NEW 4 HRS AGO

For sale

$499,000

Est. $3,113/mo —

•

1,554

sq ft

431 W Lake Rd, De Ruyter, NY 13052

About this home

Escape to the lake and enjoy a relaxing getaway at this charming cottage on beautiful DeRuyter Lake. Perfect for families, friends, or a peaceful weekend retreat, this comfortable lakefront property offers the ideal setting for making lasting memories. Wake up to beautiful lake views, spend your days enjoying the water, and unwind in the evening, while sitting out on the deck and taking in the peaceful sights and sounds of the lake. The open floor concept creates a spacious, welcoming atmosphere, making it easy to gather, relax, and enjoy time together. With sleeping accommodations for 6–8 guests, there’s plenty of room for everyone to feel comfortable. Updates in the past five years include: aerobic septic system, new windows facing lake, deck, electrical, shutters, three new parking spaces, floor joists and supports reinforced, and paint. Whether you’re looking for a summer vacation filled with swimming, boating, and fishing, or simply a quiet place to disconnect and recharge, this DeRuyter Lake cottage is a wonderful home base. Cottage can sleep between 6-8. Room for bed on first level, and four beds on the loft area.

Single-familyProperty Type

1935Year Built

3,049 sq ftLot Size

$321Price/Sq.Ft.

Listing by Chip Hodgkins • Hunt Real Estate ERA

•315-682-7197 (broker)

•charlie.hunt@huntrealestate.com (broker)

Listing by Judy Salamone • Hunt Real Estate ERA

•315-682-7197 (broker)

•charlie.hunt@huntrealestate.com (broker)

Listing updated: Aug 28, 2026 at 01:02pm

Redfin checked: a minute ago

•Source:CNYIS #S1709762

Payment calculator

$3,113 per month

Principal and interest$2,589

Property taxes

$458

HOA dues

Home insurance

$67

Utilities

Add

5 minutes to get started. No credit impact.

Affordability tools

See this home in person

Open houses

No upcoming open houses.

Nearby open houses (4)

OPEN SUN TO 2PM
$987,900
3 beds3.5 baths3,610 sq ft
2769 W Lake Rd, Cazenovia, NY 13035
Listing by Hunt Real Estate ERA, (315) 682-7197
OPEN SUN, 11AM TO 1PM
$619,000
3 beds2.5 baths2,626 sq ft
4293 Syracuse Rd, Cazenovia, NY 13035
Listing by Limestone Creek Properties LLC, (315) 655-0303
OPEN SUN, 12:30PM TO 2:30PM3D WALKTHROUGH
$419,900
1 bed1 bath544 sq ft
404 W Lake Rd, Fabius, NY 13052
Listing by Hunt Real Estate ERA, (315) 682-7197
OPEN SUN, 1PM TO 3PM3D & VIDEO TOUR
$1,500,000
7 beds6.5 baths5,100 sq ft
4023 Rippleton Rd, Cazenovia, NY 13035
Listing by Limestone Creek Properties LLC, (315) 655-0303

Around this home

Schools

K - 12
Preschool & daycare

Deruyter Elementary School

Public PreK-4 • Assigned • 4.0mi

3/10

Deruyter High School

Public 5-12 • Assigned • 4.0mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

431 W Lake Rd · $499,000

DAYS ON MARKET

The average home goes pending in 19 days.

SALE-TO-LIST

Most homes are selling 0% above list price.

LIST PRICE

Median sale price in this area is $263,550. (47% lower than this home)

PRICE DROP

21% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Entrance foyer
Eat-in kitchen
Separate/formal living room
Living/dining room
Loft
Sliding glass door(s)
Accessible doors
Sliding doors
Furnished

Bedrooms
1 main level bedroom

Bathrooms
1 full bathroom (main level)

Kitchen
Electric cooktop
Electric oven
Electric range
Microwave

Laundry & utility
Electric water heater

Flooring
Luxury vinyl

Heating & cooling
Heating: see remarks

Sale and tax history for 431 W Lake Rd

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$5,493 (+3.1%)

$95,000 + $45,000

$140,000

2024

$5,328 (+4.6%)

$95,000 + $45,000

$140,000

2023

$5,096 (+1.9%)

$95,000 + $45,000

$140,000

2022

$5,001 (+4.1%)

$95,000 + $45,000

$140,000

2021

$4,802 (−0.1%)

$95,000 + $45,000

$140,000

2020

$4,809 (−36.9%)

$95,000 + $45,000

$140,000

2019

$7,626 (+69.7%)

$95,000 + $45,000

$140,000

2018

$4,493 (−6.2%)

$95,000 + $45,000

$140,000

2017

$4,790 (+1.1%)

$95,000 + $45,000

$140,000

2016

$4,738 (+42.4%)

$95,000 + $45,000

$140,000

2015

$3,327 (+1.3%)

$95,000 + $45,000

$140,000

2014

$3,284

$95,000 + $4,000

$99,000

Public record

Beds

Baths

—

Stories

1.5

Lot width

—

Lot depth

—

Lot size

3,049 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

1,554

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,554

Year built

1935

Style

Single Family Residential

County

Madison County

APN

252489A16101700010020000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 19, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 91° expected this year, 17 days in 30 years

1/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

De Ruyter, NY • 13052

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

74/ 100

Good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.6 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 431 W Lake Rd

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $232,500 and $609,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $233K to $609K.

SOLD JUN 18, 2026
$375,000 Last sold price
4 beds3 baths1,782 sq ft
1426 Rte 20, Cazenovia, NY 13035
Listing by Limestone Creek Properties LLC
$111/sq ft
larger lot
67 years newer
SOLD AUG 29, 2025
$500,000 Last sold price
Land1,314 sq ft
151 East Lake Rd, De Ruyter, NY 13052
Listing by Coldwell Banker Prime Prop,Inc
$60/sq ft
larger lot
3 years newer
SOLD JUL 14, 2026
$609,000 Last sold price
4 beds2.5 baths2,240 sq ft
3903 Nelson Heights Rd, Cazenovia, NY 13035
Listing by Oak Tree Real Estate
$49/sq ft
larger lot
66 years newer
SOLD FEB 25, 2026
$575,000 Last sold price
Land800 sq ft
529 Spruce Ln, De Ruyter, NY 13052
Listing by Limestone Creek Properties LLC
$398/sq ft
larger lot
3 years newer
SOLD JUL 2, 2026
$232,500 Last sold price
3 beds1 bath1,512 sq ft
1832 Ny-80 W, Cazenovia, NY 13122
Listing by Acropolis Realty Group LLC
$167/sq ft
larger lot
12 years newer
SOLD JUL 8, 2026
$350,000 Last sold price
2 beds1 bath1,554 sq ft
1161 Sky High Rd, Tully, NY 13159
Listing by Coldwell Banker Prime Prop,Inc
$96/sq ft
larger lot
45 years newer

Tour for free, no strings attached

Make a winning offer with the help of a local agent

(315) 812-3324

Nearby similar homes

$219,000

3 beds2 baths2,006 sq ft

4980 Temperance Hill Rd, Cazenovia, NY 13035

Listing by Limestone Creek Properties LLC, (315) 655-0303

3D WALKTHROUGH

$620,000

5 beds4 baths3,312 sq ft

6123 Mcconnell Rd, La Fayette, NY 13084

Listing by Howard Hanna Real Estate, (315) 446-8291

$729,000

5 beds3.5 baths2,802 sq ft

1700 Sky High Rd, La Fayette, NY 13084

Listing by Keller Williams Syracuse, (315) 701-6900

$450,000

6 beds3 baths4,160 sq ft

2582 Pompey Hollow Rd, Cazenovia, NY 13035

Listing by Limestone Creek Properties LLC, (315) 655-0303

LISTED BY REDFIN3D WALKTHROUGH

$449,900

2 beds1.5 baths1,628 sq ft

1252 North Rd, Tully, NY 13159

Listing by Redfin Real Estate

$49,999

2 beds1 bath906 sq ft

2557 Erieville Rd, Erieville, NY 13061

Listing by Hunt Real Estate ERA, (315) 363-5533

New listings for sale in 13052

NEW 4 HRS AGO

$499,000

2 beds1 bath1,554 sq ft

431 W Lake Rd, De Ruyter, NY 13052

Listing by Hunt Real Estate ERA, (315) 682-7197

OPEN SUN, 12:30PM TO 2:30PM3D WALKTHROUGH

$419,900

1 bed1 bath544 sq ft

404 W Lake Rd, Fabius, NY 13052

Listing by Hunt Real Estate ERA, (315) 682-7197

Details provided by CNYIS and may not match the public record. Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

Houses for sale near me	New York, NY homes for sale	White Plains, NY homes for sale
Land for sale near me	Manhattan, NY homes for sale	Scarsdale, NY homes for sale
Open Houses near me	Rochester, NY homes for sale	DeRuyter Property Records
Condos for sale near me	Buffalo, NY homes for sale	NY New Listings
Agents near me	Yonkers, NY homes for sale	DeRuyter Housing Market

Cazenovia homes for sale
Manlius homes for sale
Fayetteville homes for sale

About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (4)

Around this home

Schools

Lifestyle

Market insights

Property details

Sale and tax history for 431 W Lake Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 431 W Lake Rd

Nearby similar homes

New listings for sale in 13052

More real estate resources