This home's estimate is 75.7% higher than the average sale price ($372K) of 6 comparable homes.
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10870 Grand Lake Rd, Cold Spring, MN 56320
About this home
Rare opportunity on the highly desired south shore of Grand Lake. Originally built as a one-level cabin in 1960, this unique home was significantly expanded in 1984, adding two bedrooms, a shop, and an impressive two-story great room with loft. The home offers 4 bedrooms, 2 bathrooms, and two distinct living areas with an open main gathering space filled with natural light and character. A three-stall garage provides excellent storage for vehicles and lake toys. The large, level lot—a very desirable feature for most lake home buyers-offers easy elevation to the waterfront and ideal southern exposure. A one-of-a-kind property with personality, flexibility, and an irreplaceable lakeside setting.
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Market trends in 56320, MN
Last updated July 2026
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Provided by Redfin
Sale history for 10870 Grand Lake Rd
Tax history for 10870 Grand Lake Rd
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Property details
Parking
- Parking Information
- Parking Features: Attached Garage, Asphalt
- Garage Spaces: 3
- Garage Sq. Ft.: 806
Interior
- Virtual Tour
- Bedroom Information
- # of Bedrooms: 4
- Bathroom Information
- # of Full Baths (Total): 1
- # of Half Baths (Total): 1
- Room 1 Information
- Room Type: Bedroom
- Room Dimensions: 27x8
- Room Level: Upper
- Room 2 Information
- Room Type: Bedroom 4
- Room Dimensions: 12x11
- Room Level: Lower
- Room 3 Information
- Room Type: Bedroom 2
- Room Dimensions: 12x10
- Room Level: Main
- Room 4 Information
- Room Type: Bedroom 3
- Room Dimensions: 12x12
- Room Level: Main
- Basement Information
- Basement Features: None
- Fireplace Information
- Has Fireplace
- # of Fireplaces: 1
- Heating & Cooling
- Heating Information: Forced Air
- Cooling Information: Central Air
Exterior
- Building Information
- Foundation Area: 2,072
- Exterior Features
- Exterior Features: Wood
- Waterfront Information
- On Waterfront
- Waterfront Features: Lake Front
- Waterfront Feet: 101
- Road Between Waterfront And Home Y/N: N
- Property Information
- Above Ground Total Sq. Ft.: 2,509
- FractionalOwnershipYN: No
- Property Type: Residential
- Above Grade Finished Area: 2,271
- Lot Information
- Lot Size Area: 0.73
- Lot Size Units: Acres
- Lot Size Dimensions: 100x313x101x328
Financial
- Tax Information
- Tax Annual Amount: $6,268
- Tax Year: 2025
- Tax With Assessments: $6,276
Utilities
- Utility Information
- Water Source: Well
- Sewer: City Sewer/Connected
- Fuel: Propane
Location
- School Information
- High School District: St. Cloud
- School District Number: 742
- School District Phone: 3202539333
- Location Information
- Directions: Hwy 23 West of I-94 exchange to County road 8. Go left ort south to Grand Lake Road, left. Home on left.
- Map Coordinate: 999-A1
Public facts
- Beds: 4
- Baths: 2.0
- Sq. Ft.: 2,112
- Stories: —
- Lot Size: 0.73 acres
- Style: Single Family Residential
- Year Built: 1960
- Year Renovated: 1975
- County: Stearns County
- APN: 76.42070.0004
Other
- Home Information
- Living Area: 2271
- Living Area Units: Square Feet
- Main Level Finished Area: 2072
- Building Area Total: 2509
- Foundation Details: Block
- Levels: Three Level Split
Around this home
Schools
Public PreK-5 • Assigned • 9.2mi
Public 6-8 • Assigned • 11.5mi
Public 9-12 • Assigned • 8.4mi
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
Minimal risk of a flood reaching the building in the next 30 years
0.00% chance of being in a wildfire in next 30 years
7 days above 98° expected this year, 14 days in 30 years
Minor risk of severe winds over next 30 years
2 unhealthy days expected this year, 2 days in 30 years
Sun exposure
In this area, properties receive around 10.2 hours in June and 3.5 hours in December, which is comparable to the U.S. average for solar exposure.
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Nearby similar homes
New listings for sale in 56320
Home values near 10870 Grand Lake Rd
| Address | Redfin Estimate |
|---|---|
3 Beds | 3 Baths | 1644 Sq. Ft. | $860,795 |
4 Beds | 1 Baths | 2261 Sq. Ft. | $559,076 |
| Address | Redfin Estimate |
|---|---|
3 Beds | 2 Baths | - Sq. Ft. | $774,884 |
4 Beds | 3 Baths | 2200 Sq. Ft. | $835,263 |
| Address | Redfin Estimate |
|---|---|
3 Beds | 3 Baths | - Sq. Ft. | $759,122 |
4 Beds | 3 Baths | 1730 Sq. Ft. | $839,106 |
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