OFF MARKET

Off Market Jun 2025 for $431K

$422,575

Est. refi paymentEst. refi $2,199/mo

•

—

sq ft

40246 Ryans Bay Rd, Zumbro Falls, MN 55991

About this home

Enjoy Lake Life in This Beautifully Remodeled 3-Bedroom Home! Upper yard to be graded and hydro seeded and lower yard by lake to be sodded. Welcome to lakeside living in this fully remodeled 3-bedroom, 2-bath home designed for comfort and relaxation. Step into the brand-new custom kitchen featuring abundant cabinet space, a spacious pantry, new appliances and modern finishes—perfect for everyday living and entertaining. The bright and open living room/sunroom offers stunning views of the lake, creating the ideal spot to unwind or work from home in peace. The upper-level primary suite is a private retreat with a beautifully tiled walk-in shower and tranquil ambiance. The main floor includes a full bath with a convenient linen closet for additional storage. New flooring throughout the home includes luxury vinyl plank, tile, and carpet, blending durability with style. Enjoy direct lake access just steps from your door—dock placement is possible, making it easy to enjoy boating, fishing, or simply soaking in the serene water views. Abundant natural light and a thoughtfully updated layout make this home a true lakeside gem. This is a must-see to fully appreciate the lifestyle and views it offers!

Single-familyProperty Type

1920Year Built

5,227 sq ftLot Size

Listed by Craig Johnson • Dwell Realty Group LLC

Redfin checked: a minute ago

•Source:NORTHSTARMLS as Distributed by MLS Grid #6716422

Redfin Estimate

$422,575

$8,855 since sold in June 2025$9,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 11.7% higher than the average sale price ($378K) of 6 comparable homes.

SOLD JUL 21, 2026
$440,000
A
2 beds1 bath— sq ft
40402 Ryans Bay Rd, Zumbro Falls, MN 55991
SOLD AUG 14, 2026
$100,000
B
3 beds1 bath— sq ft
359 Hill St E, Hammond, MN 55991
SOLD MAY 15, 2026
$285,000
C
3 beds3 baths— sq ft
115 W Center St, Oronoco, MN 55960
SOLD JUN 5, 2026
$650,000
D
2 beds2 baths— sq ft
40614 Ryans Bay Rd, Zumbro Falls, MN 55991
SOLD APR 24, 2026
$106,000
E
3 beds2 baths— sq ft
6513 75th St NW, Oronoco, MN 55960
SOLD JUL 20, 2026
$688,000
F
3 beds2 baths— sq ft
56381 400th Ave, Zumbro Falls, MN 55991

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Earn from this home

Refinance

Est. cash available

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Rent

$2,621/mo

Redfin rental estimate

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Market trends in 55991, MN

Last updated August 2026

Sale-to-List Price

99.9%

+0.0% MoM

Median sale price

$400K

$40K MoM

Avg. days on market

12d

6 days MoM

Recently sold homes

2 MoM

New listings for sale

OPEN SAT, 10:30AM TO 12PM
$674,900
4 beds3 baths1,974 sq ft
59261 County 7, Zumbro Falls, MN 55991
See all

Provided by Redfin

Sale history for 40246 Ryans Bay Rd

Date

Event

Price

NORTHSTARMLS as Distributed by MLS Grid #6716422

Jun 12, 2025

Sold

$431,430

May 27, 2025

Pending

—

May 21, 2025

Contingent

—

May 10, 2025

Listed

$450,000

May 6, 2025

Coming Soon

$450,000

NORTHSTARMLS as Distributed by MLS Grid #6421821

Nov 6, 2023

Sold

$325,000

Aug 23, 2023

Pending

—

Aug 21, 2023

Listed

$300,000

NORTHSTARMLS as Distributed by MLS Grid #6240308

Sep 23, 2022

Listing Removed

—

Sep 14, 2022

Relisted

—

Aug 22, 2022

Contingent

—

Aug 4, 2022

Price Changed

$300,000

Jul 27, 2022

Listed

$350,000

NORTHSTARMLS as Distributed by MLS Grid #3569811

Dec 15, 2008

Listing Removed

—

Jul 8, 2008

Listed

$229,900

NORTHSTARMLS as Distributed by MLS Grid #SEMN4005273

Jul 8, 2008

Listed

$229,900

Year

Property tax

Land + Additions

Assessment*

2026

$3,110 (+31.7%)

$94,200 + $172,400

$266,600

2025

$2,362 (+63.3%)

$83,700 + $158,400

$242,100

2024

$1,446 (+26.8%)

2023

$1,140 (−7.5%)

2022

$1,232 (+8.8%)

2021

$1,132 (−1.4%)

2020

$1,148 (+2.7%)

2019

$1,118 (−0.4%)

2018

$1,122 (+16.4%)

$47,422 + $93,378

$140,800

2017

$964 (+7.3%)

$45,915 + $75,885

$121,800

2016

$898 (+0.2%)

$42,280 + $76,020

$118,300

2015

$896 (+8.7%)

$42,352 + $76,648

$119,000

2014

$824 (−7.6%)

$42,459 + $77,841

$120,300

2013

$892

$51,000 + $94,100

$145,100

Tax history for 40246 Ryans Bay Rd

Year

Property tax

Land + Additions

Assessment*

2026

$3,110 (+31.7%)

$94,200 + $172,400

$266,600

2025

$2,362 (+63.3%)

$83,700 + $158,400

$242,100

2024

$1,446 (+26.8%)

2023

$1,140 (−7.5%)

2022

$1,232 (+8.8%)

2021

$1,132 (−1.4%)

2020

$1,148 (+2.7%)

2019

$1,118 (−0.4%)

2018

$1,122 (+16.4%)

$47,422 + $93,378

$140,800

2017

$964 (+7.3%)

$45,915 + $75,885

$121,800

2016

$898 (+0.2%)

$42,280 + $76,020

$118,300

2015

$896 (+8.7%)

$42,352 + $76,648

$119,000

2014

$824 (−7.6%)

$42,459 + $77,841

$120,300

2013

$892

$51,000 + $94,100

$145,100

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

565 Sq. Ft.

Year renovated

2012

Sq. Ft.

1,578

Year built

1920

Style

Single Family Residential

County

Wabasha County

APN

R17.00325.00

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 28, 2026.

Property details

Parking

Parking Information
Parking Features: Gravel

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3

Bathroom Information
# of Full Baths (Total): 1
# of Three Quarter Baths (Total): 1
Description: 3/4 Primary,Private Primary,Main Floor Full Bath,Upper Level 3/4 Bath,Walk-In Shower Stall

Room 1 Information
Room Type: Bathroom
Room Level: Main

Room 2 Information
Room Type: Bathroom
Room Level: Upper

Room 3 Information
Room Type: Dining Room
Room Level: Main

Room 4 Information
Room Type: Bedroom
Room Level: Main

Room 5 Information
Room Type: Kitchen
Room Level: Main

Room 6 Information
Room Type: Living Room
Room Level: Main

Room 7 Information
Room Type: Bedroom 2
Room Level: Main

Room 8 Information
Room Type: Bedroom 3
Room Level: Upper

Room 9 Information
Room Type: Utility Room
Room Level: Main

Basement Information
Basement Features: None

Heating & Cooling
Heating Information: Forced Air
Cooling Information: None

Interior Features
Appliances: Dishwasher, Fuel Tank - Rented, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances

Exterior

Building Information
Foundation Area: 1,200

Exterior Features
Exterior Features: Vinyl

Waterfront Information
On Waterfront
Waterfront Features: Lake Front
Road Between Waterfront And Home Y/N: N

Property Information
Above Ground Total Sq. Ft.: 1,500
FractionalOwnershipYN: No
Property Type: Residential
Above Grade Finished Area: 1,500

Lot Information
Lot Size Area: 0.12
Lot Size Units: Acres
Lot Size Dimensions: 34x154

Financial

Assessment Information
Other Annual Assessment Amount: $7,654.13

Tax Information
Tax Annual Amount: $1,831.67
Tax Year: 2025
Tax With Assessments: $2,376

Utilities

Utility Information
Water Source: Private, Sand Point
Sewer: Septic System Compliant - Yes, Shared Septic
Fuel: Propane

Location

School Information
High School District: Plainview-Elgin-Millville
School District Number: 2899
School District Phone: 5075343651

Location Information
Directions: Hwy 63 North, West on County 12, North on 11th Ave, South on Ryans Bay Rd, home will be on the Right
Map Coordinate: 999-A1

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,578
Stories: 2.0
Lot Size: 565 square feet
Style: Single Family Residential
Year Built: 1920
Year Renovated: 2012
County: Wabasha County
APN: R17.00325.00

Home facts updated by county records on Aug 28, 2026

Other

Home Information
Living Area: 1500
Living Area Units: Square Feet
Main Level Finished Area: 1200
Building Area Total: 1500
Foundation Details: Slab
Levels: One and One Half

Around this home

Schools

Plainview-Elgin-Millville 4-6

Public 4-6 • Assigned • 11.9mi

7/10

Plainview-Elgin-Millville Junior

Public 7-8 • Assigned • 12.1mi

7/10

Plainview-Elgin-Millville High School

Public 9-12 • Assigned • 15.1mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 99° expected this year, 15 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Zumbro Falls, MN • 55991

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.8 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.8 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$402,000 – $486,000

Sell confidently with a local market expert in Zumbro Falls. 3 minutes to get started.

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39568 569th St, Zumbro Falls, MN 55991

New listings for sale in 55991

OPEN SAT, 10:30AM TO 12PM

$674,900

4 beds3 baths1,974 sq ft

59261 County 7, Zumbro Falls, MN 55991

Home values near 40246 Ryans Bay Rd

Data from public records.

Address	Redfin Estimate
40238 Ryans Bay Rd, Zumbro Falls, MN 2 Beds \| 1 Baths \| - Sq. Ft.	$499,346
40168 Ryans Bay Rd, Zumbro Falls, MN 2 Beds \| 2 Baths \| 572 Sq. Ft.	$466,809

Address	Redfin Estimate
40154 Ryans Bay Rd, Zumbro Falls, MN 3 Beds \| 2 Baths \| 601 Sq. Ft.	$299,876
40258 Ryans Bay Rd, Zumbro Falls, MN 3 Beds \| 2 Baths \| - Sq. Ft.	$536,110

Address	Redfin Estimate
40268 Ryans Bay Rd, Zumbro Falls, MN 1 Beds \| 1 Baths \| - Sq. Ft.	$255,870
40256 Ryans Bay Rd, Zumbro Falls, MN 2 Beds \| 1 Baths \| - Sq. Ft.	$378,455

Property information provided by NORTHSTARMLS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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