Off market dec 2021 for $249K

$382,276

Est. refi paymentEst. refi $1,932/mo

•

1,096

sq ft

3 Armonk Rd, Carmel, NY 10512

About this home

Welcome home to this spectacular cottage in Carmel NY. Nestle on a double lot completely level and perfect for entertaining, gardening, and many more. Large deck overlooking flat backyard with garden and entertaining area. Inside you are greeted with an eat in kitchen, den/office, living room, central air, bathroom and also an upper level. The top floor is two rooms that are split with plumbing in the wall for a potential bathroom. Lower level basement has all mechanicals and utilities. This is a perfect starter home or for someone who is looking for one level living near a lake. Schedule your private tour today. Additional Information: HeatingFuel:Oil Above Ground,

Single-familyProperty Type

1940Year Built

0.37 acresLot Size

$349Est. Price/Sq.Ft.

Listing by Arber Balidemaj • Compass Greater NY, LLC

Bought with Mary Brokate • Houlihan Lawrence Inc.

Redfin checked: 3 minutes ago

•Source:OneKey® MLS as Distributed by MLS Grid #H6145940

Redfin Estimate

$382,276

$133K since sold in December 2021$14K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3.6% higher than the average sale price ($369K) of 6 comparable homes.

SOLD JUL 13, 2026
$355,000
A
2 beds1 bath1,012 sq ft
14 Lowell Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
SOLD JUL 21, 2026
$379,000
B
3 beds1 bath1,132 sq ft
60 Homestead Dr, Carmel, NY 10512
Listing by DeMarsh Properties Inc.
SOLD SEP 1, 2026
$385,000
C
2 beds1 bath977 sq ft
175 Terry Hill Rd, Carmel, NY 10512
Listing by Exit Realty Connections
SOLD DEC 22, 2025
$312,500
D
2 beds1 bath1,100 sq ft
262 N Terry Hill Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
SOLD JUL 27, 2026
$414,895
E
2 beds1.5 baths1,140 sq ft
49 Longfellow Dr, Carmel, NY 10512
Listing by William Raveis-New York, LLC
SOLD APR 2, 2026
$368,000
F
2 beds1 bath972 sq ft
17 Baldwin Rd, Carmel, NY 10512
Listing by Century 21 Alliance Rlty Group

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Earn from this home

Sell

$177,249

Est. take-home

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Refinance

Est. cash available

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Rent

$2,720/mo

Redfin rental estimate

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Market trends in 10512, NY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.2%

+0.0% MoM

Median sale price

$513K

$24K MoM

Avg. days on market

30d

3 days MoM

Recently sold homes

9 MoM

New listings for sale

OPEN SAT, 11AM TO 2PM
$200,000
1 bed1 bath706 sq ft
319 Fox Run Ln, Carmel, NY 10512
Listing by Howard Hanna Rand Realty
$619,000
3 beds2 baths2,162 sq ft
11 Ann Rd, Carmel, NY 10512
Listing by Compass Greater NY, LLC
$549,000
3 beds2 baths2,056 sq ft
11 Everett Rd, Carmel, NY 10512
Listing by Karinta M. DiMartino
$650,000
3 beds3 baths1,840 sq ft
2381 Route 301, Carmel, NY 10512
Listing by Compass Greater NY, LLC
$350,000
2 beds1 bath1,114 sq ft
37 Woodstock Rd, Carmel, NY 10512
Listing by Briante Realty Group, LLC
$399,000
2 beds1.5 baths1,355 sq ft
556 Route 52, Carmel, NY 10512
Listing by HomeSmart Homes & Estates
$835,000
5 beds4 baths3,075 sq ft
122 Cherry Hill Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
3D WALKTHROUGH
$550,000
3 beds3 baths2,566 sq ft
41 Richardsville Rd, Carmel, NY 10512
Listing by Howard Hanna Rand Realty
$650,000
4 beds2 baths2,199 sq ft
27 Cannon Rd, Carmel, NY 10512
Listing by Coldwell Banker Realty
$600,000
3 beds3 baths2,458 sq ft
17 Glenna Dr, Carmel, NY 10512
Listing by Coldwell Banker Realty
See all

Provided by Redfin

Sale history for 3 Armonk Rd

Date

Event

Price

OneKey® MLS as Distributed by MLS Grid #H6145940

Dec 16, 2021

Sold

$249,000

$227/sq ft

Oct 25, 2021

Pending

—

Sep 30, 2021

Listed

$249,999

$228/sq ft

OneKey® MLS as Distributed by MLS Grid #H6141856

Sep 30, 2021

Listing Removed

—

Sep 25, 2021

Price Changed

$249,999

$228/sq ft

Sep 14, 2021

Listed

$274,900

$251/sq ft

OneKey® MLS as Distributed by MLS Grid #H6124048

Sep 8, 2021

Listing Removed

—

Jul 13, 2021

Price Changed

$289,999

$265/sq ft

Jun 17, 2021

Listed

$299,999

$274/sq ft

Public Records

Jan 14, 2009

Sold

$227,500

$208/sq ft

Public Records

Sep 15, 1993

Sold

$140,000

$128/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$13,054

$69,600 + $244,400

$314,000

2025

$13,054 (+35.6%)

$69,600 + $244,400

$314,000

2024

$9,624 (−4.7%)

$20,300 + $179,200

$199,500

2023

$10,103 (+13.3%)

$20,300 + $179,200

$199,500

2022

$8,913 (+1.0%)

$20,300 + $179,200

$199,500

2021

$8,826 (+15.6%)

$20,300 + $179,200

$199,500

2020

$7,637 (+3.0%)

$20,300 + $179,200

$199,500

2019

$7,414 (+4.9%)

$20,300 + $179,200

$199,500

2018

$7,069 (+5.6%)

$20,300 + $179,200

$199,500

2017

$6,692 (−0.4%)

$20,300 + $179,200

$199,500

2016

$6,716 (+0.8%)

$20,100 + $162,900

$183,000

2015

$6,663 (−18.2%)

$20,100 + $162,900

$183,000

2014

$8,147 (+16.2%)

$20,100 + $162,900

$183,000

2013

$7,009

$21,400 + $179,300

$200,700

2012

$7,009 (−16.8%)

$21,400 + $189,900

$211,300

2011

$8,419 (+163.6%)

$23,500 + $208,700

$232,200

2010

$3,194 (+1.0%)

$25,300 + $224,400

$249,700

2009

$3,162

$27,500 + $243,900

$271,400

Tax history for 3 Armonk Rd

Year

Property tax

Land + Additions

Assessment*

2026

$13,054

$69,600 + $244,400

$314,000

2025

$13,054 (+35.6%)

$69,600 + $244,400

$314,000

2024

$9,624 (−4.7%)

$20,300 + $179,200

$199,500

2023

$10,103 (+13.3%)

$20,300 + $179,200

$199,500

2022

$8,913 (+1.0%)

$20,300 + $179,200

$199,500

2021

$8,826 (+15.6%)

$20,300 + $179,200

$199,500

2020

$7,637 (+3.0%)

$20,300 + $179,200

$199,500

2019

$7,414 (+4.9%)

$20,300 + $179,200

$199,500

2018

$7,069 (+5.6%)

$20,300 + $179,200

$199,500

2017

$6,692 (−0.4%)

$20,300 + $179,200

$199,500

2016

$6,716 (+0.8%)

$20,100 + $162,900

$183,000

2015

$6,663 (−18.2%)

$20,100 + $162,900

$183,000

2014

$8,147 (+16.2%)

$20,100 + $162,900

$183,000

2013

$7,009

$21,400 + $179,300

$200,700

2012

$7,009 (−16.8%)

$21,400 + $189,900

$211,300

2011

$8,419 (+163.6%)

$23,500 + $208,700

$232,200

2010

$3,194 (+1.0%)

$25,300 + $224,400

$249,700

2009

$3,162

$27,500 + $243,900

$271,400

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

1.5

Lot width

80 ft.

Lot depth

200 ft.

Lot size

0.37 Acres

Year renovated

—

Sq. Ft.

1,096

Year built

1940

Style

Single Family Residential

County

Putnam County

APN

372200A02205000020200000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

R10

Residential District

This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Driveway

Interior

Virtual Tour Information

Heating & Cooling
Cooling: Central Air
Heating: Baseboard, Oil

Interior Features
Interior Features: Eat-in Kitchen,First Floor Bedroom,Master Downstairs
Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer
Patio And Porch Features: Deck

Room Information
Basement YN: Yes
Attic: Full
Rooms Total: 7
Basement: Full

Bathroom Information
Bathrooms Full: 1

Exterior

Exterior Features
Construction Materials: Frame
Other Structures: Shed(s)
Waterfront YN: Yes

Lot Information
Additional Parcels YN: No
Lot Features: Near Public Transit, Near School, Near Shops

Property Information
Living Area Source: Public Records
Property Sub Type: Single Family Residence

Financial

Tax Information
Tax Year: 2021
Tax Source: Municipality
Tax Annual Amount: $7,636

Financial Information
Buyer Financing: Conventional

Utilities

Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Trash Collection Public

Location

HOA Information
Association Amenities: Park

School Information
Elementary School: Kent Elementary
Middle Or Junior School: George Fischer Middle School
High School: Carmel High School
High School District: Carmel

Location Information
County Or Parish: Putnam County

Community Information
Community Features: Park

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 1,096
Stories: 1.5
Lot Size: 0.37 acres
Style: Single Family Residential
Year Built: 1940
Year Renovated: —
County: Putnam County
APN: 372200A02205000020200000000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

Kent Elementary School

Public K-4 • Assigned • 1.5mi

8/10

George Fischer Middle School

Public 5-8 • Assigned • 2.6mi

3/10

Carmel High School

Public 9-12 • Assigned • 3.6mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 15 days in 30 years

4/10 Wind Factor

16% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$364,000 – $440,000

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Home values near 3 Armonk Rd

Data from public records.

Address	Redfin Estimate
7 Armonk Road, Carmel, NY 2 Beds \| 1 Baths \| 1460 Sq. Ft.	$401,736
15 Armonk Road, Carmel, NY 1 Beds \| 2 Baths \| 1200 Sq. Ft.	$461,373

Address	Redfin Estimate
2 Armonk Road, Carmel, NY 3 Beds \| 1.5 Baths \| 1455 Sq. Ft.	$470,167
14 Armonk Road, Carmel, NY 3 Beds \| 2.5 Baths \| 1960 Sq. Ft.	$544,067

Address	Redfin Estimate
11 Armonk Road, Carmel, NY 4 Beds \| 3 Baths \| 2322 Sq. Ft.	$535,020
17 Beverly Road, Carmel, NY 3 Beds \| 1.5 Baths \| 1280 Sq. Ft.	$391,703

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2021. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Sale history for 3 Armonk Rd

Tax history for 3 Armonk Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 3 Armonk Rd

More real estate resources