OFF MARKET

Off market jun 2015 for $420K

$974,936

Est. refi paymentEst. refi $2,266/mo

•

1,408

sq ft

20 Riley Cove Rd, Ballston Spa, NY 12020

About this home

A year round/vacation property, this lakefront gem is the perfect place to enjoy the peacefulness of Private Riley Cove on Saratoga Lake. Features great room, eat-in kitchen, 4 bdrms, 1 ½ bths, garage w screened-in patio. 50’+/- Lake Frontage,4 Season Rm, swim, fish, boat,private deck, private boat launch and a generous yard for picnics. Nestled between Albany/Adirondack Mts, great location near the Northway/Vibrant Saratoga Springs with its world-class thrghbred racetrack and performing arts center. Very Good Condition

Single-familyProperty Type

1900Year Built

$692Est. Price/Sq.Ft.

1 garage spacesParking

Listing by Jean Maloney • 21st Century Properties

•518-378-5478 (agent)

•jean@listwithjean.com (agent)

Bought with Lisa McTygue • Coldwell Banker Prime Properties

Redfin checked: a few seconds ago

•Source:Global MLS #201420930

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

$974,936

$555K since sold in June 2015$1,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 103.4% higher than the average sale price ($479K) of 6 comparable homes.

SOLD JUN 29, 2026
$742,500
A
4 beds2 baths1,396 sq ft
18 Shore Ave, Saratoga Springs, NY 12866
Listing by KW Platform
SOLD AUG 10, 2026
$410,000
B
4 beds1.5 baths1,856 sq ft
68 Wineberry Ln, Ballston Spa, NY 12020
Listing by Howard Hanna Capital Inc
SOLD OCT 1, 2026
$429,900
C
3 beds1.5 baths1,158 sq ft
33 Wineberry Ln, Ballston Spa, NY 12020
Listing by Howard Hanna Capital Inc
SOLD SEP 3, 2026
$473,000
D
4 beds2 baths1,958 sq ft
25 Glade Mallow Rd, Ballston Spa, NY 12020
Listing by Julie & Co Realty LLC
SOLD AUG 31, 2026
$456,100
E
4 beds2 baths1,733 sq ft
1 May Apple Way, Ballston Spa, NY 12020
Listing by Howard Hanna Capital Inc
SOLD MAY 5, 2026
$365,000
F
4 beds2 baths1,368 sq ft
48 Hathorn Blvd, Saratoga Springs, NY 12866
Listing by Realty One Group Key

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Earn from this home

Refinance

Est. cash available

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Rent

$3,086/mo

Redfin rental estimate

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Market trends in 12020, NY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

104.5%

0.2% MoM

Median sale price

$425K

$5K MoM

Avg. days on market

1 days MoM

Recently sold homes

106

3 MoM

New listings for sale

NEW 20 HRS AGO
$579,900
3 beds2.5 baths2,033 sq ft
24 Thistle Dr, Ballston Spa, NY 12020
Listing by ProRealty of New York Inc
NEW 21 HRS AGO
$725,000
4 beds3.5 baths2,496 sq ft
772 Goode St, Ballston Spa, NY 12020
Listing by Monticello
OPEN SAT, 1PM TO 4PM
$589,900
4 beds2.5 baths2,183 sq ft
206 Van Aernem Rd, Ballston Spa, NY 12020
Listing by Julie & Co Realty LLC
$329,900
4 beds2 baths1,600 sq ft
37 Whippletree Dr, Ballston Spa, NY 12020
Listing by Roohan Realty
$799,900
4 beds2.5 baths2,839 sq ft
75 Hoffman Ct, Ballston Spa, NY 12020
Listing by Julie & Co Realty LLC
$850,000
5 beds3.5 baths2,926 sq ft
906 Mac Arthur Dr, Ballston Spa, NY 12020
Listing by Hunt Real Estate ERA
OPEN SAT, 11AM TO 1PM
$685,000
4 beds2.5 baths2,876 sq ft
7 Rockrose Way, Ballston Spa, NY 12020
Listing by Howard Hanna Capital Inc
$549,900
4 beds2.5 baths2,076 sq ft
107 Independence Dr, Ballston Spa, NY 12020
Listing by Coldwell Banker Prime Properties
$289,900
2 beds2.5 baths1,480 sq ft
408 Antler Ct, Ballston Spa, NY 12020
Listing by New Scotland Realty
$299,000
3 beds1.5 baths1,304 sq ft
359 Malta Ave, Ballston Spa, NY 12020
Listing by Warren Prime Properties
See all

Provided by Redfin

Sale history for 20 Riley Cove Rd

Year

Property tax

Land + Additions

Assessment*

2026

$12,201

$319,100 + $421,900

$741,000

2025

$12,201 (+10.8%)

$319,100 + $421,900

$741,000

2024

$11,009 (+3.6%)

$319,100 + $324,900

$644,000

2023

$10,625 (+6.8%)

$319,100 + $265,900

$585,000

2022

$9,950 (−7.5%)

$319,100 + $180,900

$500,000

2021

$10,759 (+19.5%)

$319,100 + $180,900

$500,000

2020

$9,004 (+0.8%)

$319,100 + $95,900

$415,000

2019

$8,934 (+325.8%)

$319,100 + $95,900

$415,000

2018

$2,098 (−0.9%)

$319,100 + $95,900

$415,000

2017

$2,118 (−83.0%)

$319,100 + $95,900

$415,000

2016

$12,458 (+299.4%)

$319,100 + $95,900

$415,000

2015

$3,119 (+1.1%)

$271,900 + $88,100

$360,000

2014

$3,086

$271,900 + $88,100

$360,000

Tax history for 20 Riley Cove Rd

Year

Property tax

Land + Additions

Assessment*

2026

$12,201

$319,100 + $421,900

$741,000

2025

$12,201 (+10.8%)

$319,100 + $421,900

$741,000

2024

$11,009 (+3.6%)

$319,100 + $324,900

$644,000

2023

$10,625 (+6.8%)

$319,100 + $265,900

$585,000

2022

$9,950 (−7.5%)

$319,100 + $180,900

$500,000

2021

$10,759 (+19.5%)

$319,100 + $180,900

$500,000

2020

$9,004 (+0.8%)

$319,100 + $95,900

$415,000

2019

$8,934 (+325.8%)

$319,100 + $95,900

$415,000

2018

$2,098 (−0.9%)

$319,100 + $95,900

$415,000

2017

$2,118 (−83.0%)

$319,100 + $95,900

$415,000

2016

$12,458 (+299.4%)

$319,100 + $95,900

$415,000

2015

$3,119 (+1.1%)

$271,900 + $88,100

$360,000

2014

$3,086

$271,900 + $88,100

$360,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

1.5

Stories

Lot width

48 ft.

Lot depth

227 ft.

Lot size

0.29 Acres

Year renovated

—

Sq. Ft.

1,584

Year built

1900

Style

Single Family Residential

County

Saratoga County

APN

414089A20501400020170000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 6, 2026.

Property details

Parking

Parking Information
Has Garage
# of Garage Spaces: 1
# of Parking Total: 6
Parking Features: Off Street, Detached

Interior

Virtual Tour Information

Bathroom Information
# of Bathrooms (Full): 1
# of Bathrooms (Half): 1
# of Bathrooms (Total Integer): 2

Room 1 Information
Type: Full Bathroom
Level: First

Basement Information
Basement: Crawl Space

Interior Features
# of Rooms Total: 1
Appliances: Oven, Range, Refrigerator
Door Features: Sliding Doors

Exterior

Exterior Features
Patio And Porch Features: Deck, Enclosed, Porch
Roof: Asphalt

Property Information
Property Sub Type: Single Family Residence
Living Area: 1,408
Construction Materials: Vinyl Siding

Lot Information
Lot Size Dimensions: 12632
Lot Features: Level, Views, Landscaped
WaterfrontYN: Yes
Water Body Name: Saratoga Lake

Financial

Tax Information
Tax Annual Amount: $8,016
Tax Annual Amount: $8,016
Financial Details: General Taxes: $1,460
Financial Details: School Taxes: $6,552

Utilities

Heating & Cooling
Has Heating
Heating: Baseboard, Electric

Utility Information
Sewer: Public Sewer
Water Source: Other, See Remarks

Location

HOA Information
Has Association
Association Fee: $150
Association Fee Includes: Snow Removal

School Information
School District: Ballston Spa

Location Information
Directions: Rt 9 North to a right onto Malta Av go approx. 1.4 miles to a right onto Riley Cove home will be on your right

Public facts

Beds: 4
Baths: 1.5
Sq. Ft.: 1,584
Stories: 2.0
Lot Size: 0.29 acres
Style: Single Family Residential
Year Built: 1900
Year Renovated: —
County: Saratoga County
APN: 414089A20501400020170000000

Home facts updated by county records on Oct 6, 2026

Around this home

Schools

Malta Avenue Elementary School

Public K-5 • Assigned • 4.2mi

6/10

Ballston Spa Middle School

Public 6-8 • Assigned • 5.0mi

7/10

Ballston Spa Senior High School

Public 9-12 • Assigned • 5.0mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 96° expected this year, 16 days in 30 years

3/10 Wind Factor

5% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Ballston Spa, NY • 12020

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 3.3 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

3.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$927,000 – $1.12M

Sell confidently with a local market expert in Ballston Spa. 3 minutes to get started.

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Home values near 20 Riley Cove Rd

Data from public records.

Address	Redfin Estimate
24 Riley Cove Road, Ballston Spa, NY 4 Beds \| 2 Baths \| 1616 Sq. Ft.	$781,622
12 Riley Cove Road, Ballston Spa, NY 3 Beds \| 1 Baths \| 818 Sq. Ft.	$499,533

Address	Redfin Estimate
8 Riley Cove Road, Ballston Spa, NY 3 Beds \| 2.5 Baths \| 1540 Sq. Ft.	$999,884
26 Riley Cove Road, Ballston Spa, NY 5 Beds \| 3.5 Baths \| 4206 Sq. Ft.	$1,586,231

Address	Redfin Estimate
2 Riley Cove Road, Ballston Spa, NY 3 Beds \| 2.5 Baths \| 2072 Sq. Ft.	$1,384,402
22 Riley Cove Road, Ballston Spa, NY 4 Beds \| 2.5 Baths \| 2112 Sq. Ft.	$1,136,644

Property information provided by Global MLS when last listed in 2014. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 12020, NY

Sale history for 20 Riley Cove Rd

Tax history for 20 Riley Cove Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 12020

Home values near 20 Riley Cove Rd

More real estate resources