Off Market Sep 2025 for $525K

$555,094

Est. refi paymentEst. refi $255/mo

•

1,920

sq ft

21 Oneonta Rd, Carmel, NY 10512

About this home

SERENITY...and your own private oasis awaits at this well-taken-care-of and updated gem in LAKE CARMEL. Nestled on a unique cul-de-sac setting, nature surrounds this warm and comfy 3 bedroom home that lives like a 4 bedroom. The living room is highlighted by a huge bay window and the feel of "home." Partial hardwood flooring accents the 2nd floor along with 4 rooms and a full bath. The nicely updated eat-in-kitchen boasts beautiful ceramic tile flooring, granite counters, a granite center island with lots of extra cabinet space and a double sink accented by a bay window overlooking the lush, private grounds and accessible from a convenient kitchen side door. The patio and wrap-around porch/deck are a nice touch to the very peaceful side/back yard. All the windows, the roof and siding are in great shape after being updated approximately 10 years ago. There are additional (non-buildable) lots included in this purchase ensuring never-ending privacy. A Generac generator/set-up is also included. Nearby Lake Carmel features numerous beach areas (some w/ lifeguard) as well as many other conveniences and destinations in the area. If you're commuting, I84 and 684 are within minutes...

Single-familyProperty Type

1969Year Built

10,403 sq ftLot Size

$289Est. Price/Sq.Ft.

2 spacesParking

Listing by William Frattarola • Houlihan Lawrence Inc.

Listing by Steve Frattarola • Houlihan Lawrence Inc.

Contact: 914-962-4900

Bought with Linda Gottlieb • Coldwell Banker Realty

Redfin checked: 3 minutes ago

•Source:OneKey® MLS as Distributed by MLS Grid #867860

Redfin Estimate

$555,094

$30K since sold in September 2025$18K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 31.2% higher than the average sale price ($423K) of 5 comparable homes.

SOLD JUL 21, 2026
$379,000
A
3 beds1 bath1,132 sq ft
60 Homestead Dr, Carmel, NY 10512
Listing by DeMarsh Properties Inc.
SOLD MAY 19, 2026
$452,000
B
3 beds2 baths1,124 sq ft
31 Oneonta Rd, Carmel, NY 10512
Listing by Compass Greater NY, LLC
SOLD JUN 18, 2026
$500,000
C
3 beds1 bath1,220 sq ft
24 Homestead Dr, Carmel, NY 10512
Listing by Coldwell Banker Realty
SOLD JUL 2, 2026
$350,000
D
4 beds2 baths2,006 sq ft
9 Wykagyl Ct, Carmel, NY 10512
Listing by Keller Williams NY Realty
SOLD OCT 20, 2025
$435,000
E
3 beds2 baths1,748 sq ft
135 Cottage Rd, Carmel, NY 10512
Listing by Briante Realty Group, LLC

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Earn from this home

Sell

$108,147

Est. take-home

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Refinance

Est. cash available

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Rent

$3,613/mo

Redfin rental estimate

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Market trends in 10512, NY

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.2%

+0.5% MoM

Median sale price

$489K

$11K MoM

Avg. days on market

33d

4 days MoM

Recently sold homes

19 MoM

New listings for sale

COMING SOON
$1,595,000
3 beds3.5 baths2,360 sq ft
1114 Barrett Cir W, Carmel, NY 10512
Listing by Douglas Elliman Real Estate
COMING SOON
$918,000
4 beds3.5 baths4,226 sq ft
276 Daisy Ln, Carmel, NY 10512
Listing by Compass Greater NY, LLC
NEW 21 HRS AGO
$699,000
3 beds2.5 baths2,695 sq ft
88 Blair Hts, Carmel, NY 10512
Listing by Coldwell Banker Realty
COMING SOON
$470,000
3 beds1.5 baths1,780 sq ft
15 Roslyn Rd, Carmel, NY 10512
Listing by Keller Williams Realty Partner
$550,000
2 beds1.5 baths1,728 sq ft
811 Farmers Mills Rd, Carmel, NY 10512
Listing by Briante Realty Group, LLC
$610,000
3 beds2.5 baths2,400 sq ft
568 Farmers Mills Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
$489,000
2 beds2.5 baths1,775 sq ft
10 Jay Ct, Carmel, NY 10512
Listing by Realty Promotions Inc
3D WALKTHROUGH
$920,000
4 beds2.5 baths3,442 sq ft
242 Seminary Hill Rd, Carmel, NY 10512
Listing by RE/MAX Prestige Properties
$475,000
3 beds1.5 baths1,600 sq ft
231 N Terry Hill Rd, Carmel, NY 10512
Listing by Holly Real Estate
$515,000
3 beds2 baths1,572 sq ft
28 Brewster Dr, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
See all

Provided by Redfin

Sale history for 21 Oneonta Rd

Year

Property tax

Land + Additions

Assessment*

2025

$16,255 (+18.0%)

$60,000 + $331,000

$391,000

2024

$13,772 (−4.7%)

$14,800 + $270,700

$285,500

2023

$14,458 (+13.3%)

$14,800 + $270,700

$285,500

2022

$12,755 (+1.0%)

$14,800 + $270,700

$285,500

2021

$12,630 (+10.1%)

$14,800 + $270,700

$285,500

2020

$11,476 (+2.9%)

$14,800 + $270,700

$285,500

2019

$11,157 (+4.2%)

$14,800 + $270,700

$285,500

2018

$10,706 (+5.3%)

$14,800 + $270,700

$285,500

2017

$10,167 (−0.4%)

$14,800 + $270,700

$285,500

2016

$10,205 (+0.8%)

$14,700 + $247,200

$261,900

2015

$10,126 (−13.1%)

$14,700 + $247,200

$261,900

2014

$11,657 (+10.0%)

$14,700 + $247,200

$261,900

2013

$10,596 (+0.1%)

$15,600 + $271,600

$287,200

2012

$10,582 (−12.1%)

$15,600 + $286,700

$302,300

2011

$12,044 (+163.6%)

$17,100 + $315,100

$332,200

2010

$4,570 (+1.0%)

$18,400 + $338,800

$357,200

2009

$4,525

$20,000 + $368,300

$388,300

Tax history for 21 Oneonta Rd

Year

Property tax

Land + Additions

Assessment*

2025

$16,255 (+18.0%)

$60,000 + $331,000

$391,000

2024

$13,772 (−4.7%)

$14,800 + $270,700

$285,500

2023

$14,458 (+13.3%)

$14,800 + $270,700

$285,500

2022

$12,755 (+1.0%)

$14,800 + $270,700

$285,500

2021

$12,630 (+10.1%)

$14,800 + $270,700

$285,500

2020

$11,476 (+2.9%)

$14,800 + $270,700

$285,500

2019

$11,157 (+4.2%)

$14,800 + $270,700

$285,500

2018

$10,706 (+5.3%)

$14,800 + $270,700

$285,500

2017

$10,167 (−0.4%)

$14,800 + $270,700

$285,500

2016

$10,205 (+0.8%)

$14,700 + $247,200

$261,900

2015

$10,126 (−13.1%)

$14,700 + $247,200

$261,900

2014

$11,657 (+10.0%)

$14,700 + $247,200

$261,900

2013

$10,596 (+0.1%)

$15,600 + $271,600

$287,200

2012

$10,582 (−12.1%)

$15,600 + $286,700

$302,300

2011

$12,044 (+163.6%)

$17,100 + $315,100

$332,200

2010

$4,570 (+1.0%)

$18,400 + $338,800

$357,200

2009

$4,525

$20,000 + $368,300

$388,300

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

101 ft.

Lot depth

103 ft.

Lot size

0.25 Acres

Year renovated

2005

Sq. Ft.

1,920

Year built

1969

Style

Single Family Residential

County

Putnam County

APN

372200A02206500010250000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

R10

Residential District

This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Carport YN: No
Parking Total: 2
Parking Features: Driveway

Interior

Heating & Cooling
Cooling: Wall/Window Unit(s)
Heating: Baseboard, Hot Water, Oil

Interior Features
Interior Features: Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Granite Counters,Kitchen Island,Recessed Lighting,Washer/Dryer Hookup
Appliances: Dishwasher, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s)
Flooring: Carpet, Ceramic Tile, Hardwood
Levels: Two
Patio And Porch Features: Covered, Deck, Patio

Room Information
Basement YN: No
Attic: Full,Pull Stairs
Rooms Total: 7
Basement: None
Additional Rooms: Home Office

Bathroom Information
Bathrooms Full: 2

Exterior

Exterior Features
Construction Materials: Frame
Other Structures: Shed(s)
Waterfront YN: No

Lot Information
Additional Parcels YN: Yes

Property Information
Living Area Source: Public Records
Living Area (Sq. Ft.): 1920.00
Building Area Total (Sq. Ft.): 1920.00
Property Sub Type: Single Family Residence

Financial

Tax Information
Tax Year: 2024
Tax Source: Municipality
Tax Annual Amount: $13,899.84

Financial Information
Buyer Financing: Conventional

Utilities

Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Trash Collection Public

Location

HOA Information
Has Association

School Information
Elementary School: Kent Elementary
Elementary School District: Carmel
Middle Or Junior School: George Fischer Middle School
Middle Or Junior School District: Carmel
High School: Carmel High School
High School District: Carmel

Location Information
Directions: Rt 311 pr Rt 52 to N Terry Hill and GPS from there.
County Or Parish: Putnam County

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,920
Stories: 2.0
Lot Size: 0.25 acres
Style: Single Family Residential
Year Built: 1969
Year Renovated: 2005
County: Putnam County
APN: 372200A02206500010250000000

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

Kent Elementary School

Public K-4 • Assigned • 1.6mi

8/10

George Fischer Middle School

Public 5-8 • Assigned • 2.4mi

3/10

Carmel High School

Public 9-12 • Assigned • 3.3mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 15 days in 30 years

4/10 Wind Factor

18% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$528,000 – $639,000

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COMING SOON

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15 Roslyn Rd, Carmel, NY 10512

Listing by Keller Williams Realty Partner

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811 Farmers Mills Rd, Carmel, NY 10512

Listing by Briante Realty Group, LLC

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Listing by Houlihan Lawrence Inc.

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2 beds2.5 baths1,775 sq ft

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Listing by Realty Promotions Inc

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4 beds2.5 baths3,442 sq ft

242 Seminary Hill Rd, Carmel, NY 10512

Listing by RE/MAX Prestige Properties

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3 beds1.5 baths1,600 sq ft

231 N Terry Hill Rd, Carmel, NY 10512

Listing by Holly Real Estate

Home values near 21 Oneonta Rd

Data from public records.

Address	Redfin Estimate
37 Oneonta Rd, Carmel, NY 1 Beds \| 1 Baths \| 864 Sq. Ft.	$359,281
34 Oneonta Rd, Carmel, NY 2 Beds \| 1 Baths \| 912 Sq. Ft.	$382,143

Address	Redfin Estimate
31 Oneonta Rd, Carmel, NY 3 Beds \| 2 Baths \| 1124 Sq. Ft.	$479,890
26 Oneonta Rd, Carmel, NY 2 Beds \| 1 Baths \| 988 Sq. Ft.	$415,990

Address	Redfin Estimate
35 Oneonta Rd, Carmel, NY 3 Beds \| 1 Baths \| 1008 Sq. Ft.	$453,582
50 Princeton Rd, Carmel, NY 3 Beds \| 2 Baths \| 1278 Sq. Ft.	$508,075

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Sale history for 21 Oneonta Rd

Tax history for 21 Oneonta Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 21 Oneonta Rd

More real estate resources