Off market feb 2026 for $440K

$453,092

Est. refi paymentEst. refi $3,395/mo

•

1,188

sq ft

12 Philipse Rd, Carmel, NY 10512

About this home

Welcome to this charming Cape Cod-style cozy cottage, a true turn-key gem just minutes from the lake — and yes, it comes with lake rights. This thoughtfully maintained 1-bedroom home with a versatile den/office and 1.5 bathrooms is the perfect year-round retreat or weekend getaway. Step inside to find hardwood floors throughout, complemented by beautiful light fixtures that add warmth and character to every room. The eat-in kitchen is a standout feature, boasting granite countertops, stainless steel appliances, a bar area, and French doors that lead out to your private patio—perfect for morning coffee or evening gatherings. Downstairs, the fully finished laundry room offers more than just function—it includes a small workshop and a dedicated utility room, giving you space to store and organize. Outside, you will find well-maintained landscaping, creating a peaceful, welcoming setting you’ll love coming home to, along with a storage shed. Whether you're looking for a low-maintenance primary home, a peaceful work-from-home escape, or a vacation spot close to the water, this cottage has it all. Minutes from Train Station and Metro North. Smarthome Heating as well as a Arlo Security System with 5 Cameras and a generator hook up . Just bring your bags and settle in—everything’s ready for you. Don’t miss this rare opportunity to own a move-in-ready home so close to the lake—schedule your private tour today!

Single-familyProperty Type

1930Year Built

0.34 acresLot Size

$381Est. Price/Sq.Ft.

Listing by Silvia Martins • CENTURY 21 ROYAL

Contact: 914-722-0700

Bought with Rahhim Shillingford • Houlihan Lawrence Inc.

Redfin checked: a minute ago

•Source:OneKey® MLS as Distributed by MLS Grid #918944

Redfin Estimate

$453,092

$13K since sold in February 2026$4,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 23.8% higher than the average sale price ($366K) of 5 comparable homes.

SOLD JUL 27, 2026
$414,895
A
2 beds1.5 baths1,140 sq ft
49 Longfellow Dr, Carmel, NY 10512
Listing by William Raveis-New York, LLC
SOLD APR 2, 2026
$368,000
B
2 beds1 bath972 sq ft
17 Baldwin Rd, Carmel, NY 10512
Listing by Century 21 Alliance Rlty Group
SOLD JUL 13, 2026
$355,000
C
2 beds1 bath1,012 sq ft
14 Lowell Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
SOLD JUL 21, 2026
$379,000
D
3 beds1 bath1,132 sq ft
60 Homestead Dr, Carmel, NY 10512
Listing by DeMarsh Properties Inc.
SOLD DEC 22, 2025
$312,500
E
2 beds1 bath1,100 sq ft
262 N Terry Hill Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$77,000

Est. take-home

List your home with Redfin and save $4,531

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,952/mo

Redfin rental estimate

List your home for rent

Market trends in 10512, NY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.3%

+0.1% MoM

Median sale price

$505K

$9K MoM

Avg. days on market

30d

1 days MoM

Recently sold homes

1 MoM

New listings for sale

3D WALKTHROUGH
$949,000
5 beds2.5 baths3,908 sq ft
29 Duke Dr, Carmel, NY 10512
Listing by HomeSmart Homes & Estates
NEW 15 HRS AGO
$675,000
7 beds2 baths3,800 sq ft
163 Hill And Dale Rd, Carmel, NY 10512
Listing by Century 21 Hudson Valley Rlty.
NEW 31 HRS AGO
$328,000
2 beds1 bath1,053 sq ft
40 Huguenot Rd, Carmel, NY 10512
Listing by BHHS Hudson Valley Properties
COMING SOON
$350,000
3 beds1 bath1,104 sq ft
41 Echo Rd, Carmel, NY 10512
Listing by Keller Williams Realty Partner
$1,500,000
3 beds3 baths2,929 sq ft
715 Farmers Mills Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
3D WALKTHROUGH
$419,000
2 beds1 bath1,134 sq ft
159 Crane Rd, Carmel, NY 10512
Listing by William Raveis Real Estate
$629,000
2 beds2.5 baths1,970 sq ft
159 Fairway Dr, Carmel, NY 10512
Listing by William Raveis-New York LLC
$775,000
3 beds3 baths2,508 sq ft
36 Troxell Trl, Carmel, NY 10512
Listing by Compass Greater NY, LLC
$529,000
3 beds2.5 baths1,808 sq ft
8 Dover Ln, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
$425,000
3 beds1 bath996 sq ft
50 Horsepound Rd, Carmel, NY 10512
Listing by Houlihan Lawrence, Inc
See all

Provided by Redfin

Sale history for 12 Philipse Rd

Date

Event

Price

OneKey® MLS as Distributed by MLS Grid #918944

Feb 18, 2026

Sold

$440,000

$370/sq ft

Dec 20, 2025

Pending

—

Nov 28, 2025

Listed

$425,000

$358/sq ft

HGMLS #3229929

Mar 14, 2014

Price Changed

$180,000

$152/sq ft

May 23, 2013

Sold

$180,000

$152/sq ft

Mar 30, 2013

Contingent

—

Mar 30, 2013

Price Changed

$190,000

$160/sq ft

Oct 9, 2012

Listed

$190,000

$160/sq ft

Public Records

Jun 4, 2013

Sold

$188,000

$158/sq ft

OneKey® MLS as Distributed by MLS Grid #H3229929

May 23, 2013

Sold

$180,000

$152/sq ft

Oct 9, 2012

Listed

$190,000

$160/sq ft

HGMLS #3016981

Sep 13, 2010

Contingent

—

Public Records

Mar 29, 2006

Sold

$159,000

$134/sq ft

Public Records

Aug 2, 1983

Sold

$44,000

$37/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$16,089

$58,000 + $329,000

$387,000

2025

$16,089 (+70.0%)

$58,000 + $329,000

$387,000

2024

$9,465 (−4.7%)

$18,000 + $178,200

$196,200

2023

$9,935 (+13.3%)

$18,000 + $178,200

$196,200

2022

$8,766 (+1.0%)

$18,000 + $178,200

$196,200

2021

$8,680 (+15.9%)

$18,000 + $178,200

$196,200

2020

$7,490 (+3.0%)

$18,000 + $178,200

$196,200

2019

$7,270 (+4.9%)

$18,000 + $178,200

$196,200

2018

$6,930 (+5.6%)

$18,000 + $178,200

$196,200

2017

$6,560 (−0.4%)

$18,000 + $178,200

$196,200

2016

$6,583 (+0.8%)

$17,800 + $162,200

$180,000

2015

$6,532 (+1.2%)

$17,800 + $162,200

$180,000

2014

$6,454 (+22.2%)

$17,800 + $162,200

$180,000

2013

$5,280 (+19.5%)

$18,900 + $140,100

$159,000

2012

$4,419 (−1.0%)

$18,900 + $148,500

$167,400

2011

$4,461 (+68.5%)

$20,300 + $101,200

$121,500

2010

$2,648 (−58.9%)

$22,500 + $112,500

$135,000

2009

$6,446

$25,000 + $200,000

$225,000

Tax history for 12 Philipse Rd

Year

Property tax

Land + Additions

Assessment*

2026

$16,089

$58,000 + $329,000

$387,000

2025

$16,089 (+70.0%)

$58,000 + $329,000

$387,000

2024

$9,465 (−4.7%)

$18,000 + $178,200

$196,200

2023

$9,935 (+13.3%)

$18,000 + $178,200

$196,200

2022

$8,766 (+1.0%)

$18,000 + $178,200

$196,200

2021

$8,680 (+15.9%)

$18,000 + $178,200

$196,200

2020

$7,490 (+3.0%)

$18,000 + $178,200

$196,200

2019

$7,270 (+4.9%)

$18,000 + $178,200

$196,200

2018

$6,930 (+5.6%)

$18,000 + $178,200

$196,200

2017

$6,560 (−0.4%)

$18,000 + $178,200

$196,200

2016

$6,583 (+0.8%)

$17,800 + $162,200

$180,000

2015

$6,532 (+1.2%)

$17,800 + $162,200

$180,000

2014

$6,454 (+22.2%)

$17,800 + $162,200

$180,000

2013

$5,280 (+19.5%)

$18,900 + $140,100

$159,000

2012

$4,419 (−1.0%)

$18,900 + $148,500

$167,400

2011

$4,461 (+68.5%)

$20,300 + $101,200

$121,500

2010

$2,648 (−58.9%)

$22,500 + $112,500

$135,000

2009

$6,446

$25,000 + $200,000

$225,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

1.5

Stories

1.5

Lot width

180 ft.

Lot depth

83 ft.

Lot size

10,454 Sq. Ft.

Year renovated

2000

Sq. Ft.

1,188

Year built

1930

Style

Single Family Residential

County

Putnam County

APN

372200A02208000010280000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

R10

Residential District

This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Carport YN: No
Parking Features: Driveway

Interior

Virtual Tour Information

Fireplace Information
Has Fireplace
Fireplaces Total: 1
Fireplace Features: Living Room, Wood Burning Stove

Heating & Cooling
Cooling: Ductless, Electric
Heating: Baseboard

Interior Features
Interior Features: First Floor Bedroom
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer
Levels: Two

Room Information
Basement YN: Yes
Attic: Storage
Rooms Total: 4
Basement: Finished

Bathroom Information
Bathrooms Full: 1
Bathrooms Half: 1

Exterior

Exterior Features
Construction Materials: Frame
Security Features: Security System, Smoke Detector(s), Video Cameras
Waterfront YN: No

Property Information
Living Area Source: Other
Living Area (Sq. Ft.): 1188.00
Property Sub Type: Single Family Residence

Financial

Tax Information
Tax Year: 2025
Tax Source: Other
Tax Annual Amount: $9,465

Financial Information
Buyer Financing: Conventional

Utilities

Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Cable Connected, Electricity Connected, Phone Connected, Water Connected

Location

School Information
Elementary School: Kent Elementary
Elementary School District: Carmel
Middle Or Junior School: George Fischer Middle School
Middle Or Junior School District: Carmel
High School: Carmel High School
High School District: Carmel

Location Information
County Or Parish: Putnam County

Public facts

Beds: 1
Baths: 1.5
Sq. Ft.: 1,188
Stories: 1.5
Lot Size: 10,454 square feet
Style: Single Family Residential
Year Built: 1930
Year Renovated: 2000
County: Putnam County
APN: 372200A02208000010280000000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

Kent Primary School

Public K-4 • Assigned • 1.6mi

8/10

George Fischer Middle School

Public 5-8 • Assigned • 2.2mi

3/10

Carmel High School

Public 9-12 • Assigned • 2.8mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 14 days in 30 years

4/10 Wind Factor

17% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.6 hours in June and 4.1 hours in December, placing it below the U.S. average for solar exposure.

8.6 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$431,000 – $522,000

Reach more buyers when you sell with Redfin. Save up to $4,531 in fees. 3 minutes to get started.

Need the cash from your home fast? Sell to .

Nearby similar homes

FOR SALE BY OWNER

$300,000

4 beds2 baths1,864 sq ft

292 Holmes Rd, Holmes, NY 12531

$2,500,000

4 beds3.5 baths3,345 sq ft

75 Cushman Rd, Patterson, NY 12563

Listing by Douglas Elliman Real Estate

3D WALKTHROUGH

$649,900

3 beds2.5 baths2,224 sq ft

25 Ponderosa Rd, Carmel, NY 10512

Listing by Keller Williams Realty Partner

LISTED BY REDFIN3D WALKTHROUGH

$230,000

1 bed1 bath569 sq ft

43 W Croton Dr, Carmel, NY 10512

Listing by Redfin Real Estate

$520,000

2 beds2 baths1,207 sq ft

296 Lakeshore Dr E, Carmel, NY 10512

Listing by Holly Real Estate

$499,995

3 beds3 baths1,676 sq ft

25 E Croton Dr, Carmel, NY 10512

Listing by Christie's Int. Real Estate

New listings for sale in 10512

3D WALKTHROUGH

$949,000

5 beds2.5 baths3,908 sq ft

29 Duke Dr, Carmel, NY 10512

Listing by HomeSmart Homes & Estates

NEW 15 HRS AGO

$675,000

7 beds2 baths3,800 sq ft

163 Hill And Dale Rd, Carmel, NY 10512

Listing by Century 21 Hudson Valley Rlty.

NEW 31 HRS AGO

$328,000

2 beds1 bath1,053 sq ft

40 Huguenot Rd, Carmel, NY 10512

Listing by BHHS Hudson Valley Properties

COMING SOON

$350,000

3 beds1 bath1,104 sq ft

41 Echo Rd, Carmel, NY 10512

Listing by Keller Williams Realty Partner

$1,500,000

3 beds3 baths2,929 sq ft

715 Farmers Mills Rd, Carmel, NY 10512

Listing by Houlihan Lawrence Inc.

3D WALKTHROUGH

$419,000

2 beds1 bath1,134 sq ft

159 Crane Rd, Carmel, NY 10512

Listing by William Raveis Real Estate

$629,000

2 beds2.5 baths1,970 sq ft

159 Fairway Dr, Carmel, NY 10512

Listing by William Raveis-New York LLC

$775,000

3 beds3 baths2,508 sq ft

36 Troxell Trl, Carmel, NY 10512

Listing by Compass Greater NY, LLC

$529,000

3 beds2.5 baths1,808 sq ft

8 Dover Ln, Carmel, NY 10512

Listing by Houlihan Lawrence Inc.

Home values near 12 Philipse Rd

Data from public records.

Address	Redfin Estimate
4 Philipse Rd, Carmel, NY 2 Beds \| 1 Baths \| 1000 Sq. Ft.	$411,845
18 Philipse Rd, Carmel, NY 2 Beds \| 2 Baths \| 2055 Sq. Ft.	$689,884

Address	Redfin Estimate
8 Philipse Rd, Carmel, NY 3 Beds \| 1 Baths \| 1007 Sq. Ft.	$365,820
53 Quaker Rd, Carmel, NY 1 Beds \| 2 Baths \| 562 Sq. Ft.	$297,852

Address	Redfin Estimate
15 Philipse Rd, Carmel, NY 3 Beds \| 1.5 Baths \| 1372 Sq. Ft.	$415,237
51 Quaker Rd, Carmel, NY 3 Beds \| 2 Baths \| 1008 Sq. Ft.	$401,507

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

Brookfield homes for sale
Redding homes for sale
Wilton homes for sale
Weston homes for sale
New Canaan homes for sale

12563 homes for sale
10509 homes for sale
12531 homes for sale
10512 homes for sale

Houses for sale near me	New York, NY homes for sale	Yonkers, NY homes for sale
Land for sale near me	Manhattan, NY homes for sale	Scarsdale, NY homes for sale
Open Houses near me	Rochester, NY homes for sale	Lake Carmel Property Records
Condos for sale near me	Buffalo, NY homes for sale	NY New Listings
Agents near me	White Plains, NY homes for sale	Lake Carmel Housing Market

Kent homes for sale
Ridgefield homes for sale
Danbury homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Sale history for 12 Philipse Rd

Tax history for 12 Philipse Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 12 Philipse Rd

More real estate resources