OFF MARKET

Off market aug 2025 for $650K

$706,652

Est. refi paymentEst. refi $4,465/mo

•

—

sq ft

40536 Ryans Bay Rd, Zumbro Falls, MN 55991

About this home

Welcome to your Lake Zumbro retreat with a million-dollar view! This beautifully remodeled 2-bedrooom, 2-bath home offers an open concept design with a walk-out lower level, perfect for lakeside living. Enjoy your private sandy beach, thoughtfully landscaped yard, and a spacious, low-maintenance deck ideal for entertaining or relaxing while taking in the stunning scenery. The property includes a 2-car garage, a workshop for your hobbies or storage, and an extra lot-perfect for outdoor games, gatherings, or simply soaking in the peaceful surroundings. A rare opportunity for lakefront living at its finest!

Single-familyProperty Type

1940Year Built

0.36 acresLot Size

3 car garageParking

Listed by Vicki Nelson • Elcor Realty of Rochester Inc.

Redfin checked: 3 minutes ago

•Source:NORTHSTARMLS as Distributed by MLS Grid #6737286

Redfin Estimate

$706,652

$57K since sold in August 2025$7,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 70.5% higher than the average sale price ($414K) of 6 comparable homes.

SOLD SEP 17, 2026
$475,000
A
3 beds4 baths— sq ft
170 6th Ln NE, Oronoco, MN 55960
SOLD JUL 21, 2026
$440,000
B
2 beds1 bath— sq ft
40402 Ryans Bay Rd, Zumbro Falls, MN 55991
SOLD JUN 25, 2026
$343,500
C
4 beds4 baths— sq ft
124 Cedar St SE, Mazeppa, MN 55956
SOLD JUL 20, 2026
$688,000
D
3 beds2 baths— sq ft
56381 400th Ave, Zumbro Falls, MN 55991
SOLD MAY 15, 2026
$285,000
E
3 beds3 baths— sq ft
115 W Center St, Oronoco, MN 55960
SOLD JUL 31, 2026
$255,000
F
3 beds1 bath— sq ft
278 Chestnut St NE, Mazeppa, MN 55956

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,830/mo

Redfin rental estimate

List your home for rent

Market trends in 55991, MN

Last updated September 2026

Sale-to-List Price

99.9%

+0.0% MoM

Median sale price

$400K

$40K MoM

Avg. days on market

12d

6 days MoM

Recently sold homes

2 MoM

Provided by Redfin

Sale history for 40536 Ryans Bay Rd

Date

Event

Price

NORTHSTARMLS as Distributed by MLS Grid #6737286

Aug 7, 2025

Sold

$650,000

Jul 7, 2025

Pending

—

Jul 1, 2025

Price Changed

$679,000

Jun 12, 2025

Listed

$699,000

NORTHSTARMLS as Distributed by MLS Grid #6707108

Jun 9, 2025

Listing Removed

—

May 20, 2025

Price Changed

$779,000

Apr 22, 2025

Listed

$825,000

NORTHSTARMLS as Distributed by MLS Grid #5084822

Dec 10, 2018

Listing Removed

—

Aug 14, 2015

Sold

$320,000

Jun 1, 2015

Listed

$329,900

+33

Public Records

Aug 14, 2015

Sold

$320,000

Public Records

Mar 16, 1999

Sold

$135,000

Year

Property tax

Land + Additions

Assessment*

2026

$8,614 (+22.8%)

$383,500 + $220,300

$603,800

2025

$7,012 (+8.6%)

$340,900 + $203,700

$544,600

2024

$6,454 (−1.8%)

$340,900 + $192,700

$533,600

2023

$6,574 (−8.3%)

$340,900 + $170,900

$511,800

2022

$7,166 (+20.7%)

$340,900 + $171,400

$512,300

2021

$5,938 (+4.9%)

2020

$5,658 (+8.7%)

2019

$5,206 (+51.2%)

2018

$3,442 (+17.9%)

$143,737 + $127,063

$270,800

2017

$2,920 (+58.5%)

$142,129 + $105,271

$247,400

2016

$1,842 (+1.8%)

$48,651 + $97,649

$146,300

2015

$1,810 (+6.1%)

$48,710 + $98,290

$147,000

2014

$1,706 (+6.6%)

$48,799 + $99,601

$148,400

2013

$1,600

$56,000 + $114,900

$170,900

Tax history for 40536 Ryans Bay Rd

Year

Property tax

Land + Additions

Assessment*

2026

$8,614 (+22.8%)

$383,500 + $220,300

$603,800

2025

$7,012 (+8.6%)

$340,900 + $203,700

$544,600

2024

$6,454 (−1.8%)

$340,900 + $192,700

$533,600

2023

$6,574 (−8.3%)

$340,900 + $170,900

$511,800

2022

$7,166 (+20.7%)

$340,900 + $171,400

$512,300

2021

$5,938 (+4.9%)

2020

$5,658 (+8.7%)

2019

$5,206 (+51.2%)

2018

$3,442 (+17.9%)

$143,737 + $127,063

$270,800

2017

$2,920 (+58.5%)

$142,129 + $105,271

$247,400

2016

$1,842 (+1.8%)

$48,651 + $97,649

$146,300

2015

$1,810 (+6.1%)

$48,710 + $98,290

$147,000

2014

$1,706 (+6.6%)

$48,799 + $99,601

$148,400

2013

$1,600

$56,000 + $114,900

$170,900

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.36 Acres

Year renovated

2004

Sq. Ft.

1,108

Year built

1940

Style

Single Family Residential

County

Wabasha County

APN

R17.00332.00

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 28, 2026.

Property details

Parking

Parking Information
Parking Features: Garage Door Opener, Parking Lot
Garage Spaces: 3
Garage Sq. Ft.: 756

Interior

Bedroom Information
# of Bedrooms: 2

Bathroom Information
# of Full Baths (Total): 2
# of Three Quarter Baths (Total): 1
Description: 3/4 Basement,Main Floor Full Bath

Room 1 Information
Room Type: Bathroom
Room Level: Main

Room 2 Information
Room Type: Bathroom
Room Level: Lower

Room 3 Information
Room Type: Dining Room
Room Level: Main

Room 4 Information
Room Type: Bedroom
Room Level: Main

Room 5 Information
Room Type: Kitchen
Room Level: Main

Room 6 Information
Room Type: Living Room
Room Level: Main

Room 7 Information
Room Type: Bedroom 2
Room Level: Lower

Laundry Room Information
Laundry Features: Gas Dryer Hookup, Laundry Closet, Main Level, Washer Hookup

Basement Information
Has Basement
Basement Features: Block, Full, Walkout

Dining Room Information
Dining Room Features: Breakfast Area,Eat In Kitchen,Informal Dining Room,Kitchen/Dining Room,Living/Dining Room

Other Rooms Information
Main Floor Primary,Main Floor Laundry

Fireplace Information
Has Fireplace
# of Fireplaces: 2
Fireplace Features: Electric Log, Free Standing, Gas

Heating & Cooling
Heating Information: Forced Air
Cooling Information: Central Air

Interior Features
Appliances: Dishwasher, Dryer, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Exterior

Building Information
Construction Materials: Block, Frame
Foundation Area: 766
Roof: Age 8 Years or Less, Asphalt

Exterior Features
Patio Porch Type: Composite Decking,Deck
Exterior Features: Vinyl

Waterfront Information
On Waterfront
Waterfront Features: Dock, Lake Front, Lake View
Waterfront Feet: 159
Road Between Waterfront And Home Y/N: N

Property Information
Above Ground Total Sq. Ft.: 1,032
Below Ground Total Sq. Ft.: 766
FractionalOwnershipYN: No
Property Type: Residential
Other Structures: Workshop
Above Grade Finished Area: 1,032
Below Grade Finished Area: 300
Amenities: Ceiling Fan(s),Deck,Dock,Kitchen Center Island,Washer/Dryer Hookup

Lot Information
Lot Features: Accessible Shoreline, Tree Coverage - Light
Lot Size Area: 0.36
Lot Size Units: Acres
Lot Size Dimensions: Irregular
Road Frontage Type: County Road
Road Responsibility: Public Maintained Road

Financial

Assessment Information
Other Annual Assessment Amount: $10,557.83

Tax Information
Tax Annual Amount: $5,713.81
Tax Year: 2025
Tax With Assessments: $7,012

Utilities

Utility Information
Water Source: Well
Electric: Circuit Breakers
Sewer: Shared Septic
Fuel: Propane

Location

School Information
High School District: Zumbrota-Mazeppa
School District Number: 2805
School District Phone: 5078434080

Location Information
Directions: County Road 12, turn on 11th Ave, turn on Ryans Bay Road
Map Coordinate: 999-A1

Public facts

Beds: 2
Baths: 3.0
Sq. Ft.: 1,108
Stories: 1.0
Lot Size: 0.36 acres
Style: Single Family Residential
Year Built: 1940
Year Renovated: 2004
County: Wabasha County
APN: R17.00332.00

Home facts updated by county records on Aug 28, 2026

Other

Home Information
Living Area: 1332
Living Area Units: Square Feet
Main Level Finished Area: 1032
Building Area Total: 1798
Foundation Details: Brick/Mortar
Levels: One

Around this home

Schools

Plainview-Elgin-Millville 4-6

Public 4-6 • Assigned • 12.2mi

7/10

Plainview-Elgin-Millville Junior

Public 7-8 • Assigned • 12.5mi

7/10

Plainview-Elgin-Millville High School

Public 9-12 • Assigned • 15.4mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

7 days above 99° expected this year, 15 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Zumbro Falls, MN • 55991

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.8 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.8 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$672,000 – $813,000

Sell confidently with a local market expert in Zumbro Falls. 3 minutes to get started.

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Home values near 40536 Ryans Bay Rd

Data from public records.

Address	Redfin Estimate
40622 Ryans Bay Rd, Zumbro Falls, MN 4 Beds \| 3 Baths \| 1792 Sq. Ft.	$630,729
40514 Ryans Bay Rd, Zumbro Falls, MN 1 Beds \| 1 Baths \| 674 Sq. Ft.	$258,729

Address	Redfin Estimate
40543 Ryans Bay Rd, Zumbro Falls, MN 2 Beds \| 2 Baths \| - Sq. Ft.	$520,117
40502 Ryans Bay Rd, Zumbro Falls, MN 2 Beds \| 1 Baths \| 468 Sq. Ft.	$193,665

Address	Redfin Estimate
40700 Ryans Bay Rd, Zumbro Falls, MN 3 Beds \| 2 Baths \| 3456 Sq. Ft.	$567,588
40520 Ryans Bay Rd, Zumbro Falls, MN 3 Beds \| 1 Baths \| - Sq. Ft.	$295,668

Property information provided by NORTHSTARMLS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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