Welcome to your mountain retreat in the desirable Whisper Lake community, nestled in the heart of Western North Carolina’s beautiful mountains. Set on a private, wooded lot, this inviting 3-bedroom, 3.5-bath home blends mountain charm with comfortable, year-round living. Inside, soaring ceilings, an open and airy floor plan, and a warm gas fireplace create a welcoming gathering space. The two-car garage includes an additional 10-foot area—perfect for golf cart storage, outdoor gear, or extra workspace. Step outside and enjoy the peaceful mountain setting from the screened porch, complete with an electric heater for cooler evenings, or gather around the outdoor firepit while enjoying the soothing sound of the waterfall just outside of the backyard fence. The house has been well maintained, including a brand-new roof, offering the home's move-in-ready appeal. Located within Whisper Lake, you'll enjoy easy access to community trails and the lake, along with the many recreational amenities of the Sapphire area and just 15 minutes from Cashiers. Whether you're looking for a full-time mountain home or a relaxing getaway, this property offers the privacy, comfort, and lifestyle you've been searching for. Schedule your private tour and experience it for yourself.
Single-familyProperty Type
2005Year Built
0.64 acresLot Size
$165/moHOA Dues
2 car garageParking
Listed by Karen Sullivan• RE/MAX Summit Properties
We couldn't find any schools that service this home or are within 5 miles of this home.
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Offer insights
2469 Upper Whitewater Rd · $1,095,000
$1.07M and above
75% chance or better to win
Why $1.07M+ is a strong offer
DAYS ON MARKET
190 days
The average home goes pending in 149 days.
SALE-TO-LIST
95.4%
Most homes are selling 5% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Breakfast bar
Built-in features
Ceiling fans
Cathedral and vaulted ceilings
Double vanity
Granite counters
High ceilings
High speed internet
Kitchen island
Open floorplan
Pantry
Soaking tub
Walk-in closets
Unfurnished
Bathrooms
3 full bathrooms
1 half bathroom
Double vanity
Soaking tub
Kitchen
Propane cooktop
Built-in electric oven
Microwave
Dishwasher
Disposal
Refrigerator
Stainless steel appliances
Instant hot water
Kitchen island
Breakfast bar
Pantry
Laundry & utility
Washer hookup
Washer and dryer included
Laundry room on main level
Water heater
Flooring
Hardwood
Tile
Carpet
Heating & cooling
Central heating (electric and natural gas)
Central air
Ceiling fans
Gas/propane fireplace (living room)
Exterior features
Private yard
Back and front yard
Landscaped grounds
Wooded areas
Fire pit
Barbecue
Deck
Rear covered porch
Front covered porch (screened)
Patio options
Home design
Single family residence
Residential property
Waterfront access with view (Whisper Lake)
Parking
Attached 2-car garage with garage door opener
Driveway parking
Garage faces front
On-site parking
Kitchen-level access to garage
Construction
Shingle roof
Basement finished with concrete floor, storage space and walk-out access
One fireplace
Utilities
Public water
Septic tank
Electricity connected
Propane
HOA & community
Homeowners association with annual fees
Association amenities include clubhouse, fitness center, indoor pool, outdoor pool, tennis courts, basketball court, playground, picnic area, trails, dog park, golf, fishing, lake access and beach rights
Other
Annual association fee listed (multiple fee entries reported)
Electricity and solar
View estimated energy costs and solar savings for this home
Perfect mountain home in Whisper Lake Community. Open floor plan with vaulted beamed ceilings and stone fireplace in great room. Kitchen features granite countertops, stainless appliances and gas cooktop. Primary bathroom has heated tile floors. Upstairs is a large loft for office/playroom. Lower level has a den plus recreation area. Multiple covered decks. Outdoor area includes a fire pit and a waterfall feature with pond. There's also an attached double carport. Close to Whisper Lake. Recent new additions include tankless water heater, security system, keyless entry, full house dehumidifier and full exterior house painting.
HCMLS #98397
Apr 18, 2022
Sold
$805,000
Mar 2, 2022
Listed
$799,000
+38
Perfect mountain home in the Whisper Lake Community. One of the only area communities that includes a lake for the exclusive use of the property owners. The floor plan is open with vaulted beamed ceilings and floor to ceiling stone fireplace in the great room. The kitchen features granite countertops, stainless appliances, gas cooktop and a large walk-in pantry. Good sized primary bedroom has vaulted ceilings with heated tile floors in the primary bath. Upstairs features a large loft for an office/playroom overlooking the great room. Lower level has a den plus large recreation area. There's a recently installed tankless hot water system, keyless entry, security system and whole house dehumidifier. There are multiple covered decks and ample outdoor area ideal for those who love outdoor living. There's even a fire pit for those chilly mountain evenings and a waterfall feature that recirculates to a small pond. The attached double carport is large enough to house 2 cars and the access to Whisper Lake is just a stone's throw away! And Whisper Lake already has high speed internet available.
Public Records
Aug 28, 2018
Sold
$489,100
HCMLS #88290
Aug 28, 2018
Sold
$488,500
May 9, 2018
Listed
$498,500
Public Records
Jul 31, 2007
Sold
$531,000
Public Records
Aug 1, 1992
Sold
$22,000
Year
Property tax
Land + Additions
Assessment*
2026
$4,296
$40,000 + $854,120
$894,120
2025
$4,296 (+24.1%)
$40,000 + $854,120
$894,120
2024
$3,462 (+5.8%)
$45,000 + $452,130
$497,130
2023
$3,273
$45,000 + $452,130
$497,130
2022
$3,273 (+0.8%)
$45,000 + $452,130
$497,130
2021
$3,248 (−4.0%)
$45,000 + $452,130
$497,130
2020
$3,383 (+0.7%)
$45,000 + $452,130
$497,130
2019
$3,358 (+22.2%)
$50,000 + $436,010
$486,010
2018
$2,748 (+1.2%)
$50,000 + $436,010
$486,010
2017
$2,716 (+0.4%)
$50,000 + $436,010
$486,010
2016
$2,706 (+4.8%)
$50,000 + $436,010
$486,010
2015
$2,581 (+0.2%)
$50,000 + $436,010
$486,010
2014
$2,576
Public record
Beds
3
Baths
3.5
Stories
—
Lot width
—
Lot depth
—
Lot size
0.62 Acres
Year renovated
2005
Finished Sq. Ft.
2,944
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,944
Year built
2005
Style
Single Family Residential
County
Transylvania County
APN
8501-28-0489-000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 4, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
7 days above 97° expected this year, 20 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
4/10 Air Factor
4 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Sapphire, NC • 28774
Average low and high temperatures (°F)
42
25
52
34
61
41
68
50
68
54
76
62
79
67
72
61
70
57
64
47
57
41
48
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
90/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 28% for direct sun exposure in Sapphire. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.4 hrs
6.3 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 2469 Upper Whitewater Rd
$1,061,332
$34K under list price of $1.10M
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $730K to $1.3M.