Magnificent Lakefront Opportunity on Seneca Lake Welcome to your dream lake retreat! This exceptional property on the serene shores of Seance Lake features two charming ranch-style cottages, offering the perfect blend of comfort, privacy, and investment potential. With a combined total of 4 bedrooms and 2 full baths, this unique setup is ideal for group getaways, entertaining, or short-term rental income. The parking area on the road has space for 5 cars. Enjoy the best of lake life with a huge dock complete with two boat lifts, perfect for boating, fishing, or simply soaking in the stunning views. Recent updates include a new beach well, septic system, and a spacious new deck. Property can be sold with all furnishings included - making this property truly move-in ready. Whether you’re looking for a private personal escape, or a lucrative short term rental investment, the options are endless. Stay in one cottage and rent out the other, or occupy both to comfortably host larger groups. Convenient to the Seneca Lake Wine Trail, multiple restaurants, and steps away from Lodi State Park - with a public boat launch. Seance Lake living doesn’t get better than this—space, charm, and versatility all in one incredible property. Listing is 2 combined parcels 8524 and 8528 Lower Lake Rd. Tax ID #s: 452689-008-000-0001-058-000-0000 - (8524) & 452689-008-000-0001-057-000-0000 - (8528). Total parcel measurements reflect the combined total - see attached map for dimensions of 8528 parcel. Listing square footage reflects interior SF of both 8524 and 8528. Interior SF of 8524 is 572 SF and 8528 is 648 SF, per public record. Listing tax information reflects total assessed value and total taxes for both 8524 and 8528.
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Earn from this home
Sell
$162,836
Est. take-home
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Rent
$1,856/mo
Redfin rental estimate
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Market trends in 14860, NY
Last updated August 2026
Sale-to-List Price
96.8%
+11.5% MoM
Median sale price
$330K
$210K MoM
Avg. days on market
22d
0 days MoM
Recently sold homes
3
0 MoM
Provided by Redfin
Sale history for 8524 Lower Lake Rd
Date
Event
Price
UNYREIS #R1600189
Dec 5, 2025
Sold
$770,000
$631/sq ft
Jul 9, 2025
Pending
—
Jun 18, 2025
Price Changed
$899,000
$737/sq ft
Apr 17, 2025
Listed
$945,000
$775/sq ft
UNYREIS #R1455790
Jun 21, 2023
Sold
$710,000
$582/sq ft
Feb 16, 2023
Listed
$699,900
$574/sq ft
+45
Opportunity to buy 2 cottages for one price, great for 2 families to buy together or use them as an investment/rental property. Enjoy amazing Lake & Sunset views. Updates galore, 8524 has a new kitchen & loft for bonus sleeping, both have new bathrooms, roofs, siding, electric & windows. New covered Dock with 2 boat lifts & new steps to cottages-All this on a year round road & walking distance to Lodi State Park. Showings starting on 2/20-Agents/sellers related.
UNYREIS #EC268893
Jun 21, 2023
Sold
$710,000
$582/sq ft
Feb 13, 2023
Listed
$699,900
$574/sq ft
Opportunity to buy 2 cottages for one price, great for 2 families to buy together or use them as an investment/rental property. Enjoy amazing Lake & Sunset views. Updates galore, 8524 has a new kitchen & loft for bonus sleeping, both have new bathrooms, roofs, siding, electric & windows. New covered Dock with 2 boat lifts & new steps to cottages-All this on a year round road & walking distance to Lodi State Park. Showings starting on 2/20-Agents/sellers related
IBRMLS #IB408152
Feb 16, 2023
Listed
$699,900
$574/sq ft
UNYREIS #EC240205
Dec 4, 2015
Sold
$165,000
$135/sq ft
May 18, 2015
Listed
$199,000
$163/sq ft
UNYREIS #EC236012
Oct 15, 2014
Listing Removed
—
Apr 14, 2014
Listed
$199,900
$164/sq ft
UNYREIS #R233826
Sep 1, 2014
Listing Removed
—
Sep 23, 2013
Listed
$199,900
$164/sq ft
UNYREIS #EC234204
Jan 2, 2014
Listing Removed
—
Sep 23, 2013
Listed
$229,000
$188/sq ft
UNYREIS #EC230160
Aug 31, 2013
Listing Removed
—
Aug 27, 2012
Listed
$229,000
$188/sq ft
UNYREIS #R191290
Aug 31, 2013
Listing Removed
—
Aug 24, 2012
Listed
$229,000
$188/sq ft
UNYREIS #EC224248
Jun 29, 2012
Listing Removed
—
Dec 1, 2010
Listed
$239,000
$196/sq ft
UNYREIS #EC223694
Nov 18, 2010
Listing Removed
—
Sep 24, 2010
Listed
$195,000
$160/sq ft
IBRMLS #IB132520
Sep 25, 2010
Listed
$195,000
$160/sq ft
UNYREIS #EC219238
Dec 29, 2009
Listing Removed
—
Jul 2, 2009
Listed
$269,876
$221/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$6,174
$87,500 + $62,000
$149,500
2025
$6,174 (+7.7%)
$87,500 + $62,000
$149,500
2024
$5,733 (+3.5%)
$87,500 + $62,000
$149,500
2023
$5,537 (+3.0%)
$87,500 + $62,000
$149,500
2022
$5,376 (+3.2%)
$87,500 + $62,000
$149,500
2021
$5,209 (−37.1%)
$87,500 + $59,500
$147,000
2020
$8,287 (+68.4%)
$87,500 + $59,500
$147,000
2019
$4,922 (+2.6%)
$87,500 + $59,500
$147,000
2018
$4,796 (+1.1%)
$87,500 + $59,500
$147,000
2017
$4,746 (−0.3%)
$87,500 + $59,500
$147,000
2016
$4,762 (+1.0%)
$87,500 + $59,500
$147,000
2015
$4,716 (+1.4%)
$87,500 + $59,500
$147,000
2014
$4,650
$87,500 + $59,500
$147,000
Tax history for 8524 Lower Lake Rd
Year
Property tax
Land + Additions
Assessment*
2026
$6,174
$87,500 + $62,000
$149,500
2025
$6,174 (+7.7%)
$87,500 + $62,000
$149,500
2024
$5,733 (+3.5%)
$87,500 + $62,000
$149,500
2023
$5,537 (+3.0%)
$87,500 + $62,000
$149,500
2022
$5,376 (+3.2%)
$87,500 + $62,000
$149,500
2021
$5,209 (−37.1%)
$87,500 + $59,500
$147,000
2020
$8,287 (+68.4%)
$87,500 + $59,500
$147,000
2019
$4,922 (+2.6%)
$87,500 + $59,500
$147,000
2018
$4,796 (+1.1%)
$87,500 + $59,500
$147,000
2017
$4,746 (−0.3%)
$87,500 + $59,500
$147,000
2016
$4,762 (+1.0%)
$87,500 + $59,500
$147,000
2015
$4,716 (+1.4%)
$87,500 + $59,500
$147,000
2014
$4,650
$87,500 + $59,500
$147,000
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
1
Baths
2
Stories
1
Lot width
50 ft.
Lot depth
41 ft.
Lot size
1,742 Sq. Ft.
Year renovated
—
Sq. Ft.
572
Year built
1948
Style
Single Family Residential
County
Seneca County
APN
452689A00800000010580000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 20, 2026.
Property details
Parking
Parking
Features: No Garage, No Driveway
Interior
Virtual Tour
Bedroom Information
# of Main Level Bedrooms: 4
Bathroom Information
# of Full Bathrooms: 2
# of Main Level Bathrooms: 2
Room Information
# of Rooms (Total): 8
Room Types: Bedroom, Loft, Living Room
Equipment
Appliances: Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater
Interior Features
Furnished
Flooring: Varies, Vinyl
Other Features: Breakfast Bar, Ceiling Fan(s), Cathedral Ceiling(s), Eat-in Kitchen, Furnished, Separate/Formal Living Room, Living/Dining Room, Bedroom on Main Level, Loft
Exterior
Building Information
Stories: 1
Stories (Total): 1
Year Built Details: Existing
Roof Details: Asphalt, Shingle
Construction Details: Vinyl Siding
Exterior Features
Exterior Features: Deck, Dock, See Remarks
Patio And Porch Features: Deck
Other Structures: Shed(s), Storage
Lot Information
Lot Size Area: 0.08
Lot Size Acres: 0.08
Lot Size Dimensions: 102X47
Lot Features: Irregular Lot, Residential Lot, Rural Lot
Road Frontage Type: City Street
Is Waterfront
Water Body Name: Seneca Lake
Waterfront Features: Beach Access, Boat Ramp/Lift Access, Dock Access, Lake
Frontage Length: 100
Frontage Length Remarks: 100
Property Information
Has View
Foundation Details: Poured, Slab
Resale
Financial
Assessments and Fees
Assessed Value: $299,500
Tax Information
Annual Tax Amount: $11,496
Utilities
Utility Information
Utilities: Cable Available, Electricity Connected
Electric: Circuit Breakers
Sewer: Holding Tank, Septic Tank
Water Source: Lake, River, Well
Heating & Cooling
Has Heating
Heating: Electric, See Remarks, Baseboard
Public facts
Beds: 1
Baths: 2.0
Sq. Ft.: 572
Stories: 1.0
Lot Size: 1,742 square feet
Style: Single Family Residential
Year Built: 1948
Year Renovated: —
County: Seneca County
APN: 452689A00800000010580000000
Home facts updated by county records on Aug 20, 2026
Around this home
Schools
South Seneca Elementary School
Public PreK-5 • Assigned • 7.6mi
6/10
South Seneca High School
Public 6-12 • Assigned • 5.0mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 94° expected this year, 15 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Lodi, NY • 14860
Average low and high temperatures (°F)
27
17
31
19
49
29
58
38
64
46
77
59
82
64
78
58
73
54
61
44
47
35
35
22
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.3 hours in
June and 2.4 hours in December, placing it below the
U.S. average for solar exposure.
9.3 hrs
2.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$779,000 – $943,000
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