Enjoy three full seasons of spring, summer & Fall with this cozy DeRuyter Lake cottage on 188 feet of water frontage-perfect for fishing, boating and soaking up the sun! This beautifully remodeled lake house is bright, cozy, and move-in ready. Featuring an upstairs loft that can accommodate extra guests, two spacious main-level bedrooms, a country kitchen, and a full bath, this home offers plenty of space for family and friends. Enjoy the stunning panoramic lake views from the expansive wraparound deck, ideal for barbecues and outdoor entertaining. There's also plenty of storage with two outbuildings, one used as a bunkhouse for hanging with friends or extra sleeping and another shed tucked away in the side yard for tools and lawn equipment. New metal roof January 2025. Best of all, this lakefront gem comes fully furnished—just bring your fishing rods and sunscreen! It’s also ideal for an Airbnb option! Of course there is one extra bonus - breathtaking sunrises and sunsets are included at no extra charge!
Bring the sun tan lotion!! Bring the fishing rods!! Completely Remodeled from top to bottom in 2007! Cozy and bright, this cutie has 70 feet of water frontage. This immaculate lake house has an upstairs loft that can sleep many, two large downstairs bedrooms, kitchen, full bath and a sunny porch that gives you a panoramic view of the lake and your own little slice of heaven. Deck porch wraps around so you can enjoy many outdoor barbecues, with lots of storage in the shed that is tucked away on the side yard. Been in the family for over 50 years, it has been lovingly updated so your family can start their own summer traditions as soon as you move in! Move-in ready - everything stays. Sunsets and sunrises are free!
CNYIS #S1221334
Jul 31, 2020
Listing Removed
—
Aug 28, 2019
Listed
$199,900
$186/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$6,474 (+3.1%)
$100,000 + $65,000
$165,000
2024
$6,280 (+4.6%)
$100,000 + $65,000
$165,000
2023
$6,005 (+1.9%)
$100,000 + $65,000
$165,000
2022
$5,894 (+4.1%)
$100,000 + $65,000
$165,000
2021
$5,660 (+12.0%)
$100,000 + $65,000
$165,000
2020
$5,053 (+3.5%)
$100,000 + $65,000
$165,000
2019
$4,880 (+4.4%)
$100,000 + $65,000
$165,000
2018
$4,673 (−5.9%)
$100,000 + $65,000
$165,000
2017
$4,965 (+1.1%)
$100,000 + $65,000
$165,000
2016
$4,912 (+0.8%)
$100,000 + $65,000
$165,000
2015
$4,873 (+1.5%)
$100,000 + $65,000
$165,000
2014
$4,799
$100,000 + $65,000
$165,000
Tax history for 27 S Lake Rd
Year
Property tax
Land + Additions
Assessment*
2025
$6,474 (+3.1%)
$100,000 + $65,000
$165,000
2024
$6,280 (+4.6%)
$100,000 + $65,000
$165,000
2023
$6,005 (+1.9%)
$100,000 + $65,000
$165,000
2022
$5,894 (+4.1%)
$100,000 + $65,000
$165,000
2021
$5,660 (+12.0%)
$100,000 + $65,000
$165,000
2020
$5,053 (+3.5%)
$100,000 + $65,000
$165,000
2019
$4,880 (+4.4%)
$100,000 + $65,000
$165,000
2018
$4,673 (−5.9%)
$100,000 + $65,000
$165,000
2017
$4,965 (+1.1%)
$100,000 + $65,000
$165,000
2016
$4,912 (+0.8%)
$100,000 + $65,000
$165,000
2015
$4,873 (+1.5%)
$100,000 + $65,000
$165,000
2014
$4,799
$100,000 + $65,000
$165,000
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
2
Baths
1
Stories
1.7
Lot width
—
Lot depth
—
Lot size
6,970 Sq. Ft.
Year renovated
1980
Sq. Ft.
1,076
Year built
1920
Style
Single Family Residential
County
Madison County
APN
252489A17600900010380000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 19, 2026.
Property details
Parking
Parking
Features: No Garage
Interior
Virtual Tour
Bedroom Information
# of Main Level Bedrooms: 2
Bathroom Information
# of Full Bathrooms: 1
# of Main Level Bathrooms: 1
Room Information
# of Rooms (Total): 5
Room Types: Bedroom, Loft, Living Room, Sunroom, Florida Room
Equipment
Appliances: Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
Interior Features
Furnished
Flooring: Carpet, Varies, Vinyl
Other Features: Ceiling Fan(s), Furnished, Separate/Formal Living Room, Country Kitchen, Bedroom on Main Level, Loft
Exterior
Building Information
Stories (Total): 1
Year Built Details: Existing
Roof Details: Asphalt
Construction Details: Wood Siding, Copper Plumbing
Exterior Features
Exterior Features: Deck, Dock, Enclosed Porch, Gravel Driveway, Porch, See Remarks, Propane Tank - Owned
Patio And Porch Features: Deck
Lot Information
Lot Size Area: 0.16
Lot Size Acres: 0.16
Lot Size Dimensions: 118X59
Lot Features: Flood Zone, Rectangular, Rectangular Lot
Is Waterfront
Water Body Name: DeRuyter Reservoir
Waterfront Features: Beach Access, Dock Access, Reservoir in Community
Frontage Length: 188
Frontage Length Remarks: 188
Property Information
Foundation Details: Block
Resale
Financial
Assessments and Fees
Assessed Value: $165,000
Tax Information
Annual Tax Amount: $6,171
Utilities
Utility Information
Utilities: Cable Available, High Speed Internet Available
Electric: Circuit Breakers
Sewer: Holding Tank
Water Source: Well
Heating & Cooling
Has Cooling
Cooling: Window Unit(s)
Has Heating
Heating: Propane, Wall Furnace
Public facts
Beds: 2
Baths: 1.0
Sq. Ft.: 1,076
Stories: 1.7
Lot Size: 6,970 square feet
Style: Single Family Residential
Year Built: 1920
Year Renovated: 1980
County: Madison County
APN: 252489A17600900010380000000
Home facts updated by county records on Aug 19, 2026
Around this home
Schools
Deruyter Elementary School
Public PreK-4 • Assigned • 3.0mi
3/10
Deruyter High School
Public 5-12 • Assigned • 3.0mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 91° expected this year, 16 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
De Ruyter, NY • 13052
Average low and high temperatures (°F)
26
15
30
16
48
29
57
37
63
46
76
57
81
63
76
58
72
52
60
41
46
33
33
19
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.7 hours in
June and 2.4 hours in December, placing it below the
U.S. average for solar exposure.
8.7 hrs
2.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$445,000 – $538,000
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