124,000
$111/sq ft
Mar 27, 2018
Listed
$132,900
$119/sq ft
Mar 27, 2018
Listed
$132,900
$119/sq ft
Greater Lansing AoR #31343325
May 18, 2018
Sold
$124,000
$111/sq ft
May 18, 2018
Sold
$124,000
$111/sq ft
Apr 23, 2018
Pending
—
Mar 27, 2018
Listed
$132,900
$119/sq ft
Mar 27, 2018
Listed
$132,900
$119/sq ft
REALCOMP #61031343325
May 18, 2018
Sold
$124,000
$111/sq ft
Mar 27, 2018
Listed
$132,900
$119/sq ft
You won't want to miss out on this cute little house nestled in over 4 acres of land. It features a recently remodeled kitchen and new carpet in living room. Property comes with cement floor pole barn that has water and electricity. You will also be able to enjoy a pond while you sit and watch the wildlife.
MiRealSource-MiMLS #20044752
Nov 24, 2004
Sold
$119,000
$106/sq ft
Aug 10, 2004
Listing Removed
—
Dec 10, 2003
Listed
$125,000
$112/sq ft
REALCOMP #61020044752
Nov 24, 2004
Sold
$119,000
$106/sq ft
Dec 10, 2003
Listed
$125,000
$112/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,836 (+6.9%)
2024
$2,654 (+12.3%)
2023
$2,363 (+5.2%)
2022
$2,246 (+12.7%)
2021
$1,993 (+1.2%)
2020
$1,970 (+2.8%)
2019
$1,917 (+19.0%)
2018
$1,611 (+8.4%)
2017
$1,486 (+1.2%)
2016
$1,468 (+1.7%)
2015
$1,443 (+7.9%)
2014
$1,337
Tax history for 12795 Spencer
Year
Property tax
Land + Additions
Assessment*
2025
$2,836 (+6.9%)
2024
$2,654 (+12.3%)
2023
$2,363 (+5.2%)
2022
$2,246 (+12.7%)
2021
$1,993 (+1.2%)
2020
$1,970 (+2.8%)
2019
$1,917 (+19.0%)
2018
$1,611 (+8.4%)
2017
$1,486 (+1.2%)
2016
$1,468 (+1.7%)
2015
$1,443 (+7.9%)
2014
$1,337
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
1.5
Stories
1
Lot width
263 ft.
Lot depth
707 ft.
Lot size
4.23 Acres
Year renovated
—
Sq. Ft.
1,120
Year built
1977
Style
Single Family Residential
County
Saginaw County
APN
26-11-3-18-3007-003
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jun 22, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
Has Attached Garage
# of Garage Spaces: 2
Parking Features: Attached, Garage, Garage Door Opener, Assigned
Interior
Bathroom Information
# of Full Bathrooms: 2
Heating & Cooling
Has Cooling
Cooling: Ceiling Fan(s), Central Air
Has Heating
Heating: Forced Air, Natural Gas
Interior Features
Interior Features: High Speed Internet
Appliances: Gas Water Heater, Dishwasher, Oven, Range
Room Information
# of Rooms Total: 5
Basement Details: Crawl Space
Exterior
Exterior Features
Patio And Porch Features: Deck, Porch
Pool Information
Pool Features: None
Building Information
Above Grade Finished Area: 1,120
Above Grade Finished Area Units: Square Feet
Levels: One
Construction Materials: Vinyl Siding
Property Features
Other Structures: Barn(s)
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: SingleFamilyResidence
Lot Information
Road Frontage Type: County Road
Lot Size Dimensions: 263 x 707
Lot Size Acres: 4.43
Zoning Description: Residential
Financial
Tax Information
Tax Annual Amount: $1,970.05
Utilities
Utility Information
Water Source: Public
Sewer: Septic Tank
Location
Schools Information
High School District: StCharles
Location Information
Subdivision Name: N
Cross Street: S. Orr Rd / Stello Rd
Public facts
Beds: 3
Baths: 1.5
Sq. Ft.: 1,120
Stories: 1.0
Lot Size: 4.23 acres
Style: Single Family Residential
Year Built: 1977
Year Renovated: —
County: Saginaw County
APN: 26-11-3-18-3007-003
Home facts updated by county records on Jun 22, 2026
Around this home
Schools
St. Charles Elementary School
Public PreK-6 • Assigned • 4.1mi
7/10
St. Charles Community High School
Public 7-12 • Assigned • 4.2mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 98° expected this year, 13 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Hemlock, MI • 48626
Average low and high temperatures (°F)
27
14
33
18
49
29
60
38
67
46
80
58
85
63
81
58
78
53
66
43
48
34
34
22
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 2.4 hours in December, placing it below the
U.S. average for solar exposure.
9.6 hrs
2.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$250,000 – $302,000
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