OFF MARKET

Off market jun 2023 for $560K

$528,172

Est. refi paymentEst. refi $2,241/mo

•

—

sq ft

40258 Ryans Bay Rd, Zumbro Falls, MN 55991

About this home

This is the perfect opportunity to enjoy the summer on Lake Zumbro! This home offers a 720 sq ft garage, a guest house that is completely remodeled, 3 bedrooms, laundry and an updated bath on the upper level. Main floor offers kitchen with new solid surface counters and appliances. New A/C, furnace and water softener. New flooring throughout the main floor, updated 3/4 bath, very functional, open space. Interior and exterior have been recently painted. Move right in and begin enjoying the summer! Walk right out to the lake. No steps to go down to get to the the water, and a U-shaped dock ready to park your boat! This home is perfect for enjoying the beautiful days on the lake boating, tubing, skiing and evenings by a fire entertaining or just enjoying the quiet of the lake. The winters offer ice fishing and snowmobiling. Always something to do on beautiful Lake Zumbro, don't miss out!

Single-familyProperty Type

1996Year Built

4,878 sq ftLot Size

3 car garageParking

Listed by Vicki Nelson • Elcor Realty of Rochester Inc.

Redfin checked: 2 minutes ago

•Source:NORTHSTARMLS as Distributed by MLS Grid #6356257

Redfin Estimate

$528,172

$32K since sold in June 2023$8,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 12.2% higher than the average sale price ($471K) of 6 comparable homes.

SOLD JUN 5, 2026
$650,000
A
2 beds2 baths— sq ft
40614 Ryans Bay Rd, Zumbro Falls, MN 55991
SOLD AUG 5, 2026
$221,000
B
3 beds2 baths— sq ft
313 Cherry St W, Mazeppa, MN 55956
SOLD OCT 16, 2026
$315,000
C
3 beds2 baths— sq ft
177 2nd Ave SE, Mazeppa, MN 55956
SOLD MAY 22, 2026
$921,500
D
3 beds2 baths— sq ft
56814 402nd Ave, Mazeppa, MN 55956
SOLD OCT 7, 2026
$370,000
E
3 beds2 baths— sq ft
1440 Sun Rise Dr NE, Pine Island, MN 55963
SOLD AUG 3, 2026
$347,000
F
4 beds2 baths— sq ft
3746 Winesap Dr NW, Rochester, MN 55901

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,719/mo

Redfin rental estimate

List your home for rent

Market trends in 55991, MN

Last updated October 2026

Sale-to-list price

96.4%

2.7% MoM

Median sale price

$400K

$117 MoM

Avg. days on market

15d

3 days MoM

Recently sold homes

2 MoM

Provided by Redfin

Sale history for 40258 Ryans Bay Rd

Date

Event

Price

Public Records

Jan 9, 2026

Sold

$595,000

NORTHSTARMLS as Distributed by MLS Grid #6356257

Jun 9, 2023

Sold

$560,000

Apr 25, 2023

Pending

—

Apr 17, 2023

Coming Soon

$549,900

NORTHSTARMLS as Distributed by MLS Grid #5496361

Aug 14, 2020

Sold

$335,000

Jun 29, 2020

Pending

—

Jun 19, 2020

Contingent

—

Mar 6, 2020

Listed

$350,000

+22

Public Records

Aug 12, 2012

Sold

$247,500

Public Records

Jun 24, 2008

Sold

$230,000

Public Records

Apr 22, 2005

Sold

$191,000

Public Records

Jul 30, 2003

Sold

$184,900

Public Records

Jun 30, 2000

Sold

$155,550

Year

Property tax

Land + Additions

Assessment*

2026

$4,900 (+26.5%)

$124,500 + $273,200

$397,700

2025

$3,872 (+42.4%)

$110,700 + $250,700

$361,400

2024

$2,720 (+2.3%)

$92,300 + $184,900

$277,200

2023

$2,660 (−6.9%)

$82,000 + $158,700

$240,700

2022

$2,856 (+3.6%)

$82,000 + $149,900

$231,900

2021

$2,758 (−2.1%)

$61,500 + $144,600

$206,100

2020

$2,816 (−3.7%)

$61,500 + $145,500

$207,000

2019

$2,924 (+54.4%)

$61,500 + $137,600

$199,100

2018

$1,894 (+12.5%)

$55,000 + $138,500

$193,500

2017

$1,684 (+1.0%)

$55,000 + $116,100

$171,100

2016

$1,668 (+1.7%)

$51,000 + $117,600

$168,600

2015

$1,640 (−0.4%)

$51,000 + $118,300

$169,300

2014

$1,646 (−3.5%)

$51,000 + $119,700

$170,700

2013

$1,706

$51,000 + $120,400

$171,400

Tax history for 40258 Ryans Bay Rd

Year

Property tax

Land + Additions

Assessment*

2026

$4,900 (+26.5%)

$124,500 + $273,200

$397,700

2025

$3,872 (+42.4%)

$110,700 + $250,700

$361,400

2024

$2,720 (+2.3%)

$92,300 + $184,900

$277,200

2023

$2,660 (−6.9%)

$82,000 + $158,700

$240,700

2022

$2,856 (+3.6%)

$82,000 + $149,900

$231,900

2021

$2,758 (−2.1%)

$61,500 + $144,600

$206,100

2020

$2,816 (−3.7%)

$61,500 + $145,500

$207,000

2019

$2,924 (+54.4%)

$61,500 + $137,600

$199,100

2018

$1,894 (+12.5%)

$55,000 + $138,500

$193,500

2017

$1,684 (+1.0%)

$55,000 + $116,100

$171,100

2016

$1,668 (+1.7%)

$51,000 + $117,600

$168,600

2015

$1,640 (−0.4%)

$51,000 + $118,300

$169,300

2014

$1,646 (−3.5%)

$51,000 + $119,700

$170,700

2013

$1,706

$51,000 + $120,400

$171,400

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

4,879 Sq. Ft.

Year renovated

2010

Sq. Ft.

1,874

Year built

1996

Style

Single Family Residential

County

Wabasha County

APN

R17.00323.00

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 28, 2026.

Property details

Parking

Parking Information
Parking Features: Detached, Gravel
Garage Spaces: 3
Garage Dimensions: 24x30
Garage Sq. Ft.: 720
Carport Spaces: 0

Interior

Bedroom Information
# of Bedrooms: 3

Bathroom Information
# of Full Baths (Total): 1
# of Three Quarter Baths (Total): 1
Description: Main Floor 3/4 Bath,Upper Level Full Bath

Room 1 Information
Room Type: Kitchen
Room Dimensions: 14x14
Room Level: Main

Room 2 Information
Room Type: Family Room
Room Dimensions: 25x19
Room Level: Main

Room 3 Information
Room Type: Bathroom
Room Dimensions: 10x5
Room Level: Main

Room 4 Information
Room Type: Utility Room
Room Dimensions: 5x5
Room Level: Main

Room 5 Information
Room Type: Bedroom 1
Room Dimensions: 18x19
Room Level: Upper

Room 6 Information
Room Type: Bedroom 2
Room Dimensions: 13x10
Room Level: Upper

Room 7 Information
Room Type: Bedroom 3
Room Dimensions: 12x9
Room Level: Upper

Room 8 Information
Room Type: Bathroom
Room Dimensions: 9x12
Room Level: Upper

Room 9 Information
Room Type: Laundry
Room Level: Upper

Basement Information
Basement Features: None

Other Rooms Information
2nd Floor Laundry,3 BR on One Level

Heating & Cooling
Heating Information: Forced Air
Cooling Information: Central Air

Interior Features
Room Type: Kitchen, Family Room, Bathroom, Utility Room, Bedroom 1, Bedroom 2, Bedroom 3, Laundry
Appliances: Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Exterior

Building Information
Construction Materials: Fiber Board
Foundation Area: 937

Exterior Features
Patio Porch Type: Deck,Patio

Waterfront Information
On Waterfront
Waterfront Features: Lake Front
Water Body Name: Zumbro
Waterfront Num: 55000400
Lake Acres: 714
Lake Classification: Recreational Development
Lake Depth: 43
Waterfront Feet: 40
Road Between Waterfront And Home Y/N: Yes

Property Information
Above Ground Total Sq. Ft.: 1,837
FractionalOwnershipYN: No
Property Type: Residential
Property Sub Type: Single Family Residence
Other Structures: Bunk House
Above Grade Finished Area: 1,837
Amenities: Deck,Dock,Kitchen Window,Primary Bedroom Walk-In Closet,Natural Woodwork,Patio,Panoramic View,Washer/Dryer Hookup,Walk-In Closet

Lot Information
Lot Features: Accessible Shoreline
Lot Size Area: 0.11
Lot Size Units: Acres
Lot Size Dimensions: 41x123
Road Frontage Type: Township

Financial

Assessment Information
Other Annual Assessment Amount: $3,266.02

Tax Information
Tax Annual Amount: $2,078
Tax Year: 2023
Tax With Assessments: $2,860

Lease / Rent Details
RentalLicense Y/N: No

Utilities

Utility Information
Water Source: Well
Electric: Circuit Breakers
Sewer: Private Sewer
Fuel: Propane

Location

School Information
High School District: Plainview-Elgin-Millville
School District Number: 2899
School District Phone: 507-534-3651

Location Information
Directions: Hwy 63 or 52 to County Road 12, North on 11th Ave NE, south on Ryans Bay Road. House is on the right.
Map Coordinate: 999-A1

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,874
Stories: 2.0
Lot Size: 4,879 square feet
Style: Single Family Residential
Year Built: 1996
Year Renovated: 2010
County: Wabasha County
APN: R17.00323.00

Home facts updated by county records on Aug 28, 2026

Other

Home Information
Living Area: 1837
Main Level Finished Area: 937.0000
Building Area Total: 1837
Age Of Property: 29
Levels: Two

Around this home

Schools

Plainview-Elgin-Millville 4-6

Public 4-6 • Assigned • 11.9mi

7/10

Plainview-Elgin-Millville Junior

Public 7-8 • Assigned • 12.1mi

7/10

Plainview-Elgin-Millville High School

Public 9-12 • Assigned • 15.1mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 99° expected this year, 15 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Zumbro Falls, MN • 55991

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.8 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.8 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$502,000 – $608,000

Sell confidently with a local market expert in Zumbro Falls. 3 minutes to get started.

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Land— sq ft

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Listed 42 days

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Home values near 40258 Ryans Bay Rd

Data from public records.

Address	Redfin Estimate
40246 Ryans Bay Road, Zumbro Falls, MN 3 Beds \| 2 Baths \| - Sq. Ft.	$429,767
40168 Ryans Bay Road, Zumbro Falls, MN 2 Beds \| 2 Baths \| 572 Sq. Ft.	$456,631

Address	Redfin Estimate
40238 Ryans Bay Road, Zumbro Falls, MN 2 Beds \| 1 Baths \| - Sq. Ft.	$505,689
40256 Ryans Bay Road, Zumbro Falls, MN 2 Beds \| 1 Baths \| - Sq. Ft.	$384,293

Address	Redfin Estimate
40268 Ryans Bay Road, Zumbro Falls, MN 1 Beds \| 1 Baths \| - Sq. Ft.	$255,313
40242 Ryans Bay Road, Zumbro Falls, MN 3 Beds \| 1 Baths \| 790 Sq. Ft.	$288,312

Property information provided by NORTHSTARMLS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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