Great Opportunity to Own this Beautiful Well Maintained One level Home! This lovely ranch offers a bright Living Room with a Picture Bay Window and hardwood floors, spacious dining room with a sliding glass door to a private back yard and kitchen with Stainless steel appliances. Three good size bedrooms and full bathroom. Full Walk out Basement for extra storage. Newer features include new floors in the master bedroom, drainage system, Upgraded Plumbing, Water Heater installed 2 years ago and Roof just 3 years old. Great Location close to shops, beaches, parks, public transportation, playground, Town center, schools, Metro North with an easy commute to Highways (I-84, I-684). Lake Rights(Lifeguards, Boating, Swimming, Fishing & Relaxing). Must see! Additional Information: HeatingFuel:Oil Above Ground,ParkingFeatures:1 Car Attached,
Single-familyProperty Type
1960Year Built
10,001 sq ftLot Size
$398Est. Price/Sq.Ft.
1 spaceParking
Listing by Silvia Delgado• Keller Williams Realty Partner
Bought with Eldis Nikocevic• Coldwell Banker Signature Prop
A truly extraordinary home nestled in a beautiful lakeside community. Superb commuters' location sited near Metro North, I84, I68, US Route 6. There is so much nature and yet convenience that this home embodies the best of both worlds. A three bedroom one and half bath adorable and affordable home can be yours. A gorgeous bay window highlights the living room where light streams in and warms this room while creating a beautiful focal point. Solid oak hardwood flooring adorns the floors and makes this room a perfect entertaining area as it opens to the dining room. Pella slider from living room to back yard. Great for BBQ, recreational activities and just relaxing. The kitchen is open and airy and has an ample pantry closet. Stainless steel appliances. Three bedrooms and a full bath down the hall. The parking is great as the driveway was sealed. Ttandem two car garage. A newer roof with warranty, trex stairs to portico make this a real charmer! A great opportunity awaits! Additional Information: HeatingFuel:Oil Above Ground,ParkingFeatures:2 Car Attached,
Public Records
Oct 26, 1982
Sold
$54,500
$46/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$16,380
$54,100 + $339,900
$394,000
2025
$16,380 (+38.6%)
$54,100 + $339,900
$394,000
2024
$11,819 (−4.7%)
$25,000 + $220,000
$245,000
2023
$12,407 (+13.3%)
$25,000 + $220,000
$245,000
2022
$10,946 (+13.5%)
$25,000 + $220,000
$245,000
2021
$9,644 (−0.9%)
$15,000 + $203,000
$218,000
2020
$9,732 (+18.4%)
$15,000 + $203,000
$218,000
2019
$8,219 (+4.7%)
$15,000 + $203,000
$218,000
2018
$7,851 (+5.5%)
$15,000 + $203,000
$218,000
2017
$7,441 (−0.4%)
$15,000 + $203,000
$218,000
2016
$7,468 (+0.8%)
$14,900 + $185,100
$200,000
2015
$7,410 (−16.8%)
$14,900 + $185,100
$200,000
2014
$8,902 (+14.4%)
$14,900 + $185,100
$200,000
2013
$7,784 (+1.0%)
$15,900 + $203,500
$219,400
2012
$7,703 (−14.4%)
$15,900 + $215,000
$230,900
2011
$9,002 (+163.6%)
$17,100 + $231,200
$248,300
2010
$3,415 (+1.0%)
$18,400 + $248,600
$267,000
2009
$3,381
$20,000 + $270,200
$290,200
Tax history for 8 Saw Mill Rd
Year
Property tax
Land + Additions
Assessment*
2026
$16,380
$54,100 + $339,900
$394,000
2025
$16,380 (+38.6%)
$54,100 + $339,900
$394,000
2024
$11,819 (−4.7%)
$25,000 + $220,000
$245,000
2023
$12,407 (+13.3%)
$25,000 + $220,000
$245,000
2022
$10,946 (+13.5%)
$25,000 + $220,000
$245,000
2021
$9,644 (−0.9%)
$15,000 + $203,000
$218,000
2020
$9,732 (+18.4%)
$15,000 + $203,000
$218,000
2019
$8,219 (+4.7%)
$15,000 + $203,000
$218,000
2018
$7,851 (+5.5%)
$15,000 + $203,000
$218,000
2017
$7,441 (−0.4%)
$15,000 + $203,000
$218,000
2016
$7,468 (+0.8%)
$14,900 + $185,100
$200,000
2015
$7,410 (−16.8%)
$14,900 + $185,100
$200,000
2014
$8,902 (+14.4%)
$14,900 + $185,100
$200,000
2013
$7,784 (+1.0%)
$15,900 + $203,500
$219,400
2012
$7,703 (−14.4%)
$15,900 + $215,000
$230,900
2011
$9,002 (+163.6%)
$17,100 + $231,200
$248,300
2010
$3,415 (+1.0%)
$18,400 + $248,600
$267,000
2009
$3,381
$20,000 + $270,200
$290,200
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
2.5
Stories
1
Lot width
100 ft.
Lot depth
100 ft.
Lot size
9,583 Sq. Ft.
Year renovated
2000
Sq. Ft.
1,484
Year built
1960
Style
Single Family Residential
County
Putnam County
APN
372200A03302800010100000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 14, 2026.
R10
Residential District
This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.
Permitted uses
Include but are not limited to:
Housing-Single unit
Property details
Parking
Parking Information
Parking Total: 1
Parking Features: Attached, Driveway
Interior
Heating & Cooling
Cooling: Wall/Window Unit(s)
Heating: Forced Air, Oil
Interior Features
Interior Features: Master Downstairs
Appliances: Dishwasher, Electric Water Heater, Refrigerator
Room Information
Basement YN: Yes
Attic: Scuttle
Rooms Total: 7
Basement: Full, Walk-Out Access
Bathroom Information
Bathrooms Full: 2
Exterior
Exterior Features
Construction Materials: Frame, Vinyl Siding
Waterfront YN: Yes
Lot Information
Additional Parcels YN: No
Lot Features: Near Public Transit, Near School, Near Shops
Property Information
Living Area Source: Public Records
Property Sub Type: Single Family Residence
Financial
Tax Information
Tax Year: 2021
Tax Source: Municipality
Tax Annual Amount: $9,634
Financial Information
Buyer Financing: FHA
Utilities
Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Trash Collection Public
Location
HOA Information
Association Amenities: Park
School Information
Elementary School: Kent Elementary
Middle Or Junior School: George Fischer Middle School
High School: Carmel High School
High School District: Carmel
Location Information
Directions: Terry Hill Rd to Echo Rd to Saw Mill Rd.
County Or Parish: Putnam County
Community Information
Community Features: Park
Public facts
Beds: 3
Baths: 2.5
Sq. Ft.: 1,484
Stories: 1.0
Lot Size: 9,583 square feet
Style: Single Family Residential
Year Built: 1960
Year Renovated: 2000
County: Putnam County
APN: 372200A03302800010100000000
Home facts updated by county records on Sep 14, 2026
Around this home
Schools
K - 12
Preschool & daycare
George Fischer Middle School
Public 5-8 • Assigned • 1.7mi
3/10
Carmel High School
Public 9-12 • Assigned • 2.8mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 96° expected this year, 14 days in 30 years
4/10 Wind Factor
16% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Carmel, NY • 10512
Average low and high temperatures (°F)
34
20
36
21
53
33
63
43
70
52
80
61
85
66
81
61
78
57
65
46
54
37
39
24
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.7 hours in
June and 4.2 hours in December, placing it below the
U.S. average for solar exposure.
8.7 hrs
4.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$448,000 – $543,000
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