Do interest rates have you on the fence about buying a home in the highly desired city of Belmont? This completely renovated home has NO CITY TAXES. With taxes at $1610 annually, you can save money on your mortgage payment. This split-floor-plan home has great flow for everyday living. Double doors lead to the amazing half-wrap deck, with stairs to the driveway and an oversized two-story workshop at the back of the .69-acre yard. Finishing touches are underway, and showings start October 31. Check back for more info soon.
Make a winning offer with the help of a local agent
Around this home
Schools
K - 12
Preschool & daycare
J B Page Primary School
Public PreK-1 • Assigned • 1.7mi
Belmont Middle School
Public 6-8 • Assigned • 0.7mi
5/10
South Point High School
Public 9-12 • Assigned • 0.9mi
8/10
Provided by GreatSchools
About South
Point
South Point, located between Lake Wylie and the Catawba River, is a residential and lakeside Belmont neighborhood with wooded coves and winding shoreline roads. The neighborhood’s character concentrates around the South Point Road and South Point Boat Ramp approach, where trucks with trailers, anglers, and sunset walkers set the tempo. Housing leans toward low-slung ranches and newer craftsman-style builds tucked into tall trees, with long driveways and water glimpses. Lake Wylie access shapes daily routines, from paddle launches to quiet evenings on docks. Nearby, Daniel Stowe Botanical Garden, the U.S. National Whitewater Center, and Belmont’s Stowe Park add culture and open-air rituals beyond the water.
Provided by Walk Score and Local Logic
Market insights
302 Gaither Rd · $495,000
SALE-TO-LIST
98.3%
Most homes are selling 2% below list price.
LIST PRICE
$495,000
Median sale price in this area is $342,192. (31% lower than this home)
PRICE DROP
0 price drops
27% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Interior features
Open floorplan
Pantry
Split-bedroom layout
Breakfast bar
French doors
Insulated doors
No interior steps
Bedrooms
3 bedrooms on the main level
Bathrooms
2 full bathrooms on the main level
Kitchen
Dishwasher
Gas range
Exhaust hood
Plumbed for an ice maker
Laundry & utility
Inside laundry room
Washer hookup
Electric dryer hookup
Flooring
Tile
Vinyl
Heating & cooling
Central electric heating
Central air conditioning
Exterior features
Covered deck
Front porch
Workshop
Level, wooded setting
Gravel and paved road surface
Home design
Single-family residence
One-story
Parking
Driveway with 2 designated open parking spaces and room for additional cars
Construction
Site-built construction
Hardboard siding
Crawl-space foundation
Utilities
Community well
Septic system
Electricity connected
HOA & community
No HOA dues
No community features
Electricity and solar
View estimated energy costs and solar savings for this home
INVESTORS! 3 PID Lots! Belmont! This is an opportunity to own 3 parcels totaling 3.09 acres. PID 189880 is 1.5 acre with 1986 home that needs renovation - no central heat or air (window units and wood stove) PID 189879 is an 1985 home that appears to be in rough condition and a vacant lot PID 189881 is .60 acre. There is limited information on this property and all exploration is the responsibility of the buyer and their agent. There is believed to be a well and septic on site but buyer should verify.
Year
Property tax
Land + Additions
Assessment*
2025
$1,610 (−6.4%)
$35,000 + $190,470
$225,470
2024
$1,720 (+2.7%)
$41,280 + $199,640
$240,920
2023
$1,674 (+33.5%)
$41,280 + $199,640
$240,920
2022
$1,254 (+4.5%)
$32,030 + $104,250
$136,280
2021
$1,199 (+1.6%)
$32,030 + $104,250
$136,280
2020
$1,180 (−1.1%)
$32,030 + $104,250
$136,280
2019
$1,194 (−2.2%)
$32,030 + $104,250
$136,280
2018
$1,221
$32,030 + $104,250
$136,280
2017
$1,221 (−1.0%)
$37,500 + $96,624
$134,124
2016
$1,233 (+9.5%)
$37,500 + $96,624
$134,124
2014
$1,126
$33,750 + $86,841
$120,591
2013
$1,126 (+3.9%)
$33,750 + $86,841
$120,591
2012
$1,084 (+1.1%)
$33,750 + $86,841
$120,591
2011
$1,072
$33,750 + $86,841
$120,591
Public record
Public record
Zoning
Permits
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
0.69 Acres
Year renovated
1995
Finished Sq. Ft.
1,508
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,508
Year built
1986
Style
Single Family Residential
County
Gaston County
APN
313853
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 23, 2026.
R-1
Single-Family Limited
The purpose of this district is to accommodate single-family site built and modular construction. The minimum lot size allowed in this district will be dependent on the provision of public or community water and sewer facilities. Although areas may be served with such utilities, most of these areas are located beyond existing or anticipated utility service coverage areas. The minimum lot size for residential uses in this district is therefore larger than in other residential zoning districts.
Permitted uses
Include but are not limited to:
Religious facility
Housing-Single unit
Educational / school
Feb 10, 2027 • Active
Alteration / remodel (residential)
Electrical
HVAC
Plumbing
Remodel
Oct 28, 2025 • Final
Single trade (residential) - electrical
Update the heating, air conditioning, and plumbing systems. Rewire the entire residential building with open framing.
Electrical
HVAC
Plumbing
Remodel
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Historical weather
Belmont, NC • 28012
Average low and high temperatures (°F)
49
29
57
36
71
46
77
54
78
59
89
68
93
73
82
67
81
62
73
52
66
45
54
35
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
90/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.7 hrs
6.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 302 Gaither Rd
There isn’t enough information to generate an accurate estimate at this time. Learn More
More resources
Rental earnings
Est. $2,160 per month, based on comparable rentals