Loon Lake beach rights to 2 beaches and no HOA fees! This ADK style home has 4 bedrooms, 2 bathrooms, 2 family rooms and room to sleep 10! This home will easily provide the retreat you're looking for no matter the season. In the summer, enjoy nearly instant access to Loon Lake - where you can relax, boat, fish, and swim. Come winter, go skiing at Gore Mountain Ski Resort (20 minutes away) or go ice fishing, snowmobiling or snow shoeing on the lake. Chestertown (5 minutes away) has several great restaurants and some quaint little shops. Home has a great rental history! Very Good Condition
Claim this home to receive a free report every month with insights on the changing estimate.
Earn from this home
Refinance
$0
Est. cash available
Get cash now or lower your monthly rate
Rent
$2,967/mo
Redfin rental estimate
List your home for rent
Market trends in 12817, NY
Last updated September 2026
Buyer's Market
Seller's Market
Balanced market
Sale-to-List Price
98.9%
+5.2% MoM
Median sale price
$560K
$28K MoM
Avg. days on market
33d
2 days MoM
Recently sold homes
8
2 MoM
Provided by Redfin
Sale history for 204 Blue Bay Rd
Date
Event
Price
Global MLS #202019522
Mar 31, 2021
Sold
$325,000
$202/sq ft
Feb 25, 2021
Pending
—
Jun 10, 2020
Listed
$334,000
$208/sq ft
Global MLS #82907
Feb 28, 2019
Listing Removed
—
Apr 7, 2004
Listed
$299,000
$186/sq ft
Global MLS #124088
Nov 20, 2014
Sold
$275,500
$172/sq ft
Jan 7, 2014
Listed
$295,000
$184/sq ft
+3
Contemporary Cape in great condition w/ 3 level living, walkout basement, and deeded lake rights to Loon Lake. New paint, carpet, large kitchen. Great year round home offering private beaches, 15 minutes to Gore Mtn. New 10x20 rear deck.
Global MLS #81515
Mar 25, 2004
Listing Removed
—
Sep 25, 2003
Listed
$329,900
$206/sq ft
Public Records
Oct 26, 1999
Sold
$119,000
$74/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$4,731
$79,000 + $332,000
$411,000
2025
$4,731 (+8.2%)
$79,000 + $332,000
$411,000
2024
$4,373 (+6.4%)
$79,000 + $332,000
$411,000
2023
$4,110 (+2.1%)
$149,100 + $165,900
$315,000
2022
$4,025 (+3.0%)
$149,100 + $165,900
$315,000
2021
$3,909 (+0.3%)
$149,100 + $142,400
$291,500
2020
$3,895 (+1.0%)
$149,100 + $142,400
$291,500
2019
$3,858 (+0.4%)
$149,100 + $142,400
$291,500
2018
$3,841 (+0.2%)
$149,100 + $142,400
$291,500
2017
$3,834 (+1.4%)
$149,100 + $142,400
$291,500
2016
$3,782 (−5.4%)
$149,100 + $142,400
$291,500
2015
$3,999 (+0.4%)
$149,100 + $142,400
$291,500
2014
$3,982
$149,100 + $159,800
$308,900
Tax history for 204 Blue Bay Rd
Year
Property tax
Land + Additions
Assessment*
2026
$4,731
$79,000 + $332,000
$411,000
2025
$4,731 (+8.2%)
$79,000 + $332,000
$411,000
2024
$4,373 (+6.4%)
$79,000 + $332,000
$411,000
2023
$4,110 (+2.1%)
$149,100 + $165,900
$315,000
2022
$4,025 (+3.0%)
$149,100 + $165,900
$315,000
2021
$3,909 (+0.3%)
$149,100 + $142,400
$291,500
2020
$3,895 (+1.0%)
$149,100 + $142,400
$291,500
2019
$3,858 (+0.4%)
$149,100 + $142,400
$291,500
2018
$3,841 (+0.2%)
$149,100 + $142,400
$291,500
2017
$3,834 (+1.4%)
$149,100 + $142,400
$291,500
2016
$3,782 (−5.4%)
$149,100 + $142,400
$291,500
2015
$3,999 (+0.4%)
$149,100 + $142,400
$291,500
2014
$3,982
$149,100 + $159,800
$308,900
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
4
Baths
2
Stories
1.7
Lot width
—
Lot depth
—
Lot size
0.94 Acres
Year renovated
1995
Sq. Ft.
2,373
Year built
1988
Style
Single Family Residential
County
Warren County
APN
522400A08600900010410000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 17, 2026.
Property details
Parking
Parking Information
# of Parking Total: 8
Parking Features: Off Street, Stone, Circular Driveway, Driveway
Interior Features: High Speed Internet, Vaulted Ceiling(s)
Appliances: Dishwasher, Gas Water Heater, Instant Hot Water, Oven, Range, Refrigerator, Tankless Water Heater, Washer
Flooring: Wood, Carpet, Ceramic Tile
Door Features: French Doors, Sliding Doors
Exterior
Exterior Features
Patio And Porch Features: Pressure Treated Deck
Roof: Other, Asphalt
Property Information
Property Sub Type: Single Family Residence
Living Area: 1,605
Building Area Total: 1,605
Construction Materials: Cedar, Drywall, Shingle Siding, Wood Siding
Security Features: Smoke Detector(s)
Lot Information
Lot Size Acres: 0.94
Lot Size Square Feet: 40,946.4
Lot Size Dimensions: .94 acres
WaterfrontYN: Yes
Waterfront Features: Shared, Beach Front, Deeded Water Access
Water Body Name: Loon Lake
Financial
Tax Information
Tax Annual Amount: $3,859
Tax Annual Amount: $3,859
Financial Details: General Taxes: $1,942
Financial Details: School Taxes: $1,917
Utilities
Heating & Cooling
Has Heating
Heating: Baseboard
Utility Information
Sewer: Septic Tank
Utilities: Underground Utilities
Location
School Information
Elementary School: North Warren Central
High School: North Warren Central
School District: North Warren
Location Information
Directions: Exit 25 off the Northway. Go west on Route 8 - 4/5 miles and make a right onto Blue Bay Road. Make your first right onto Birchwood Drive. Bare right back onto to Blue Bay and follow - #204 will be on your right. Sign on property.
Public facts
Beds: 4
Baths: 2.0
Sq. Ft.: 2,373
Stories: 1.7
Lot Size: 0.94 acres
Style: Single Family Residential
Year Built: 1988
Year Renovated: 1995
County: Warren County
APN: 522400A08600900010410000000
Home facts updated by county records on Aug 17, 2026
Around this home
Schools
North Warren Central School
Public PreK-12 • Assigned • 4.0mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
7 days above 91° expected this year, 16 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Chestertown, NY • 12817
Average low and high temperatures (°F)
26
11
29
11
45
24
56
34
64
44
76
55
81
59
78
53
73
47
60
39
44
29
30
16
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.4 hours in
June and 2.8 hours in December, placing it below the
U.S. average for solar exposure.
8.4 hrs
2.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$493,000 – $597,000
Sell confidently with a local market expert in Chestertown. 3 minutes to get started.