Off Market Nov 2025 for $550K

$816,476

Est. refi paymentEst. refi $3,495/mo

•

2,002

sq ft

20 Division St, Cold Spring, NY 10516

About this home

Welcome to 20 Division Street, a captivating piece of history nestled in the heart of picturesque Cold Spring, NY. Built in 1790, this charming residence boasts 2,002 square feet of living space, featuring four spacious bedrooms and three bathrooms. Step outside to discover the beautifully updated exterior, complete with brand new pavers, modern siding, and a newly installed roof, ensuring both aesthetic appeal and peace of mind. The exterior complements the home’s historic character while providing a fresh, inviting entrance. While the interior of the home is ready for your personal touch and updates, it offers incredible potential to create the living space of your dreams. Imagine the possibilities as you transform this historic gem into a modern oasis while preserving its unique charm. Located in the historic Cold Spring Village, you're just a short stroll away from an array of local shops, delightful restaurants, and the scenic Hudson River. This prime location combines the tranquility of village life with the convenience of nearby amenities. Don’t miss this rare opportunity to own a piece of history in one of New York’s most charming villages. Schedule your private tour today and envision the endless possibilities that await at 20 Division Street!

Single-familyProperty Type

1790Year Built

4,000 sq ftLot Size

$408Est. Price/Sq.Ft.

1 garage spacesParking

Listing by Debra Russo • Serhant LLC

Listing by Jake Garay • Serhant LLC

Contact: 646-480-7665

Bought with Jake Garay • Serhant LLC

Redfin checked: a minute ago

•Source:OneKey® MLS as Distributed by MLS Grid #864642

Redfin Estimate

$816,476

$266K since sold in November 2025$26K since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 39% higher than the average sale price ($587K) of 6 comparable homes.

SOLD JUN 5, 2026
$615,000
A
3 beds3 baths2,037 sq ft
8 Broadway, Cornwall, NY 12518
Listing by Howard Hanna Rand Realty
SOLD DEC 5, 2025
$325,000
B
4 beds2 baths1,662 sq ft
61 Church St, Highland Falls, NY 10928
Listing by Corcoran Baer & McIntosh
SOLD JUL 15, 2026
$760,000
C
4 beds2.5 baths2,500 sq ft
13 Jean Ct, Cornwall on Hudson, NY 12520
Listing by Keller Williams Valley Realty
SOLD JUN 30, 2026
$845,000
D
4 beds2.5 baths2,040 sq ft
42 Rende Dr, Beacon, NY 12508
Listing by Compass Greater NY, LLC
SOLD DEC 15, 2025
$664,000
E
4 beds2 baths2,444 sq ft
19 Cherry Ave, Cornwall on Hudson, NY 12520
Listing by Howard Hanna Rand Realty
SOLD BY REDFIN DEC 12, 2025
$315,000
F
4 beds2.5 baths1,309 sq ft
8 Fostoria St, Highland Falls, NY 10928
Listing by Redfin Real Estate

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Sell

$333,526

Est. take-home

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Refinance

Est. cash available

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Rent

$2,840/mo

Redfin rental estimate

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Market trends in 10516, NY

Last updated July 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

97.2%

3.8% MoM

Median sale price

$775K

$100K MoM

Avg. days on market

53d

56 days MoM

Recently sold homes

2 MoM

New listings for sale

$765,000
2 beds1.5 baths1,080 sq ft
13 Kemble Ave, Cold Spring, NY 10516
Listing by Houlihan Lawrence Inc.
COMING SOON
$700,000
4 beds2.5 baths3,132 sq ft
26 Woods Rd, Cold Spring, NY 10516
Listing by Epique Realty
$1,300,000
4 beds3 baths4,170 sq ft
24 Babbling Brook Ln, Cold Spring, NY 10516
Listing by Iconic Pros
$695,000
3 beds2 baths1,206 sq ft
7 Railroad Ave, Cold Spring, NY 10516
Listing by Houlihan Lawrence Inc.
See all

Provided by Redfin

Sale history for 20 Division St

Year

Property tax

Land + Additions

Assessment*

2025

$12,341 (+16.9%)

$37,500 + $174,700

$212,200

2024

$10,561 (−8.8%)

$37,500 + $145,600

$183,100

2023

$11,580 (+13.5%)

$37,500 + $145,600

$183,100

2022

$10,200 (+16.1%)

$37,500 + $145,600

$183,100

2021

$8,788 (−3.3%)

$37,500 + $145,600

$183,100

2020

$9,085 (+2.0%)

$37,500 + $145,600

$183,100

2019

$8,903 (+2.1%)

$37,500 + $145,600

$183,100

2018

$8,718 (+2.2%)

$37,500 + $145,600

$183,100

2017

$8,533 (+1.2%)

$37,500 + $145,600

$183,100

2016

$8,431 (+0.5%)

$37,500 + $145,600

$183,100

2015

$8,386 (+5.0%)

$37,500 + $145,600

$183,100

2014

$7,984 (+0.5%)

$37,500 + $145,600

$183,100

2013

$7,940 (+3.0%)

$37,500 + $145,600

$183,100

2012

$7,706 (−8.8%)

$37,500 + $145,600

$183,100

2011

$8,451 (+484.9%)

$37,500 + $145,600

$183,100

2010

$1,445 (+12.6%)

$37,500 + $145,600

$183,100

2009

$1,284

$37,500 + $145,600

$183,100

Tax history for 20 Division St

Year

Property tax

Land + Additions

Assessment*

2025

$12,341 (+16.9%)

$37,500 + $174,700

$212,200

2024

$10,561 (−8.8%)

$37,500 + $145,600

$183,100

2023

$11,580 (+13.5%)

$37,500 + $145,600

$183,100

2022

$10,200 (+16.1%)

$37,500 + $145,600

$183,100

2021

$8,788 (−3.3%)

$37,500 + $145,600

$183,100

2020

$9,085 (+2.0%)

$37,500 + $145,600

$183,100

2019

$8,903 (+2.1%)

$37,500 + $145,600

$183,100

2018

$8,718 (+2.2%)

$37,500 + $145,600

$183,100

2017

$8,533 (+1.2%)

$37,500 + $145,600

$183,100

2016

$8,431 (+0.5%)

$37,500 + $145,600

$183,100

2015

$8,386 (+5.0%)

$37,500 + $145,600

$183,100

2014

$7,984 (+0.5%)

$37,500 + $145,600

$183,100

2013

$7,940 (+3.0%)

$37,500 + $145,600

$183,100

2012

$7,706 (−8.8%)

$37,500 + $145,600

$183,100

2011

$8,451 (+484.9%)

$37,500 + $145,600

$183,100

2010

$1,445 (+12.6%)

$37,500 + $145,600

$183,100

2009

$1,284

$37,500 + $145,600

$183,100

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

Lot width

40 ft.

Lot depth

100 ft.

Lot size

4,000

Year renovated

—

Sq. Ft.

2,002

Year built

1790

Style

Single Family Residential

County

Putnam County

APN

372603A04900500010240000000

Parking Spaces

Basement

Yes

Accessible

HOA Dues

—

Garage

Yes

Features

—

Last updated by owner on May 11, 2026.

Property details

Parking

Parking Information
Carport YN: No
Parking Total: 4

Garage Information
Garage Spaces: 1
Has Garage

Interior

Fireplace Information
Has Fireplace
Fireplaces Total: 3

Heating & Cooling
Cooling: Central Air
Heating: Hot Air, Oil

Interior Features
Interior Features: Beamed Ceilings,Formal Dining,Pantry
Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer

Room Information
Basement YN: Yes
Attic: Unfinished
Rooms Total: 9
Basement: Walk-Out Access
Additional Rooms: Home Office

Bathroom Information
Bathrooms Full: 2
Bathrooms Half: 1

Exterior

Exterior Features
Construction Materials: HardiPlank Type
Waterfront YN: No

Property Information
Living Area Source: Other
Living Area (Sq. Ft.): 2002.00
Building Area Total (Sq. Ft.): 2002.00
Property Sub Type: Single Family Residence

Financial

Tax Information
Tax Year: 2024
Tax Source: Other
Tax Annual Amount: $10,560.60

Financial Information
Buyer Financing: Conventional

Utilities

Utility Information
Sewer: Septic Tank
Utilities: Cable Available

Location

School Information
Elementary School: Haldane Elementary/Middle School
Elementary School District: Haldane
Middle Or Junior School: Haldane Middle School
Middle Or Junior School District: Haldane
High School: Haldane High School
High School District: Haldane

Location Information
County Or Parish: Putnam County

Public facts

Beds: 4
Baths: 2.5
Sq. Ft.: 2,002
Stories: 2.0
Parking Spaces: 4
Basement: Yes
Accessible: No
Lot Size: 4,000 square feet
Style: Single Family Residential
Year Built: 1790
Year Renovated: —
County: Putnam County
APN: 372603A04900500010240000000
HOA Dues: —
Garage: Yes
Features: —

Home facts updated by owner on May 11, 2026

Around this home

Schools

Haldane Elementary Middle School

Public K-5 • Assigned • 0.5mi

6/10

Haldane Middle School

Public 6-8 • Assigned • 0.5mi

7/10

Haldane High School

Public 9-12 • Assigned • 0.5mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 101° expected this year, 15 days in 30 years

4/10 Wind Factor

17% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Cold Spring, NY • 10516

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.6 hours in June and 4 hours in December, placing it below the U.S. average for solar exposure.

8.6 hrs

4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$776,000 – $939,000

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Nearby similar homes

$415,000

3 beds1 bath925 sq ft

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Listing by Iconic Pros

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Home values near 20 Division St

Data from public records.

Address	Redfin Estimate
6 Division Street, Cold Spring, NY 4 Beds \| 2 Baths \| 1872 Sq. Ft.	$635,728
4 Division Street, Cold Spring, NY 3 Beds \| 1.5 Baths \| 1420 Sq. Ft.	$603,941

Address	Redfin Estimate
14 Division Street, Cold Spring, NY 3 Beds \| 3 Baths \| 2013 Sq. Ft.	$682,228
3 Division Street, Cold Spring, NY 2 Beds \| 1 Baths \| 1070 Sq. Ft.	$400,961

Address	Redfin Estimate
1113 Division Street, Cold Spring, NY 4 Beds \| 2 Baths \| 2100 Sq. Ft.	$799,840
5 Division Street, Cold Spring, NY 2 Beds \| 1 Baths \| 1020 Sq. Ft.	$440,667

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2025. This data may not show owner updates. Learn more.

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