For sale

$209,000

Est. $1,474/mo —

•

980

sq ft

7 Harding St, Middletown, NY 10940

About this home

Investor Alert: Turn-Key Cash Flow in Downtown Middletown!Tucked away at the end of a quiet street, this charming single-family home offers an incredible, immediate investment opportunity. The property features a reliable, long-term tenant already in place, generating a steady $1,650 per month in rental income. The main floor boasts a functional kitchen, living room, formal dining room, full bathroom, and a bonus space perfect for storage. Upstairs, you will find an expansive, oversized bedroom suite that was previously configured as two separate bedrooms—offering excellent flexibility to easily convert it back for increased value. Complete with a generous backyard, remarkably low taxes, and a highly walkable location just minutes from downtown dining, local shopping, and the NYC bus terminal, this property is a powerful addition to any portfolio. Schedule your viewing today!

Single-familyProperty Type

1900Year Built

4,648 sq ftLot Size

$213Price/Sq.Ft.

3 spacesParking

Listing by Jonathon Lee • KW Hudson Valley United

Contact: 845-610-6065

Listing updated: Oct 13, 2026 at 12:40pm

Redfin checked: a minute ago

•Source:OneKey® MLS as Distributed by MLS Grid #1052461

Payment calculator

$1,474 per month

Principal and interest$1,126

Property taxes

$315

HOA dues

Home insurance

$33

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

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3 beds2 baths1,728 sq ft
67 Cottage St, Middletown, NY 10940
4,000 sq ft lot • Garage • Built 1900
Listing by Keller Williams Realty Group
REDFIN OPEN SAT, 12:30PM TO 2:30PM3D WALKTHROUGH
$725,000
4 beds3 baths2,280 sq ft
1 Sanford Ave, Chester, NY 10918
7,841 sq ft lot • 2 garage spots • Built 2014
Listing by Redfin Real Estate
OPEN SAT, 1PM TO 3PM
$532,900
4 beds3.5 baths2,671 sq ft
53 Wildwood Cir, Bloomingburg, NY 12721
1.45 acre lot • 2 garage spots • Built 1993
Listing by Howard Hanna Rand Realty
OPEN SAT, 1PM TO 3:30PM3D WALKTHROUGH
$579,000
3 beds2 baths1,302 sq ft
13 Noble Pl, Florida, NY 10921
0.26 acre lot • Garage • Built 1933
Listing by Howard Hanna Rand Realty
OPEN SUN, 11AM TO 1PM
$649,900
4 beds2.5 baths2,078 sq ft
1061 Mountain Rd, Port Jervis, NY 12771
5 acre lot • 2 garage spots • Built 2024
Listing by KW Hudson Valley United
OPEN SUN, 12PM TO 2PM
$399,999
3 beds2.5 baths1,623 sq ft
7 Hanover Mews, Middletown, NY 10940
2,880 sq ft lot • Garage • Built 1999
Listing by Locqube New York, Inc.
OPEN SUN, 12PM TO 2PM3D WALKTHROUGH
$719,000
4 beds2.5 baths3,763 sq ft
28 Pewter Cir, Chester, NY 10918
0.3 acre lot • 2 garage spots • Built 1997
Listing by Century 21 Full Service Realty
OPEN SUN, 12PM TO 2PM
$589,000
5 beds2 baths2,263 sq ft
3 Ben Lomond Dr, Middletown, NY 10941
0.4 acre lot • 6 parking spots • Built 1974
Listing by Keller Williams Realty
OPEN SUN, 12PM TO 4PM
$600,000
3 beds2.5 baths2,191 sq ft
83 Anthony St, Middletown, NY 10940
2,400 sq ft lot • 2 garage spots • Community pool
Listing by Nicoli Realty
OPEN SUN, 12PM TO 2PM3D WALKTHROUGH
$659,000
5 beds5.5 baths3,960 sq ft
59 Webb Rd, Middletown, NY 10940
2.9 acre lot • 2 garage spots • Built 1800
Listing by Howard Hanna Rand Realty

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Around this home

Schools

K - 12
Preschool & daycare

Maple Hill Elementary School

Public PreK-5 • Assigned • 1.3mi

3/10

Monhagen Middle School

Public 6-8 • Assigned • 1.2mi

3/10

Middletown High School

Public 9-12 • Assigned • 1.6mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

7 Harding St · $209,000

Strong offer

$209K and above

75% chance or better to win

Why $209K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 51 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Storage space
Unfinished basement
Full walkup attic

Bedrooms
6 total rooms (bedroom count not specified)

Bathrooms
1 full bathroom

Kitchen
Gas range
Refrigerator

Laundry & utility
Washer
Dryer

Heating & cooling
Hot water heating
Wall/window air conditioning units

Sale and tax history for 7 Harding St

Sale History
Tax History

Date

Event

Price

OneKey® MLS as Distributed by MLS Grid #1052461

Oct 13, 2026

Price Changed

$209,000

$213/sq ft

Sep 25, 2026

Price Changed

$224,000

$229/sq ft

Sep 17, 2026

Listed

$220,000

$224/sq ft

OneKey® MLS as Distributed by MLS Grid #H6082169

Jan 8, 2021

Listing Removed

—

Nov 11, 2020

Listed

$109,000

$111/sq ft

Public Records

Aug 1, 2018

Sold

$75,500

$77/sq ft

Public Records

Apr 6, 1998

Sold

$35,000

$36/sq ft

Public Records

Nov 2, 1977

Sold

$6,500

$7/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$3,779

$3,900 + $9,600

$13,500

2025

$3,779 (−0.3%)

$3,900 + $9,600

$13,500

2024

$3,789 (+2.2%)

$3,900 + $9,600

$13,500

2023

$3,706 (+2.1%)

$3,900 + $9,600

$13,500

2022

$3,630 (−4.9%)

$3,900 + $9,600

$13,500

2021

$3,819 (+134.4%)

$3,900 + $9,600

$13,500

2020

$1,629 (−55.6%)

$3,900 + $9,600

$13,500

2019

$3,671 (+1.2%)

$3,900 + $9,600

$13,500

2018

$3,627 (+3.1%)

$3,900 + $9,600

$13,500

2017

$3,516 (−7.1%)

$3,900 + $9,600

$13,500

2016

$3,787 (+3.1%)

$3,900 + $9,600

$13,500

2015

$3,671 (+0.5%)

$3,900 + $10,600

$14,500

2014

$3,652

$3,900 + $10,600

$14,500

Public record

Beds

Baths

Stories

Lot width

43 ft.

Lot depth

108 ft.

Lot size

4,648 Sq. Ft.

Year renovated

1931

Finished Sq. Ft.

980

Unfinished Sq. Ft.

—

Total Sq. Ft.

980

Year built

1900

Style

Single Family Residential

County

Orange County

APN

330900A02900000090200000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 8, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 100° expected this year, 15 days in 30 years

4/10 Wind Factor

10% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Middletown, NY • 10940

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

80/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.8 hrs

5.1 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 7 Harding St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $225,000 and $365,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $225K to $365K.

SOLD SEP 4, 2026
$295,000 Last sold price
4 beds1 bath1,248 sq ft
206 W Main St, Middletown, NY 10940
Listing by KW Hudson Valley United
$23/sq ft
larger lot
SOLD OCT 22, 2026
$225,000 Last sold price
2 beds1 bath1,080 sq ft
10 Forest Ave, Middletown, NY 10940
Listing by RE/MAX Benchmark Realty Group
$5/sq ft
smaller lot
22 years older
SOLD OCT 20, 2026
$350,000 Last sold price
2 beds1 bath936 sq ft
92 Beattie Ave, Middletown, NY 10940
Listing by RE/MAX Benchmark Realty Group
$161/sq ft
larger lot
25 years newer
SOLD AUG 12, 2026
$295,000 Last sold price
3 beds1 bath1,180 sq ft
44 Commonwealth Ave, Middletown, NY 10940
Listing by Frank Tangredi Realty Company
$37/sq ft
60 years newer
SOLD SEP 24, 2026
$365,000 Last sold price
3 beds1 bath1,104 sq ft
14 Jackson Ave, Middletown, NY 10940
Listing by eRealty Advisors, Inc
$118/sq ft
larger lot
23 years newer
SOLD APR 21, 2026
$285,000 Last sold price
2 beds1.5 baths1,200 sq ft
121 Sprague Ave, Middletown, NY 10940
Listing by DiMatteo Realty LLC
$25/sq ft
larger lot