Off market nov 2023 for $685K

$832,010

Est. refi paymentEst. refi $5,414/mo

•

3,066

sq ft

321 Locust St, Mount Vernon, NY 10550

About this home

Attention all buyers and investors!!! Great opportunity to purchase this sizeable sunny and bright 2 family home. It's perfect either as an investment opportunity, with rental income or owner occupancy with potential to generate rental income from the other unit. Spacious first floor unit features, 3 bedrooms, 1 bath, large living room, eat-in-kitchen, dining room and a backyard deck. Second floor unit includes 2 bedrooms, 1 bath, 1 office/den off the Livingroom, eat in kitchen. The property has a nice level backyard. Lots of potential in the large walkout basement. The building has a shared boiler and hot water heater and separate gas and electric meters. There is plenty of parking in the long driveway. Can hold 4 cars. Conveniently located to shops, restaurants, parkways, public transportation. Please note that taxes are being grieved with Rich O'Donnell's tax assessor, the taxes currently are based on the assessed value of $1,026,315.

Multi-familyProperty Type

1957Year Built

7,571 sq ftLot Size

$271Est. Price/Sq.Ft.

Listing by Denise Breda • Berkshire Hathaway HS NY Prop

Contact: (914) 834-7777

Bought with Joel Agudelo • RE/MAX Distinguished Hms.&Prop

Redfin checked: a minute ago

•Source:OneKey® MLS as Distributed by MLS Grid #H6219953

Redfin Estimate

$832,010

$147K since sold in November 2023$19K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 10.3% lower than the average sale price ($928K) of 6 comparable homes.

BOUGHT WITH REDFIN OCT 24, 2025
$1,155,000
A
6 beds2 baths3,000 sq ft
426 N High St, Mount Vernon, NY 10552
Listing by Houlihan Lawrence Inc.
SOLD JUL 8, 2026
$845,000
B
5 beds2 baths2,350 sq ft
28 Crestmont Ave, Yonkers, NY 10704
Listing by Berkshire Hathaway HS NY Prop
SOLD SEP 25, 2026
$779,000
C
4 beds2 baths2,070 sq ft
541 N High St, Mt Vernon, NY 10552
Listing by Houlihan Lawrence Inc.
SOLD AUG 20, 2026
$999,000
D
6 beds3 baths2,450 sq ft
232 Westchester Ave, Mount Vernon, NY 10552
Listing by Ragette Real Estate, Inc.
SOLD JUL 17, 2026
$854,900
E
4 beds2 baths2,200 sq ft
69 Ardell Rd, Yonkers, NY 10708
Listing by Home Sweet Home Properties
SOLD SEP 22, 2026
$935,000
F
3 beds2 baths1,874 sq ft
95 Vernon Ave, Yonkers, NY 10704
Listing by Compass Greater NY, LLC

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Earn from this home

Sell

$263,168

Est. take-home

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Refinance

Est. cash available

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Market trends in 10550, NY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.1%

0.2% MoM

Median sale price

$678K

$28K MoM

Avg. days on market

51d

22 days MoM

Recently sold homes

1 MoM

New listings for sale

OPEN SAT, 12PM TO 2PM
$849,999
4 beds2 baths2 sq ft
40 S 7th Ave, Mount Vernon, NY 10550
Listing by Exit Realty DKC
$325,000
3 beds2 baths1,600 sq ft
21 Johnson St, Mount Vernon, NY 10550
Listing by Houlihan Lawrence Inc.
$850,000
8 beds3 baths2,933 sq ft
48 S 7th Ave, Mount Vernon, NY 10550
Listing by eRealty Advisors, Inc
$950,000
8 beds6 baths— sq ft
529 S 11th Ave, Mount Vernon, NY 10550
Listing by Link NY Realty
FOR SALE BY OWNER
$675,000
4 beds3 baths2,300 sq ft
301 S 6th Ave, Mount Vernon, NY 10550
COMING SOON
$950,000
6 beds4 baths— sq ft
241 S 5th Ave, Mount Vernon, NY 10550
Listing by Real Broker NY LLC
$779,000
6 beds3 baths— sq ft
325 N Terrace Ave, Mount Vernon, NY 10550
Listing by KDP Global Realty LLC
$875,000
6 beds4 baths— sq ft
322 S 2nd Ave, Mount Vernon, NY 10550
Listing by Peoples Realty & Associates
$695,000
3 beds4 baths2,366 sq ft
176 Archer Ave, Mount Vernon, NY 10550
Listing by Coldwell Banker Realty
$390,000
3 beds2 baths1,800 sq ft
33 S Terrace Ave, Mount Vernon, NY 10550
Listing by Silverside Realty LLC
See all

Provided by Redfin

Sale history for 321 Locust St

Year

Property tax

Land + Additions

Assessment*

2026

$17,895 (+2.1%)

$3,700 + $6,712

$10,412

2025

$17,533 (−9.3%)

$3,700 + $6,712

$10,412

2024

$19,321 (−16.8%)

$3,700 + $6,712

$10,412

2023

$23,209 (+1.6%)

$3,700 + $9,800

$13,500

2022

$22,848 (−5.4%)

$3,700 + $11,900

$15,600

2021

$24,153 (+15.7%)

$3,700 + $11,900

$15,600

2020

$20,882 (+0.5%)

$3,700 + $11,900

$15,600

2019

$20,784

$3,700 + $11,900

$15,600

2018

$3,700 + $11,900

$15,600

2017

$3,700 + $11,900

$15,600

2016

$3,700 + $11,900

$15,600

2014

$3,700 + $11,900

$15,600

2013

$3,700 + $11,900

$15,600

2012

$3,700 + $11,900

$15,600

2011

$3,700 + $11,900

$15,600

2010

$3,700 + $11,900

$15,600

2009

$3,700 + $11,900

$15,600

2008

$3,700 + $11,900

$15,600

Tax history for 321 Locust St

Year

Property tax

Land + Additions

Assessment*

2026

$17,895 (+2.1%)

$3,700 + $6,712

$10,412

2025

$17,533 (−9.3%)

$3,700 + $6,712

$10,412

2024

$19,321 (−16.8%)

$3,700 + $6,712

$10,412

2023

$23,209 (+1.6%)

$3,700 + $9,800

$13,500

2022

$22,848 (−5.4%)

$3,700 + $11,900

$15,600

2021

$24,153 (+15.7%)

$3,700 + $11,900

$15,600

2020

$20,882 (+0.5%)

$3,700 + $11,900

$15,600

2019

$20,784

$3,700 + $11,900

$15,600

2018

$3,700 + $11,900

$15,600

2017

$3,700 + $11,900

$15,600

2016

$3,700 + $11,900

$15,600

2014

$3,700 + $11,900

$15,600

2013

$3,700 + $11,900

$15,600

2012

$3,700 + $11,900

$15,600

2011

$3,700 + $11,900

$15,600

2010

$3,700 + $11,900

$15,600

2009

$3,700 + $11,900

$15,600

2008

$3,700 + $11,900

$15,600

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

7,564 Sq. Ft.

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Multi-Family (2-4 Unit)

County

Westchester County

APN

550800A16504510920230000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 25, 2026.

RMF-10

Multifamily Residence District

For all RMF Multifamily Residence Districts, to encourage the development of dwelling units suitable for a variety of household sizes at higher densities which will allow for the construction of such housing at a relatively more moderate cost. Such districts are generally intended to be located in convenient proximity to employment, shopping, transportation and community facilities. Adequate on-site parking and open space must be provided.

Permitted uses

Include but are not limited to:

Community / recreation center
Housing-Single unit
Housing-Multiple units
Public service
Educational/school

Property details

Parking

Parking Information
Parking Features: Driveway, On Street

Interior

Virtual Tour Information

Heating & Cooling
Cooling: Wall/Window Unit(s)
Heating: Baseboard, Natural Gas

Interior Features
Interior Features: Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters
Appliances: Gas Water Heater
Flooring: Hardwood
Levels: Two
Patio And Porch Features: Deck

Room Information
Basement YN: Yes
Attic: Scuttle,Unfinished
Basement: Full, Unfinished, Walk-Out Access

Bathroom Information
Bathrooms Full: 2

Multi-Unit Information
# Of 2 Bedrooms: 1
# Of 3 Bedrooms: 1

Exterior

Exterior Features
Construction Materials: Brick, Clapboard, Frame
Security Features: Security System
Waterfront YN: No

Lot Information
Lot Features: Near Public Transit, Near School, Near Shops, Sloped

Property Information
Building Area Source: Other
Property Sub Type: Duplex
Property Condition: Actual

Financial

Tax Information
Tax Year: 2022
Tax Source: Municipality
Tax Annual Amount: $24,982

Financial Information
Buyer Financing: Cash

Utilities

Utility Information
Electric Company: Con-Edison
Sewer: Public Sewer
Utilities: Trash Collection Public

Location

HOA Information
Association Amenities: Park

School Information
Elementary School: Columbus
Middle Or Junior School: Contact Agent
High School: Mt Vernon High School
High School District: Mount Vernon

Location Information
Directions: Bronx River Parkway to Oak St to N Macquesten Pkwy to Howard St to Locust St.
County Or Parish: Westchester County

Community Information
Community Features: Park

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 7,564 square feet
Style: Multi-Family (2-4 Unit)
Year Built: —
Year Renovated: —
County: Westchester County
APN: 550800A16504510920230000000

Home facts updated by county records on Sep 25, 2026

Around this home

Schools

Nelson Mandela/Dr. Hosea Zollicoffer School

Public PreK-8 • Assigned • 0.3mi

4/10

Mount Vernon High School

Public 9-12 • Assigned • 1.6mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

7/10 Heat Factor

7 days above 98° expected this year, 16 days in 30 years

6/10 Wind Factor

27% chance of strong winds in next 30 years

5/10 Air Factor

6 unhealthy days expected this year, 8 days in 30 years

Provided by First Street

Historical weather

Mount Vernon, NY • 10550

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 4.3 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

4.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$791,000 – $957,000

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Nearby similar homes

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Listing by Luxian International Realty

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New listings for sale in 10550

OPEN SAT, 12PM TO 2PM

$849,999

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40 S 7th Ave, Mount Vernon, NY 10550

Listing by Exit Realty DKC

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3 beds2 baths1,600 sq ft

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Listing by Houlihan Lawrence Inc.

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Listing by eRealty Advisors, Inc

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529 S 11th Ave, Mount Vernon, NY 10550

Listing by Link NY Realty

FOR SALE BY OWNER

$675,000

4 beds3 baths2,300 sq ft

301 S 6th Ave, Mount Vernon, NY 10550

COMING SOON

$950,000

6 beds4 baths— sq ft

241 S 5th Ave, Mount Vernon, NY 10550

Listing by Real Broker NY LLC

$779,000

6 beds3 baths— sq ft

325 N Terrace Ave, Mount Vernon, NY 10550

Listing by KDP Global Realty LLC

$875,000

6 beds4 baths— sq ft

322 S 2nd Ave, Mount Vernon, NY 10550

Listing by Peoples Realty & Associates

$695,000

3 beds4 baths2,366 sq ft

176 Archer Ave, Mount Vernon, NY 10550

Listing by Coldwell Banker Realty

Home values near 321 Locust St

Data from public records.

Address	Redfin Estimate
309 Locust St, Mount Vernon, NY 3 Beds \| 2 Baths \| 1300 Sq. Ft.	$608,821
316 Locust St, Mount Vernon, NY 6 Beds \| 1 Baths \| 2836 Sq. Ft.	$705,158

Address	Redfin Estimate
325 Locust St, Mount Vernon, NY - Beds \| - Baths \| 2500 Sq. Ft.	$728,802
326 North Terrace Ave, Mount Vernon, NY 4 Beds \| 2 Baths \| 2500 Sq. Ft.	$701,088

Address	Redfin Estimate
307 Locust St, Mount Vernon, NY 3 Beds \| 2 Baths \| 1150 Sq. Ft.	$555,990
334 North Terrace Ave, Mount Vernon, NY 5 Beds \| 2 Baths \| - Sq. Ft.	$649,902

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2024. This data may not match . Learn more.

Listing provided courtesy of: RE/MAX Distinguished Hms.&Prop

Listing agent: Joel Agudelo (9148441331)

Based on information submitted to the MLS GRID as of Wed Oct 07 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: 2024-06-23T16:19:37.972Z

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