OFF MARKET

Off market sep 2024 for $499K

$552,959

Est. refi paymentEst. refi $2,313/mo

•

—

sq ft

10902 Grand Lake Rd, Cold Spring, MN 56320

About this home

Come to enjoy all the beauty of lake life at this spectacular walkout rambler on the south side of Grand Lake with a beautiful sandy beach. The lake facing kitchen is the perfect spot to cook breakfast and start your day! It features an abundance of raised panel oak cabinetry, lots of counter space, breakfast bar, & new laminate flooring 19'. The dining area features a 10' wide patio door leading out to the lg maintenace free deck built in 19' that overlooks the lake. Remodeled LR, bathroom, & bedroom in 22'. New carpet 23' in LR & bedroom + new tiled shower in the bath. All MF interior walls painted in 2023. Lg 4-season porch with new laminate flooring 6-1-24 off the primary bedroom w/more great views of the lake. Oversized heated & insulated dble attached garage, Thermotech windows, steel siding, undergrond sprinkling, central air, newer furnace & water heater, + a storage shed. Lg aggregate patio for additional entertaining & more. see supplement for full list of improvements.

Single-familyProperty Type

1948Year Built

0.34 acresLot Size

2 car garageParking

Listed by Becky Essery • Coldwell Banker Realty

Redfin checked: a minute ago

•Source:NORTHSTARMLS as Distributed by MLS Grid #6532671

Redfin Estimate

$552,959

$53K since sold in September 2024$9,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 85% higher than the average sale price ($299K) of 6 comparable homes.

SOLD OCT 22, 2026
$400,000
A
3 beds1 bath— sq ft
21572 County Road 8, Cold Spring, MN 56320
SOLD SEP 30, 2026
$460,000
B
2 beds1 bath— sq ft
25518 Lake Rd, Saint Cloud, MN 56301
SOLD SEP 11, 2026
$187,500
C
3 beds1 bath— sq ft
106 City View Rd, Cold Spring, MN 56320
SOLD JUN 25, 2026
$243,520
D
2 beds2 baths— sq ft
419 2nd St N, Cold Spring, MN 56320
SOLD AUG 24, 2026
$242,000
E
2 beds2 baths— sq ft
412 Red River Ave S, Cold Spring, MN 56320
SOLD SEP 11, 2026
$259,900
F
2 beds2 baths— sq ft
515 6th Ave N, Cold Spring, MN 56320

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Earn from this home

Refinance

Est. cash available

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Rent

$2,192/mo

Redfin rental estimate

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Market trends in 56320, MN

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.8%

1.1% MoM

Median sale price

$349K

$25K MoM

Avg. days on market

23d

7 days MoM

Recently sold homes

5 MoM

New listings for sale

OPEN NOV 10, 4:30PM TO 6PM
$275,000
3 beds2 baths2,174 sq ft
22972 Chapel Hill Rd, Cold Spring, MN 56320
COMING SOON
$339,900
3 beds2 baths2,380 sq ft
15566 241st St, Cold Spring, MN 56320
$409,900
5 beds3 baths2,306 sq ft
624 Emma Dr, Cold Spring, MN 56320
COMING SOON
$375,000
3 beds2 baths2,320 sq ft
21836 Oak Heights Cir, Cold Spring, MN 56320
See all

Provided by Redfin

Sale history for 10902 Grand Lake Rd

Tax history for 10902 Grand Lake Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

50 ft.

Lot depth

250 ft.

Lot size

0.34 Acres

Year renovated

1986

Sq. Ft.

1,132

Year built

1948

Style

Single Family Residential

County

Stearns County

APN

76.42070.0006

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 21, 2026.

Property details

Parking

Parking Information
Parking Features: Attached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage
Garage Spaces: 2
Garage Dimensions: 22x36
Garage Sq. Ft.: 792

Interior

Bedroom Information
# of Bedrooms: 2

Bathroom Information
# of Full Baths (Total): 1
Description: Main Floor 3/4 Bath

Room 1 Information
Room Type: Kitchen
Room Dimensions: 15.8x12.4
Room Level: Main

Room 2 Information
Room Type: Dining Room
Room Dimensions: 12.4x9
Room Level: Main

Room 3 Information
Room Type: Living Room
Room Dimensions: 12.5x16
Room Level: Main

Room 4 Information
Room Type: Bedroom 1
Room Dimensions: 15.2x12.5
Room Level: Main

Room 5 Information
Room Type: Bedroom 2
Room Dimensions: 13.7x14
Room Level: Main

Room 6 Information
Room Type: Four Season Porch
Room Dimensions: 13.4x11.5
Room Level: Main

Basement Information
Has Basement
Basement Features: Full, Unfinished, Walkout

Dining Room Information
Dining Room Features: Informal Dining Room

Other Rooms Information
All Living Facilities on One Level,Main Floor Bedroom

Heating & Cooling
Heating Information: Forced Air
Cooling Information: Central Air

Interior Features
Room Type: Kitchen, Dining Room, Living Room, Bedroom 1, Bedroom 2, Four Season Porch
Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Exterior

Building Information
Construction Materials: Steel Siding
Foundation Area: 1,132

Waterfront Information
On Waterfront
Waterfront Features: Lake Front, Lake View
Water Body Name: Grand
Waterfront Num: 73005500
Lake Acres: 650
Lake Bottom: Sand
Lake Classification: General Development
Lake Depth: 34
Waterfront Feet: 50

Property Information
Above Ground Total Sq. Ft.: 1,300
Below Ground Total Sq. Ft.: 1,132
FractionalOwnershipYN: No
Property Type: Residential
Property Sub Type: Single Family Residence
Above Grade Finished Area: 1,300
Amenities: Ceiling Fan(s),Deck,Kitchen Window,Main Floor Primary Bedroom,Patio,In-Ground Sprinkler,Tile Floors,Washer/Dryer Hookup

Lot Information
Lot Size Area: 0.34
Lot Size Units: Acres
Lot Size Dimensions: 50x285x50.7x290
Road Frontage Type: Paved Streets
Road Responsibility: Public Maintained Road

Financial

Tax Information
Tax Annual Amount: $4,970
Tax Year: 2024
Tax With Assessments: $4,970

Lease / Rent Details
RentalLicense Y/N: No

Utilities

Utility Information
Water Source: Sand Point
Electric: Circuit Breakers
Sewer: City Sewer/Connected
Fuel: Propane

Location

School Information
High School District: St. Cloud
School District Number: 742
School District Phone: 320-253-9333

Location Information
Directions: Highway 23 W towards Cold Spring, left on County Road 8, stay on CR 8 for a few miles and go left on Grand Lake Road
Map Coordinate: 999-A1

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 1,132
Stories: —
Lot Size: 0.34 acres
Style: Single Family Residential
Year Built: 1948
Year Renovated: 1986
County: Stearns County
APN: 76.42070.0006

Home facts updated by county records on Sep 21, 2026

Other

Home Information
Living Area: 1300
Main Level Finished Area: 1300.0000
Building Area Total: 2432
Age Of Property: 77
Levels: One

Around this home

Schools

K - 12
Preschool & daycare

Discovery Community Elementary School

Public PreK-5 • Assigned • 9.3mi

3/10

South Junior High School

Public 6-8 • Assigned • 11.5mi

3/10

Technical Senior High School

Public 9-12 • Assigned • 8.4mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

1/10 Heat Factor

7 days above 98° expected this year, 14 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Cold Spring, MN • 56320

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.5 hours in December, which is comparable to the U.S. average for solar exposure.

10.2 hrs

3.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$526,000 – $636,000

Sell confidently with a local market expert in Cold Spring. 3 minutes to get started.

Nearby similar homes

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3 beds3 baths2,749 sq ft

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3D WALKTHROUGH

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FOR SALE BY OWNER

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4 beds3 baths2,376 sq ft

9422 County Road 138, Saint Cloud, MN 56301

1.27-acre lot • Accessory building • Renovated bathroom

OPEN TODAY, 12PM TO 2PM

$335,000

3 beds2 baths1,754 sq ft

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Open-concept kitchen • Cozy family room • In ground sprinklers

New listings for sale in 56320

OPEN NOV 10, 4:30PM TO 6PM

$275,000

3 beds2 baths2,174 sq ft

22972 Chapel Hill Rd, Cold Spring, MN 56320

Spacious backyard • Hickory cabinetry • Beamed ceiling

COMING SOON

$339,900

3 beds2 baths2,380 sq ft

15566 241st St, Cold Spring, MN 56320

Updated kitchen • Granite countertops • 0.89 acre lot

$409,900

5 beds3 baths2,306 sq ft

624 Emma Dr, Cold Spring, MN 56320

Custom cubbies • Main-floor laundry • Walk-in pantry

COMING SOON

$375,000

3 beds2 baths2,320 sq ft

21836 Oak Heights Cir, Cold Spring, MN 56320

One-acre lot • Main-floor laundry • Gas fireplace

Home values near 10902 Grand Lake Rd

Data from public records.

Address	Redfin Estimate
10814 Grand Lake Rd, Cold Spring, MN 3 Beds \| 3 Baths \| - Sq. Ft.	$741,643
10888 Grand Lake Rd, Cold Spring, MN 3 Beds \| 2 Baths \| - Sq. Ft.	$670,682
10978 Grand Lake Rd, Cold Spring, MN 3 Beds \| 2 Baths \| 1426 Sq. Ft.	$511,852
10870 Grand Lake Rd, Cold Spring, MN 4 Beds \| 2 Baths \| - Sq. Ft.	$635,651
10962 Grand Lake Rd, Cold Spring, MN 4 Beds \| 3 Baths \| 2714 Sq. Ft.	$677,194
11056 Grand Lake Rd, Cold Spring, MN 4 Beds \| 3 Baths \| 1802 Sq. Ft.	$721,444
21108 Fowler Rd, Cold Spring, MN 3 Beds \| 4 Baths \| 2120 Sq. Ft.	$926,500

Address	Redfin Estimate
10948 Grand Lake Rd, Cold Spring, MN 4 Beds \| 3 Baths \| 2200 Sq. Ft.	$794,894
11006 Grand Lake Rd, Cold Spring, MN 5 Beds \| 2 Baths \| - Sq. Ft.	$746,762
10926 Grand Lake Rd, Cold Spring, MN 4 Beds \| 3 Baths \| 2109 Sq. Ft.	$646,913
10800 Grand Lake Rd, Cold Spring, MN 4 Beds \| 3 Baths \| 1728 Sq. Ft.	$546,785
11128 Grand Lake Rd, Cold Spring, MN 4 Beds \| 3 Baths \| 2996 Sq. Ft.	$919,714
11045 Grand Lake Rd, Cold Spring, MN 3 Beds \| 3 Baths \| 2512 Sq. Ft.	$511,633
21107 Fowler Rd, Cold Spring, MN 3 Beds \| 2 Baths \| - Sq. Ft.	$477,295

Address	Redfin Estimate
11134 Grand Lake Rd, Cold Spring, MN 4 Beds \| 3 Baths \| 1730 Sq. Ft.	$777,944
11092 Grand Lake Rd, Cold Spring, MN 2 Beds \| 2 Baths \| 1818 Sq. Ft.	$610,618
11024 Grand Lake Rd, Cold Spring, MN 4 Beds \| 3 Baths \| - Sq. Ft.	$924,071
10850 Grand Lake Rd, Cold Spring, MN 2 Beds \| 2 Baths \| 1232 Sq. Ft.	$541,730
11028 Grand Lake Rd, Cold Spring, MN 4 Beds \| 3 Baths \| 1963 Sq. Ft.	$730,454
21096 Fowler Rd, Cold Spring, MN 3 Beds \| 3 Baths \| 2356 Sq. Ft.	$867,117

Property information provided by NORTHSTARMLS as Distributed by MLS Grid when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 56320, MN

Sale history for 10902 Grand Lake Rd

Tax history for 10902 Grand Lake Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 56320

Home values near 10902 Grand Lake Rd

More real estate resources