Off market nov 2023 for $482K

$544,112

Est. refi paymentEst. refi $2,344/mo

•

1,728

sq ft

409 Seminary Hill Rd, Carmel, NY 10512

About this home

Quaint and charming could only best describe this two bedroom plus den, two and a half bath Cape Cod awaits you. Totally deceiving home features primary en suite located on the main level features a gas fireplace, walk in closet, jacuzzi bath with separate shower. Living room with woodburning stove leading to oversized deck overlooking the private backyard. Located in the town of Carmel convenient to shopping, hospital, nearby restaurants offering indoor and outdoor dining, recreational parks, lakes and reservoirs, golf courses both private and public. Train stations Croton Falls and Brewster North, 84 and 684 commute. Room for a pool. Come see for yourself you won't be disappointed. Additional Information: Amenities:Stall Shower,

Single-familyProperty Type

1972Year Built

1.15 acresLot Size

$315Est. Price/Sq.Ft.

Listing by Donna King • Houlihan Lawrence Inc.

Listing by Geraldine Finan • Houlihan Lawrence Inc.

Contact: (914) 962-4900

Bought with Cory Johnson • RE/MAX Classic Realty

Redfin checked: a minute ago

•Source:OneKey® MLS as Distributed by MLS Grid #H6258826

Redfin Estimate

$544,112

$62K since sold in November 2023$2,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 17% lower than the average sale price ($656K) of 6 comparable homes.

SOLD OCT 19, 2026
$575,000
A
3 beds2 baths1,648 sq ft
32 Lacona Rd, Mahopac, NY 10541
Listing by Douglas Elliman Real Estate
SOLD JUN 24, 2026
$660,000
B
3 beds2 baths1,874 sq ft
11 Richard Rd, Mahopac, NY 10541
Listing by Keller Williams Realty Partner
SOLD JUN 24, 2026
$740,000
C
3 beds2.5 baths1,945 sq ft
76 Colonel Enoch Dr, Carmel, NY 10512
Listing by Keller Williams Realty Partner
SOLD OCT 16, 2026
$625,000
D
3 beds2.5 baths2,162 sq ft
100 Fairmont Rd, Mahopac, NY 10541
Listing by Howard Hanna Rand Realty
SOLD SEP 16, 2026
$750,000
E
3 beds2.5 baths1,912 sq ft
415 Allview Ave, Brewster, NY 10509
Listing by Keller Williams Realty Partner
SOLD JUN 17, 2026
$585,000
F
3 beds2 baths1,660 sq ft
10 Richard Rd, Mahopac, NY 10541
Listing by Houlihan Lawrence Inc.

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Earn from this home

Sell

$146,795

Est. take-home

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Refinance

Est. cash available

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Rent

$3,862/mo

Redfin rental estimate

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Market trends in 10512, NY

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

100.7%

0.6% MoM

Median sale price

$525K

$20K MoM

Avg. days on market

41d

11 days MoM

Recently sold homes

12 MoM

New listings for sale

OPEN SUN, 12PM TO 3PM
$524,500
3 beds2.5 baths2,250 sq ft
10 Ponderosa Rd, Carmel, NY 10512
Listing by K. Fortuna Realty, Inc.
NEW 32 HRS AGO
$899,000
2 beds2 baths1,948 sq ft
2005 Summit Loop #83, Carmel, NY 10512
Listing by Toll Brothers Real Estate Inc.
$929,000
2 beds3 baths2,873 sq ft
2001 Summit Loop #81, Carmel, NY 10512
Listing by Toll Brothers Real Estate Inc.
$280,000
1 bed1 bath790 sq ft
603 Vista On The Lk, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
$250,000
1 bed1 bath790 sq ft
607 Vista On The Lk, Carmel, NY 10512
Listing by Coldwell Banker Realty
OPEN SUN, 12PM TO 2PM
$848,000
3 beds2.5 baths2,722 sq ft
186 Tammany Hall Rd, Carmel, NY 10512
Listing by Howard Hanna Rand Realty
OPEN SUN, 11:30AM TO 2PM
$599,888
3 beds2.5 baths2,224 sq ft
25 Ponderosa Rd, Carmel, NY 10512
Listing by Keller Williams Village Sq Rlt
LISTED BY REDFIN
$527,000
3 beds1.5 baths1,924 sq ft
569 Farmers Mills Rd, Carmel, NY 10512
Listing by Redfin Real Estate
$429,900
2 beds1 bath1,372 sq ft
21 Geneva Dr, Carmel, NY 10512
Listing by Prime Place Realty
See all

Provided by Redfin

Sale history for 409 Seminary Hill Rd

Year

Property tax

Land + Additions

Assessment*

2026

$13,620 (−10.6%)

$76,800 + $423,300

$500,100

2025

$15,237 (+16.4%)

$76,800 + $423,300

$500,100

2024

$13,091 (+23.7%)

$71,700 + $379,300

$451,000

2023

$10,583 (−0.7%)

$65,200 + $284,600

$349,800

2022

$10,659 (+2.8%)

$65,200 + $249,900

$315,100

2021

$10,368 (+16.1%)

$65,200 + $220,700

$285,900

2020

$8,928 (+2.6%)

$65,200 + $212,400

$277,600

2019

$8,703 (+2.2%)

$65,200 + $201,700

$266,900

2018

$8,513 (+1.1%)

$65,200 + $201,700

$266,900

2017

$8,421 (−9.0%)

$65,200 + $199,100

$264,300

2016

$9,253 (+2.5%)

$65,200 + $193,900

$259,100

2015

$9,031 (−8.0%)

$52,200 + $112,800

$165,000

2014

$9,811 (+21.0%)

$52,200 + $112,800

$165,000

2013

$8,108 (+6.5%)

$52,200 + $112,800

$165,000

2012

$7,614 (−9.6%)

$52,200 + $112,800

$165,000

2011

$8,424 (+312.2%)

$52,200 + $112,800

$165,000

2010

$2,044 (+5.1%)

$52,200 + $112,800

$165,000

2009

$1,944

$52,200 + $112,800

$165,000

Tax history for 409 Seminary Hill Rd

Year

Property tax

Land + Additions

Assessment*

2026

$13,620 (−10.6%)

$76,800 + $423,300

$500,100

2025

$15,237 (+16.4%)

$76,800 + $423,300

$500,100

2024

$13,091 (+23.7%)

$71,700 + $379,300

$451,000

2023

$10,583 (−0.7%)

$65,200 + $284,600

$349,800

2022

$10,659 (+2.8%)

$65,200 + $249,900

$315,100

2021

$10,368 (+16.1%)

$65,200 + $220,700

$285,900

2020

$8,928 (+2.6%)

$65,200 + $212,400

$277,600

2019

$8,703 (+2.2%)

$65,200 + $201,700

$266,900

2018

$8,513 (+1.1%)

$65,200 + $201,700

$266,900

2017

$8,421 (−9.0%)

$65,200 + $199,100

$264,300

2016

$9,253 (+2.5%)

$65,200 + $193,900

$259,100

2015

$9,031 (−8.0%)

$52,200 + $112,800

$165,000

2014

$9,811 (+21.0%)

$52,200 + $112,800

$165,000

2013

$8,108 (+6.5%)

$52,200 + $112,800

$165,000

2012

$7,614 (−9.6%)

$52,200 + $112,800

$165,000

2011

$8,424 (+312.2%)

$52,200 + $112,800

$165,000

2010

$2,044 (+5.1%)

$52,200 + $112,800

$165,000

2009

$1,944

$52,200 + $112,800

$165,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

1.7

Lot width

110 ft.

Lot depth

—

Lot size

1.15 Acres

Year renovated

2000

Sq. Ft.

2,016

Year built

1972

Style

Single Family Residential

County

Putnam County

APN

372000A06600000020360000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 11, 2026.

Property details

Parking

Parking Information
Parking Features: Driveway

Interior

Fireplace Information
Has Fireplace
Fireplaces Total: 1
Fireplace Features: Wood Burning Stove

Heating & Cooling
Cooling: Central Air
Heating: Electric, Forced Air, Propane

Interior Features
Interior Features: First Floor Bedroom,First Floor Full Bath,Granite Counters,Master Downstairs,Primary Bathroom,Walk-In Closet(s)
Window Features: Screens
Appliances: Dishwasher, Dryer, Electric Water Heater, Refrigerator, Stainless Steel Appliance(s), Washer
Flooring: Hardwood
Levels: Two
Patio And Porch Features: Deck

Room Information
Basement YN: Yes
Attic: See Remarks
Rooms Total: 6
Basement: Crawl Space
Additional Rooms: Dining Area

Bathroom Information
Bathrooms Full: 2
Bathrooms Half: 1

Exterior

Exterior Features
Exterior Features: Mailbox
Construction Materials: Frame, HardiPlank Type
Waterfront YN: No

Lot Information
Additional Parcels YN: No
Lot Features: Near Public Transit, Near Shops

Property Information
Stories: 2
Living Area Source: Public Records
Property Sub Type: Single Family Residence

Financial

Tax Information
Tax Year: 2023
Tax Source: Municipality
Tax Annual Amount: $10,490

Financial Information
Buyer Financing: Conventional

Utilities

Utility Information
Sewer: Septic Tank
Utilities: Trash Collection Private

Location

HOA Information
Association Amenities: Park

School Information
Elementary School: Kent Elementary
Middle Or Junior School: George Fischer Middle School
High School: Carmel High School
High School District: Carmel

Location Information
Hamlet: Carmel
County Or Parish: Putnam County

Community Information
Community Features: Park

Public facts

Beds: 2
Baths: 2.5
Sq. Ft.: 2,016
Stories: 1.7
Lot Size: 1.15 acres
Style: Single Family Residential
Year Built: 1972
Year Renovated: 2000
County: Putnam County
APN: 372000A06600000020360000000

Home facts updated by county records on Nov 11, 2026

Around this home

Schools

K - 12
Preschool & daycare

George Fischer Middle School

Public 5-8 • Assigned • 3.8mi

3/10

Carmel High School

Public 9-12 • Assigned • 2.6mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 98° expected this year, 15 days in 30 years

4/10 Wind Factor

18% chance of strong winds in next 30 years

4/10 Air Factor

3 unhealthy days expected this year, 5 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

34°

20°

36°

21°

53°

33°

63°

43°

70°

52°

80°

61°

85°

66°

81°

61°

78°

57°

65°

46°

54°

37°

39°

24°

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.6 hours in June and 4.1 hours in December, placing it below the U.S. average for solar exposure.

8.6 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$517,000 – $626,000

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New listings for sale in 10512

OPEN SUN, 12PM TO 3PM

$524,500

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10 Ponderosa Rd, Carmel, NY 10512

Updated kitchen • Storage shed • 0.72 acre lot

Listing by K. Fortuna Realty, Inc.

NEW 32 HRS AGO

$899,000

2 beds2 baths1,948 sq ft

2005 Summit Loop #83, Carmel, NY 10512

$400 HOA • 2 garage spots • Community pool

Listing by Toll Brothers Real Estate Inc.

$929,000

2 beds3 baths2,873 sq ft

2001 Summit Loop #81, Carmel, NY 10512

Flex room • Walk-in closet • Dual-sink vanity

Listing by Toll Brothers Real Estate Inc.

$280,000

1 bed1 bath790 sq ft

603 Vista On The Lk, Carmel, NY 10512

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Listing by Houlihan Lawrence Inc.

$250,000

1 bed1 bath790 sq ft

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Listing by Coldwell Banker Realty

OPEN SUN, 12PM TO 2PM

$848,000

3 beds2.5 baths2,722 sq ft

186 Tammany Hall Rd, Carmel, NY 10512

Spacious kitchen • Wood-burning stove • Primary suite

Listing by Howard Hanna Rand Realty

OPEN SUN, 11:30AM TO 2PM

$599,888

3 beds2.5 baths2,224 sq ft

25 Ponderosa Rd, Carmel, NY 10512

Over 1.6 acres • Vaulted ceilings • Exposed beams

Listing by Keller Williams Village Sq Rlt

LISTED BY REDFIN3D WALKTHROUGH

$527,000

3 beds1.5 baths1,924 sq ft

569 Farmers Mills Rd, Carmel, NY 10512

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Listing by Redfin Real Estate

$429,900

2 beds1 bath1,372 sq ft

21 Geneva Dr, Carmel, NY 10512

Refreshed kitchen • Adjoining bonus room • Private patio

Listing by Prime Place Realty

Home values near 409 Seminary Hill Rd

Data from public records.

Address	Redfin Estimate
391 Seminary Hill Road, Carmel, NY 2 Beds \| 2 Baths \| 1736 Sq. Ft.	$646,845
417 Seminary Hill Road, Carmel, NY 4 Beds \| 3 Baths \| 3100 Sq. Ft.	$865,258
380 W Shore Drive, Carmel, NY 3 Beds \| 3 Baths \| 2890 Sq. Ft.	$933,499
219 Cherry Hill Road, Carmel, NY 4 Beds \| 2.5 Baths \| 2364 Sq. Ft.	$656,956
55 Rock Mill Road, Carmel, NY 3 Beds \| 3 Baths \| 2350 Sq. Ft.	$814,196
29 Deluca Lane, Carmel, NY 4 Beds \| 2.5 Baths \| 4427 Sq. Ft.	$1,101,230

Address	Redfin Estimate
401 Seminary Hill Road, Carmel, NY 3 Beds \| 2 Baths \| 1448 Sq. Ft.	$594,684
370 Seminary Hill Road, Carmel, NY 4 Beds \| 2 Baths \| 1810 Sq. Ft.	$533,384
383 W Shore Drive, Carmel, NY 2 Beds \| 2 Baths \| 2037 Sq. Ft.	$583,262
50 Rock Mill Road, Carmel, NY 4 Beds \| 2 Baths \| 2182 Sq. Ft.	$636,073
374 Drewville Road, Carmel, NY 3 Beds \| 1.5 Baths \| 1034 Sq. Ft.	$507,299
5 Deluca Lane, Carmel, NY 3 Beds \| 2.5 Baths \| 3030 Sq. Ft.	$524,478

Address	Redfin Estimate
375 Seminary Hill Road, Carmel, NY 3 Beds \| 2 Baths \| 1848 Sq. Ft.	$646,049
426 Seminary Hill Road, Carmel, NY 4 Beds \| 2.5 Baths \| 3931 Sq. Ft.	$919,115
375 W Shore Drive, Carmel, NY 2 Beds \| 1.5 Baths \| 1626 Sq. Ft.	$567,053
14 Deluca Lane, Carmel, NY 4 Beds \| 4.5 Baths \| 5220 Sq. Ft.	$972,737
216 Cherry Hill Road, Carmel, NY 3 Beds \| 2.5 Baths \| 2220 Sq. Ft.	$750,281
34 Deluca Lane, Carmel, NY 3 Beds \| 3 Baths \| 2080 Sq. Ft.	$829,541

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Sale history for 409 Seminary Hill Rd

Tax history for 409 Seminary Hill Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 409 Seminary Hill Rd

More real estate resources