OFF MARKET

Off Market Mar 2016 for $195K

$389,263

Est. refi paymentEst. refi $1,269/mo

•

2 ba

•

1,762

sq ft

2197 Cardinal Loop, Stanley, NC 28164

About this home

A charming ranch-style home in the Denver/Lowesville area on a gorgeous lot that is just shy of a half-acre! This home features a 4th Bedroom (only septic permitted for 3BRs), an attached two-car garage, detached garage with a workshop, and a large Great Room that is perfect for entertaining. New dark SS refrigerator and range! Updates include a sealed crawlspace with a dehumidifying system, a water softener system, over-sized rain gutters with guards, and insulated windows.

Single-familyProperty Type

1987Year Built

0.49 acresLot Size

$221Est. Price/Sq.Ft.

3 spacesParking

Listed by • Howard Hanna Allen Tate Lake Norman

Bought with Debbie Monroe • Lake Norman Realty, Inc.

Redfin checked: 3 minutes ago

•Source:CANOPYMLS as Distributed by MLS Grid #3125414

Redfin Estimate

$389,263

$194K since sold in March 2016$4,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 10.2% lower than the average sale price ($433K) of 6 comparable homes.

SOLD JUL 17, 2026
$445,000
A
3 beds2 baths2,165 sq ft
7125 Sedgebrook Dr W, Stanley, NC 28164
SOLD MAY 22, 2026
$491,500
B
3 beds2 baths2,207 sq ft
7526 Sedgebrook Dr E, Stanley, NC 28164
SOLD APR 29, 2026
$485,000
C
3 beds2 baths2,008 sq ft
7695 Sedgebrook Dr E, Stanley, NC 28164
SOLD DEC 10, 2025
$340,000
D
3 beds2 baths1,433 sq ft
317 Robert Keever Rd, Stanley, NC 28164
SOLD MAR 13, 2026
$429,000
E
3 beds2 baths1,701 sq ft
7221 Monaghan Ct, Stanley, NC 28164
SOLD AUG 24, 2026
$410,000
F
3 beds2 baths2,220 sq ft
6803 Lowesville Ln, Stanley, NC 28164

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Earn from this home

Sell

$243,835

Est. take-home

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Refinance

Est. cash available

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Rent

$1,946/mo

Redfin rental estimate

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Market trends in 28164, NC

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

98.3%

0.7% MoM

Median sale price

$389K

$7K MoM

Avg. days on market

91d

18 days MoM

Recently sold homes

1 MoM

New listings for sale

COMING SOON
$430,000
4 beds2.5 baths2,479 sq ft
1623 Baymont Ct #130, Stanley, NC 28164
OPEN SUN, 1PM TO 3PM
$1,198,000
4 beds4.5 baths4,835 sq ft
4023 Prosperity Way, Stanley, NC 28164
$1,099,000
4 beds3.5 baths4,070 sq ft
8007 Glen Abbey Cir, Stanley, NC 28164
$249,900
3 beds2 baths1,117 sq ft
204 Redding Rd, Stanley, NC 28164
$279,900
2 beds2 baths1,066 sq ft
204 E Poplar St, Stanley, NC 28164
COMING SOON
$324,890
4 beds2 baths1,568 sq ft
514 Summerow Rd, Stanley, NC 28164
OPEN SAT, 1AM TO 4PM
$299,000
3 beds1 bath1,430 sq ft
7704 Otts Cir, Stanley, NC 28164
$399,900
3 beds2 baths1,589 sq ft
141 Walking Horse Run, Stanley, NC 28164
FOR SALE BY OWNER
$350,000
3 beds2 baths1,464 sq ft
303 Bennington Dr, Stanley, NC 28164
See all

Provided by Redfin

Sale history for 2197 Cardinal Loop

Year

Property tax

Land + Additions

Assessment*

2025

$2,050 (+0.4%)

$50,000 + $289,352

$339,352

2024

$2,041 (−5.3%)

$50,000 + $289,352

$339,352

2023

$2,156 (+39.4%)

$50,000 + $289,352

$339,352

2022

$1,547 (−0.6%)

$28,000 + $165,733

$193,733

2021

$1,556 (+15.3%)

$28,000 + $165,733

$193,733

2020

$1,350

$28,000 + $165,733

$193,733

2019

$1,350 (+13.0%)

$28,000 + $165,733

$193,733

2018

$1,195

$28,000 + $142,746

$170,746

2017

$1,195 (+0.4%)

$28,000 + $142,746

$170,746

2016

$1,190 (+0.1%)

$28,000 + $142,746

$170,746

2015

$1,188 (−3.2%)

$28,000 + $142,746

$170,746

2014

$1,228 (+0.9%)

$36,500 + $143,371

$179,871

2013

$1,217

$36,500 + $143,371

$179,871

2012

$1,217 (+1.6%)

$36,500 + $143,371

$179,871

2011

$1,198

$36,500 + $143,371

$179,871

Tax history for 2197 Cardinal Loop

Year

Property tax

Land + Additions

Assessment*

2025

$2,050 (+0.4%)

$50,000 + $289,352

$339,352

2024

$2,041 (−5.3%)

$50,000 + $289,352

$339,352

2023

$2,156 (+39.4%)

$50,000 + $289,352

$339,352

2022

$1,547 (−0.6%)

$28,000 + $165,733

$193,733

2021

$1,556 (+15.3%)

$28,000 + $165,733

$193,733

2020

$1,350

$28,000 + $165,733

$193,733

2019

$1,350 (+13.0%)

$28,000 + $165,733

$193,733

2018

$1,195

$28,000 + $142,746

$170,746

2017

$1,195 (+0.4%)

$28,000 + $142,746

$170,746

2016

$1,190 (+0.1%)

$28,000 + $142,746

$170,746

2015

$1,188 (−3.2%)

$28,000 + $142,746

$170,746

2014

$1,228 (+0.9%)

$36,500 + $143,371

$179,871

2013

$1,217

$36,500 + $143,371

$179,871

2012

$1,217 (+1.6%)

$36,500 + $143,371

$179,871

2011

$1,198

$36,500 + $143,371

$179,871

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.49 Acres

Year renovated

1987

Sq. Ft.

1,767

Year built

1987

Style

Single Family Residential

County

Lincoln County

APN

33435

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 20, 2026.

R-SF

Residential Single Family District

Established to provide for traditional single-family subdivisions and/or maintain areas in the County for traditional single-family residential uses, such areas, in general, do not presently contain mobile or manufactured homes, duplexes or multi-family dwelling developments. Since manufactured homes and other types of residential dwelling units are accommodated in many of the other residential districts, certain areas of the County can be set aside exclusively for single-family purposes. Unlike the R-S district where public utilities are currently in place or expected to be in the near future, the provision of public utilities is not a factor in the location of the R-SF district. Thus, the R-SF district may be applied to areas which have received both suburban and more rural types of development in the past.

Permitted uses

Include but are not limited to:

Religious facility
Housing-Single unit
Infrastructure
Educational / school
Communications tower

Property details

Parking

Parking Information
Parking Features: Attached Garage, Detached, Driveway, Garage - 1 Car, Garage - 2 Car, Garage Door Opener

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3

Bathroom Information
# of Full Baths (Total): 2

Laundry Room Information
Laundry Features: Laundry Room

Fireplace Information
Has Fireplace
Fireplace Features: Great Room

Heating & Cooling
Heating Information: Central
Sq. Ft. Unheated Total: 428
Sq. Ft. Unheated Main: 428

Interior Features
Interior Features: Open Floorplan, Vaulted Ceiling
Appliances: Ceiling Fan(s), Gas Cooktop, Dishwasher, Exhaust Fan, Plumbed For Ice Maker, Refrigerator
Flooring: Parquet, Carpet

Exterior

Building Information
Construction Type: Site Built
Construction Materials: Cedar, Wood Siding

Exterior Features
Doors Windows: Insulated Windows
Exterior Features: Deck

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence

Lot Information
Lot Size Area: 0.487
Lot Size Dimensions: 172x123
Road Surface Type: Concrete

Utilities

Utility Information
Water Source: Water Softener System, Public
Sewer: Septic Tank
Water Heater Information: Natural Gas

Location

Multi-Unit Information
# of Units: 0

School Information
Elementary School: Catawba Springs
Middle Or Junior High School: East Lincoln
High School: East Lincoln

Location Information
Directions: From the North: I-77, take Exit 25. Go West on 73 for approx. 7.6 miles. Turn left on S. Pilot Knob Rd. Turn left on NC-16 Business S. Turn left onto Lowesville Lane. Turn right onto Cardinal Loop. Turn left to stay on Cardinal Loop. House is on the right. From Charlotte: NC-16 North. Take the exit toward NC-273/NC-16 N. Continue on to NC-16 Business North. Turn right on Lowesville Lane. Turn right on Cardinal Loop. Turn left to stay on Cardinal Loop. House is on the right.

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,767
Stories: 1.0
Lot Size: 0.49 acres
Style: Single Family Residential
Year Built: 1987
Year Renovated: 1987
County: Lincoln County
APN: 33435

Home facts updated by county records on Aug 20, 2026

Other

Home Information
Living Area: 1762
Sq. Ft. Upper: 0
Sq. Ft. Third: 0
Sq. Ft. Main: 1762
Sq. Ft. Lower: 0
Sq. Ft. Additional: 345
Building Area Total: 1762
Foundation Details: Crawlspace
Structure Type: 1 Story

Around this home

Schools

Catawba Springs Elementary

Public PreK-5 • Assigned • 3.0mi

6/10

East Lincoln Middle

Public 6-8 • Assigned • 6.6mi

4/10

East Lincoln High

Public 9-12 • Assigned • 3.0mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 105° expected this year, 17 days in 30 years

4/10 Wind Factor

14% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Stanley, NC • 28164

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 5.3 hours in December, which is comparable to the U.S. average for solar exposure.

9.4 hrs

5.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$370,000 – $448,000

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NEW CONSTRUCTION

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New listings for sale in 28164

COMING SOON

$430,000

4 beds2.5 baths2,479 sq ft

1623 Baymont Ct #130, Stanley, NC 28164

OPEN SUN, 1PM TO 3PM

$1,198,000

4 beds4.5 baths4,835 sq ft

4023 Prosperity Way, Stanley, NC 28164

$1,099,000

4 beds3.5 baths4,070 sq ft

8007 Glen Abbey Cir, Stanley, NC 28164

$249,900

3 beds2 baths1,117 sq ft

204 Redding Rd, Stanley, NC 28164

$279,900

2 beds2 baths1,066 sq ft

204 E Poplar St, Stanley, NC 28164

COMING SOON

$324,890

4 beds2 baths1,568 sq ft

514 Summerow Rd, Stanley, NC 28164

OPEN SAT, 1AM TO 4PM

$299,000

3 beds1 bath1,430 sq ft

7704 Otts Cir, Stanley, NC 28164

$399,900

3 beds2 baths1,589 sq ft

141 Walking Horse Run, Stanley, NC 28164

FOR SALE BY OWNER

$350,000

3 beds2 baths1,464 sq ft

303 Bennington Dr, Stanley, NC 28164

Home values near 2197 Cardinal Loop

Data from public records.

Address	Redfin Estimate
2085 Cardinal Loop, Stanley, NC 3 Beds \| 2 Baths \| 1713 Sq. Ft.	$365,142
2054 Cardinal Loop, Stanley, NC 3 Beds \| 2.5 Baths \| 1903 Sq. Ft.	$404,698

Address	Redfin Estimate
2121 Cardinal Loop, Stanley, NC 4 Beds \| 2.5 Baths \| 2125 Sq. Ft.	$439,058
2059 Cardinal Loop, Stanley, NC 4 Beds \| 2.5 Baths \| 2786 Sq. Ft.	$541,778

Address	Redfin Estimate
2153 Cardinal Loop, Stanley, NC 3 Beds \| 2 Baths \| 1700 Sq. Ft.	$417,529
2209 Cardinal Loop, Stanley, NC 3 Beds \| 2 Baths \| 1785 Sq. Ft.	$431,671

Property information provided by CANOPYMLS as Distributed by MLS Grid when last listed in 2015. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 28164, NC

Sale history for 2197 Cardinal Loop

Tax history for 2197 Cardinal Loop

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 28164

Home values near 2197 Cardinal Loop

More real estate resources