Off market dec 2019 for $95K

$140,325

Est. refi paymentEst. refi $620/mo

•

738

sq ft

95 Spruce St, Oneonta, NY 13820

About this home

Don't miss this priced to sell city home. Two car garage with extra storage. New furnace/hot water on demand in 2019. 95% efficient. Laundry room on bottom level with utility sink . Replacement windows through out the house. 3 season porch off the kitchen with lots of sunlight. The home has original hardwood floors. Every room has multiple closets for plenty of storage. There is also an attic with storage. Easy to show, close to both colleges and Oneonta schools. Don't miss this opportunity!

Single-familyProperty Type

1900Year Built

2,178 sq ftLot Size

$190Est. Price/Sq.Ft.

1 spaceParking

Listing by Janet Decker • Benson Agency Real Estate LLC

•607-432-4391 (broker)

•bensonreal@stny.rr.com (broker)

Bought with Michael Ranieri • Benson Agency Real Estate LLC

•607-432-4391 (broker)

•bensonreal@stny.rr.com (broker)

Redfin checked: a few seconds ago

•Source:UNYREIS #OD123683

Redfin Estimate

$140,325

$45K since sold in December 2019$1,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 2% higher than the average sale price ($138K) of 5 comparable homes.

SOLD AUG 21, 2026
$110,000
A
3 beds1 bath1,202 sq ft
17 Columbia St, Oneonta, NY 13820
Listing by Oneonta Realty LLC
SOLD SEP 2, 2026
$159,900
B
3 beds1 bath1,332 sq ft
16 Gault Ave, Oneonta, NY 13820
Listing by Keller Williams Upstate NY Properties
SOLD AUG 25, 2026
$148,000
C
2 beds1 bath870 sq ft
13 Telford St, Oneonta, NY 13820
Listing by Howard Hanna
SOLD APR 24, 2026
$80,000
D
3 beds1 bath1,040 sq ft
1 Chester St, Oneonta, NY 13820
Listing by BlueSky Properties
SOLD JUN 4, 2026
$190,000
E
3 beds1 bath1,239 sq ft
8 Third St, Oneonta, NY 13820
Listing by Glimmerglass Realty Group LLC

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Refinance

Est. cash available

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Rent

$2,610/mo

Redfin rental estimate

List your home for rent

Market trends in 13820, NY

Last updated September 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

96.2%

0.0% MoM

Median sale price

$221K

$11K MoM

Avg. days on market

71d

15 days MoM

Recently sold homes

9 MoM

New listings for sale

NEW 1 DAY AGO
$379,000
4 beds3 baths3,310 sq ft
47 Elm St, Oneonta, NY 13820
Listing by Keller Williams Upstate NY Properties, (607) 431-2540
$399,500
4 beds3 baths2,678 sq ft
45 Elm St, Oneonta, NY 13820
Listing by Brokers Network
$139,000
4 beds1 bath1,700 sq ft
8 Depew St, Oneonta, NY 13820
Listing by Bordinger Realty, LLC, (607) 432-9173
$295,000
5 beds1.5 baths2,064 sq ft
45 Cedar St, Oneonta, NY 13820
Listing by Four Seasons Sotheby's International Realty, (518) 580-8500
$99,000
2 beds1 bath776 sq ft
162 County Rd 26, Afton, NY 13730
$74,000
3 beds2 baths1,216 sq ft
37 Deer Run Ln, Oneonta, NY 13820
Listing by Country Boy Realty, (518) 234-4371
$359,000
5 beds2.5 baths2,122 sq ft
69 Elm St, Oneonta, NY 13820
Listing by Howard Hanna, (607) 433-1020
$345,000
4 beds3 baths2,312 sq ft
61 Union St, Oneonta, NY 13820
Listing by Benson Agency Real Estate LLC, (607) 432-4391
FOR SALE BY OWNER
$115,000
5 beds2 baths1,398 sq ft
9 Frederick St, Oneonta, NY 13820
See all

Provided by Redfin

Sale history for 95 Spruce St

Date

Event

Price

ODBOR #123683

Dec 4, 2019

Sold

$95,000

$129/sq ft

Sep 25, 2019

Listed

$108,000

$146/sq ft

+31

UNYREIS #OD123683

Dec 4, 2019

Sold

$95,000

$129/sq ft

Sep 25, 2019

Listed

$108,000

$146/sq ft

Public Records

Sep 14, 1998

Sold

$46,500

$63/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$3,512

$6,000 + $84,000

$90,000

2025

$3,512 (+4.1%)

$6,000 + $84,000

$90,000

2024

$3,373 (+5.4%)

$6,000 + $84,000

$90,000

2023

$3,202 (+2.8%)

$6,000 + $84,000

$90,000

2022

$3,116 (+1.6%)

$6,000 + $84,000

$90,000

2021

$3,068 (−1.2%)

$6,000 + $84,000

$90,000

2020

$3,104 (+62.1%)

$6,000 + $84,000

$90,000

2019

$1,914 (+3.6%)

$6,000 + $84,000

$90,000

2018

$1,848 (+0.5%)

$6,000 + $84,000

$90,000

2017

$1,839 (+0.8%)

$6,000 + $84,000

$90,000

2016

$1,825 (+27.3%)

$6,000 + $84,000

$90,000

2015

$1,434 (−33.4%)

$6,000 + $84,000

$90,000

2014

$2,154

$2,500 + $48,500

$51,000

Tax history for 95 Spruce St

Year

Property tax

Land + Additions

Assessment*

2026

$3,512

$6,000 + $84,000

$90,000

2025

$3,512 (+4.1%)

$6,000 + $84,000

$90,000

2024

$3,373 (+5.4%)

$6,000 + $84,000

$90,000

2023

$3,202 (+2.8%)

$6,000 + $84,000

$90,000

2022

$3,116 (+1.6%)

$6,000 + $84,000

$90,000

2021

$3,068 (−1.2%)

$6,000 + $84,000

$90,000

2020

$3,104 (+62.1%)

$6,000 + $84,000

$90,000

2019

$1,914 (+3.6%)

$6,000 + $84,000

$90,000

2018

$1,848 (+0.5%)

$6,000 + $84,000

$90,000

2017

$1,839 (+0.8%)

$6,000 + $84,000

$90,000

2016

$1,825 (+27.3%)

$6,000 + $84,000

$90,000

2015

$1,434 (−33.4%)

$6,000 + $84,000

$90,000

2014

$2,154

$2,500 + $48,500

$51,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

35 ft.

Lot depth

62 ft.

Lot size

2,178 Sq. Ft.

Year renovated

1975

Sq. Ft.

738

Year built

1900

Style

Single Family Residential

County

Otsego County

APN

361200A28801800010820000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 31, 2026.

Property details

Parking

Garage/Carport Information
Has Garage
Has Attached Garage

Parking
Features: Attached, Garage

Interior

Bathroom Information
# of Full Bathrooms: 1

Room Information
Has Basement
Basement Information: Full

Room 1 Information
Bedroom 2
Level: Second

Room 2 Information
Kitchen
Level: Second

Room 3 Information
Living Room
Level: Second

Room 4 Information
Bedroom 1
Level: Second

Room 5 Information
Other
Level: Second

Equipment
Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Disposal, Gas Water Heater, Refrigerator

Interior Features
Flooring: Hardwood, Varies

Exterior

Building Information
Roof Details: Asphalt
Construction Details: See Remarks, Wood Siding

Exterior Features
Patio And Porch Features: Open, Porch

Lot Information
Lot Size Area: 0.05
Lot Size Acres: 0.05

Property Information
Foundation Details: Block

Financial

Assessments and Fees
Assessed Value: $90,000

Tax Information
Annual Tax Amount: $2,926

Utilities

Utility Information
Utilities: High Speed Internet Available, Sewer Connected
Sewer: Connected
Water Source: Public

Heating & Cooling
Has Heating
Heating: Gas, Baseboard, Hot Water

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 738
Stories: 1.0
Lot Size: 2,178 square feet
Style: Single Family Residential
Year Built: 1900
Year Renovated: 1975
County: Otsego County
APN: 361200A28801800010820000000

Home facts updated by county records on Aug 31, 2026

Around this home

Schools

Valleyview Elementary School

Public K-5 • Assigned • 0.7mi

4/10

Oneonta Middle School

Public 6-8 • Assigned • 0.7mi

3/10

Oneonta Senior High School

Public 9-12 • Assigned • 0.7mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

8 days above 93° expected this year, 18 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Oneonta, NY • 13820

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.6 hours in June and 2.8 hours in December, placing it below the U.S. average for solar exposure.

8.6 hrs

2.8 hrs

JuneDecember

Provided by Shadowmap

Is this your home?

Track this home’s value and nearby sales activity

Nearby similar homes

NEW 1 DAY AGO

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Listing by Benson Agency Real Estate LLC, (607) 432-4391

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Listing by Keller Williams Upstate NY Properties, (607) 431-2540

New listings for sale in 13820

NEW 1 DAY AGO

$379,000

4 beds3 baths3,310 sq ft

47 Elm St, Oneonta, NY 13820

Hardwood floors • Rich wood cabinetry • Built-in cooktop

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

$399,500

4 beds3 baths2,678 sq ft

45 Elm St, Oneonta, NY 13820

Finished basement • 7,405 sq ft lot • Garage

Listing by Brokers Network

$139,000

4 beds1 bath1,700 sq ft

8 Depew St, Oneonta, NY 13820

Luxury vinyl floors • Kitchen cabinets • Replacement windows

Listing by Bordinger Realty, LLC, (607) 432-9173

$295,000

5 beds1.5 baths2,064 sq ft

45 Cedar St, Oneonta, NY 13820

3,920 sq ft lot • Parking • Built 1915

Listing by Four Seasons Sotheby's International Realty, (518) 580-8500

$99,000

2 beds1 bath776 sq ft

162 County Rd 26, Afton, NY 13730

1.12 acres • Country setting • Outdoor space

$74,000

3 beds2 baths1,216 sq ft

37 Deer Run Ln, Oneonta, NY 13820

Extra-large park lot • Enclosed porch • Natural gas

Listing by Country Boy Realty, (518) 234-4371

$359,000

5 beds2.5 baths2,122 sq ft

69 Elm St, Oneonta, NY 13820

Grand entrance foyer • Striking staircase • Two staircases

Listing by Howard Hanna, (607) 433-1020

$345,000

4 beds3 baths2,312 sq ft

61 Union St, Oneonta, NY 13820

Hardwood floors • Spacious dining room • Dedicated office

Listing by Benson Agency Real Estate LLC, (607) 432-4391

FOR SALE BY OWNER

$115,000

5 beds2 baths1,398 sq ft

9 Frederick St, Oneonta, NY 13820

Replacement windows • Metal roof • Blacktop driveway

Home values near 95 Spruce St

Data from public records.

Address	Redfin Estimate
105 Spruce St, Oneonta, NY 5 Beds \| 3.5 Baths \| 2166 Sq. Ft.	$208,104
97 Spruce St, Oneonta, NY 4 Beds \| 2 Baths \| 1500 Sq. Ft.	$209,929

Address	Redfin Estimate
107 Spruce St, Oneonta, NY - Beds \| - Baths \| 4200 Sq. Ft.	—
99 Spruce St, Oneonta, NY 4 Beds \| 1.5 Baths \| 1484 Sq. Ft.	$201,474

Address	Redfin Estimate
96 Spruce St, Oneonta, NY 4 Beds \| 2.5 Baths \| 2334 Sq. Ft.	$226,733
103 Spruce St, Oneonta, NY 4 Beds \| 2 Baths \| 1872 Sq. Ft.	$168,956

Property information provided by UNYREIS when last listed in 2019. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 13820, NY

Sale history for 95 Spruce St

Tax history for 95 Spruce St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

New listings for sale in 13820

Home values near 95 Spruce St

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