Fantastic views from this custom built year-round home on beautiful Lake Vermilion. Property includes a 2 bedroom guest cottage which brought in approx. $43,000 last year as a vacation rental. Homes sit on 1.3 acres with 210' of shoreline on Lake Vermilion. Features include: Gorgeous panoramic southern views of Daisy Bay, Spacious covered deck overlooking the lake, 3 docks, Boat house with trolley system, Sauna building by the lake, Lawn sprinkler system, 1784 sq. feet all on one level, 2 gas fireplaces, Master bedroom suite with patio door looking out to the lake, Dual fuel in-floor heating system with gas and electric boilers, Mini-split air conditioner, Heated 2-stall garage attached to the guest cottage, nicely landscaped yard with gentle slope to lakeshore and many perennial flower beds. Kitchen has granite counter tops, high-end appliances, large island, buffet, liquor cabinet with extra refrigerator. Many more features - too many to list!
Stunning 2 BR yr-round home w/south- ern views of Daisy Bay! Quality built with attention to detail! 2 stone FPs, vaulted ceilings, tile flooring with in-floor heat & kitchen w/granite & high end appliances. Walk through the DR area to the spacious covered outdoor deck. Great room w/arched entry, towering fireplace, & lots of windows. Master BR suite overlooking the lake includes private bath w/2 set of French Doors onto the deck. 2 BR guest house; sauna by the lake; large boathouse, 3 docks.
RAOR #135037
Jan 15, 2019
Sold
$660,000
$370/sq ft
Jun 28, 2018
Listed
$699,000
$392/sq ft
LSAR as distributed by WIREX #6076570
Jan 15, 2019
Sold
$660,000
$370/sq ft
Jun 28, 2018
Listed
$699,000
$392/sq ft
+18
Stunning, all on one level, 2 BR yr- round home with mesmerizing south views of Daisy Bay! Quality built with attention to detail! Vaulted ceilings, two stone fireplaces, tile flooring with in-floor heat, and kitchen with granite and high end appliances. Walk through the dining area to the spacious covered outdoor deck. Great room with arched entry, towering fireplace, and lots of windows. Master BR suite overlooking the lake includes private BA. Both rooms have French Doors onto the deck. Includes the best 2 BR (1072 SF) yr-round guest house (for a total of 4 BR's) with in floor heat, complete kitchen, patio, etc. So nice your family and friends won't want to leave! Sauna by the lake, large boathouse on waters edge, 3 docks, and beautifully landscaped yard all on private 200' of shoreline and 1+ acres. Located off paved county road. This has the "WOW" factor!
Year
Property tax
Land + Additions
Assessment*
2026
$11,298 (+24.6%)
$373,700 + $732,100
$1,105,800
2025
$9,070 (+1.1%)
$310,700 + $656,400
$967,100
2024
$8,970 (+10.0%)
$223,700 + $466,700
$690,400
2023
$8,154 (+9.7%)
$198,600 + $423,800
$622,400
2022
$7,430 (+9.1%)
$236,800 + $346,500
$583,300
2021
$6,808 (+1.2%)
$236,800 + $457,300
$694,100
2020
$6,728 (−2.2%)
$236,800 + $457,300
$694,100
2019
$6,882 (+6.7%)
$226,000 + $424,700
$650,700
2018
$6,448 (+7.7%)
$226,000 + $381,400
$607,400
2017
$5,988 (−2.2%)
$226,000 + $381,400
$607,400
2016
$6,120 (−0.6%)
$226,000 + $381,400
$607,400
2014
$6,158 (−11.1%)
$220,200 + $357,200
$577,400
2013
$6,926
$224,600 + $414,900
$639,500
Tax history for 4044 Clover Point Rd
Year
Property tax
Land + Additions
Assessment*
2026
$11,298 (+24.6%)
$373,700 + $732,100
$1,105,800
2025
$9,070 (+1.1%)
$310,700 + $656,400
$967,100
2024
$8,970 (+10.0%)
$223,700 + $466,700
$690,400
2023
$8,154 (+9.7%)
$198,600 + $423,800
$622,400
2022
$7,430 (+9.1%)
$236,800 + $346,500
$583,300
2021
$6,808 (+1.2%)
$236,800 + $457,300
$694,100
2020
$6,728 (−2.2%)
$236,800 + $457,300
$694,100
2019
$6,882 (+6.7%)
$226,000 + $424,700
$650,700
2018
$6,448 (+7.7%)
$226,000 + $381,400
$607,400
2017
$5,988 (−2.2%)
$226,000 + $381,400
$607,400
2016
$6,120 (−0.6%)
$226,000 + $381,400
$607,400
2014
$6,158 (−11.1%)
$220,200 + $357,200
$577,400
2013
$6,926
$224,600 + $414,900
$639,500
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
2
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
1.32 Acres
Year renovated
—
Sq. Ft.
1,784
Year built
1999
Style
Single Family Residential
County
St. Louis County
APN
387-0110-00270
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
# of Garage Spaces: 2
Parking Features: Garage Door Opener
Interior
Heating & Cooling
Has Cooling
Cooling: Ceiling Fan(s)
Has Heating
Heating: Electric, Propane, Radiant Floor
Interior Features
Appliances: Dishwasher, Gas Range, Microwave, Refrigerator, Water Softener
Has Fireplace
# of Fireplaces: 2
Fireplace Features: Gas Log
Room Information
Has Basement
Basement Details: Partial
Exterior
Exterior Features
Patio And Porch Features: Deck, Covered
Roof: Shingle
Building Information
# of Stories Total: 1
Construction Materials: Frame, Stucco
Property Features
Waterfront Features: Lake
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Lot Information
Water Body Name: Lake Vermilion
Lot Size : 280 x210
Lot Size Acres: 1.3
Utilities
Utility Information
Water Source: Well, Private
Sewer: Septic Tank
Location
Schools Information
School District: Tower/Soudan- 2142
Public facts
Beds: 2
Baths: 2.0
Sq. Ft.: 1,784
Stories: 1.0
Lot Size: 1.32 acres
Style: Single Family Residential
Year Built: 1999
Year Renovated: —
County: St. Louis County
APN: 387-0110-00270
Home facts updated by county records on Aug 7, 2026
Around this home
Schools
Tower-Soudan Elementary School
Public PreK-6 • Assigned • 7.5mi
5/10
Northeast Range Secondary
Public 7-12 • Assigned • 23.9mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
7 days above 91° expected this year, 12 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Tower, MN • 55790
Average low and high temperatures (°F)
14
-4
23
2
38
16
47
28
66
40
74
52
77
57
74
56
73
51
58
39
38
25
22
6
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.5 hours in
June and 2.6 hours in December, placing it below the
U.S. average for solar exposure.