For sale

$299,900

Est. $1,999/mo —

•

1,416

sq ft

4 Harding St, Middletown, NY 10940

About this home

Welcome to 4-Bedroom and 2 full bath Home with Low Property Taxes in Middletown! Featuring spacious rooms, a functional layout, and separate living areas, this home offers plenty of flexibility for comfortable everyday living. A large attic and full basement provide additional storage space and potential for a variety of uses. One of the property's standout features is its exceptionally low property taxes, approximately $3,780 for 2025. Recent improvements include a new high-efficiency Navien tankless combination boiler(2025), providing modern heating and hot water efficiency. Conveniently located near shopping, dining, schools, and local amenities, this property presents an excellent opportunity for homeowners.

Single-familyProperty Type

1900Year Built

1,800 sq ftLot Size

$212Price/Sq.Ft.

Listing by Wenpeng Guan • KW Hudson Valley United

Listing by Jie Liu • KW Hudson Valley United

Contact: 845-610-6065

Listing updated: Oct 31, 2026 at 04:50pm

Redfin checked: 3 minutes ago

•Source:OneKey® MLS as Distributed by MLS Grid #1061283

Payment calculator

$1,999 per month

Principal and interest$1,637

Property taxes

$315

HOA dues

Home insurance

$47

Utilities

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Next available tour time: Tuesday

Open houses

No upcoming open houses.

Nearby open houses (6)

OPEN NOV 3, 12PM TO 4PM
$600,000
3 beds2.5 baths2,191 sq ft
83 Anthony St, Middletown, NY 10940
2,400 sq ft lot • 2 garage spots • Community pool
Listing by Nicoli Realty
OPEN NOV 7, 11AM TO 1PM
$599,000
3 beds2.5 baths1,600 sq ft
131 King Rd, Middletown, NY 10941
3.2 acre lot • 2 garage spots • Built 2001
Listing by Coldwell Banker Realty
OPEN NOV 7, 11AM TO 1PM
$89,995
3 beds2 baths996 sq ft
20 Shore Ln, Burlingham, NY 12722
Listed 350 days
Listing by KW Hudson Valley United
REDFIN OPEN NOV 7, 12:30PM TO 2:30PM3D WALKTHROUGH
$750,000
4 beds3 baths2,280 sq ft
1 Sanford Ave, Chester, NY 10918
7,841 sq ft lot • 2 garage spots • Built 2014
Listing by Redfin Real Estate
OPEN NOV 8, 12PM TO 2PM3D WALKTHROUGH
$719,000
4 beds2.5 baths3,763 sq ft
28 Pewter Cir, Chester, NY 10918
0.3 acre lot • 2 garage spots • Built 1997
Listing by Century 21 Full Service Realty
OPEN NOV 8, 12PM TO 2PM
$499,999
3 beds2.5 baths1,908 sq ft
11 Chandler Dr, Chester, NY 10918
0.46 acre lot • 2 garage spots • Pool
Listing by Coldwell Banker Realty

Around this home

Schools

K - 12
Preschool & daycare

Maple Hill Elementary School

Public PreK-5 • Assigned • 1.3mi

3/10

Monhagen Middle School

Public 6-8 • Assigned • 1.2mi

3/10

Middletown High School

Public 9-12 • Assigned • 1.6mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

4 Harding St · $299,900

Strong offer

$307K and above

75% chance or better to win

Why $307K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 44 days.

SALE-TO-LIST

Most homes are selling 0% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Interior features
Pantry
Full basement
Attic with stairs

Bathrooms
2 full bathrooms, including one on the first floor

Kitchen
Gas range, refrigerator

Heating & cooling
Baseboard heating
Natural gas heating
ENERGY STAR-qualified heating equipment
No cooling

Sale and tax history for 4 Harding St

Sale History
Tax History

Date

Event

Price

OneKey® MLS as Distributed by MLS Grid #1061283

Oct 15, 2026

Listed

$299,900

$212/sq ft

OneKey® MLS as Distributed by MLS Grid #1055722

Oct 14, 2026

Listing Removed

—

Sep 27, 2026

Listed

$299,900

$212/sq ft

OneKey® MLS as Distributed by MLS Grid #1024955

Sep 23, 2026

Listing Removed

—

Aug 29, 2026

Price Changed

$349,000

$246/sq ft

Aug 2, 2026

Price Changed

$369,000

$261/sq ft

Jul 12, 2026

Listed

$389,000

$275/sq ft

OneKey® MLS as Distributed by MLS Grid #H521787

Dec 19, 2013

Listing Removed

—

Feb 7, 2012

Listed

$119,000

$84/sq ft

Public Records

Jun 9, 1981

Sold

$27,300

$19/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$3,779

$2,600 + $10,900

$13,500

2025

$3,779 (−0.3%)

$2,600 + $10,900

$13,500

2024

$3,789 (+2.2%)

$2,600 + $10,900

$13,500

2023

$3,706 (+2.1%)

$2,600 + $10,900

$13,500

2022

$3,630 (−4.9%)

$2,600 + $10,900

$13,500

2021

$3,819 (+134.4%)

$2,600 + $10,900

$13,500

2020

$1,629 (−55.6%)

$2,600 + $10,900

$13,500

2019

$3,671 (+1.2%)

$2,600 + $10,900

$13,500

2018

$3,627 (+3.1%)

$2,600 + $10,900

$13,500

2017

$3,516 (−0.3%)

$2,600 + $10,900

$13,500

2016

$3,525 (+3.2%)

$2,600 + $10,900

$13,500

2015

$3,417 (+0.5%)

$2,600 + $10,900

$13,500

2014

$3,400

$2,600 + $10,900

$13,500

Public record

Beds

Baths

Stories

Lot width

45 ft.

Lot depth

40 ft.

Lot size

1,800 Sq. Ft.

Year renovated

1926

Finished Sq. Ft.

1,416

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,416

Year built

1900

Style

Single Family Residential

County

Orange County

APN

330900A03000000010210000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 8, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 100° expected this year, 15 days in 30 years

4/10 Wind Factor

10% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Middletown, NY • 10940

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

75/ 100

Good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.4 hrs

5 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 4 Harding St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $236,000 and $365,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $236K to $365K.

SOLD SEP 4, 2026
$260,000 Last sold price
4 beds1.5 baths1,548 sq ft
22 Chestnut St, Middletown, NY 10940
Listing by YourHomeSold Guaranteed Realty
$44/sq ft
larger lot
5 years newer
SOLD SEP 25, 2026
$360,000 Last sold price
2 beds1.5 baths1,322 sq ft
7 Rowan St, Middletown, NY 10940
Listing by KW Hudson Valley United
$60/sq ft
larger lot
20 years older
SOLD AUG 13, 2026
$236,000 Last sold price
2 beds1 bath1,084 sq ft
19 Bonnell St, Middletown, NY 10940
Listing by River Realty Services, Inc.
$6/sq ft
larger lot
SOLD OCT 15, 2026
$350,000 Last sold price
4 beds2 baths1,164 sq ft
12 Randall Ter, Middletown, NY 10940
Listing by RE/MAX Benchmark Realty Group
$89/sq ft
larger lot
53 years newer
SOLD FEB 9, 2026
$365,000 Last sold price
3 beds1.5 baths1,344 sq ft
14 Knox Ave, Middletown, NY 10940
Listing by HomeSmart Homes & Estates
$60/sq ft
larger lot
72 years newer
SOLD APR 12, 2026
$305,000 Last sold price
3 beds1 bath1,264 sq ft
143 N Beacon St, Middletown, NY 10940
Listing by Corcoran Country Living
$29/sq ft
larger lot
20 years newer

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