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401 Stone St, Oneida, NY 13421
About this home
Well maintained Two Family home situated on a 0.19 acre lot in the City of Oneida, offering a great opportunity for owner occupants or investors seeking rental income. Both units are thoughtfully laid out and include appliances and separate laundry areas for added convenience. The lower unit features a welcoming covered front porch, spacious living room, eat-in kitchen with appliances, two bedrooms, a full bath and an in-unit laundry area complete with washer and dryer. The upper unit has its own private entrance and offers a comfortable living room, eat-in kitchen with appliances, one bedroom, a full bath and dedicated laundry in the basement with washer and dryer. Outside, you'll find a nice size yard and a fenced area. Plus a 1.5 car detached garage providing additional storage and plenty of parking. Numerous updates and meticulous maintenance make this property truly move in ready. Conveniently located close to shopping, dining, schools and other local amenities, this is a fantastic opportunity to add to your investment portfolio or offset your mortgage with rental income and live here inexpensively!

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Around this home
Schools
- K - 12
- Preschool & daycare
Public 2-3 • Assigned • 0.4mi
Public 6-8 • Assigned • 2.6mi
Public 9-12 • Assigned • 0.6mi
Lifestyle
Provided by Walk Score and Local Logic
Property details
Parking
- Garage/Carport Information
- Has Garage
- # of Garage Spaces: 1.5
- Parking
- Features: Paved
Interior
- Virtual Tour
- Bathroom Information
- # of Full Bathrooms: 2
- Room Information
- Has Basement
- Basement Information: Full
- Equipment
- Appliances: Gas Water Heater
- Interior Features
- Window Features: Thermal Windows
- Flooring: Luxury Vinyl
- Other Features: Ceiling Fan(s)
- Multi Unit Information
- # Of Units Total: 2
- # Of Units In Community: 2
- # Of Separate Gas Meters: 1
- # Of Separate Electric Meters: 1
- Multi Unit Financial Information
- Operating Expense Includes: Insurance, Maintenance Structure, Utilities, Water/Sewer
- Unit Type 1
- Unit Description: Dryer,Oven/ Range,Refrigerator,Washer,Eat-In Kitchen,Living Room
- # of Bedrooms: 1
- # of Bathrooms Total: 1
- # of Full Bathrooms: 1
- Total Rent: $950
- Actual Rent: $950
- Actual Rent Range: 950
- Unit Type 2
- Unit Description: Dryer,Oven/ Range,Refrigerator,Washer,Eat-In Kitchen,Living Room,Porch
- # of Bedrooms: 2
- # of Bathrooms Total: 1
- # of Full Bathrooms: 1
- Actual Rent Range: 0
Exterior
- Building Information
- Stories: 2
- Stories (Total): 2
- Year Built Details: Existing
- Roof Details: Asphalt
- Construction Details: Vinyl Siding, Wood Siding, Copper Plumbing
- Exterior Features
- Exterior Features: Deck, Fence
- Patio And Porch Features: Covered, Deck, Open, Porch
- Fencing: Partial
- Lot Information
- Lot Size Area: 0.19
- Lot Size Acres: 0.19
- Lot Size Dimensions: 60X137
- Lot Features: Rectangular, Rectangular Lot, Residential Lot
- Road Frontage Type: City Street
- Property Information
- Below Grade Finished Area: 158
- Foundation Details: Stone
- Resale
Financial
- Assessments and Fees
- Assessed Value: $80,000
- Tax Information
- Annual Tax Amount: $3,921
- Rental Information
- Owner Pays: All Utilities
- Rent Includes: All Utilities
Utilities
- Utility Information
- Utilities: Cable Available, Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
- Electric: Circuit Breakers
- Sewer: Connected
- Water Source: Connected, Public
- Heating & Cooling
- Has Heating
- Heating: Gas, Forced Air
View estimated energy costs and solar savings for this home
Public facts
- Beds: 3
- Baths: 2.0
- Finished Sq. Ft.: 1,579
- Unfinished Sq. Ft.: —
- Total Sq. Ft.: 1,579
- Stories: 2.0
- Lot Size: 8,276 square feet
- Style: Multi-Family (2-4 Unit)
- Year Built: 1874
- Year Renovated: —
- County: Madison County
- APN: 251201A03803000020140000000
Sale and tax history for 401 Stone St
- Sale History
- Tax History
$98/sq ft
$39/sq ft
$38/sq ft
$37/sq ft
Public record
Climate risks
Minimal risk of a flood reaching the building in the next 30 years
Unlikely to be in a wildfire in next 30 years
7 days above 94° expected this year, 17 days in 30 years
0% chance of strong winds in next 30 years
0 unhealthy days expected this year, 1 days in 30 years
Sun exposure
Exceptional sunlight
SunscoreThis home receives average direct sun exposure in Oneida. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
Redfin Estimate for 401 Stone St
Nearby homes have recently sold between $148,500 and $252,000.
- SOLD AUG 19, 2026$179,000 Last sold price3 beds2 baths1,344 sq ft443 Sylvan St, Oneida, NY 13421Listing by Kay Real Estate
$35/sq ft smaller lot 76 years newer - SOLD JUN 30, 2026$150,000 Last sold price3 beds1.5 baths1,710 sq ft208 North St, Oneida, NY 13421Listing by Kay Real Estate
$10/sq ft smaller lot 36 years newer - SOLD JAN 5, 2026$164,900 Last sold price4 beds1.5 baths1,449 sq ft229 Boston St, Oneida, NY 13421Listing by Hunt Real Estate ERA
$16/sq ft larger lot 48 years newer - SOLD DEC 17, 2025$148,500 Last sold price4 beds2 baths1,776 sq ft509 Lenox Ave, Oneida, NY 13421Listing by Kay Real Estate
$14/sq ft larger lot 46 years newer - SOLD JUN 22, 2026$252,000 Last sold price3 beds2 baths1,418 sq ft311 Summit Ave, Oneida, NY 13421Listing by Kay Real Estate
$80/sq ft larger lot 77 years newer - SOLD MAR 5, 2026$230,000 Last sold price4 beds2 baths1,937 sq ft312 Stone St, Oneida, NY 13421Listing by Keller Williams Syracuse
$21/sq ft larger lot 9 years older
This home is pending
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