Off market sep 2025 for $360K

$379,539

Est. refi paymentEst. refi $2,588/mo

•

1,938

sq ft

464 Hoy Rd, Cortland, NY 13045

About this home

This spacious, beautifully maintained multi-level home has so much to offer. Light spills into the main floor’s open concept living area through the large picture window in the living room and the dining room’s sliding glass doors. The spacious kitchen immediately off the dining room provides ample counter and storage space, and a half bath/laundry room is also conveniently placed on this level. The dining room provides easy access to the open deck and the property’s almost four acres of private yard with empty lots on all sides. Deer, fox, rabbits, and other wildlife are common visitors. The upper level boasts a large, full bathroom and grand master bedroom with its own full bathroom as well as two more generously sized bedrooms. The lower level provides another large living area and a smaller bonus room. Closets and a utility room allow for plenty of storage space on the lower level. This lovely house also has central air, a pellet stove as a secondary heating source, a south facing roof full of solar panels, an attached two car garage, and much more to offer. Minutes from town and all of its amenities, yet just far enough away to be its own country oasis. Anybody would be lucky to call this home! Delayed Showings until 4PM June 12, 2025. Open House Saturday June 14, 2025 1-3PM.

Single-familyProperty Type

2001Year Built

3.85 acresLot Size

$196Est. Price/Sq.Ft.

2 car garageParking

Listing by Bruce Graham • Bruce Graham Real Estate, LLC

•315-696-5758 (broker)

•bgraham13@twc.com (broker)

Listing by Bruce Graham • Bruce Graham Real Estate, LLC

•315-696-5758 (broker)

•bgraham13@twc.com (broker)

Bought with Shuryl Menapace • Berkshire Hathaway HomeServices Heritage Realty

•607-428-0708 (broker)

•info@hometoheritage.com (broker)

Redfin checked: a minute ago

•Source:CNYIS #S1613982

Redfin Estimate

$379,539

$20K since sold in September 2025$3,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 6.5% higher than the average sale price ($356K) of 6 comparable homes.

SOLD JUL 21, 2026
$265,000
A
3 beds2 baths1,689 sq ft
4083 Highland Rd, Cortland, NY 13045
Listing by Berkshire Hathaway HomeServices Heritage Realty
SOLD JUL 13, 2026
$361,101
B
3 beds2 baths2,366 sq ft
4171 Mccloy Rd, Cortland, NY 13045
Listing by Berkshire Hathaway HomeServices Heritage Realty
SOLD APR 28, 2026
$370,000
C
3 beds2.5 baths1,740 sq ft
3728 Hedgemoor Dr, Cortland, NY 13045
Listing by Hage Real Estate
SOLD SEP 4, 2026
$380,000
D
3 beds2.5 baths2,388 sq ft
443 Surrey Dr, Cortland, NY 13045
Listing by Yaman Real Estate
SOLD AUG 18, 2026
$315,000
E
3 beds3 baths1,960 sq ft
4329 Alexandria Dr, Cortland, NY 13045
Listing by Yaman Real Estate
SOLD JUL 22, 2026
$447,500
F
3 beds2.5 baths1,915 sq ft
1009 Marion Dr, Homer, NY 13077
Listing by Yaman Real Estate

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,660/mo

Redfin rental estimate

List your home for rent

Market trends in 13045, NY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

99.5%

1.2% MoM

Median sale price

$215K

$5K MoM

Avg. days on market

40d

6 days MoM

Recently sold homes

10 MoM

New listings for sale

$100,000
Studio1 bath3,350 sq ft
1302 Fisher Ave, Cortland, NY 13045
Listing by Hage Real Estate, (607) 753-6766
3D WALKTHROUGH
$170,000
3 beds2 baths1,356 sq ft
6 Crandall St, Cortland, NY 13045
OPEN SUN, 2PM TO 4PM
$215,000
3 beds1.5 baths1,657 sq ft
195 Groton Ave, Cortland, NY 13045
$269,900
3 beds2 baths1,758 sq ft
323 E Holl Rd, Cortland, NY 13045
Listing by Yaman Real Estate, (607) 753-9644
$179,900
4 beds2 baths1,768 sq ft
33 Hyatt St, Cortland, NY 13045
Listing by Hartnett Realty Solutions, (607) 423-4278
$179,000
3 beds1.5 baths1,694 sq ft
15 Scammell St, Cortland, NY 13045
Listing by Yaman Real Estate, (607) 753-9644
$415,000
3 beds2.5 baths2,063 sq ft
768 State Route 222, Cortland, NY 13045
Listing by Yaman Real Estate, (607) 753-9644
$210,000
3 beds1 bath1,470 sq ft
2033 E River Rd, Cortland, NY 13045
Listing by Berkshire Hathaway HomeServices Heritage Realty, (607) 428-0708
$159,900
3 beds1.5 baths1,320 sq ft
18 Hubbard St, Cortland, NY 13045
Listing by Yaman Real Estate, (607) 753-9644
$219,900
2 beds2 baths1,240 sq ft
1150 The Park Unit B, Cortland, NY 13045
Listing by Yaman Real Estate, (607) 753-9644
See all

Provided by Redfin

Sale history for 464 Hoy Rd

Date

Event

Price

CNYIS #S1613982

Sep 9, 2025

Sold

$360,000

$186/sq ft

Jul 9, 2025

Pending

—

Jun 11, 2025

Listed

$369,900

$191/sq ft

CNYIS #S1549656

Sep 20, 2024

Sold

$350,000

$181/sq ft

Jul 19, 2024

Pending

—

Jul 3, 2024

Listed

$359,900

$186/sq ft

Welcome to this beautifully maintained, Split-Level home situated on almost 4 acres. The main level of this home offers an open floor plan space with an abundance of natural light. The kitchen and adjoining formal dining room with sliding glass doors, make it perfect to head out to the deck, patio and back yard in the summer time. Living area with cathedral ceilings, half bath with laundry and garage access finish off the first floor. The upper level offers the Primary Suite with full bathroom, 2 additional spacious bedrooms and full bathroom. The lower level is a space with countless options, currently being used as a second living area. This room has a pellet stove for those chilly winter evenings. Additional room currently used as an office/storage could be a potential fourth bedroom. Utility room/extra storage finishes of the interior of this gorgeous home. The vast back yard is breathtaking. Although this home is close to all amenities, you get to experience true country living here. Attached 2 car garage, stunning landscaping, central air, and solar panels that greatly reduce electric costs only begin to name all this home has to offer. Don't miss your chance, schedule today!

IBRMLS #IB307054

Oct 7, 2016

Sold

$205,000

$106/sq ft

Jul 21, 2016

Listed

$214,000

$110/sq ft

CNYIS #S358696

Oct 7, 2016

Sold

$205,000

$106/sq ft

Jul 19, 2016

Listed

$214,000

$110/sq ft

Welcome to this wonderful 3 bedroom 2 1/2 bath home situated on a gorgeous 3.85 acre lot! This beautiful tri-level home has been impeccably maintained and features a nice open floor design. Living room, family room with wood pellet stove, and a nice kitchen and dining area leading to a wonderful rear porch. 3 bedrooms upstairs with a master bedroom suite. Enjoy those spring, summer, and fall days on the large rear porch overlooking the huge backyard with patio ideal for a fire pit. Fenced garden area, small greenhouse, and two sheds in addition to the 2 car attached garage, plus central air!!

CNYIS #S278292

Nov 9, 2012

Sold

$199,000

$103/sq ft

Aug 22, 2012

Listed

$209,900

$108/sq ft

Public Records

Oct 24, 2002

Sold

$150,000

$77/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$9,057

$17,100 + $182,300

$199,400

2025

$9,057 (+6.0%)

$17,100 + $182,300

$199,400

2024

$8,542 (+3.2%)

$17,100 + $182,300

$199,400

2023

$8,273 (−1.2%)

$17,100 + $182,300

$199,400

2022

$8,376 (−1.9%)

$17,100 + $182,300

$199,400

2021

$8,535 (+1.9%)

$17,100 + $182,300

$199,400

2020

$8,378 (+3.5%)

$17,100 + $182,300

$199,400

2019

$8,093 (+109.9%)

$17,100 + $182,300

$199,400

2018

$3,857 (−50.2%)

$17,100 + $182,300

$199,400

2017

$7,742 (+20.9%)

$17,100 + $182,300

$199,400

2016

$6,405

$17,100 + $182,300

$199,400

2015

$6,411 (−34.9%)

$17,100 + $162,300

$179,400

2014

$9,854

$17,100 + $162,300

$179,400

Tax history for 464 Hoy Rd

Year

Property tax

Land + Additions

Assessment*

2026

$9,057

$17,100 + $182,300

$199,400

2025

$9,057 (+6.0%)

$17,100 + $182,300

$199,400

2024

$8,542 (+3.2%)

$17,100 + $182,300

$199,400

2023

$8,273 (−1.2%)

$17,100 + $182,300

$199,400

2022

$8,376 (−1.9%)

$17,100 + $182,300

$199,400

2021

$8,535 (+1.9%)

$17,100 + $182,300

$199,400

2020

$8,378 (+3.5%)

$17,100 + $182,300

$199,400

2019

$8,093 (+109.9%)

$17,100 + $182,300

$199,400

2018

$3,857 (−50.2%)

$17,100 + $182,300

$199,400

2017

$7,742 (+20.9%)

$17,100 + $182,300

$199,400

2016

$6,405

$17,100 + $182,300

$199,400

2015

$6,411 (−34.9%)

$17,100 + $162,300

$179,400

2014

$9,854

$17,100 + $162,300

$179,400

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

3.85 Acres

Year renovated

—

Sq. Ft.

1,938

Year built

2001

Style

Single Family Residential

County

Cortland County

APN

112289A08500000090190000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 17, 2026.

Property details

Parking

Garage/Carport Information
Has Garage
Has Attached Garage
# of Garage Spaces: 2

Parking
Features: Attached, Garage

Interior

Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1
# of Main Level Bathrooms: 1

Room Information
# of Rooms (Total): 11
Room Types: Laundry, Office, Storage Room, Bonus Room
Basement Information: Crawl Space

Laundry Information
Features: Main Level

Fireplace Information
Has Fireplace
# of Fireplaces: 1

Equipment
Appliances: Dryer, Dishwasher, Electric Water Heater, Gas Oven, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned

Interior Features
Door Features: Sliding Doors
Flooring: Carpet, Hardwood, Laminate, Tile, Varies
Other Features: Separate/Formal Dining Room, Home Office, Living/Dining Room, Sliding Glass Door(s), Storage, Convertible Bedroom

Exterior

Building Information
Stories: 2
Stories (Total): 2
Year Built Details: Existing
Roof Details: Asphalt, Pitched, Shingle
Construction Details: Vinyl Siding

Exterior Features
Exterior Features: Blacktop Driveway, Deck, Patio, Propane Tank - Owned
Patio And Porch Features: Deck, Patio
Other Structures: Shed(s), Storage

Green Features
Green Energy Efficient: Appliances
Green Energy Generation: Solar
Power Production Type: Photovoltaics

Lot Information
Lot Size Area: 3.85
Lot Size Acres: 3.85
Lot Size Dimensions: 106X956
Lot Features: Rectangular, Rectangular Lot

Property Information
Foundation Details: Poured, Slab
Resale

Financial

Assessments and Fees
Assessed Value: $199,400

Tax Information
Annual Tax Amount: $8,543

Utilities

Utility Information
Utilities: Electricity Connected
Sewer: Septic Tank
Water Source: Well

Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Propane, See Remarks, Forced Air

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 1,938
Stories: 1.0
Lot Size: 3.85 acres
Style: Single Family Residential
Year Built: 2001
Year Renovated: —
County: Cortland County
APN: 112289A08500000090190000000

Home facts updated by county records on Aug 17, 2026

Around this home

Schools

Homer Elementary School

Public PreK-2 • Assigned • 3.9mi

Homer Junior High School

Public 6-8 • Assigned • 4.1mi

6/10

Homer Senior High School

Public 9-12 • Assigned • 3.3mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

1/10 Heat Factor

6 days above 93° expected this year, 13 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Cortland, NY • 13045

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.9 hours in June and 2.4 hours in December, placing it below the U.S. average for solar exposure.

8.9 hrs

2.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$361,000 – $437,000

Sell confidently with a local market expert in Cortland. 3 minutes to get started.

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New listings for sale in 13045

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Listing by Yaman Real Estate, (607) 753-9644

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768 State Route 222, Cortland, NY 13045

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Home values near 464 Hoy Rd

Data from public records.

Address	Redfin Estimate
553 Hoy Road, Cortland, NY 3 Beds \| 1 Baths \| 1100 Sq. Ft.	$227,721
526 Hoy Road, Cortland, NY 3 Beds \| 2 Baths \| 1584 Sq. Ft.	$280,611

Address	Redfin Estimate
567 Hoy Road, Cortland, NY 3 Beds \| 2 Baths \| 1982 Sq. Ft.	$350,570
529 Hoy Road, Cortland, NY 4 Beds \| 2.5 Baths \| 2651 Sq. Ft.	$464,003

Address	Redfin Estimate
429 Hoy Road, Cortland, NY 4 Beds \| 2.5 Baths \| 2544 Sq. Ft.	$518,389
447 Hoy Road, Cortland, NY 4 Beds \| 2.5 Baths \| 2347 Sq. Ft.	$346,280

Property information provided by CNYIS when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 13045, NY

Sale history for 464 Hoy Rd

Tax history for 464 Hoy Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 13045

Home values near 464 Hoy Rd

More real estate resources