For sale

$1,900,000

Est. $10,903/mo —

•

3,030

sq ft

120 Lower Ray Creek Rd, Townsend, MT 59644

About this home

This property is located in the heart of Broadwater County, offering 41+ acres of amazing potential. It is ideally situated between the public lands along Canyon Ferry Lake and the Montana Ditch. The custom log home spans over 3,000 square feet, thoughtfully designed with a bedroom and bathroom on each level. Enjoy a peaceful setting with mature trees and landscaping, perfect for morning coffee on the covered porch as the sun rises over the Big Belt Mountains. The property includes a 40x50 shop with a half bathroom, providing ample space for storage. It is fenced and cross-fenced, perfect for livestock, and includes productive flood-irrigated hay ground with one share from the Montana Ditch. Wildlife, including whitetail deer and various birds, frequently visit the area. Beyond the property, many other recreational opportunities are available nearby.

Single-familyProperty Type

1999Year Built

41.7 acresLot Size

$627Price/Sq.Ft.

4 car garageParking

Listed by Jake Cartwright • Crosscurrent Real Estate

Listing updated: May 1, 2026 at 01:02pm

Redfin checked: 2 minutes ago

•Source:BSCMLS #407858

Payment calculator

$10,903 per month

Principal and interest$10,369

Property taxes

$186

HOA dues

Home insurance

$348

Utilities

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Around this home

Schools

K - 12
Preschool & daycare

Cecelia Hazelton School

Public PreK-6 • Assigned • 5.2mi

6/10

Townsend 7-8

Public 7-8 • Assigned • 5.2mi

5/10

Broadwater High School

Public 9-12 • Assigned • 5.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

120 Lower Ray Creek Rd · $1,900,000

DAYS ON MARKET

The average home goes pending in 168 days.

LIST PRICE

Median list price in this area is $564,518. (70% lower than this home)

PRICE DROP

22% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bedroom

Living

Dining

Interior features
Vaulted ceilings

Bathrooms
One full bathroom
Two three-quarter bathrooms

Kitchen
Cooktop
Range
Dishwasher
Refrigerator

Laundry & utility
Washer
Dryer

Flooring
Hardwood

Heating & cooling
Heating: Baseboard, Electric, Forced Air, Propane, Wood
No central cooling

Sale and tax history for 120 Lower Ray Creek Rd

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$2,228 (−23.5%)

$122,822 + $338,710

$461,532

2024

$2,914

$122,822 + $338,710

$461,532

2023

$2,912 (+19.6%)

$50,110 + $343,680

$393,790

2022

$2,435 (+2.4%)

$50,110 + $343,680

$393,790

2021

$2,377 (+13.1%)

$34,811 + $245,640

$280,451

2020

$2,101 (+12.7%)

$34,811 + $245,640

$280,451

2019

$1,864 (+1.4%)

$22,703 + $223,560

$246,263

2018

$1,839 (−1.2%)

$22,703 + $223,560

$246,263

2017

$1,861 (+18.8%)

$32,196 + $203,430

$235,626

2016

$1,567 (−5.4%)

$32,196 + $203,430

$235,626

2015

$1,657 (+9.9%)

$27,789 + $176,960

$204,749

2014

$1,508

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

3 Acres

Year renovated

—

Finished Sq. Ft.

1,890

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,890

Year built

1999

Style

Single Family Residential

County

Broadwater County

APN

43-1591-04-4-01-10-0000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 17, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.62% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 90° expected this year, 16 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

5/10 Air Factor

6 unhealthy days expected this year, 9 days in 30 years

Provided by First Street

Historical weather

Townsend, MT • 59644

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

100/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 1% for direct sun exposure in Townsend. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.4 hrs

5.7 hrs

JuneDecember

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Details provided by BSCMLS and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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