UNDER CONTRACT
Contingent
$699,000
Est. $4,442/mo —
4
bd
•
2.5 ba
•
3,235
sq ft

540 Waters Rd, Salisbury, NC 28146

map-entry

About this home

Single-familyProperty Type
1989Year Built
1.25 acresLot Size
$216Price/Sq.Ft.
$50/moHOA Dues
Listed by Dustin Owens • Mantle LLC
Contact: dustinowens@mantlerealty.com
Listing updated:
Redfin checked: a minute ago
•Source:CANOPYMLS as Distributed by MLS Grid #4409088
80 days on Redfin • 659 views • 39 favorites

Payment calculator

$4,442 per month

Principal and interest$3,862
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($139,800)
Home price
$699,000
Loan details
30-yr fixed, 7.38%
5 minutes to get started. No credit impact. 

Open houses

No upcoming open houses.

Around this home

Schools

Morgan Elementary School

Public PreK-5 • Assigned • 5.3mi

4/10
Charles C Erwin Middle School

Public 6-8 • Assigned • 5.4mi

2/10
East Rowan High School

Public 9-12 • Assigned • 5.5mi

4/10
Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

540 Waters Rd · $699,000
DAYS ON MARKET
81 days
The average home goes pending in 68 days.
SALE-TO-LIST
97.6%
Most homes are selling 2% below list price.
LIST PRICE
$699,000
Median sale price in this area is $323,082. (54% lower than this home)
PRICE DROP
1 price drop
26% of homes in this area have had a price drop in the past month.

Property details

Kitchen

Kitchen

Bathroom

Bathroom

Bedroom

Bedroom

Living

Living

  • Interior features
  • 5 total rooms
  • Fireplace
  • Bedrooms
  • 4 bedrooms (3 upper, 1 main)
  • Bathrooms
  • 2 full bathrooms
  • 1 half bathroom (main level)
  • Kitchen
  • Dishwasher
  • Electric range
  • Refrigerator
  • Laundry & utility
  • Laundry on main level
  • Heating & cooling
  • Heat pump
  • Central air

Sale and tax history for 540 Waters Rd

Public record

Beds
—
Baths
3
Stories
1.5
Lot width
—
Lot depth
—
Lot size
1.25 Acres
Year renovated
1998
Finished Sq. Ft.
3,228
Unfinished Sq. Ft.
—
Total Sq. Ft.
3,228
Year built
1989
Style
Single Family Residential
County
Rowan County
APN
614 067
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 16, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 105° expected this year, 17 days in 30 years

4/10 Wind Factor

16% chance of strong winds in next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Salisbury, NC • 28146
Average low and high temperatures (°F)
48
26
55
33
69
43
76
51
77
56
87
66
90
71
81
65
81
59
72
49
64
41
52
31
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

98/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Salisbury. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.7 hrs
6.5 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 540 Waters Rd

$670,518
$28K under list price of $699K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $440K to $1.1M.

More resources

Rental earnings

Est. $2,270 per month, based on comparable rentals

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The seller has already accepted an offer. You can request a tour anyway or ask an agent about submitting a backup offer.
OR
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GreatSchools Ratings provided by GreatSchools.org.