OFF MARKET

Off market jun 2023 for $775K

$690,967

Est. refi paymentEst. refi $1,260/mo

•

—

sq ft

40437 Ryans Bay Rd, Zumbro Falls, MN 55991

About this home

Very well maintained 3 bedroom, 3 bath home. Beautiful family room with wood-burning fireplace and stunning stacked stone makes it and very warm and inviting room! Decks are positioned for sun and shade and great views of Lake Zumbro. There is a 3 car detached garage (720 sq ft) with upper level that is currently used as a game room, a gardening shed and another framed garage/storage building that is 40x40 with a 15x40 loft. An additional 365 feet of water frontage is included with the property.

Single-familyProperty Type

1997Year Built

3.7 acresLot Size

3 car garageParking

Listed by Vicki Nelson • Elcor Realty of Rochester Inc.

Redfin checked: a minute ago

•Source:NORTHSTARMLS as Distributed by MLS Grid #6359702

Redfin Estimate

$690,967

$84K since sold in June 2023$49K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 23.8% higher than the average sale price ($558K) of 6 comparable homes.

SOLD SEP 17, 2026
$475,000
A
3 beds4 baths— sq ft
170 6th Ln NE, Oronoco, MN 55960
SOLD JUL 10, 2026
$650,000
B
4 beds3 baths— sq ft
310 13th Ln SW, Oronoco, MN 55960
SOLD SEP 10, 2026
$560,000
C
4 beds3 baths— sq ft
6821 Mesabi Ct NW, Rochester, MN 55901
SOLD JAN 8, 2026
$560,000
D
3 beds3 baths— sq ft
499 73rd St NW, Rochester, MN 55901
SOLD MAY 22, 2026
$520,000
E
3 beds3 baths— sq ft
745 Treetop Ln SW, Oronoco, MN 55960
SOLD AUG 7, 2026
$585,000
F
3 beds3 baths— sq ft
1393 White Birch Ct NW, Oronoco, MN 55960

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Earn from this home

Refinance

Est. cash available

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Rent

$2,690/mo

Redfin rental estimate

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Market trends in 55991, MN

Last updated September 2026

Sale-to-List Price

99.9%

+0.0% MoM

Median sale price

$400K

$40K MoM

Avg. days on market

12d

6 days MoM

Recently sold homes

2 MoM

Provided by Redfin

Sale history for 40437 Ryans Bay Rd

Year

Property tax

Land + Additions

Assessment*

2026

$3,796 (+49.6%)

$66,000 + $221,100

$287,100

2025

$2,538 (+32.5%)

$66,000 + $199,300

$265,300

2024

$1,916 (−28.5%)

$66,000 + $189,500

$255,500

2023

$2,678 (−0.7%)

$66,000 + $164,200

$230,200

2022

$2,696 (−0.9%)

$66,000 + $146,700

$212,700

2021

$2,720 (−0.6%)

$56,000 + $142,000

$198,000

2020

$2,736 (−2.2%)

2019

$2,798 (+58.1%)

2018

$1,770 (+10.8%)

$53,527 + $130,473

$184,000

2017

$1,598 (+13.2%)

$53,437 + $109,163

$162,600

2016

$1,412 (+1.1%)

$43,495 + $104,105

$147,600

2015

$1,396 (+7.7%)

$43,534 + $104,766

$148,300

2014

$1,296 (−6.9%)

$43,582 + $106,018

$149,600

2013

$1,392

$46,000 + $112,500

$158,500

Tax history for 40437 Ryans Bay Rd

Year

Property tax

Land + Additions

Assessment*

2026

$3,796 (+49.6%)

$66,000 + $221,100

$287,100

2025

$2,538 (+32.5%)

$66,000 + $199,300

$265,300

2024

$1,916 (−28.5%)

$66,000 + $189,500

$255,500

2023

$2,678 (−0.7%)

$66,000 + $164,200

$230,200

2022

$2,696 (−0.9%)

$66,000 + $146,700

$212,700

2021

$2,720 (−0.6%)

$56,000 + $142,000

$198,000

2020

$2,736 (−2.2%)

2019

$2,798 (+58.1%)

2018

$1,770 (+10.8%)

$53,527 + $130,473

$184,000

2017

$1,598 (+13.2%)

$53,437 + $109,163

$162,600

2016

$1,412 (+1.1%)

$43,495 + $104,105

$147,600

2015

$1,396 (+7.7%)

$43,534 + $104,766

$148,300

2014

$1,296 (−6.9%)

$43,582 + $106,018

$149,600

2013

$1,392

$46,000 + $112,500

$158,500

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.3 Acres

Year renovated

2006

Sq. Ft.

1,002

Year built

1997

Style

Single Family Residential

County

Wabasha County

APN

R17.00293.12

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 28, 2026.

Property details

Parking

Parking Information
Parking Features: Detached, Gravel, Multiple Garages
Garage Spaces: 3
Garage Dimensions: 24x30
Garage Sq. Ft.: 720
Carport Spaces: 0

Interior

Bedroom Information
# of Bedrooms: 3

Bathroom Information
# of Full Baths (Total): 2
# of Three Quarter Baths (Total): 1
Description: 3/4 Basement,Main Floor Full Bath

Room 1 Information
Room Type: Living Room
Room Level: Main

Room 2 Information
Room Type: Kitchen
Room Level: Main

Room 3 Information
Room Type: Dining Room
Room Level: Main

Room 4 Information
Room Type: Bedroom 1
Room Level: Main

Room 5 Information
Room Type: Bathroom
Room Level: Main

Room 6 Information
Room Type: Family Room
Room Level: Lower

Room 7 Information
Room Type: Bedroom 2
Room Level: Lower

Room 8 Information
Room Type: Bathroom
Room Level: Lower

Room 9 Information
Room Type: Laundry
Room Level: Lower

Basement Information
Has Basement
Basement Features: Block

Dining Room Information
Dining Room Features: Breakfast Bar,Informal Dining Room

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Fireplace Footings, Free Standing, Wood Burning

Heating & Cooling
Heating Information: Forced Air
Cooling Information: Central Air

Interior Features
Room Type: Living Room, Kitchen, Dining Room, Bedroom 1, Bathroom, Family Room, Bedroom 2, Laundry
Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer

Exterior

Building Information
Construction Materials: Vinyl Siding
Foundation Area: 1,002
Roof: Asphalt

Exterior Features
Patio Porch Type: Deck

Waterfront Information
On Waterfront
Waterfront Features: Lake Front
Water Body Name: Zumbro
Waterfront Num: 55000400
Lake Acres: 714
Lake Classification: Recreational Development
Lake Depth: 43
Waterfront Feet: 23
Road Between Waterfront And Home Y/N: No

Property Information
Above Ground Total Sq. Ft.: 1,008
Below Ground Total Sq. Ft.: 768
FractionalOwnershipYN: No
Property Type: Residential
Property Sub Type: Single Family Residence
Other Structures: Additional Garage, Storage Shed
Has Additional Parcels
Above Grade Finished Area: 1,008
Below Grade Finished Area: 668
Amenities: Deck,Dock,Hardwood Floors,Main Floor Primary Bedroom,Panoramic View,Boat Slip

Lot Information
Lot Features: Accessible Shoreline
Lot Size Area: 3.7
Lot Size Units: Acres
Lot Size Dimensions: Irregular
Road Frontage Type: Township
Road Responsibility: Public Maintained Road

Financial

Assessment Information
Other Annual Assessment Amount: $3,300

Tax Information
Tax Annual Amount: $5,879
Tax Year: 2023
Tax With Assessments: $6,688

Lease / Rent Details
RentalLicense Y/N: No

Utilities

Utility Information
Water Source: Well
Electric: Circuit Breakers
Sewer: Private Sewer
Fuel: Propane

Location

School Information
High School District: Plainview-Elgin-Millville
School District Number: 2899
School District Phone: 507-534-3651

Location Information
Directions: Hwy 63, west on Cty Rd 12, north on 11th Ave, left on Ryans Bay Rd.
Map Coordinate: 999-A1

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,002
Stories: 1.0
Lot Size: 0.3 acres
Style: Single Family Residential
Year Built: 1997
Year Renovated: 2006
County: Wabasha County
APN: R17.00293.12

Home facts updated by county records on Aug 28, 2026

Other

Home Information
Living Area: 1676
Main Level Finished Area: 1008.0000
Building Area Total: 1776
Age Of Property: 28
Levels: Two

Around this home

Schools

Plainview-Elgin-Millville 4-6

Public 4-6 • Assigned • 12.1mi

7/10

Plainview-Elgin-Millville Junior

Public 7-8 • Assigned • 12.4mi

7/10

Plainview-Elgin-Millville High School

Public 9-12 • Assigned • 15.3mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

7 days above 99° expected this year, 15 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Zumbro Falls, MN • 55991

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.8 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.8 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$657,000 – $795,000

Sell confidently with a local market expert in Zumbro Falls. 3 minutes to get started.

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Home values near 40437 Ryans Bay Rd

Data from public records.

Address	Redfin Estimate
40543 Ryans Bay Rd, Zumbro Falls, MN 2 Beds \| 2 Baths \| - Sq. Ft.	$520,117
40520 Ryans Bay Rd, Zumbro Falls, MN 3 Beds \| 1 Baths \| - Sq. Ft.	$295,668

Address	Redfin Estimate
40514 Ryans Bay Rd, Zumbro Falls, MN 1 Beds \| 1 Baths \| 674 Sq. Ft.	$258,729
40536 Ryans Bay Rd, Zumbro Falls, MN 2 Beds \| 3 Baths \| - Sq. Ft.	$706,652

Address	Redfin Estimate
40502 Ryans Bay Rd, Zumbro Falls, MN 2 Beds \| 1 Baths \| 468 Sq. Ft.	$193,665
40566 Ryans Bay Rd, Zumbro Falls, MN 4 Beds \| 3 Baths \| 1300 Sq. Ft.	$620,647

Property information provided by NORTHSTARMLS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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