This special storybook cottage in the beautiful Whisper Lake neighborhood, found in Sapphire Valley, is a must see. Unique interior angles were used to create soaring wood ceilings and walls. The focal point in the home is a Rumford fireplace in the living room which invites you to snuggle up. A large den off the living room is perfect for overflow sleeping, an office or a game room. The chef-designed kitchen with updated appliances, farm sink and plenty of counter/cabinet space. The screened-in breezeway separates a new addition with a 3rd bathroom and a 4th bonus sleeping room below, plus play rooms or office above. There is a rocking chair front porch and a fire-pit out back, where flowering trees and plants surround you. Living in Whisper Lake gives you access to the common area lake, picnic area and the Horse pasture River. Ownership comes with Sapphire Valley amenities including golf, tennis, etc. All this, just a short 20 min drive to Cashiers, offering more shopping, dining & entertainment. This home is an active vacation rental with great income stream!
Single-familyProperty Type
2003Year Built
0.61 acresLot Size
$46/moHOA Dues
Listed by Bill Kruckenberger• Sapphire Valley Real Estate
Bought with Sarah Lawson Powell• Sapphire Valley Real Estate
Est. $3,769 per month, based on comparable rentals
Sale and tax history for 920 Sapphire Post Office Rd
Sale History
Tax History
Date
Event
Price
HCMLS #1003233
Sep 17, 2026
Sold
$840,000
Aug 4, 2026
Contingent
—
Jun 16, 2026
Price Changed
$849,000
May 6, 2026
Listed
$874,500
HCMLS #2
Dec 8, 2025
Price Changed
$874,900
HCMLS #1
Dec 21, 2024
Price Changed
$925,000
Nov 22, 2024
Price Changed
$945,000
Sep 26, 2024
Price Changed
$995,000
HCMLS #98325
Feb 15, 2022
Sold
$805,000
Oct 29, 2021
Listed
$825,000
HCMLS #82081
Jul 14, 2016
Sold
$390,000
Jun 18, 2015
Listed
$405,000
As the MLS and public records start to fill up, we'll list the details here.
Public record
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
—
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Jackson County
APN
8501294479
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Dec 26, 2024.
Property details
Parking
Parking/Garage Information
Parking Features: Circular Driveway, Gravel
Interior
Bathroom Information
# of Full Bathrooms: 3
Heating & Cooling
Has Cooling
Cooling: Ceiling Fan(s), Central Air, Multi Units
Has Heating
Heating: Central, Wood, Natural Gas
Interior Features
Interior Features: Beamed Ceilings, Breakfast Bar, Bookcases, Ceiling Fan(s), Double Vanity, High Ceilings, Kitchen Island, Open Floorplan, Pantry, Vaulted Ceiling(s)
Furnished: Negotiable
Appliances: Dryer, Dishwasher, Disposal, Gas Range, Microwave, Refrigerator, Washer
Flooring: Wood
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Stone, Wood Burning
Room Information
Laundry Features: Inside, Laundry Closet, Main Level
Basement Details: Crawl Space
Exterior
Exterior Features
Exterior Features: Fire Pit, Private Yard
Patio And Porch Features: Rear Porch, Covered, Front Porch, Screened, Side Porch, See Remarks
Roof: Asphalt, Shingle
Pool Information
Pool Features: Association
Building Information
Direction Faces: South
Levels: Two
Construction Materials: Wood Siding
Foundation Details: Block
Property Features
Waterfront Features: Lake Privileges
Has View
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence
Land Information
Topography: Level,Rolling
Lot Information
Lot Features: Gentle Sloping, Many Trees, Wooded, Level, Rolling Slope
Water Body Name: Fairfield Lake,Hogback Lake,Whisper Lake
Road Surface Type: Asphalt
Lot Size : 0.61
Lot Size Area: 0.61
Lot Size Units: Acres
Lot Size Acres: 0.61
Zoning Description: None
Financial
Tax Information
Tax Annual Amount: $3,025.31
Utilities
Utility Information
Water Source: Public
Utilities: Electricity Connected, Propane, Phone Connected, Water Connected
Sewer: Septic Tank
Location
HOA Information
Has Homeowners Association
Association Amenities: Beach Rights, Basketball Court, Beach Access, Boating, Game Court Exterior, Dog Park, Fitness Center, Indoor Pool, Barbecue, Picnic Area, Playground, Pool, Recreation Facilities, Ski Accessible, Spa/Hot Tub, Security, Tennis Court(s), Trail(s)
Association Fee: $550
Association Fee Frequency: Annually
Derived Association Fee (Monthly): $45.83
Location Information
Directions: From Cashiers Crossroads, take Highway 64 East into Sapphire Valley. Past resort main entrance, then after about 2 miles turn right at Whisper Lake Sign on Sapphire Post office Road. Follow 2 miles over bridge into Whisper Lake to home on right.
Subdivision Name: Whisper Lake
Community Information
Community Features: Park
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: —
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Jackson County
APN: 8501294479
Home facts updated by county records on Dec 26, 2024
Other
Listing Information
List AOR: HighlandsCashiersBoardOfRealtors
Around this home
Schools
Blue Ridge School
Public PreK-6 • Assigned • 6.6mi
5/10
Blue Ridge Virtual Early College
Public 7-12 • Assigned • 6.6mi
4/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
8 days above 95° expected this year, 21 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
4/10 Air Factor
4 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Sapphire, NC • 28774
Average low and high temperatures (°F)
42
25
52
34
61
41
68
50
68
54
76
62
79
67
72
61
70
57
64
47
57
41
48
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
94/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 10% for direct sun exposure in Sapphire. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.4 hrs
5.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$781,000 – $946,000
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