A 2 bedroom, 1 bath ranch on 2.69 partially wooded acres in Swan Creek Township with St. Charles Schools. An 8x40 enclosed Porch/Rec room lets you enjoy the wildlife right in your back yard. A 30x64 polebarn to store all of your toys, or keep horses, gives you options galore -- maybe Dad's workshop!! City water & cable with natural gas at the road - all of the city "wants" in a country setting.
A 2 bedroom, 1 bath ranch on 2.69 partially wooded acres in Swan Creek Township with St. Charles Schools. An 8x40 enclosed Porch/Rec room lets you enjoy the wildlife right in your back yard. A 30x64 polebarn to store all of your toys, or keep horses, gives you options galore -- maybe Dad's workshop!! City water & cable with natural gas at the road - all of the city "wants" in a country setting.
MiRealSource-MiMLS #20060078
Feb 3, 2004
Listing Removed
—
Aug 3, 2003
Listed
$99,900
$104/sq ft
REALCOMP #61020060078
Feb 3, 2004
Listing Removed
—
Aug 3, 2003
Listed
$99,900
$104/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,907 (+5.4%)
2024
$3,705 (+12.7%)
2023
$3,287 (+5.1%)
2022
$3,127 (+9.7%)
2021
$2,849 (+1.8%)
2020
$2,798 (+8.3%)
2019
$2,584 (+16.1%)
2018
$2,225 (+7.6%)
2017
$2,068 (+1.1%)
2016
$2,045 (+1.4%)
2015
$2,017 (+8.4%)
2014
$1,860
Tax history for 12820 Spencer
Year
Property tax
Land + Additions
Assessment*
2025
$3,907 (+5.4%)
2024
$3,705 (+12.7%)
2023
$3,287 (+5.1%)
2022
$3,127 (+9.7%)
2021
$2,849 (+1.8%)
2020
$2,798 (+8.3%)
2019
$2,584 (+16.1%)
2018
$2,225 (+7.6%)
2017
$2,068 (+1.1%)
2016
$2,045 (+1.4%)
2015
$2,017 (+8.4%)
2014
$1,860
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
4
Baths
2
Stories
1
Lot width
260 ft.
Lot depth
447 ft.
Lot size
2.49 Acres
Year renovated
—
Sq. Ft.
1,760
Year built
1974
Style
Single Family Residential
County
Saginaw County
APN
26-11-3-18-2003-002
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 18, 2026.
Property details
Parking
Parking/Garage Information
Garage Dimensions: Y
Garage Type: Carport, Detached Garage
Interior
Interior Features
Rooms: First Floor Laundry
Interior Features: Window Treatment(S)
Appliances: Disposal, Dryer, Range/Oven, Washer
Bedroom Information
Bedroom 1 Level: First
Bedroom 1 Dimensions: 11 x 12
Bedroom 2 Level: First
Bedroom 2 Dimensions: 11 x 12
Bedroom 3 Dimensions:
Bedroom 4 Dimensions:
Bathroom Information
# of Bathrooms (Full): 1
# of Baths/Lavatories (Total): 1
Dining/Kitchen Information
Kitchen Level: First
Kitchen Dimension: 10 x 20
Dining Room Dimension:
Family/Great Room Information
Family Room Dimensions:
Library/Den/Living Room Information
Living Room Level: First
Living Room Dimensions: 13 x 18
Library/Den Dimensions:
Laundry/Basement Information
Basement Type: Block
Other Room Information
Other Room 1 Dimensions:
Exterior
Exterior Features
Exterior Construction: Vinyl Siding
Exterior Features: Porch
Foundation Type: Crawl
Property Information
Out Buildings: Pole Barn
Property Type: Residential
Structure Style: 1 Story
Year Built: 1974
Lot Information
Lot Size: 260,480
Land Information
Acreage: 2.69
Financial
Tax/Assessments Information
Taxable Value: $33,311
Total Tax Year: 0
Summer Tax Year: 2003
Summer Tax Amount: $168
Winter Tax Year: 2003
Winter Tax Amount: $613
Utilities
Utility Information
Heat/Fuel Type: LP/Propane Gas
Water Heater: Tankless Hot Water
Water: Public Water
Heating System: Baseboard, Forced Air
Sewer Septic: Septic
Location
Mult-Unit Information
Net Operating Income: $13,800
Unit 1 Information
Unit Occupied
Unit 5 Information
Living Room Dimensions: L=960
School Information
School District: Hemlock Public School District
School District: Hemlock Public School District
High School: St. Charles Schools
Location Details
Municipality: Thomas Twp
Mail City: Hemlock
Municipality: Thomas Twp
Area (Municipality): Thomas Twp (73025)
Public facts
Beds: 4
Baths: 2.0
Sq. Ft.: 1,760
Stories: 1.0
Lot Size: 2.49 acres
Style: Single Family Residential
Year Built: 1974
Year Renovated: —
County: Saginaw County
APN: 26-11-3-18-2003-002
Home facts updated by county records on Sep 18, 2026
Other
Listing Information
Security Deposit: 13800
Originating MLS: Saginaw Board
Originating MLS: Saginaw
Around this home
Schools
St. Charles Elementary School
Public PreK-6 • Assigned • 4.2mi
7/10
St. Charles Community High School
Public 7-12 • Assigned • 4.3mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 98° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Hemlock, MI • 48626
Average low and high temperatures (°F)
27
14
33
18
49
29
60
38
67
46
80
58
85
63
81
58
76
52
66
43
48
34
34
22
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.7 hours in
June and 2.4 hours in December, placing it below the
U.S. average for solar exposure.
9.7 hrs
2.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$213,000 – $258,000
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