Great Ranch home features 3 bedroom, 2 full bathrooms. Master bedroom w/ private full bath, updated kitchen-counter tops and flooring 2021. Livingroom w/ natural fireplace, 2 car attached, heated garage, POLE BARN built 1994 w/ cement floor, electric & water. Crawl space w/ cement floor. Deck to enjoy the wildlife, have a bon fire, or sit by your very own POND! Updates include: New roof 2020, master bath 2019, main bath 2020, second bedroom-new flooring, paint & lighting. Sump pump 2018, newer septic, freshly painted throughout. Features- Public water, septic, forced air heat/Natural gas, central air! St. Charles Schools. Your family will enjoy this over 4 ACRES of land to roam! (NO showings till after 6pm Mon-Fri)
Single-familyProperty Type
1977Year Built
4.43 acresLot Size
$223Est. Price/Sq.Ft.
2 car garageParking
Listed by Melissa Riselay• Real Estate One Great Lakes Bay
•989-607-2100 (broker)
•juliewilliams.homes@gmail.com (broker)
Bought with Melissa Riselay• Real Estate One Great Lakes Bay
Great Ranch home features 3 bedroom, 2 full bathrooms. Master bedroom w/ private full bath, updated kitchen-counter tops and flooring 2021. Livingroom w/ natural fireplace, 2 car attached, heated garage, POLE BARN built 1994 w/ cement floor, electric & water. Crawl space w/ cement floor. Deck to enjoy the wildlife, have a bon fire, or sit by your very own POND! Updates include: New roof 2020, master bath 2019, main bath 2020, second bedroom-new flooring, paint & lighting. Sump pump 2018, newer septic, freshly painted throughout. Features- Public water, septic, forced air heat/Natural gas, central air! St. Charles Schools. Your family will enjoy this over 4 ACRES of land to roam! (NO showings till after 6pm Mon-Fri)
REALCOMP #61050037459
May 4, 2021
Sold
$172,000
$154/sq ft
Mar 29, 2021
Pending
—
Mar 28, 2021
Listed
$172,000
$154/sq ft
MiRealSource-MiMLS #30828853
May 18, 2018
Sold
$124,000
$111/sq ft
Mar 27, 2018
Listed
$132,900
$119/sq ft
MiRealSource-MiMLS #31343325
May 18, 2018
Sold
$124,000
$111/sq ft
Apr 23, 2018
Pending
—
Mar 27, 2018
Listed
$132,900
$119/sq ft
REALCOMP #61031343325
May 18, 2018
Sold
$124,000
$111/sq ft
Mar 27, 2018
Listed
$132,900
$119/sq ft
MiRealSource-MiMLS #20044752
Nov 24, 2004
Sold
$119,000
$106/sq ft
Aug 10, 2004
Listing Removed
—
Dec 10, 2003
Listed
$125,000
$112/sq ft
REALCOMP #61020044752
Nov 24, 2004
Sold
$119,000
$106/sq ft
Dec 10, 2003
Listed
$125,000
$112/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,836 (+6.9%)
2024
$2,654 (+12.3%)
2023
$2,363 (+5.2%)
2022
$2,246 (+12.7%)
2021
$1,993 (+1.2%)
2020
$1,970 (+2.8%)
2019
$1,917 (+19.0%)
2018
$1,611 (+8.4%)
2017
$1,486 (+1.2%)
2016
$1,468 (+1.7%)
2015
$1,443 (+7.9%)
2014
$1,337
Tax history for 12795 Spencer
Year
Property tax
Land + Additions
Assessment*
2025
$2,836 (+6.9%)
2024
$2,654 (+12.3%)
2023
$2,363 (+5.2%)
2022
$2,246 (+12.7%)
2021
$1,993 (+1.2%)
2020
$1,970 (+2.8%)
2019
$1,917 (+19.0%)
2018
$1,611 (+8.4%)
2017
$1,486 (+1.2%)
2016
$1,468 (+1.7%)
2015
$1,443 (+7.9%)
2014
$1,337
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
1.5
Stories
1
Lot width
263 ft.
Lot depth
707 ft.
Lot size
4.23 Acres
Year renovated
—
Sq. Ft.
1,120
Year built
1977
Style
Single Family Residential
County
Saginaw County
APN
26-11-3-18-3007-003
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 18, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
# of Parking Spaces in Garage: 2
Garage Type: Attached Garage, Electric In Garage, Gar Door Opener
Parking: 3 Or More Spaces, Garage
Interior
Interior Features
Rooms: First Floor Bedroom, First Floor Laundry, Living Room
Interior Features: Cable/Internet Avail.
Appliances: Dishwasher, Range/Oven
Bedroom Information
Bedroom 1 Level: First
Bedroom 1 Dimensions: 12 x 12
Bedroom 2 Level: First
Bedroom 2 Dimensions: 12 x 12
Bedroom 3 Level: First
Bedroom 3 Dimensions: W=10
Bathroom Information
# of Bathrooms (Full): 2
# of Baths/Lavatories (Total): 2
Bathroom 1 Information
Bathroom 1 Level: First
Bathroom 1 Length: 8
Bathroom 1 Width: 5
Bathroom 2 Information
Bathroom 2 Level: First
Bathroom 2 Length: 8
Bathroom 2 Width: 5
Dining/Kitchen Information
Kitchen Level: First
Kitchen Dimension: 20 x 12
Library/Den/Living Room Information
Living Room Level: First
Living Room Dimensions: 16 x 16
Exterior
Exterior Features
Exterior Construction: Vinyl Siding, Vinyl Trim
Exterior Features: Deck, Porch, Pond
Foundation Type: Crawl
Property Information
Out Buildings: Pole Barn
Property Type: Residential
Structure Style: 1 Story
Year Built: 1977
Below Grade Sq. Ft.: 0
Below Grade Sq. Ft. (Finished): 0
Lot Information
Site Description: Deep Lot - 150+ Ft., Large Lot - 65+ Ft.
Lot Size: 263,707
Zoning: Residential
Land Information
Land Contract: No
Acreage: 4.43
Roads: Country
Frontage: 263
Financial
Tax/Assessments Information
Taxable Value: $61,900
Total Tax Year: 2020
Total Tax Amount: $1,970.05
Summer Tax Year: 2020
Summer Tax Amount: $678.68
Winter Tax Year: 2020
Winter Tax Amount: $1,291.37
Utilities
Utility Information
Heat/Fuel Type: Natural Gas
Water Heater: Gas
Water: Public Water
Cooling System: Ceiling Fan(S), Central A/C
Heating System: Forced Air
Sewer Septic: Septic
Location
Unit 5 Information
Living Room Dimensions: L=1120
School Information
School District: St Charles Community Schools
School District: St Charles Community Schools
Location Details
Municipality: Swan Creek Twp
Mail City: Hemlock
Subdivision: N
Municipality: Swan Creek Twp
Area (Municipality): Swan Creek Twp (73023)
Public facts
Beds: 3
Baths: 1.5
Sq. Ft.: 1,120
Stories: 1.0
Lot Size: 4.23 acres
Style: Single Family Residential
Year Built: 1977
Year Renovated: —
County: Saginaw County
APN: 26-11-3-18-3007-003
Home facts updated by county records on Sep 18, 2026
Other
Listing Information
Originating MLS: Saginaw Board
Originating MLS: Saginaw
Around this home
Schools
St. Charles Elementary School
Public PreK-6 • Assigned • 4.1mi
7/10
St. Charles Community High School
Public 7-12 • Assigned • 4.2mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 98° expected this year, 13 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Hemlock, MI • 48626
Average low and high temperatures (°F)
27
14
33
18
49
29
60
38
67
46
80
58
85
63
81
58
76
52
66
43
48
34
34
22
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 2.4 hours in December, placing it below the
U.S. average for solar exposure.
9.6 hrs
2.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$238,000 – $288,000
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