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$365,000
Est. $2,262/mo —
3
bd
•
2 ba
•
1,668
sq ft

643 Shoal Rd, Lincolnton, NC 28092

map-entry

About this home

Single-familyProperty Type
1999Year Built
0.96 acresLot Size
$219Price/Sq.Ft.
4 car garageParking
Listed by Gail Huss • Lake Norman Realty, Inc.
Contact: 704-473-6819
Listing updated:
Redfin checked: a few seconds ago
•Source:CANOPYMLS as Distributed by MLS Grid #4436248
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Payment calculator

$2,262 per month

Principal and interest$2,017
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($73,000)
Home price
$365,000
Loan details
30-yr fixed, 7.38%
5 minutes to get started. No credit impact. 

See this home in person

Open houses
Saturday, Oct 31
12:00pm - 2:00pm

Around this home

Schools

Union Elementary

Public PreK-5 • Assigned • 2.9mi

6/10
West Lincoln Middle

Public 6-8 • Assigned • 0.8mi

4/10
West Lincoln High

Public 9-12 • Assigned • 1.0mi

5/10
Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

643 Shoal Rd · $365,000
SALE-TO-LIST
98.0%
Most homes are selling 2% below list price.
LIST PRICE
$365,000
Median sale price in this area is $405,162. (11% higher than this home)
PRICE DROP
0 price drops
27% of homes in this area have had a price drop in the past month.

Property details

  • Interior features
  • Attic with pull-down stairs
  • Split-bedroom layout
  • Walk-in closet
  • Insulated windows
  • Bedrooms
  • 3 bedrooms on the main floor
  • Bathrooms
  • 2 full bathrooms on the main floor
  • Kitchen
  • Dishwasher
  • Electric range
  • Microwave
  • Laundry & utility
  • Laundry closet
  • Washer hookup
  • Electric dryer hookup
  • Electric water heater
  • Flooring
  • Tile
  • Wood
  • Heating & cooling
  • Heat pump heating
  • Heat pump cooling
  • Other heating

Sale and tax history for 643 Shoal Rd

Public record

Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
0.9 Acres
Year renovated
1999
Finished Sq. Ft.
1,668
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,668
Year built
1999
Style
Single Family Residential
County
Lincoln County
APN
73508
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 21, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 104° expected this year, 17 days in 30 years

3/10 Wind Factor

4% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Lincolnton, NC • 28092
Average low and high temperatures (°F)
48
27
56
34
70
43
76
51
77
57
87
66
91
70
81
66
80
60
72
50
64
42
53
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

92/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.7 hrs
6.4 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 643 Shoal Rd

$365,193
$193 over list price of $365K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $345K to $413K.

More resources

Rental earnings

Est. $1,860 per month, based on comparable rentals

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Details provided by CANOPYMLS as Distributed by MLS Grid and may not match the public record. Learn more.
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GreatSchools Ratings provided by GreatSchools.org.