CONTINGENT

Contingent

$599,999

Est. $3,964/mo —

•

1,530

sq ft

103 Lake Nancy Rd, Middle Grove, NY 12850

About this home

LAKE LIFE AT ITS BEST! Welcome to 103 Lake Nancy Road, a charming Adirondack-inspired retreat near Saratoga Springs offering the perfect blend of year-round living, weekend getaway, and lakeside enjoyment. This beautifully maintained 3-bedroom, 2-bath home offers a rare opportunity to enjoy the sought-after Lake Nancy lifestyle, just approximately 30 minutes from Saratoga Springs. Inside, warm and inviting living spaces provide plenty of room to relax and gather with family and friends. Furniture is included, making this home truly move-in ready and allowing you to begin enjoying lake life right away. A partially finished basement adds valuable flexible space for a recreation room, home office, hobby area, or additional storage. Step outside onto the expansive wraparound deck, perfect for morning coffee, summer dining, entertaining, or relaxing while enjoying the peaceful surroundings and lake views. The property includes deeded access to Lake Nancy and a shared sandy beach, offering opportunities for swimming, kayaking, fishing, boating, water sports, and all the recreation that makes lake living so special. Spend summer days on the water or quiet evenings on the deck surrounded by nature. Whether you're looking for a year-round home, vacation property, weekend retreat, or Adirondack getaway, this property delivers the best of lake living near Saratoga Springs. Enjoy a peaceful private-lake setting while remaining close to Saratoga's renowned restaurants, shopping, entertainment, horse racing, and year-round attractions. Come experience the charm of Lake Nancy and discover a move-in-ready Adirondack retreat where you can relax, enjoy the outdoors, and create lasting memories.

Single-familyProperty Type

2005Year Built

0.27 acresLot Size

$392Price/Sq.Ft.

1 garage spacesParking

Listing by Jillian Breck • Howard Hanna Capital Inc

•518-225-4799 (agent)

•breck30@outlook.com (agent)

Listing updated: Oct 16, 2026 at 08:03am

Redfin checked: a few seconds ago

•Source:Global MLS #202625450

Listing provided courtesy of Global Multiple Listing Service, Inc.

Payment calculator

$3,964 per month

Principal and interest$3,315

Property taxes

$569

HOA dues

Home insurance

$80

Utilities

Add

5 minutes to get started. No credit impact.

Affordability tools

Open houses

No upcoming open houses.

Around this home

Schools

K - 12
Preschool & daycare

Joseph Henry Elementary School

Public PreK-5 • Assigned • 6.3mi

5/10

Galway Junior Senior High School

Public 6-12 • Assigned • 6.3mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

103 Lake Nancy Rd · $599,999

DAYS ON MARKET

The average home goes pending in 11 days.

SALE-TO-LIST

Most homes are selling 2% above list price.

LIST PRICE

Median sale price in this area is $498,968. (17% lower than this home)

PRICE DROP

20% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Vaulted ceilings
Walk-in closet
Fireplace in the living room

Bedrooms
3 bedrooms: 2 on the first floor and 1 on the second floor
Primary bedroom on the second floor

Bathrooms
2 full bathrooms: 1 on the first floor and 1 on the second floor

Kitchen
Microwave
Refrigerator

Laundry & utility
Washer and dryer
Laundry in the basement

Flooring
Hardwood flooring

Heating & cooling
Forced-air propane heating
Central air conditioning

Sale and tax history for 103 Lake Nancy Rd

Sale History
Tax History

Date

Event

Price

Global MLS #202625450

Oct 16, 2026

Contingent

—

Sep 17, 2026

Pending

—

Sep 4, 2026

Listed

$599,999

$392/sq ft

Global MLS #202231174

Jan 26, 2023

Sold

$507,000

$331/sq ft

Dec 16, 2022

Pending

—

Dec 13, 2022

Listed

$449,900

$294/sq ft

+28

Global MLS #201504171

Dec 16, 2016

Sold

$286,000

$187/sq ft

Nov 11, 2016

Pending

—

Nov 2, 2016

Price Changed

$275,000

$180/sq ft

Jun 29, 2016

Price Changed

$315,000

$206/sq ft

Apr 3, 2016

Relisted

—

Feb 27, 2016

Pending

—

Jan 19, 2016

Price Changed

$319,658

$209/sq ft

Sep 20, 2015

Price Changed

$345,000

$225/sq ft

Sep 20, 2015

Relisted

—

Sep 16, 2015

Listing Removed

—

Sep 9, 2015

Listed

$389,000

$254/sq ft

+11

Property has 25 ft deeded water access only(no dock allowed) with waterfront views. Absolutely Beautiful! Sit on your deck and watch life happen all around you or partake in it! Included in the sale is the Jet Ski, Adirondack theme Decor, furniture, bedding, appliances, washer & dryer, dishes...this is a turn key , move right in and enjoy!! Lake Nancy is a great place to rest and relax, raise a family, year round enjoyment!! Fish, waterski, boat, kayak, snowmobile, hunt! Superior Condition

Year

Property tax

Land + Additions

Assessment*

2026

$6,988

$21,300 + $224,600

$245,900

2025

$6,988 (+4.5%)

$21,300 + $224,600

$245,900

2024

$6,689 (+1.8%)

$21,300 + $224,600

$245,900

2023

$6,568 (+3.5%)

$21,300 + $224,600

$245,900

2022

$6,346 (−1.4%)

$21,300 + $224,600

$245,900

2021

$6,433 (+190.3%)

$21,300 + $224,600

$245,900

2020

$2,216 (+0.8%)

$21,300 + $224,600

$245,900

2019

$2,198 (−63.6%)

$21,300 + $224,600

$245,900

2018

$6,032 (+3.7%)

$21,300 + $224,600

$245,900

2017

$5,815 (+27.5%)

$21,300 + $224,600

$245,900

2016

$4,560 (−3.2%)

$21,300 + $224,600

$245,900

2015

$4,710 (+3.0%)

$21,300 + $177,900

$199,200

2014

$4,573

$3,000 + $40,217

$43,217

Public record

Beds

Baths

Stories

1.5

Lot width

200 ft.

Lot depth

—

Lot size

0.27 Acres

Year renovated

—

Finished Sq. Ft.

1,530

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,530

Year built

2005

Style

Single Family Residential

County

Saratoga County

APN

414800A14700800050260000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 16, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

7 days above 91° expected this year, 16 days in 30 years

2/10 Wind Factor

3% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Middle Grove, NY • 12850

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

97/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 30% for direct sun exposure in Middle Grove. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.2 hrs

6 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 103 Lake Nancy Rd

$599,380

$619 under list price of $600K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $332K to $751K.

SOLD SEP 3, 2026
$389,900 Last sold price
4 beds2 baths1,600 sq ft
5262 Jockey St, Galway, NY 12074
Listing by Coldwell Banker Prime Properties
$148/sq ft
larger lot
55 years older
SOLD JUL 17, 2026
$540,000 Last sold price
3 beds1.5 baths1,267 sq ft
354 Bogden Rd, Broadalbin, NY 12025
Listing by Inglenook Realty Inc
$34/sq ft
larger lot
27 years older
SOLD SEP 3, 2026
$380,000 Last sold price
3 beds2 baths1,610 sq ft
7133 Fish House Rd, Galway, NY 12074
Listing by Inglenook Realty Inc
$156/sq ft
larger lot
177 years older
SOLD OCT 6, 2026
$332,000 Last sold price
3 beds1 bath1,077 sq ft
658 Coy Rd, Greenfield Center, NY 12833
Listing by Howard Hanna Capital Inc
$84/sq ft
larger lot
20 years older
SOLD SEP 2, 2026
$751,000 Last sold price
4 beds3.5 baths2,568 sq ft
4 Lester Ln, Middle Grove, NY 12850
Listing by Monticello
$100/sq ft
larger lot
4 years newer
SOLD MAR 24, 2026
$415,000 Last sold price
3 beds2 baths1,248 sq ft
258 Young Rd, Middle Grove, NY 12850
Listing by Coldwell Banker Prime Properties
$59/sq ft
larger lot
27 years older

Rental earnings

Est. $2,758 per month, based on comparable rentals

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Details provided by Global MLS and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

Open houses

Around this home

Schools

Lifestyle

Market insights

Property details

Sale and tax history for 103 Lake Nancy Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 103 Lake Nancy Rd

This home may not be allowing tours right now

Nearby similar homes

New listings for sale in 12850

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