Off market jan 2025 for $250K

$266,380

•

540

sq ft

197 Lake Rd, Milford, NY 13807

About this home

A little piece of paradise. Three bedroom summer cottage on Arnold Lake. Spend summers at the lake. Open concept living room/ dining area with large stone fireplace. Outdoor shower, indoor half bath. First floor laundry for all those towels. Circular drive for parking all your guests with level pad for RV parking. Only steps from the dock where the lake boasts annually stocked fishing, excellent swimming and beautiful sunsets. Sit on the open porch and watch as the lake lights up at night. Listing agent is related to seller.

Single-familyProperty Type

1925Year Built

0.55 acresLot Size

$493Est. Price/Sq.Ft.

1 car garageParking

Listing by Michele Frazier • Benson Agency Real Estate LLC

•607-432-4391 (broker)

•bensonreal@stny.rr.com (broker)

Contact: (607) 435-8879

Bought with Bryan Brooks • Agency 1 LLC

•585-721-9410 (broker)

•BryanBrooks@agency1homes.com (broker)

Redfin checked: a minute ago

•Source:UNYREIS #R1577880

Redfin Estimate

$266,380

$16K since sold in January 2025$21K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 19.2% higher than the average sale price ($223K) of 5 comparable homes.

SOLD OCT 30, 2026
$224,000
A
3 beds2 baths1,000 sq ft
141 East St, Oneonta, NY 13820
Listing by BlueSky Properties
SOLD SEP 25, 2026
$201,400
B
3 beds2 baths2,083 sq ft
20 Maple St, Milford, NY 13807
Listing by Benson Agency Real Estate LLC
SOLD SEP 29, 2026
$250,000
C
3 beds2 baths1,592 sq ft
245 West St, Oneonta, NY 13820
Listing by The Holscher Group
SOLD DEC 10, 2025
$89,000
D
3 beds1 bath1,323 sq ft
7 + 9 Factory St, Maryland, NY 12116
Listing by Keller Williams Upstate NY Properties
SOLD OCT 29, 2026
$352,500
E
3 beds2 baths1,733 sq ft
3 College Park Dr, Oneonta, NY 13820
Listing by Benson Agency Real Estate LLC

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Earn from this home

Rent

$1,878/mo

Redfin rental estimate

List your home for rent

Market trends in 13807, NY

Last updated October 2026

Sale-to-list price

100.7%

+0.7% MoM

Median sale price

$201K

$88K MoM

Avg. days on market

318d

101 days MoM

Recently sold homes

0 MoM

New listings for sale

FOR SALE BY OWNER
$75,000
4 beds2 baths1,962 sq ft
109 E Main St, Milford, NY 13807
See all

Provided by Redfin

Sale history for 197 Lake Rd

Date

Event

Price

UNYREIS #R1577880

Jan 10, 2025

Sold

$250,000

$463/sq ft

Nov 27, 2024

Pending

—

Nov 15, 2024

Listed

$275,000

$509/sq ft

UNYREIS #R1577825

Jan 10, 2025

Sold

$250,000

$463/sq ft

Nov 27, 2024

Pending

—

Nov 15, 2024

Listed

$275,000

$509/sq ft

UNYREIS #OD136360

Dec 1, 2022

Sold

$214,000

$396/sq ft

Sep 9, 2022

Listed

$275,000

$509/sq ft

Public record

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

—

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Otsego County

APN

193.02-3-3.00

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Apr 16, 2026.

Property details

Parking

Garage/Carport Information
Has Garage
# of Garage Spaces: 1

Parking
Features: Detached, Garage, Circular Driveway, Driveway

Interior

Bathroom Information
# of Half Bathrooms: 1
# of Main Level Bathrooms: 1

Room Information
# of Rooms (Total): 7
Room Types: Laundry, Entry Foyer
Basement Information: Crawl Space

Laundry Information
Features: Main Level

Fireplace Information
Has Fireplace
# of Fireplaces: 1

Equipment
Appliances: Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer

Interior Features
Furnished
Flooring: Hardwood, Laminate, Varies
Other Features: Entrance Foyer, Furnished, Living/Dining Room

Exterior

Building Information
Stories (Total): 1
Year Built Details: Existing
Construction Details: Wood Siding

Exterior Features
Exterior Features: Dock, See Remarks
Patio And Porch Features: Open, Porch

Lot Information
Lot Size Area: 0.55
Lot Size Acres: 0.55
Lot Size Dimensions: 99X225
Lot Features: Rectangular, Rectangular Lot
Road Frontage Type: Main Thoroughfare
Is Waterfront
Water Body Name: Arnold Lake
Waterfront Features: Dock Access, Lake
Frontage Length: 104
Frontage Length Remarks: 104

Property Information
Has View
Resale

Financial

Assessments and Fees
Assessed Value: $200,500

Tax Information
Annual Tax Amount: $4,609

Utilities

Utility Information
Water Source: Lake, River

Heating & Cooling
Has Heating
Heating: See Remarks, Wood

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: —
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Otsego County
APN: 193.02-3-3.00

Home facts updated by county records on Apr 16, 2026

Around this home

Schools

K - 12
Preschool & daycare

Milford Central School

Public PreK-12 • Assigned • 2.9mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

6 days above 91° expected this year, 14 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Milford, NY • 13807

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.5 hours in June and 2.8 hours in December, placing it below the U.S. average for solar exposure.

8.5 hrs

2.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$254,000 – $307,000

Sell confidently with a local market expert in Milford. 3 minutes to get started.

Nearby similar homes

$49,900

2 beds— baths648 sq ft

0 Waldon Rd, Mc Donough, NY 13801

Woodstove • Back porch • 0.53 acre lot

Listing by Northeast Realty Chenango County LLC, (607) 334-3344

$650,000

4 beds2.5 baths2,672 sq ft

177 Baker Hill Rd, Otego, NY 13825

Full kitchen • Kegerator • Pool table

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

$65,000

Land— sq ft

2 College Park Dr, Oneonta, NY 13820

Building lot cleared • Graded lot • Recent survey

Listing by Benson Agency Real Estate LLC, (607) 432-4391

$419,000

4 beds3 baths4,102 sq ft

8 College Ter, Oneonta, NY 13820

0.89-acre parcel • Oak flooring • Vintage bathrooms

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

$30,000

Land8,000 sq ft

174 River St, Oneonta, NY 13820

Listed 226 days

Listing by Howard Hanna, (607) 433-1020

$39,900

Land— sq ft

Maple Dr, Milford, NY 13820

Lake access • Open and level land • Easy lake access

Listing by Oneonta Realty, LLC, (607) 441-7312

New listings for sale in 13807

FOR SALE BY OWNER

$75,000

4 beds2 baths1,962 sq ft

109 E Main St, Milford, NY 13807

Front porch deck • Brick chimney • Wide plank floors

Home values near 197 Lake Rd

Data from public records.

Address	Redfin Estimate
93 East Lake Rd, Hartwick, NY 2 Beds \| 1.5 Baths \| 1360 Sq. Ft.	$243,662
169 Lake Rd, South New Berlin, NY 2 Beds \| 1.5 Baths \| 960 Sq. Ft.	$205,504
187 Lake Rd, South New Berlin, NY 4 Beds \| 1 Baths \| 1476 Sq. Ft.	$243,431
207 Lake Rd, South New Berlin, NY 3 Beds \| 1.5 Baths \| 2068 Sq. Ft.	$682,734
225 Lake Rd, South New Berlin, NY 4 Beds \| 1 Baths \| 1172 Sq. Ft.	$183,656
229 Lake Rd, Milford, NY 2 Beds \| - Baths \| - Sq. Ft.	$154,156
161 Lake Rd, Milford, NY 4 Beds \| 2 Baths \| 2352 Sq. Ft.	$383,962

Address	Redfin Estimate
197 Lake Rd, South New Berlin, NY 3 Beds \| 1 Baths \| 540 Sq. Ft.	$316,905
211 Lake Rd, Milford, NY 3 Beds \| 2 Baths \| 1192 Sq. Ft.	$250,489
213 Lake Rd, South New Berlin, NY 3 Beds \| 1 Baths \| 1288 Sq. Ft.	$217,241
193 Lake Rd, South New Berlin, NY 3 Beds \| 1 Baths \| 1215 Sq. Ft.	$181,386
189 Lake Rd, South New Berlin, NY 3 Beds \| 1 Baths \| 600 Sq. Ft.	$149,606
153 Lake Rd, Milford, NY 5 Beds \| 2.5 Baths \| 1872 Sq. Ft.	$583,369
95 East Lake Rd, Hartwick, NY 3 Beds \| 1.5 Baths \| 1014 Sq. Ft.	$229,543

Address	Redfin Estimate
195 Lake Rd, South New Berlin, NY 2 Beds \| 1 Baths \| 718 Sq. Ft.	$162,337
221 Lake Rd, South New Berlin, NY 6 Beds \| 1 Baths \| 1272 Sq. Ft.	$218,423
217 Lake Rd, South New Berlin, NY 2 Beds \| 1.5 Baths \| 1226 Sq. Ft.	$293,547
73 East Lake Rd, Hartwick, NY 2 Beds \| - Baths \| 771 Sq. Ft.	$210,956
79 East Lake Rd, Hartwick, NY 3 Beds \| 1.5 Baths \| 992 Sq. Ft.	$215,555
91 East Lake Rd, Hartwick, NY 3 Beds \| 1 Baths \| 801 Sq. Ft.	$164,915
67 Lake Rd, Milford, NY 3 Beds \| 1 Baths \| 896 Sq. Ft.	$276,589

Property information provided by UNYREIS when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 13807, NY

Sale history for 197 Lake Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 13807

Home values near 197 Lake Rd

More real estate resources