Discover a rare gem just minutes from the peaceful and scenic shores of Lake Carmel. This charming ranch offers the perfect blend of comfort, convenience, and affordability in a highly desirable location. Best of all, it includes exclusive lake rights, granting you private, year-round access to one of the area’s most picturesque natural retreats. Enjoy a true lakeside lifestyle with privileged access to swimming beaches, excellent fishing, and non-motorized boating. Inside, the thoughtfully designed layout maximizes every square foot, creating an open, flowing space that feels larger than its footprint. Enjoy a spacious bedroom, a modern kitchen, and a welcoming living room featuring a cozy fireplace and elegant French doors. The partially finished basement adds valuable flexibility, easily converting into a potential second bedroom, home office, or recreation area to suit your needs. Step outside to an expansive 10,000-square-foot lot—ideal for gardening, entertaining, or simply relaxing under the stars. The property is complete with a detached garage, a storage shed, and an oversized driveway that effortlessly accommodates six or more vehicles. This home is a commuter’s dream. Conveniently located near shops, restaurants, and parks. You're just a short drive to I-84 and multiple Metro-North stations (Southeast, Brewster, Croton Falls), ensuring your weekday commute is seamless and your weekend is spent by the lake. This is a rare opportunity to embrace a vibrant, nature-filled lifestyle—it won't last!
Single-familyProperty Type
1945Year Built
10,000 sq ftLot Size
$454Est. Price/Sq.Ft.
1 garage spacesParking
Listing by Rachel Jones• Jason Mitchell Real Estate NY
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
2
Baths
1
Stories
1
Lot width
100 ft.
Lot depth
100 ft.
Lot size
9,583 Sq. Ft.
Year renovated
1995
Sq. Ft.
816
Year built
1945
Style
Single Family Residential
County
Putnam County
APN
372200A03305800010500000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 29, 2026.
R10
Residential District
This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.
Permitted uses
Include but are not limited to:
Housing-Single unit
Property details
Parking
Parking Information
Carport YN: No
Parking Total: 6
Parking Features: Driveway, Parking Lot, Private
Garage Information
Garage Spaces: 1
Has Garage
Interior
Fireplace Information
Has Fireplace
Heating & Cooling
Cooling: Wall/Window Unit(s)
Heating: Oil
Interior Features
Interior Features: Breakfast Bar,Ceiling Fan(s)
Appliances: Electric Range, Microwave, Refrigerator
Patio And Porch Features: Porch
Room Information
Basement YN: Yes
Attic: None
Rooms Total: 5
Basement: Partial
Bathroom Information
Bathrooms Full: 1
Bathrooms Half: 1
Exterior
Exterior Features
Construction Materials: Wood Siding
Fencing: Fenced
Waterfront YN: No
Lot Information
Additional Parcels YN: No
Property Information
Living Area Source: Public Records
Living Area (Sq. Ft.): 816.00
Property Sub Type: Single Family Residence
Financial
Tax Information
Tax Year: 2025
Tax Source: Municipality
Tax Annual Amount: $6,835
Financial Information
Buyer Financing: Conventional
Utilities
Utility Information
Sewer: Septic Tank
Utilities: None
Location
School Information
Elementary School: Kent Elementary
Elementary School District: Carmel
Middle Or Junior School: George Fischer Middle School
Middle Or Junior School District: Carmel
High School: Carmel High School
High School District: Carmel
Location Information
County Or Parish: Putnam County
Public facts
Beds: 2
Baths: 1.0
Sq. Ft.: 816
Stories: 1.0
Lot Size: 9,583 square feet
Style: Single Family Residential
Year Built: 1945
Year Renovated: 1995
County: Putnam County
APN: 372200A03305800010500000000
Home facts updated by county records on Sep 29, 2026
Around this home
Schools
George Fischer Middle School
Public 5-8 • Assigned • 1.0mi
3/10
Carmel High School
Public 9-12 • Assigned • 1.9mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 96° expected this year, 15 days in 30 years
4/10 Wind Factor
22% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Carmel, NY • 10512
Average low and high temperatures (°F)
34
20
36
21
53
33
63
43
70
52
80
61
85
66
81
61
78
57
67
46
54
37
39
24
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.7 hours in
June and 4.2 hours in December, placing it below the
U.S. average for solar exposure.
8.7 hrs
4.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$352,000 – $426,000
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