SOLD SEP 21, 2026

Off market sep 2026 for $480K

$369,725

Est. refi paymentEst. refi $3,211/mo

•

1 ba

•

1,650

sq ft

432 Lake Rd, Chateaugay, NY 12920

About this home

Adirondack cottage on Chateaugay Lake. Beautiful year-round home with 2 bedrooms, 2 baths, boat house, dock and 66' lake footage. Enjoy the sunrises from your living room, kitchen which opens to balcony and/or large family room which opens to patio. Relax and fish on water's edge or on the dock which can accommodate several pontoons and/or jet skis, etc. Also can store your boat and/or boat accessories in the 16' x 26' boat house. Updated, very well maintained home with over 1,500 sq. ft. of living space. Open concept, fieldstone fireplace with propane insert and free-standing wood stove in lower level. Watch wildlife such as ducks, loons, geese and eagles. Quiet and peaceful with great fishing, canoeing and kayaking. Enjoy hiking, snowmobiling, four-wheeling trails just minutes away. Make treasured memories with your family and friends!!

Single-familyProperty Type

1954Year Built

0.3 acresLot Size

$224Est. Price/Sq.Ft.

Listing by Mary Frenyea • Century 21 The One

Bought with Kyle Matthews • Coldwell Banker Whitbeck Assoc. Plattsburgh

Source:ACVMLS #169429

Redfin Estimate

$369,725

$110K since sold in September 2026$17K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 71.4% higher than the average sale price ($216K) of 6 comparable homes.

SOLD AUG 17, 2026
$475,000
A
2 beds1 bath1,566 sq ft
614 Lake Rd, Chateaugay, NY 12920
Listing by Martha Day Realty, Inc.
SOLD SEP 4, 2026
$130,000
B
2 beds1.5 baths1,189 sq ft
26 Lake St, Chateaugay, NY 12920
Listing by Backus Real Estate, Inc.
SOLD AUG 5, 2026
$289,000
C
2 beds1 bath896 sq ft
26 Parker Trl, Owls Head, NY 12969
Listing by Merrill L. Thomas, Inc.
SOLD OCT 6, 2026
$60,000
D
2 beds1 bath1,050 sq ft
90 Raymond St, Malone, NY 12953
Listing by North Country Realty
SOLD JUL 6, 2026
$155,000
E
3 beds1 bath1,492 sq ft
17 Collins St, Chateaugay, NY 12920
Listing by Home Roots Realty
SOLD OCT 23, 2026
$185,000
F
4 beds2 baths1,419 sq ft
46 Scott Dr, Malone, NY 12953
Listing by Northern Adirondack Realty

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Earn from this home

Refinance

Est. cash available

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Rent

$2,028/mo

Redfin rental estimate

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Market trends in 12920, NY

Last updated October 2026

Sale-to-list price

95.1%

+4.6% MoM

Median sale price

$130K

$23K MoM

Avg. days on market

21d

0 days MoM

Recently sold homes

0 MoM

Provided by Redfin

Sale history for 432 Lake Rd

Date

Event

Price

Public Records

Sep 21, 2026

Sold

$480,000

$291/sq ft

Public Records

Jul 15, 2024

Sold

$420,000

$255/sq ft

ACVMLS #1

Apr 4, 2024

Price Changed

$449,000

$272/sq ft

ACVMLS #169429

Nov 6, 2020

Sold

$192,000

$116/sq ft

May 31, 2020

Listed

$209,000

$127/sq ft

+28

Public Records

Mar 17, 2016

Sold

$189,000

$115/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$4,855

$94,400 + $89,100

$183,500

2025

$4,855 (+12.5%)

$94,400 + $89,100

$183,500

2024

$4,315 (−0.9%)

$94,400 + $89,100

$183,500

2023

$4,354 (+2.0%)

$94,400 + $89,100

$183,500

2022

$4,267 (+2.6%)

$94,400 + $89,100

$183,500

2021

$4,159 (+1.2%)

$94,400 + $89,100

$183,500

2020

$4,109 (+1.6%)

$94,400 + $89,100

$183,500

2019

$4,044 (−3.8%)

$94,400 + $89,100

$183,500

2018

$4,204 (+2.8%)

$94,400 + $89,100

$183,500

2017

$4,090 (−5.0%)

$94,400 + $89,100

$183,500

2016

$4,306 (−4.6%)

$94,400 + $89,100

$183,500

2015

$4,515 (+2.4%)

$94,400 + $89,100

$183,500

2014

$4,408

$94,400 + $89,100

$183,500

Tax history for 432 Lake Rd

Year

Property tax

Land + Additions

Assessment*

2026

$4,855

$94,400 + $89,100

$183,500

2025

$4,855 (+12.5%)

$94,400 + $89,100

$183,500

2024

$4,315 (−0.9%)

$94,400 + $89,100

$183,500

2023

$4,354 (+2.0%)

$94,400 + $89,100

$183,500

2022

$4,267 (+2.6%)

$94,400 + $89,100

$183,500

2021

$4,159 (+1.2%)

$94,400 + $89,100

$183,500

2020

$4,109 (+1.6%)

$94,400 + $89,100

$183,500

2019

$4,044 (−3.8%)

$94,400 + $89,100

$183,500

2018

$4,204 (+2.8%)

$94,400 + $89,100

$183,500

2017

$4,090 (−5.0%)

$94,400 + $89,100

$183,500

2016

$4,306 (−4.6%)

$94,400 + $89,100

$183,500

2015

$4,515 (+2.4%)

$94,400 + $89,100

$183,500

2014

$4,408

$94,400 + $89,100

$183,500

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Property details

Interior

Basement Information
Basement Type: Full

Bathroom Information
# of Full Baths: 1

Heating & Cooling
Heating Fuel Type: Electric
Heating Type: Hot Air

Fireplace Information
# of Fireplaces: 1
Has Fireplace

Exterior

Exterior Information
Physical Condition: Average
Building Style Type: Cottage/Bungalow
Exterior Wall: Aluminum/Vinyl

Property Information
Subdivision Name: WEST SHORE/LOWER CHATEAUGAY LAKE
Living Sq. Ft: 1,650
Ground Floor Sq. Ft: 950
# of Stories: 1
Legal Description: T 8 G 21 KONKOWSKI LAKE ARNOLD HIGHWAY

Lot Information
# of Buildings: 1
Land Sq. Ft: 13,068
Legal Lot Number: 4
Legal Block Number: 2
Municipality Name: BELLMONT
Acres: 0.3
Depth Footage: 150
Front Footage: 60
State Use Description: SEASONAL RESID

Location Information
Parcel Location Influence: Lake

Utility Information
Sewer Type: Private
Water Service Type: Private

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 1,650
Stories: 1.0
Lot Size: 0.3 acres
Style: Single Family Residential
Year Built: 1954
Year Renovated: —
County: Franklin County
APN: 162400A13200300020040000000

Home facts updated by county records on Oct 14, 2026

Around this home

Schools

K - 12
Preschool & daycare

Chateaugay Elementary School

Public PreK-6 • Assigned • 8.2mi

2/10

Chateaugay High School

Public 7-12 • Assigned • 8.2mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

1/10 Heat Factor

7 days above 89° expected this year, 16 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Chateaugay, NY • 12920

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.9 hours in June and 2.3 hours in December, placing it below the U.S. average for solar exposure.

7.9 hrs

2.3 hrs

JuneDecember

Provided by Shadowmap

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Track this home’s value and nearby sales activity

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Home values near 432 Lake Rd

Data from public records.

Address	Redfin Estimate
434 Lake Rd, Chateaugay, NY 2 Beds \| 1.5 Baths \| 1156 Sq. Ft.	$497,740
482 Lake Rd, Chateaugay, NY 3 Beds \| 2.5 Baths \| 3000 Sq. Ft.	$794,961
458 Lake Rd, Chateaugay, NY 3 Beds \| 1 Baths \| 1005 Sq. Ft.	$270,449
388 Lake Rd, Chateaugay, NY 2 Beds \| 1 Baths \| 1064 Sq. Ft.	$294,562
418 Lake Rd, Chateaugay, NY 2 Beds \| 1 Baths \| 640 Sq. Ft.	$311,471
420 Lake Rd, Chateaugay, NY 2 Beds \| 1 Baths \| 420 Sq. Ft.	$196,036
392 Lake Rd, Chateaugay, NY 1 Beds \| 1 Baths \| 768 Sq. Ft.	$219,211

Address	Redfin Estimate
406 Lake Rd, Chateaugay, NY 4 Beds \| 1 Baths \| 1496 Sq. Ft.	$285,449
476 Lake Rd, Chateaugay, NY 1 Beds \| 1.5 Baths \| 548 Sq. Ft.	$188,711
452 Lake Rd, Chateaugay, NY 2 Beds \| 1 Baths \| 704 Sq. Ft.	$193,226
440 Lake Rd, Chateaugay, NY 3 Beds \| 1 Baths \| 1092 Sq. Ft.	$181,399
438 Lake Rd, Chateaugay, NY 2 Beds \| 1 Baths \| 680 Sq. Ft.	$137,535
404 Lake Rd, Chateaugay, NY 1 Beds \| 1 Baths \| 624 Sq. Ft.	$213,528
430 Lake Rd, Chateaugay, NY 3 Beds \| 1.5 Baths \| 1232 Sq. Ft.	$223,114

Address	Redfin Estimate
472 Lake Rd, Chateaugay, NY 5 Beds \| 3 Baths \| 2064 Sq. Ft.	$732,880
466 Lake Rd, Chateaugay, NY 2 Beds \| 1 Baths \| 871 Sq. Ft.	$175,047
454 Lake Rd, Chateaugay, NY 2 Beds \| - Baths \| 432 Sq. Ft.	$101,108
414 Lake Rd, Chateaugay, NY 2 Beds \| 1 Baths \| 748 Sq. Ft.	$166,816
412 Lake Rd, Chateaugay, NY 2 Beds \| 1 Baths \| 960 Sq. Ft.	$250,094
426 Lake Rd, Chateaugay, NY 2 Beds \| 1 Baths \| 720 Sq. Ft.	$211,921

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About this home

Redfin Estimate

Earn from this home

Market trends in 12920, NY

Sale history for 432 Lake Rd

Tax history for 432 Lake Rd

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

Home values near 432 Lake Rd

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