For sale

$682,500

Est. $5,105/mo —

•

2,267

sq ft

196 Elm St, New Rochelle, NY 10805

About this home

From the moment you arrive, the home’s classic architectural presence and inviting layout offer endless possibilities. Inside, you’ll find spacious sun-filled rooms, high ceilings, and the perfect canvas to restore and customize a true vintage gem to your personal style. The private backyard provides space for entertaining, gardening, or simply enjoying peaceful outdoor living. Ideally located near schools, parks, shopping, transportation, and vibrant downtown New Rochelle, this property combines historic charm with everyday convenience. Whether you’re searching for a forever home or a unique restoration opportunity, 196 Elm Street is filled with potential and ready for its next chapter. Quick 45 Minute Ride to Manhattan on Metro North.

Single-familyProperty Type

1902Year Built

7,405 sq ftLot Size

$301Price/Sq.Ft.

10 spacesParking

Listing by Natasha Conklin • HomeSmart Premier Living Rlty

Contact: natashavconklin@gmail.com

Listing updated: Oct 23, 2026 at 07:06pm

Redfin checked: 2 minutes ago

•Source:OneKey® MLS as Distributed by MLS Grid #1031355

Payment calculator

$5,105 per month

Principal and interest$3,679

Property taxes

$1,318

HOA dues

Home insurance

$108

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

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305 E 72nd St Unit 11E, New York, NY 10021
$3,314 HOA • Built 1955
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$1,199,998
5 beds3.5 baths2,405 sq ft
2330 Gunther Ave, Bronx, NY 10469
5,000 sq ft lot • 2 garage spots • Built 1935
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OPEN SAT, 10AM TO 12PM
$1,600,000
4 beds2.5 baths3,530 sq ft
5 Lake Dr, Manhasset Hills, NY 11040
8,892 sq ft lot • 2 garage spots • Built 1950
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$260,000
1 bed1 bath622 sq ft
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$878 HOA • Built 1940
Listing by Exit Realty DKC
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2 beds1 bath720 sq ft
163-44 Willets Points Blvd Unit 4-263, Whitestone, NY 11357
Garage • Built 1950
Listing by New York Residential R E
OPEN SAT, 1PM TO 3PM
$475,000
3 beds2 baths1,200 sq ft
880 Boynton Ave Unit 14D, Bronx, NY 10473
$970 HOA • Built 1962
Listing by Cruz Network The Bronx Realty
OPEN SUN, 1AM TO 3PM
$695,000
2 beds1 bath1,060 sq ft
4 Putnam Hl Unit 2D, Greenwich, CT 06830
Built 1956
OPEN SUN, 11AM TO 1PM
$289,000
1 bed1 bath759 sq ft
370 Central Park Ave Unit 4L, Scarsdale, NY 10583
Parking • Community pool • Built 1969
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$1,703 HOA • Garage • Built 2005
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Around this home

Schools

K - 12
Preschool & daycare

Jefferson Elementary School

Public K-5 • Assigned • 0.2mi

5/10

Isaac E Young Middle School

Public 6-8 • Assigned • 0.5mi

7/10

New Rochelle High School

Public 9-12 • Assigned • 2.1mi

4/10

Provided by GreatSchools

About South

Side

South Side, located between Downtown New Rochelle and Pelham Manor, is a residential and waterfront New Rochelle neighborhood with harbor views and leafy side streets. The neighborhood’s character concentrates around the Five Islands Park entrance on LeFevres Lane, where marina slips, ballfields, and shoreline paths set a weekend rhythm. Architectural cues lean toward early-20th-century colonials and compact multifamily buildings, with pockets of mid-century apartments nearer the water. Hudson Park & Beach reads as the local front porch, with benches facing Long Island Sound. The New Rochelle Rowing Club and the New Rochelle Public Library’s main branch add civic and cultural gravity. Streets angle toward the water, giving daily routines a coastal backdrop.

Provided by Walk Score and Local Logic

Offer insights

196 Elm St · $682,500

Strong offer

$687K and above

75% chance or better to win

Why $687K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 32 days.

SALE-TO-LIST

Most homes are selling 4% above list price.

About offer insights

Property details

Interior
Exterior
Finance

Interior features
Eat-in kitchen
Formal dining
High ceilings
Porch

Bedrooms
Three or more levels
10 total rooms (includes bedrooms and living spaces)
Full attic

Bathrooms
2 full bathrooms
1 half bathroom

Kitchen
Dishwasher
Oven
Range
Refrigerator

Laundry & utility
Laundry room
Laundry in basement

Flooring
Hardwood floors

Heating & cooling
Hot water heating
Wall/window air conditioning units

Sale and tax history for 196 Elm St

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2026

$15,880 (+29.2%)

$2,350 + $8,700

$11,050

2025

$12,295 (−19.3%)

$2,350 + $8,700

$11,050

2024

$15,244 (+14.7%)

$2,350 + $8,700

$11,050

2023

$13,286 (+1.9%)

$2,350 + $8,700

$11,050

2022

$13,038 (+0.5%)

$2,350 + $8,700

$11,050

2021

$12,973 (+23.4%)

$2,350 + $8,700

$11,050

2020

$10,509 (−14.5%)

$2,350 + $8,700

$11,050

2019

$12,294

$2,350 + $8,700

$11,050

2018

$2,350 + $8,700

$11,050

2017

$2,350 + $8,700

$11,050

2016

$2,350 + $8,700

$11,050

2014

$2,350 + $8,700

$11,050

2013

$2,350 + $8,700

$11,050

2012

$2,350 + $8,700

$11,050

2011

$2,350 + $8,700

$11,050

2010

$2,350 + $8,700

$11,050

2009

$2,350 + $8,700

$11,050

2008

$2,350 + $8,700

$11,050

Public record

Beds

Baths

2.5

Stories

—

Lot width

50 ft.

Lot depth

150 ft.

Lot size

7,563 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

2,267

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,267

Year built

1902

Style

Single Family Residential

County

Westchester County

APN

551000A0000020497000102

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 25, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 98° expected this year, 15 days in 30 years

6/10 Wind Factor

27% chance of strong winds in next 30 years

5/10 Air Factor

6 unhealthy days expected this year, 8 days in 30 years

Provided by First Street

Historical weather

New Rochelle, NY • 10805

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

94/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 7% for direct sun exposure in New Rochelle. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.1 hrs

6.2 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 196 Elm St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $735,000 and $2,200,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $735K to $2.2M.

SOLD OCT 2, 2026
$740,000 Last sold price
4 beds1 bath1,852 sq ft
29 Saint Joseph St, New Rochelle, NY 10805
Listing by Jason Mitchell Real Estate NY
$99/sq ft
12 years older
SOLD SEP 16, 2026
$850,000 Last sold price
3 beds2 baths1,670 sq ft
21 Keogh Ln, New Rochelle, NY 10805
Listing by Julia B Fee Sothebys Int. Rlty
$208/sq ft
larger lot
37 years newer
BOUGHT WITH REDFIN APR 15, 2026
$1,260,000 Last sold price
4 beds4 baths2,300 sq ft
1 Echo Bay Pl, New Rochelle, NY 10805
Listing by Berkshire Hathaway HS NY Prop
$247/sq ft
larger lot
51 years newer
SOLD JUN 25, 2026
$2,110,000 Last sold price
5 beds3.5 baths3,287 sq ft
467 Highbrook Ave, Pelham, NY 10803
Listing by William Raveis-New York LLC
$341/sq ft
larger lot
25 years newer
SOLD OCT 1, 2026
$735,000 Last sold price
3 beds2.5 baths2,063 sq ft
25 Whitewood Ave, New Rochelle, NY 10805
Listing by Houlihan Lawrence Inc.
$55/sq ft
smaller lot
12 years newer
SOLD OCT 16, 2026
$2,200,000 Last sold price
6 beds4 baths3,770 sq ft
221 Highbrook Ave, Pelham, NY 10803
Listing by Julia B Fee Sothebys Int. Rlty
$283/sq ft
larger lot
13 years newer

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