Charming Lake Carmel Living! This beautifully maintained 2 Bedroom, 2 full bath home offers the perfect blend of comfort, style and convenience. The open concept floor plan features an office/den just as you walk in and a bright living room, dining room and an updated kitchen with stainless steel appliances, granite countertops, and a pantry. Step outside to a spacious deck perfect for relaxing entertaining or enjoying summer evenings and backyard barbecues. The main level includes the primary bedroom with a private en-suite bath a second bedroom and an additional full bathroom. A spiral staircase leads to the lower level, offering a laundry area and versatile bonus space ideal for a home gym, recreation room, office, or additional storage. Conveniently located approximately 6-8 miles from Metro North providing and easy commute to NYC, with quick access to I-84 and I-684. Enjoy Lake Carmel rights, including access to the community beaches and non-motorized boating, making this home a wonderful year-round residence or weekend getaway.
Look no more...This lovingly maintained home is perfect for a starter house or a weekend LAKE GETAWAY. Complete with 2 bedrooms and a DEN or home office, this home sits on a large, flat piece of land with two driveway access points. The huge yard and the wrap around deck serve as entertaining perks and the walkout basement provides plenty of storage space and also has the potential for an additional spare playroom, TV room or office. Although there is not central AC, the whole house ceiling fan provides much relief to hot summer days as do the very nearby 7 beaches of Lake Carmel. Enjoy swimming and non motorized boating as well as waterfront dining at Limini. Close to schools, highway, shopping, parks & lake. This property offers tons of potential. Southeast Train station is less than 15 minutes away. Don't miss it! Additional Information: HeatingFuel:Oil Above Ground,
Year
Property tax
Land + Additions
Assessment*
2026
$12,887
$54,100 + $255,900
$310,000
2025
$12,887 (+33.6%)
$54,100 + $255,900
$310,000
2024
$9,648 (−4.7%)
$17,700 + $182,300
$200,000
2023
$10,128 (+13.3%)
$17,700 + $182,300
$200,000
2022
$8,935 (+1.0%)
$17,700 + $182,300
$200,000
2021
$8,848 (+314.9%)
$17,700 + $182,300
$200,000
2020
$2,132
$17,700 + $182,300
$200,000
2019
$2,132 (+1.2%)
$17,700 + $182,300
$200,000
2018
$2,107 (−32.0%)
$17,700 + $182,300
$200,000
2017
$3,097 (+48.9%)
$17,700 + $182,300
$200,000
2016
$2,080 (+1.2%)
$17,500 + $166,000
$183,500
2015
$2,055 (−63.6%)
$17,500 + $166,000
$183,500
2014
$5,642 (+166.3%)
$17,500 + $166,000
$183,500
2013
$2,119 (+1.7%)
$18,600 + $182,700
$201,300
2012
$2,083 (−55.0%)
$15,900 + $196,000
$211,900
2011
$4,630 (+115.5%)
$17,100 + $210,800
$227,900
2010
$2,149 (+0.9%)
$18,400 + $226,600
$245,000
2009
$2,129
$20,000 + $258,900
$278,900
Public record
Public record
Zoning
Beds
2
Baths
1
Stories
1
Lot width
100 ft.
Lot depth
98 ft.
Lot size
0.32 Acres
Year renovated
2000
Finished Sq. Ft.
1,025
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,025
Year built
1960
Style
Single Family Residential
County
Putnam County
APN
372200A03307400020310000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 14, 2026.
R10
Residential District
This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.
Permitted uses
Include but are not limited to:
Housing-Single unit
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 96° expected this year, 15 days in 30 years
4/10 Wind Factor
23% chance of strong winds in next 30 years
4/10 Air Factor
3 unhealthy days expected this year, 5 days in 30 years
Provided by First Street
Historical weather
Carmel, NY • 10512
Average low and high temperatures (°F)
34
20
36
21
53
33
63
43
70
52
80
61
86
68
81
61
77
57
67
46
54
37
39
24
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
94/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 27% for direct sun exposure in Carmel. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.3 hrs
6.1 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 7 Horton Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $400,000 and $440,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $400K to $440K.