For sale
$899,000
Est. $6,214/mo —
4
bd
•
2.5 ba
•
2,002
sq ft

20 Division St, Cold Spring, NY 10516

map-entry
Price tag
Price drop
List price was lowered by $51K. Tour it before it's gone!

About this home

Single-familyProperty Type
1790Year Built
4,000 sq ftLot Size
$449Price/Sq.Ft.
1 car garageParking
Listing by Jake Garay • Serhant LLC
Listing updated:
Redfin checked: 3 minutes ago
•Source:OneKey® MLS as Distributed by MLS Grid #1045792
41 days on Redfin • 262 views • 7 favorites

Payment calculator

$6,214 per month

Principal and interest$5,029
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($179,800)
Home price
$899,000
Loan details
30-yr fixed, 7.5%
5 minutes to get started. No credit impact. 

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Open houses
No upcoming open houses.

Around this home

Schools

Haldane Elementary Middle School

Public K-5 • Assigned • 0.5mi

6/10
Haldane Middle School

Public 6-8 • Assigned • 0.5mi

7/10
Haldane High School

Public 9-12 • Assigned • 0.5mi

10/10
Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

20 Division St · $899,000
DAYS ON MARKET
42 days
The average home goes pending in 39 days.
SALE-TO-LIST
102.2%
Most homes are selling 2% above list price.
LIST PRICE
$899,000
Median list price in this area is $617,053. (31% lower than this home)
PRICE DROP
1 price drop
19% of homes in this area have had a price drop in the past month.

Property details

Kitchen

Kitchen

Bathroom

Bathroom

Bedroom

Bedroom

Living

Living

  • Interior features
  • Beamed ceilings
  • Built-in features
  • Natural woodwork
  • Open floorplan
  • Open kitchen
  • Original details
  • Primary bathroom
  • Quartz/Quartzite counters
  • Stone counters
  • Recessed lighting
  • Washer/dryer hookup
  • Bathrooms
  • Two full bathrooms
  • One half bathroom
  • Kitchen
  • Dishwasher
  • Range
  • Refrigerator
  • Quartz/Quartzite counters
  • Stone counters
  • Open kitchen
  • Laundry & utility
  • Washer
  • Dryer
  • Laundry room
  • Laundry located inside and in basement
  • Washer/dryer hookup
  • Flooring
  • Hardwood floors
  • Wood floors
  • Heating & cooling
  • Oil heating
  • Central air conditioning

Sale and tax history for 20 Division St

Public record

Beds
4
Baths
2.5
Stories
2
Lot width
40 ft.
Lot depth
100 ft.
Lot size
4,000 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
1,565
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,565
Year built
1790
Style
Single Family Residential
County
Putnam County
APN
372603A04900500010240000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 19, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 101° expected this year, 15 days in 30 years

4/10 Wind Factor

17% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Cold Spring, NY • 10516
Average low and high temperatures (°F)
32
19
35
20
52
33
62
42
69
51
80
61
84
66
80
60
77
56
65
45
52
36
37
23
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

81/ 100

Very good sunlight

Sunscore

This home receives average direct sun exposure in Cold Spring. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.8 hrs
4.8 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 20 Division St

We cannot show automated home-value estimates for this home. 
 

Nearby homes have recently sold between $560,000 and $850,000.

Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $560K to $850K.

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GreatSchools Ratings provided by GreatSchools.org.