Immaculately maintained and thoughtfully updated, this inviting home is situated on nearly an acre in a peaceful rural community in western Lincoln County, just 10 minutes from downtown Lincolnton. The spacious, open living and dining areas flow seamlessly to an exceptional backyard designed for relaxing and entertaining. A tall privacy fence with two gates surrounds the concrete patio and impressive 14' x 24' gazebo, complete with five ceiling fans. With the septic system located in the front yard, the backyard also offers excellent potential for a future pool. Beautiful landscaping adorns the entire exterior. The home features numerous updates, including extensive kitchen and primary bath renovations, smooth ceilings throughout, roof, oversized gutters and downspouts, windows, and water heater. Gleaming hardwood floors enhance the main living areas, complemented by attractive laminate flooring in the kitchen, and ceramic tile in the baths. Propane tank & gas-log heater in the dining room convey, which the owners use from December through March to help reduce utility costs. Storage and garage space are equally impressive. The spacious two-car attached garage offers a rear exterior walk-out door and pull-down attic stairs providing access to fully floored storage above one garage bay, as well as an entrance to the remainder of the home's attic. An additional 24' x 30' detached two-car garage is insulated and features a concrete floor, two roll-up doors, a walk-through door, windows, and 200-amp electrical service. The septic system was recently pumped and inspected, with new risers installed, and the property has also had a recent annual termite inspection. This beautifully cared-for property is truly ready to impress! Visit our OPEN HOUSE, Saturday, October 31st, 12-2pm.
What a refreshing change to walk into a home that feels open, clean, bright & welcoming! That is just the feeling you get with this home. Everything you want all wrapped up in one fabulous home! Gleaming hardwood floors throughout the 1700 square feet & tile in the kitchen and baths. Spacious open living areas that make entertaining or everyday living a pleasant experience. An absolutely HUGE kitchen with over 26 linear feet of cabinet space and counter tops! You can have as many cooks as you want in this wide open kitchen. The laundry area is bright & cheerful with additional storage space. The master suite has enough room for a sitting area so you can have some much needed private time. The other two bedrooms are on the other side of the house and they didn’t skimp on the size of those rooms either. Great space! Great Storage! A 26x28 two car garage will hold everything, but there is an out building for the overflow& a fenced area for pets. A very nice level yard for playing ball
CANOPYMLS as Distributed by MLS Grid #3060565
Jun 19, 2015
Sold
$165,000
$99/sq ft
Apr 16, 2015
Contingent
—
Jan 31, 2015
Listed
$170,000
$102/sq ft
+19
What a refreshing change to walk into a home that feels open, clean, bright & welcoming! That is just the feeling you get with this home. The rooms are spacious, the main living area is 21x28 , hardwoods throughout the entire home! You can have as many cooks as you want in the wide open kitchen. All the bedrooms are large w/ great closets, private patio area, fenced area for pets & a two car garage w/ plenty of storage. There isn't anything missing in this fabulous home; except your family!
Public Records
Oct 15, 2007
Sold
$145,000
$87/sq ft
Public Records
Oct 27, 2004
Sold
$112,000
$67/sq ft
Public Records
Sep 28, 2001
Sold
$100,000
$60/sq ft
Public Records
Jun 19, 2001
Sold
$97,887
$59/sq ft
Public Records
Jun 10, 1999
Sold
$96,000
$58/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$1,817
$28,571 + $257,759
$286,330
2025
$1,817 (+9.4%)
$28,571 + $257,759
$286,330
2024
$1,660 (−6.5%)
$28,571 + $233,126
$261,697
2023
$1,775 (+26.5%)
$28,571 + $233,126
$261,697
2022
$1,403
$23,653 + $147,085
$170,738
2021
$1,403 (+11.9%)
$23,653 + $147,085
$170,738
2020
$1,254
$23,653 + $147,085
$170,738
2019
$1,254 (+25.3%)
$23,653 + $147,085
$170,738
2018
$1,001
$19,735 + $116,780
$136,515
2017
$1,001
$19,735 + $116,780
$136,515
2016
$1,001 (+0.3%)
$19,735 + $116,780
$136,515
2015
$998 (−4.8%)
$19,735 + $116,780
$136,515
2014
$1,049
$21,633 + $125,558
$147,191
2013
$1,049 (+1.4%)
$21,633 + $125,558
$147,191
2012
$1,035
$21,633 + $125,558
$147,191
2011
$1,035
$21,633 + $125,558
$147,191
Public record
Public record
Zoning
Permits
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
0.9 Acres
Year renovated
1999
Finished Sq. Ft.
1,668
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,668
Year built
1999
Style
Single Family Residential
County
Lincoln County
APN
73508
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 21, 2026.
R-SF
Residential Single Family District
Established to provide for traditional single-family subdivisions and/or maintain areas in the County for traditional single-family residential uses, such areas, in general, do not presently contain mobile or manufactured homes, duplexes or multi-family dwelling developments. Since manufactured homes and other types of residential dwelling units are accommodated in many of the other residential districts, certain areas of the County can be set aside exclusively for single-family purposes. Unlike the R-S district where public utilities are currently in place or expected to be in the near future, the provision of public utilities is not a factor in the location of the R-SF district. Thus, the R-SF district may be applied to areas which have received both suburban and more rural types of development in the past.
Permitted uses
Include but are not limited to:
Religious facility
Housing-Single unit
Infrastructure
Educational / school
Communications tower
Nov 21, 2026 • Active
Residential - accessory
Construct a metal detached garage.
ADU
Apr 29, 2014 • Final
Mechanical
Replace a heat pump on a residential building.
Heat pump
HVAC
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
5/10 Heat Factor
7 days above 104° expected this year, 17 days in 30 years
3/10 Wind Factor
4% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Lincolnton, NC • 28092
Average low and high temperatures (°F)
48
27
56
34
70
43
76
51
77
57
87
66
91
70
81
66
80
60
72
50
64
42
53
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
92/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.7 hrs
6.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 643 Shoal Rd
$365,193
$193 over list price of $365K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $345K to $413K.