Welcome to 187 Lake Rd--an exceptional lake-access home completely furnished offering the perfect blend of year-round living, vacation home retreat, and Airbnb investment opportunity near beautiful Lake Onderdonk. Situated on 3.4 private acres, this property provides a rare combination of privacy, land, and water proximity, located directly across the street from the lake with convenient public lake access nearby. Tucked away in a serene, wooded setting, this move-in ready home delivers both comfort and character. The interior features a dramatic vaulted ceiling living room filled with natural light, creating an open-concept feel ideal for entertaining. A stunning loft overlooking the main living space, accessed by a striking three-story spiral staircase, adds unique architectural appeal and flexible living space--perfect for a home office, guest area, or creative studio. Additional highlights include a full basement for storage, plus two separate heating systems, offering energy efficiency and functionality for all seasons. A major value-add is the large detached garage with upgrades, featuring a second-floor apartment space with income potential. Ideal for an in-law suite, guest house, short-term rental (Airbnb), or long-term rental income, this versatile structure significantly enhances the property's investment potential. In excellent condition, this property checks all the boxes for buyers seeking a private lake-area home, multi-use property, or income-producing real estate. Don't miss this unique opportunity to own a versatile property near Lake Onderdonk with endless possibilities.
Single-familyProperty Type
1978Year Built
3.4 acresLot Size
$189Price/Sq.Ft.
$7/moHOA Dues
2 car garageParking
Listing by Jillian Breck• Howard Hanna Capital, Inc.
Welcome to 187 Lake Rd--an exceptional lake-access home offering the perfect blend of year-round living, vacation home retreat, and Airbnb investment opportunity near beautiful Lake Onderdonk. Situated on 3.4 private acres, this property provides a rare combination of privacy, land, and water proximity, located directly across the street from the lake with convenient public lake access nearby. Tucked away in a serene, wooded setting, this move-in ready home delivers both comfort and character. The interior features a dramatic vaulted ceiling living room filled with natural light, creating an open-concept feel ideal for entertaining. A stunning loft overlooking the main living space, accessed by a striking three-story spiral staircase, adds unique architectural appeal and flexible living space--perfect for a home office, guest area, or creative studio. Additional highlights include a full basement for storage, plus two separate heating systems, offering energy efficiency and functionality for all seasons. A major value-add is the large detached garage with upgrades, featuring a second-floor apartment space with income potential. Ideal for an in-law suite, guest house, short-term rental (Airbnb), or long-term rental income, this versatile structure significantly enhances the property's investment potential. In excellent condition, this property checks all the boxes for buyers seeking a private lake-area home, multi-use property, or income-producing real estate. Don't miss this unique opportunity to own a versatile property near Lake Onderdonk with endless possibilities.
HVCRMLS #20262184
May 20, 2026
Pending
—
May 7, 2026
Listed
$489,000
$189/sq ft
Global MLS #202124771
Oct 12, 2021
Sold
$285,000
$110/sq ft
Sep 16, 2021
Pending
—
Jul 28, 2021
Listed
$285,000
$110/sq ft
+50
Perfect opportunity for year-round living and/or Airbnb on Lake Onderdonk. The lake is located across the street and near public access. Enjoy the secluded setting in and outside of the home. The large detached garage/workshop has a 2nd floor space that has potential for an in-law-suite. Enjoying beautiful loft area with 3 story spiral staircases, overlooking vaulted front living space, Full basement with plenty of storage space and two separate heating systems. Excellent Condition
Year
Property tax
Land + Additions
Assessment*
2026
$4,538
$200 + $1,300
$1,500
2025
$4,538 (+2.4%)
$200 + $1,300
$1,500
2024
$4,430
$200 + $1,300
$1,500
2023
$4,427 (+4.8%)
$200 + $1,300
$1,500
2022
$4,225 (+10.8%)
$200 + $1,300
$1,500
2021
$3,812 (+5.5%)
$200 + $1,300
$1,500
2020
$3,614 (−1.6%)
$200 + $1,300
$1,500
2019
$3,673 (+2.6%)
$200 + $1,300
$1,500
2018
$3,579 (−2.2%)
$200 + $1,300
$1,500
2017
$3,660 (−1.3%)
$200 + $1,300
$1,500
2016
$3,706 (−0.2%)
$200 + $1,300
$1,500
2015
$3,713 (−0.9%)
$200 + $1,300
$1,500
2014
$3,747
$200 + $1,300
$1,500
Public record
Beds
2
Baths
1.5
Stories
2
Lot width
—
Lot depth
—
Lot size
3.4 Acres
Year renovated
—
Finished Sq. Ft.
1,584
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,584
Year built
1978
Style
Single Family Residential
County
Albany County
APN
013800A11500300020280000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 21, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
7 days above 90° expected this year, 16 days in 30 years
3/10 Wind Factor
5% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Berne, NY • 12023
Average low and high temperatures (°F)
28
15
31
15
49
28
59
37
66
46
78
56
83
62
78
55
74
50
62
40
47
32
33
19
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
88/ 100
Very good sunlight
Sunscore
This home receives average direct sun exposure in Berne. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.9 hrs
5.8 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 187 Lake Rd
$488,936
$64 under list price of $489K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $324K to $675K.