For sale

$299,900

Est. $1,999/mo —

•

1,416

sq ft

4 Harding St, Middletown, NY 10940

About this home

Welcome to 4-Bedroom and 2 full bath Home with Low Property Taxes in Middletown! Featuring spacious rooms, a functional layout, and separate living areas, this home offers plenty of flexibility for comfortable everyday living. A large attic and full basement provide additional storage space and potential for a variety of uses. One of the property's standout features is its exceptionally low property taxes, approximately $3,780 for 2025. Recent improvements include a new high-efficiency Navien tankless combination boiler(2025), providing modern heating and hot water efficiency. Conveniently located near shopping, dining, schools, and local amenities, this property presents an excellent opportunity for homeowners and investors alike. The neighboring property is available for separate purchase with tenants in place, presenting an attractive investment opportunity for buyers looking to expand their real estate portfolio and generate rental income. The option to acquire two adjacent properties adds even greater investment potential.

Single-familyProperty Type

1900Year Built

1,800 sq ftLot Size

$212Price/Sq.Ft.

Listing by Wenpeng Guan • KW Hudson Valley United

Listing by Jie Liu • KW Hudson Valley United

Contact: 845-610-6065

Listing updated: Oct 16, 2026 at 05:01am

Redfin checked: 2 minutes ago

•Source:OneKey® MLS as Distributed by MLS Grid #1061283

Payment calculator

$1,999 per month

Principal and interest$1,637

Property taxes

$315

HOA dues

Home insurance

$47

Utilities

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Next available tour time: Saturday

Open houses

No upcoming open houses.

Nearby open houses (10)

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13 Mermaid Rd, Middletown, NY 10940
0.52 acre lot • 2 garage spots • Built 1973
Listing by Keller Williams Realty
OPEN SAT, 11AM TO 2PM
$490,000
4 beds2.5 baths2,200 sq ft
10 Harvest Hill Ln, Middletown, NY 10940
0.49 acre lot • Garage • Pool
Listing by KW Hudson Valley United
OPEN SAT, 11AM TO 1PM
$589,000
5 beds2 baths2,263 sq ft
3 Ben Lomond Dr, Middletown, NY 10941
0.4 acre lot • 6 parking spots • Built 1974
Listing by Keller Williams Realty
OPEN SAT, 12PM TO 2PM3D WALKTHROUGH
$674,999
4 beds2.5 baths2,402 sq ft
71 Van Alst Rd, Montgomery, NY 12549
1.1 acre lot • 2 garage spots • Built 1998
Listing by Century 21 Full Service Realty
OPEN SAT, 12PM TO 2PM3D WALKTHROUGH
$499,000
3 beds2 baths2,000 sq ft
7 Townsend Pl, Chester, NY 10918
0.41 acre lot • 2 garage spots • Built 1967
Listing by National Veterans Realty Group
OPEN SAT, 12PM TO 2PM
$599,000
5 beds2 baths2,864 sq ft
205 New Vernon Rd, Middletown, NY 10940
6.3 acre lot • 4 garage spots • Built 1865
Listing by Bouklis Group Marketing Corp
OPEN SUN TO 4PM
$600,000
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83 Anthony St, Middletown, NY 10940
2,400 sq ft lot • 2 garage spots • Community pool
Listing by Nicoli Realty
OPEN SUN, 11AM TO 1PM
$519,000
3 beds1.5 baths1,816 sq ft
31 Hilo Dr, Campbell Hall, NY 10916
1.4 acre lot • 2 garage spots • Built 1971
Listing by Hudson Valley Home Connection
OPEN SUN, 1PM TO 3PM
$540,000
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129 Gate Schoolhouse Rd, New Hampton, NY 10958
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Listing by Hudson Valley Griffith
OPEN SUN, 1PM TO 2PM
$324,900
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21 Willow Pl, Middletown, NY 10940
0.25 acre lot • Built 1956 • Listed 16 days
Listing by eRealty Advisors, Inc

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Around this home

Schools

K - 12
Preschool & daycare

Maple Hill Elementary School

Public PreK-5 • Assigned • 1.3mi

3/10

Monhagen Middle School

Public 6-8 • Assigned • 1.2mi

3/10

Middletown High School

Public 9-12 • Assigned • 1.6mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

4 Harding St · $299,900

Strong offer

$307K and above

75% chance or better to win

Why $307K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 44 days.

SALE-TO-LIST

Most homes are selling 0% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Interior features
Pantry
Full basement
Attic with stairs

Bathrooms
2 full bathrooms, including one on the first floor

Kitchen
Gas range, refrigerator

Heating & cooling
Baseboard heating
Natural gas heating
ENERGY STAR-qualified heating equipment
No cooling

Sale and tax history for 4 Harding St

Sale History
Tax History

Date

Event

Price

OneKey® MLS as Distributed by MLS Grid #1061283

Oct 15, 2026

Listed

$299,900

$212/sq ft

OneKey® MLS as Distributed by MLS Grid #1055722

Oct 14, 2026

Listing Removed

—

Sep 27, 2026

Listed

$299,900

$212/sq ft

OneKey® MLS as Distributed by MLS Grid #1024955

Sep 23, 2026

Listing Removed

—

Aug 29, 2026

Price Changed

$349,000

$246/sq ft

Aug 2, 2026

Price Changed

$369,000

$261/sq ft

Jul 12, 2026

Listed

$389,000

$275/sq ft

OneKey® MLS as Distributed by MLS Grid #H521787

Dec 19, 2013

Listing Removed

—

Feb 7, 2012

Listed

$119,000

$84/sq ft

Public Records

Jun 9, 1981

Sold

$27,300

$19/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$3,779

$2,600 + $10,900

$13,500

2025

$3,779 (−0.3%)

$2,600 + $10,900

$13,500

2024

$3,789 (+2.2%)

$2,600 + $10,900

$13,500

2023

$3,706 (+2.1%)

$2,600 + $10,900

$13,500

2022

$3,630 (−4.9%)

$2,600 + $10,900

$13,500

2021

$3,819 (+134.4%)

$2,600 + $10,900

$13,500

2020

$1,629 (−55.6%)

$2,600 + $10,900

$13,500

2019

$3,671 (+1.2%)

$2,600 + $10,900

$13,500

2018

$3,627 (+3.1%)

$2,600 + $10,900

$13,500

2017

$3,516 (−0.3%)

$2,600 + $10,900

$13,500

2016

$3,525 (+3.2%)

$2,600 + $10,900

$13,500

2015

$3,417 (+0.5%)

$2,600 + $10,900

$13,500

2014

$3,400

$2,600 + $10,900

$13,500

Public record

Beds

Baths

Stories

Lot width

45 ft.

Lot depth

40 ft.

Lot size

1,800 Sq. Ft.

Year renovated

1926

Finished Sq. Ft.

1,416

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,416

Year built

1900

Style

Single Family Residential

County

Orange County

APN

330900A03000000010210000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 8, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 100° expected this year, 15 days in 30 years

4/10 Wind Factor

10% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Middletown, NY • 10940

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

75/ 100

Good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.4 hrs

5 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 4 Harding St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $236,000 and $400,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $236K to $400K.

SOLD SEP 4, 2026
$260,000 Last sold price
4 beds1.5 baths1,548 sq ft
22 Chestnut St, Middletown, NY 10940
Listing by YourHomeSold Guaranteed Realty
$44/sq ft
larger lot
5 years newer
SOLD SEP 25, 2026
$360,000 Last sold price
2 beds1.5 baths1,322 sq ft
7 Rowan St, Middletown, NY 10940
Listing by KW Hudson Valley United
$60/sq ft
larger lot
20 years older
SOLD AUG 13, 2026
$236,000 Last sold price
2 beds1 bath1,084 sq ft
19 Bonnell St, Middletown, NY 10940
Listing by River Realty Services, Inc.
$6/sq ft
larger lot
SOLD SEP 30, 2026
$358,000 Last sold price
3 beds1.5 baths1,405 sq ft
13 Elm St, Middletown, NY 10940
Listing by KW Hudson Valley United
$43/sq ft
larger lot
17 years newer
SOLD OCT 15, 2026
$350,000 Last sold price
4 beds2 baths1,164 sq ft
12 Randall Ter, Middletown, NY 10940
Listing by RE/MAX Benchmark Realty Group
$89/sq ft
larger lot
53 years newer
SOLD SEP 2, 2026
$400,000 Last sold price
3 beds1 bath1,456 sq ft
13 Brewster Dr, Middletown, NY 10940
Listing by KW Hudson Valley United
$63/sq ft
larger lot
59 years newer

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