Off market dec 2025 for $429K

$340,142

Est. refi paymentEst. refi $2,850/mo

•

3 ba

•

1,204

sq ft

1146 Lake Como Rd, Cortland, NY 13045

About this home

Welcome to your dream home! This stunning lakefront ranch offers the perfect blend of comfort, style, and natural beauty. Boasting 4 spacious bedrooms and 3 full bathrooms, this residence is designed for both relaxation and entertaining. Spacious Living: The open floor concept enhances the sense of space, complemented by skylights and a multitude of windows that flood the home with natural light. Inviting Outdoor Spaces: Relax on the covered front porch with a hot tub, or take a dip in the above-ground pool. The sunroom offers panoramic lake views, perfect for unwinding. Versatile Basement: Ideal for guests or multi-generational living, the basement features a second kitchen, bathroom, bedroom, and a cozy sunroom overlooking the lake. Additional Amenities: A one-car detached garage provides extra storage, and the property includes a well-maintained above-ground pool. Contact us today to schedule a viewing and see all that this beautiful home has to offer!

Single-familyProperty Type

1992Year Built

1.23 acresLot Size

$283Est. Price/Sq.Ft.

1 car garageParking

Listing by Rose Marie Ferro • Hage Real Estate

•607-753-6766 (broker)

•email@hagerealestate.com (broker)

Bought with Rose Marie Ferro • Hage Real Estate

•607-753-6766 (broker)

•email@hagerealestate.com (broker)

Source:CNYIS #S1564255

Redfin Estimate

$340,142

$89K since sold in December 2025$2,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 5.7% lower than the average sale price ($361K) of 6 comparable homes.

SOLD SEP 22, 2026
$240,000
A
4 beds1 bath1,440 sq ft
6248 Country Ln, Homer, NY 13077
Listing by Home With Us Realty Group, LLC
SOLD AUG 20, 2026
$316,000
B
4 beds3 baths2,496 sq ft
1387 Tollgate Hill Rd, Locke, NY 13092
Listing by RE/MAX In Motion
SOLD JUL 22, 2026
$447,500
C
3 beds2.5 baths1,915 sq ft
1009 Marion Dr, Homer, NY 13077
Listing by Yaman Real Estate
SOLD JUN 25, 2026
$490,000
D
4 beds2.5 baths2,651 sq ft
529 Hoy Rd, Cortland, NY 13045
Listing by Berkshire Hathaway HomeServices Heritage Realty
SOLD JUN 16, 2026
$220,000
E
3 beds2 baths1,392 sq ft
4325 Cosmos Hill Rd, Cortland, NY 13045
Listing by Hartnett Realty Solutions
SOLD SEP 23, 2026
$450,000
F
4 beds2.5 baths3,338 sq ft
197 Clark Street Ext, Groton, NY 13073
Listing by Yaman Real Estate

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,201/mo

Redfin rental estimate

List your home for rent

Market trends in 13045, NY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.5%

1.2% MoM

Median sale price

$215K

$5K MoM

Avg. days on market

40d

6 days MoM

Recently sold homes

10 MoM

New listings for sale

NEW 1 HR AGO
$184,900
3 beds1.5 baths1,144 sq ft
38 Parker Ave, Cortland, NY 13045
Listing by Hunt Real Estate Era, (315) 488-2926
$225,000
3 beds2 baths2,432 sq ft
42 Alvena Ave, Cortland, NY 13045
Listing by Berkshire Hathaway HomeServices Heritage Realty, (607) 428-0708
$198,500
3 beds1.5 baths1,614 sq ft
64 W Main St, Cortland, NY 13045
$239,900
4 beds2 baths2,102 sq ft
32 N Church St, Cortland, NY 13045
Listing by Berkshire Hathaway HomeServices Heritage Realty, (607) 428-0708
$259,000
4 beds2.5 baths1,800 sq ft
1081 Halstead Rd, Cortland, NY 13045
Listing by Yaman Real Estate, (607) 753-9644
$155,000
4 beds2 baths1,060 sq ft
68 Evergreen St, Cortland, NY 13045
Listing by Hage Real Estate, (607) 753-6766
$70,000
2 beds1 bath1,010 sq ft
Cortland, NY 13045
Listing by Hage Real Estate, (607) 753-6766
$169,500
4 beds2 baths1,576 sq ft
99 Elm St, Cortland, NY 13045
Listing by Hage Real Estate, (607) 753-6766
$344,900
5 beds3 baths2,400 sq ft
2297 Blodgett Mills Rd, Cortland, NY 13045
$209,900
6 beds4 baths2,442 sq ft
39 Hubbard St, Cortland, NY 13045
Listing by Tompkins Cortland Real Estate, (607) 898-3456
See all

Provided by Redfin

Sale history for 1146 Lake Como Rd

Date

Event

Price

Public Records

Dec 30, 2025

Sold

$429,000

$356/sq ft

CNYIS #S1564255

Jan 17, 2025

Sold

$222,000

$184/sq ft

Sep 30, 2024

Pending

—

Sep 10, 2024

Listed

$239,000

$199/sq ft

Public Records

May 27, 2016

Sold

$148,100

$123/sq ft

CNYIS #S337197

May 24, 2016

Sold

$148,000

$123/sq ft

Jul 13, 2015

Listed

$149,900

$125/sq ft

This 2000 sq. ft. cottage or year round home is NOT a drive-by! Come inside and see the lake from all rooms on the main floor with it's open floor plan that consists of a large modern kitchen, living room, & dining room. Two bedroom and two full baths are located on the main living level. the lower level consists of two bedrooms and a full 4 piece bath that includes a jetted tub. Laundry is located behind closed doors in the lower bath. Guests will love the privacy they have in the lower level with their own mini kitchen and full walk out that connects to a screened in porch.

WNYREIS #1

Oct 15, 2015

Price Changed

$149,900

$125/sq ft

Public Records

Apr 12, 2005

Sold

$120,000

$100/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$6,215

$59,700 + $170,400

$230,100

2025

$6,215 (+4.3%)

$59,700 + $170,400

$230,100

2024

$5,956 (+3.5%)

$59,700 + $170,400

$230,100

2023

$5,755 (−10.4%)

$59,700 + $170,400

$230,100

2022

$6,423 (+5.3%)

$22,400 + $129,700

$152,100

2021

$6,100 (−2.8%)

$22,400 + $129,700

$152,100

2020

$6,275 (+4.0%)

$22,400 + $129,700

$152,100

2019

$6,036 (+5.9%)

$22,400 + $129,700

$152,100

2018

$5,697 (+134.1%)

$22,400 + $129,700

$152,100

2017

$2,434 (−56.3%)

$22,400 + $129,700

$152,100

2016

$5,576 (+19.7%)

$22,400 + $129,700

$152,100

2015

$4,659 (−14.1%)

$22,400 + $129,700

$152,100

2014

$5,422

$22,400 + $129,700

$152,100

Tax history for 1146 Lake Como Rd

Year

Property tax

Land + Additions

Assessment*

2026

$6,215

$59,700 + $170,400

$230,100

2025

$6,215 (+4.3%)

$59,700 + $170,400

$230,100

2024

$5,956 (+3.5%)

$59,700 + $170,400

$230,100

2023

$5,755 (−10.4%)

$59,700 + $170,400

$230,100

2022

$6,423 (+5.3%)

$22,400 + $129,700

$152,100

2021

$6,100 (−2.8%)

$22,400 + $129,700

$152,100

2020

$6,275 (+4.0%)

$22,400 + $129,700

$152,100

2019

$6,036 (+5.9%)

$22,400 + $129,700

$152,100

2018

$5,697 (+134.1%)

$22,400 + $129,700

$152,100

2017

$2,434 (−56.3%)

$22,400 + $129,700

$152,100

2016

$5,576 (+19.7%)

$22,400 + $129,700

$152,100

2015

$4,659 (−14.1%)

$22,400 + $129,700

$152,100

2014

$5,422

$22,400 + $129,700

$152,100

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Property details

Interior

Basement Information
Basement Type: Full

Bathroom Information
# of Full Baths: 3

Heating & Cooling
Heating Fuel Type: Electric
Heating Type: Hot Air

Exterior

Exterior Information
Physical Condition: Average
Building Style Type: Ranch
Exterior Wall: Aluminum/Vinyl

Property Information
Subdivision Name: TOWN/SUMMERHILL
Living Sq. Ft: 1,204
Ground Floor Sq. Ft: 1,204
# of Stories: 1
Legal Description: SM 69-97,SMD 902-32 & 856-154 P/O 233.08-2-20 53.76' WTR FR AD 856-151

Parking & Garage Information
Parking Type: Detached Garage
Garage/Parking Sq. Ft: 384
Garage / Carport Type: Detached

Lot Information
# of Buildings: 1
Land Sq. Ft: 53,635
Legal Lot Number: 19
Legal Block Number: 2
Municipality Name: SUMMERHILL
Acres: 1.2313
Depth Footage: 229.72
Front Footage: 233.48
Zoning Code: 100
State Use Description: SINGLE FAMILY RESID

Location Information
Parcel Location Influence: Lake

Utility Information
Sewer Type: Private
Water Service Type: Private

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 4
Baths: 3.0
Sq. Ft.: 1,204
Stories: 1.0
Lot Size: 1.23 acres
Style: Single Family Residential
Year Built: 1992
Year Renovated: 2001
County: Cayuga County
APN: 055800A23300800020190010000

Home facts updated by county records on Aug 10, 2026

Around this home

Schools

Homer Intermediate School

Public 3-5 • Assigned • 6.4mi

3/10

Homer Junior High School

Public 6-8 • Assigned • 6.4mi

6/10

Homer Senior High School

Public 9-12 • Assigned • 6.4mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

7 days above 92° expected this year, 16 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Cortland, NY • 13045

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.8 hours in June and 2.3 hours in December, placing it below the U.S. average for solar exposure.

8.8 hrs

2.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$324,000 – $392,000

Sell confidently with a local market expert in Cortland. 3 minutes to get started.

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New listings for sale in 13045

NEW 1 HR AGO

$184,900

3 beds1.5 baths1,144 sq ft

38 Parker Ave, Cortland, NY 13045

Listing by Hunt Real Estate Era, (315) 488-2926

$225,000

3 beds2 baths2,432 sq ft

42 Alvena Ave, Cortland, NY 13045

Listing by Berkshire Hathaway HomeServices Heritage Realty, (607) 428-0708

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3 beds1.5 baths1,614 sq ft

64 W Main St, Cortland, NY 13045

$239,900

4 beds2 baths2,102 sq ft

32 N Church St, Cortland, NY 13045

Listing by Berkshire Hathaway HomeServices Heritage Realty, (607) 428-0708

$259,000

4 beds2.5 baths1,800 sq ft

1081 Halstead Rd, Cortland, NY 13045

Listing by Yaman Real Estate, (607) 753-9644

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4 beds2 baths1,060 sq ft

68 Evergreen St, Cortland, NY 13045

Listing by Hage Real Estate, (607) 753-6766

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2 beds1 bath1,010 sq ft

Cortland, NY 13045

Listing by Hage Real Estate, (607) 753-6766

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4 beds2 baths1,576 sq ft

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Listing by Hage Real Estate, (607) 753-6766

$344,900

5 beds3 baths2,400 sq ft

2297 Blodgett Mills Rd, Cortland, NY 13045

Home values near 1146 Lake Como Rd

Data from public records.

Address	Redfin Estimate
1168 Lake Como Rd, Cortland, NY 3 Beds \| 1 Baths \| 1304 Sq. Ft.	$274,542
1164 Lake Como Rd, Cortland, NY 1 Beds \| 1 Baths \| 450 Sq. Ft.	$125,818

Address	Redfin Estimate
1190 Lake Como Rd, Cortland, NY 2 Beds \| 1 Baths \| 976 Sq. Ft.	$158,914
1162 Lake Como Rd, Cortland, NY 3 Beds \| 2 Baths \| 1139 Sq. Ft.	$318,896

Address	Redfin Estimate
1144 Lake Como Rd, Cortland, NY 4 Beds \| 2 Baths \| 1736 Sq. Ft.	$166,291
1160 Lake Como Rd, Cortland, NY 2 Beds \| 1 Baths \| 711 Sq. Ft.	$172,932

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 13045, NY

Sale history for 1146 Lake Como Rd

Tax history for 1146 Lake Como Rd

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 13045

Home values near 1146 Lake Como Rd

More real estate resources