Off market jun 2023 for $390K

$453,488

Est. refi paymentEst. refi $2,561/mo

•

1,446

sq ft

40 Ontario Rd, Carmel, NY 10512

About this home

Fantastic Ranch Style home with Level Yard! This 2 Bedroom + Den home has amazing living space with a Beautiful Large Living Room and Oversized Dining Room w/ Fireplace. The Updated Kitchen has tons of cabinets, SS appliances and gas stove. Primary Bedroom with HUGE walk in Closet, 2nd Bedroom is a very good size PLUS a Den/Office. There is a Large mudroom and hallway off the 2 Car Garage which offers tons of storage and organization space! The covered Porch is perfect for raining morning coffee or evening cocktails while overlooking the level yard! The .36 Acres is perfectly flat for outdoor gatherings or a ball game! This home has so much to offer including tons of updates, central a/c and a 2 Car Garage! The unfinished basement and attic offer tons of storage space! Located in Lake Carmel with beaches, swimming and fishing! Great location, just 2 miles to I-84, 10 mins to Southeast Train Station, close to schools and shopping. This home will not last! Additional Information: HeatingFuel:Oil Above Ground,ParkingFeatures:2 Car Attached,

Single-familyProperty Type

1955Year Built

0.37 acresLot Size

$314Est. Price/Sq.Ft.

2 spacesParking

Listing by Sharon Sheil • Coldwell Banker Realty

Contact: (914) 497-0912

Bought with Doreen Mastroianni • Keller Williams Realty Partner

Redfin checked: a minute ago

•Source:OneKey® MLS as Distributed by MLS Grid #H6229531

Redfin Estimate

$453,488

$63K since sold in June 2023$1,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 18.1% higher than the average sale price ($384K) of 6 comparable homes.

SOLD NOV 2, 2026
$330,200
A
2 beds1 bath980 sq ft
43 Greenridge Ct, Carmel, NY 10512
Listing by Keller Williams Realty Partner
SOLD JUL 21, 2026
$379,000
B
3 beds1 bath1,132 sq ft
60 Homestead Dr, Carmel, NY 10512
Listing by DeMarsh Properties Inc.
SOLD JUL 13, 2026
$355,000
C
2 beds1 bath1,012 sq ft
14 Lowell Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
SOLD JUN 18, 2026
$500,000
D
3 beds1 bath1,220 sq ft
24 Homestead Dr, Carmel, NY 10512
Listing by Coldwell Banker Realty
SOLD OCT 8, 2026
$320,000
E
2 beds1 bath876 sq ft
15 Schuyler Rd, Carmel, NY 10512
Listing by Howard Hanna Rand Realty
SOLD OCT 22, 2026
$419,999
F
3 beds1 bath1,050 sq ft
6 Dellacona Rd, Carmel, NY 10512
Listing by Howard Hanna Rand Realty

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Earn from this home

Sell

$133,373

Est. take-home

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Refinance

Est. cash available

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Rent

$2,917/mo

Redfin rental estimate

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Market trends in 10512, NY

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

100.7%

0.6% MoM

Median sale price

$525K

$20K MoM

Avg. days on market

41d

11 days MoM

Recently sold homes

12 MoM

New listings for sale

NEW 27 HRS AGO
$280,000
1 bed1 bath790 sq ft
603 Vista On The Lk, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
$250,000
1 bed1 bath790 sq ft
607 Vista On The Lk, Carmel, NY 10512
Listing by Coldwell Banker Realty
OPEN SUN, 12PM TO 2PM
$848,000
3 beds2.5 baths2,722 sq ft
186 Tammany Hall Rd, Carmel, NY 10512
Listing by Howard Hanna Rand Realty
$505,000
2 beds2.5 baths1,850 sq ft
503 Twin Brook Ct, Carmel, NY 10512
Listing by HomeSmart Homes & Estates
$599,888
3 beds2.5 baths2,224 sq ft
25 Ponderosa Rd, Carmel, NY 10512
Listing by Keller Williams Village Sq Rlt
LISTED BY REDFIN
$527,000
3 beds1.5 baths1,924 sq ft
569 Farmers Mills Rd, Carmel, NY 10512
Listing by Redfin Real Estate
$429,900
2 beds1 bath1,372 sq ft
21 Geneva Dr, Carmel, NY 10512
Listing by Prime Place Realty
3D WALKTHROUGH
$335,000
2 beds1 bath1,115 sq ft
702 Vista On The Lk #702, Carmel, NY 10512
Listing by Serhant LLC
See all

Provided by Redfin

Sale history for 40 Ontario Rd

Year

Property tax

Land + Additions

Assessment*

2026

$16,837

$69,600 + $335,400

$405,000

2025

$16,837 (+51.8%)

$69,600 + $335,400

$405,000

2024

$11,095 (+9.2%)

$30,000 + $200,000

$230,000

2023

$10,163 (+13.3%)

$17,000 + $183,700

$200,700

2022

$8,967 (+1.0%)

$17,000 + $183,700

$200,700

2021

$8,879 (+15.5%)

$17,000 + $183,700

$200,700

2020

$7,691 (+3.0%)

$17,000 + $183,700

$200,700

2019

$7,466 (+4.9%)

$17,000 + $183,700

$200,700

2018

$7,120 (+5.6%)

$17,000 + $183,700

$200,700

2017

$6,741 (−0.4%)

$17,000 + $183,700

$200,700

2016

$6,765 (+0.8%)

$16,800 + $167,300

$184,100

2015

$6,712 (−18.1%)

$16,800 + $167,300

$184,100

2014

$8,194 (+16.1%)

$16,800 + $167,300

$184,100

2013

$7,058 (+1.0%)

$17,900 + $184,000

$201,900

2012

$6,986 (−15.7%)

$17,900 + $194,600

$212,500

2011

$8,285 (+163.5%)

$19,300 + $209,200

$228,500

2010

$3,143 (+1.0%)

$20,700 + $225,000

$245,700

2009

$3,112

$22,500 + $244,600

$267,100

Tax history for 40 Ontario Rd

Year

Property tax

Land + Additions

Assessment*

2026

$16,837

$69,600 + $335,400

$405,000

2025

$16,837 (+51.8%)

$69,600 + $335,400

$405,000

2024

$11,095 (+9.2%)

$30,000 + $200,000

$230,000

2023

$10,163 (+13.3%)

$17,000 + $183,700

$200,700

2022

$8,967 (+1.0%)

$17,000 + $183,700

$200,700

2021

$8,879 (+15.5%)

$17,000 + $183,700

$200,700

2020

$7,691 (+3.0%)

$17,000 + $183,700

$200,700

2019

$7,466 (+4.9%)

$17,000 + $183,700

$200,700

2018

$7,120 (+5.6%)

$17,000 + $183,700

$200,700

2017

$6,741 (−0.4%)

$17,000 + $183,700

$200,700

2016

$6,765 (+0.8%)

$16,800 + $167,300

$184,100

2015

$6,712 (−18.1%)

$16,800 + $167,300

$184,100

2014

$8,194 (+16.1%)

$16,800 + $167,300

$184,100

2013

$7,058 (+1.0%)

$17,900 + $184,000

$201,900

2012

$6,986 (−15.7%)

$17,900 + $194,600

$212,500

2011

$8,285 (+163.5%)

$19,300 + $209,200

$228,500

2010

$3,143 (+1.0%)

$20,700 + $225,000

$245,700

2009

$3,112

$22,500 + $244,600

$267,100

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

160 ft.

Lot depth

100 ft.

Lot size

0.37 Acres

Year renovated

2000

Sq. Ft.

1,446

Year built

1955

Style

Single Family Residential

County

Putnam County

APN

372200A02205700020100000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

R10

Residential District

This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Total: 2
Parking Features: Attached

Interior

Heating & Cooling
Cooling: Central Air
Heating: Forced Air, Oil

Interior Features
Interior Features: Eat-in Kitchen,Formal Dining,First Floor Bedroom,Master Downstairs,Speakers,Walk-In Closet(s)
Window Features: Blinds
Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Oil Water Heater
Flooring: Hardwood
Levels: One
Patio And Porch Features: Deck

Room Information
Basement YN: Yes
Attic: Pull Stairs,Scuttle
Rooms Total: 6
Basement: Crawl Space, Full, Unfinished, Walk-Out Access

Bathroom Information
Bathrooms Full: 1

Exterior

Exterior Features
Construction Materials: Frame, Vinyl Siding
Waterfront YN: Yes

Lot Information
Additional Parcels YN: No
Lot Features: Level, Near Public Transit, Near School, Near Shops

Property Information
Stories: 1
Living Area Source: Public Records
Property Sub Type: Single Family Residence

Financial

Tax Information
Tax Year: 2022
Tax Source: Municipality
Tax Annual Amount: $8,967

Financial Information
Buyer Financing: Conventional

Utilities

Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Trash Collection Public

Location

HOA Information
Association Amenities: Park

School Information
Elementary School: Kent Elementary
Middle Or Junior School: George Fischer Middle School
High School: Carmel High School
High School District: Carmel

Location Information
Directions: Route 52 or I-84 to Route 311 to Putnam Ave, left onto N Terry Hill to Right onto Ontario, #40 on right.
County Or Parish: Putnam County

Community Information
Community Features: Park

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 1,446
Stories: 1.0
Lot Size: 0.37 acres
Style: Single Family Residential
Year Built: 1955
Year Renovated: 2000
County: Putnam County
APN: 372200A02205700020100000000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

K - 12
Preschool & daycare

Kent Elementary School

Public K-4 • Assigned • 1.5mi

8/10

George Fischer Middle School

Public 5-8 • Assigned • 2.5mi

3/10

Carmel High School

Public 9-12 • Assigned • 3.4mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 15 days in 30 years

4/10 Wind Factor

19% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$431,000 – $522,000

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Home values near 40 Ontario Rd

Data from public records.

Address	Redfin Estimate
30 Ontario Rd, Carmel, NY 2 Beds \| 1 Baths \| 960 Sq. Ft.	$345,753
35 Ontario Rd, Carmel, NY 2 Beds \| 1 Baths \| 832 Sq. Ft.	$297,939
44 Homestead Dr, Carmel, NY 3 Beds \| 1 Baths \| 1092 Sq. Ft.	$394,490
22 Schuyler Rd, Carmel, NY 2 Beds \| 2 Baths \| 2052 Sq. Ft.	$540,467
45 Homestead Dr, Carmel, NY 3 Beds \| 2.5 Baths \| 1534 Sq. Ft.	$455,423
7 Purdy Rd, Carmel, NY 2 Beds \| 1 Baths \| 1128 Sq. Ft.	$340,625

Address	Redfin Estimate
44 Ontario Rd, Carmel, NY 1 Beds \| 1 Baths \| 712 Sq. Ft.	$240,736
32 Homestead Dr, Carmel, NY 2 Beds \| 1 Baths \| 768 Sq. Ft.	$329,412
54 Homestead Dr, Carmel, NY 2 Beds \| 2 Baths \| 1862 Sq. Ft.	$330,962
35 Homestead Dr, Carmel, NY 3 Beds \| 2 Baths \| 1788 Sq. Ft.	$489,353
11 Schuyler Rd, Carmel, NY 2 Beds \| 2 Baths \| 1164 Sq. Ft.	$473,590
40 Stuyvesant Rd, Carmel, NY 2 Beds \| 1 Baths \| 546 Sq. Ft.	$319,663

Address	Redfin Estimate
39 Ontario Rd, Carmel, NY 3 Beds \| 1 Baths \| 1060 Sq. Ft.	$376,038
40 Homestead Dr, Carmel, NY 2 Beds \| 1 Baths \| 884 Sq. Ft.	$347,424
36 Homestead Dr, Carmel, NY 2 Beds \| 1 Baths \| 780 Sq. Ft.	$353,032
20 Schuyler Rd, Carmel, NY 2 Beds \| 1 Baths \| 722 Sq. Ft.	$347,097
15 Schuyler Rd, Carmel, NY 2 Beds \| 1 Baths \| 876 Sq. Ft.	$344,326

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Sale history for 40 Ontario Rd

Tax history for 40 Ontario Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 40 Ontario Rd

More real estate resources